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4 Cha vs. Court of Appeals, 277 SCRA 690, G.R. No. 124520 August 18, 1997 PDF
4 Cha vs. Court of Appeals, 277 SCRA 690, G.R. No. 124520 August 18, 1997 PDF
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* FIRST DIVISION.
691
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collecting the proceeds of said policy in case of loss of the property. In such
a case, the contract of insurance is a mere wager which is void under
Section 25 of the Insurance Code.
692
PADILLA, J.:
“18. x x x. The LESSEE shall not insure against fire the chattels,
merchandise, textiles, goods and effects placed at any stall or store or space
in the leased premises without first obtaining the written consent and
approval of the LESSOR. If the LESSEE obtain(s) the insurance thereof
without the consent of the LESSOR then the policy is1 deemed assigned and
transferred to the LESSOR for its own benefit; x x x.”
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1 Rollo, p. 50.
693
II
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III
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694
IV
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2 Rollo, p. 18.
3 Article 1409(i), Civil Code.
4 Section 19, Insurance Code.
695
696
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697
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