Study Shows Good

Savers Are Better

Sleepers
Looking for a better night’s rest? Try stuffing some money under your
mattress.

Metaphorically speaking, of course.

Propping up an old, sagging mattress with stacks of Washingtons,

Jacksons or Benjamins won’t improve your sleep. (It’ll just make for a
lumpy bed.) But our research does indicate that saving up so you have
some cash reserves in your piggy bank at the end of the day will likely
lead to more restful nights.
How Financial Stress Becomes Sleep Stress
Cortisol is known as the stress hormone because our brains signal our
adrenal glands to release it whenever we encounter a perceived threat.
In a natural daily rhythm, our bodies have the lowest cortisol levels
around midnight – coinciding with the time most of us have wound down
from the day and retreated to the safe, relaxing confines of our
bedrooms for some shut-eye.

But finding bills in the mail when you get home from work or learning that
your son needs money for a scouting trip next week can spike your
cortisol right when it’s supposed to be declining. You guessed it: a high
cortisone level disrupts sleep.

Good Savers Are Better Sleepers

It appears that the mere act of saving can help maximize quality of
sleep.

Of the 2,000 people we polled in the State of America’s Sleep survey,

one-third qualified as excellent sleepers. Within that group, nearly six out
of 10 (59%) said they save money regularly to cover unforeseen home
expenses, and more than half (52%) said they routinely save for
retirement.