Charges related with Guarantee Issuance

S. No. Guarantee Commission Rates

1. Issue of Bid/Tender Bond 0.375% per quarter or Minimum NPR 1,000/- per quarter
2. Performance Bond 0.375% per quarter or Minimum NPR 1,000/- per quarter
3. Advance Payment guarantee 0.50% per quarter or Minimum NPR 1,500/- per quarter
4. Counter guarantee 0.50% per quarter or Minimum NPR 1,500/- per quarter
5. All other Amendment NPR 2,000/- Each
Collateral Based upto 10%
6. Cash Margin on Guarantee
Non-Collateral Based 50%-100%

Credit Charges

CIB charge: NPR. 250 without report and NPR. 550 with report (on cost basis)

Valuation Charge: On actual cost basis

Insurance Charge: On actual cost basis

Working Capital: 1.25%pa or min Rs10,000 whichever is higher

Processing fee for credit proposals:
Term Loan : 1.50%pa or min Rs10,000whichever is higher
Housing Loan : 1.25%pa or min Rs10,000whichever is higher
Personal Loan :1.50%pa or min Rs10,000 whichever is higher
Personal term loan: 1.50% min Rs10,000 whichever is higher
Margin/ Share Loan :1.25%pa or min Rs10,000 whichever is higher
SME:1.25%pa or min Rs10,000 whichever is higher
Bridge Gap/Demand loan : 2%pa or min Rs10,000 whichever is
higher
Deprived Sector ( Retail):2%pa
Auto loan Private: 1.25%pa
Auto Loan Commercial : 1.50%pa
Auto Loan ( Used) .2.%pa
HP Two Wheeler : 2%pa
HP consumer : 2% pa
Other loan : 1.50%pa
Renewal Charge: upto 1%pa or or min Rs5000 whichever is higher
  Upto : 2% (Nil in case of loan prepaid due to change in
Prepayment Charges interest rate & sanction terms)
 Upto 1% pa allowed after 2 years of loan .
Blacklisting fee (CIB) per request

 As per actual cost

(To be recovered from customer at the
time of making request to blacklist the
drawer)
Charges related with General Banking
S.N Commission Proposed Rates
NPR 500/-(Customer request only) Not applicable for credit
1. Manager's Cheque issue
customers
2. NRB cheque issue NPR 500/-
For Individual : NPR 250/- per instruction
3. Standing instruction
For Corporate : NPR 500/- per instruction
Cheque book Re-issuance charge NPR. 500/- (flat charge)
4.
Duplicate FD receipt issue NPR. 250/- (flat charge)
Cheque (3) leaf issuance NPR 350
5.
Withdrawal Slip NPR 100/- (NA in case of issuance when ATM is out of order)

Account closing charge Free

6.
Account closing charge (before 6 mths) Rs250.000

NPR. 250/- for transfer within 6 months of Initial Account Opening

7. Account Transfer

NPR 500/- ( One time free issuance for audit purpose in a year)
8. Balance certificates issue

9. Good for payment NPR 500/-

10 Good for payment( Cancel) NPR 500/-

11. Manager’s cheque cancellation NPR 500/

12. Stop payment of Cheque or single leaf Rs 500/-

13 Dormant account activation fee Free

 Cheque return (inward clearing:
14 Rs 500
insufficient balance)

15 ABBS fee Free

Uncollected cheque book more than 90 For Individual:Rs250

16.
days For Company :Rs500

17. ASBA Free

**SMS Banking /mBanking NPR. 200 for individual & NPR. 250 for corporate & companies:
18
annual
#E-banking NPR. 200/- annual
19
Password re-generation NPR. 100/-

Annual fee : Rs 200

NPR. 100/- for Re-PIN generation
NPR. 500/- for Re-issue of lost cards, Renewal of expired cards,
20 @ Debit Card Issue of supplementary cards, Lost or Damaged Card.
NPR. 250/- for destruction of cards in case of un delivery within
90days
Rs 100/- Stop instruction of Debit card
On actual cost basis
< NPR200,000: Free
21 Electronic Cheque Clearing > NPR 200,000 : NPR 30
Express Clearing : NPR 100
High Value Clearing : NPR 100
Upto 500- NPR 2
>500-5K-NPR 5
>5K-50K-NPR 10
22 ECC -IPS
>50K-NPR 15
No charges for dividend and IPO refund payment for transaction
upto NPR 100

Account Statement One timer per period: Free

23
Duplicate print for same period: Rs250
Within 3 months of transaction : Free
24 Duplicate DR/CR advice
After 3 months and upto 1 years: Rs100
 After 1 year :Rs200

Upto 6 months back : Free

25 Record Retrieval Charge From 6 months and up to 2 years back - per record : Rs 500.00
Above 2 years back - per record : Rs 750.00

26 Courier Charges On actual cost basis

27 Partial Release of mortgaged property Rs 5,000 .00

Locker Breakage Charge: Rs2000 plus actual cost

28 Locker Locker Surrender : Rs500 ( before the expiry of lease period)
Locker Change : Rs500

Locker Charge *
SIZE IN INCH Annual Charge Key Deposit
LOCKER
TYPE Cubic
HEIGHT WIDTH DEPTH
S. No. Inch
1 A 6 8 21.6 1037 1,000.00 8,000.00
2 B 7 10 21.6 1512 1,500.00 15,000.00
3 C.1 6 16 21.6 2074 3,500.00 20,000.00
4 C.2 12 8 21.6 2074 3,500.00 20,000.00
5 D 7 20 21.6 3024 4,000.00 22,000.00
6 E 12 16 21.6 4147 4,500.00 22,000.00
7 F 11 21 21.6 4990 5,500.00 25,000.00
8 G 14 20 21.6 6048 6,000.00 25,000.00
* Locker: other condition applicable as per Memo issued previously at different dates.
 Bank reserves the right to change/modify the above fees and charges at any time.
 The above charges may vary during promotional offer or new products.