Corona Rakshak Policy, Star Health and Allied Insurance Co. Ltd. Boost your immunity by adapting to healthy habits. Protect your savings from COVID 19 with Corona Rakshak Policy Health a Personal & Caring | Insurance ewe We ee) Corona Rakshak Policy, Star Health and Allied Insurance Co. Ltd. DTU ee au erat Asa ‘STAR Health Insurance joins the fight against CORONA along withthe people ofthe nation by offering the Corona Rakshak Policy. An excusive policy that offs lump-sum benef fo COVID Positive policyholder, which willbe equal to 100% of tne sum insure. + Eligibility © Adults:18 yrsto65yrs, + Policy Type: Individual basis + Suminsured Options: Rs.50,000/-; Rs. 1,00,000/;Rs.1,50,000/-;Rs.2,00,000/-;Rs.2,50,000/-; + Policy Terms: 3% months (105 Days}; 6% months (195 Days); 9% months (285 Days) (Noannualpolicyterm) + Preacceptance medical screening: Nopre-acceptance medical screening, + Waiting Period: An initial waiting period of 15 daysis applicable rom the date of commencement o his policy + Benefit Ifduring the period ofinsurance, the insured persons diagnosed with Covid positive requiring hospitalization for minimum continuous period of 72 hours, then the Company wil pay tne lumpsum benefitequalto 100% ofsuminsured opted Note: ‘= Payment will be made oniy on Hospitalisation and report of Positive diagnosis for Covid from GovernmentAutharized Centr, ‘= This is one time beneft for entire policy period and the policy shall cease upon payment of lumpsum. + Exclusions: The Company shal not be liable to make any payment under the policy in respec of any ‘expenses incurredin connection wih orin respectof 4. Investigation & Evaluation Expenses related to any admission primary fr diagnostics and evaluation purposes, i. Any diagnostic expenses which are not related ornotincidental tothe current diagnosis and treatment. ‘Any diagnosis which is notrelated and natincidental to COVIDisnotcoveredin this Policy 3, Testing done at a Diagnostic centre which is not authorized by the Government shall not be recognized under thisPoicy 4. Any claim with respect fo COVID manifested prior to commencement date ofthis policy or during thewaiing period. 5. Coverunderthis Policy shall cease the Insured Person travels to any country placed under rave restriction by he Government india + Disclosure of Information: The Policy shal be void and all premium paid thereon shall be forfeited to the Company in the event of misrepresentaton, mis-description or non-disclosure of any material fact by he policyholder, + Renewals: Not applicable + Migration and Portability: NotapplicableFree Look Period: Notapplicable Cancellation: The Company may cancel the Policy at any time on grounds of misrepresentation, non sisciosure of materalfacs, fraud by the Insured Person, by giving 7 days' writen notice. There would be ro refund of premium on cancellation on grounds of misrepresentation, non-disclosure of material facts orfraud, ‘Automatic termination: This policy shall terminate forthe Insured immediately on the earlier of the following events irrespective ofthe expiry date mentionedin the policy schedule ¥ — Uponthedemise ofthe covered person Y Upon payment of an admissible claim and settlement of 100% of Sum Insured specified inthe Policy Schedule Endorsements (Change In Policy): This policy constitutes the complete contrac of insurance, This Policy cannot be modified by anyone (including an insurance agent or broker) except the company. Any change made by the company shall be evidenced by awrten endorsement signed and stamped. Claim Procedure: The insured person shall submit ll relevant documents to the Company within 30 days from date of discharge fom the hospital Documents tobe submitted for claim: i. Dulyfiledandsigned Claim Form ji, Copy ofinsured Person's passpor,ifavalable (Alipages) ji, Photo ldenity proof ofthe patient finsured person doesnotowna passport) iv. Medical practitioner's prescription advising admission \v. Discharge summaryincluding complete medical history ofthe patient along with other detail, Investigation reports including Insured Person's Test Reports fram Authorized diagnostic centre for COVID. vi, NEFTDetals (to enable direct credit claim amountin bank account) and cancelled cheque vil. KYC (identity proof with Address) ofthe proposer, where claim liablly is above Rs 1 Lakh as per AML Guidelines ix. Any otherelevant document required by Company forassessmentof he claim Tax Benefits: Payments of premium by any mode other than cash for this insurance is eligible for relief Under Section 80D ofthe Income TaxAct 1961, The Company: Star Health and Aled Insurance Co. Ltd, its operations in 2006 as India's frst Standalone Health Insurance provider. AS an exclusive Health Insurer, the Company is commenced providing sterling services in Heath, Personal Accident & Overseas Travel Insurance andis committed tosetting ntemational benchmarks in service and personal caring StarAdvantages ‘+ NoThird Party Administrator, drectin-house claims settlement, ‘© Fasterandhassie-free claim settlement ‘© Cashlass facility wherever possible in network hospitals, Prohibition of Rebates: (Section 41 of Insurance Act 1938): No person shall allow or offer to allow, either directly orindirecty as aninducementto any person to take out or renew or continue an insurance in respect of any kind of risk reiting olives or propery in India, any rebate of the whole or part ofthe ‘commission payable or any rebate ofthe premium shown on the policy, nor shall any person taking outor renewing or continuing a policy accept any rebate, except such rebate as may be allowed in accordance vith the published prospectuses or tables ofthe insurer: Any person making defaultin complying with the provisions ofthis section shall be liable for apenalty which may extendto ten lakh rupees. ed cor Teed) Ad 6% Months 9% Months ‘Sum Insured | Premium | Sum Insured ‘Sum Insured | Premium cs os cis cs os 50,000 768 50,000 923 50,000 1,038 400,000 1,838 400,000 1,846 100,000 2077 150,000 2,308 150,000 2,769 1,50,000 3,116 2,00,000 3077 2,00,000 3,692 2,00,000 4154 2,50,000 3.846 2,50,000 4615 2,50,000 5,192 Corona Rakshak Policy, Star Health and Allied Insurance Co. Ltd. Unique Identification No. : SHAHLIP21067V012021 “IRDA/OR_ITS OFFICIALS DO NOT INVOLVE IN ACTIVITIES LKE SALE OF ANY KIND OF INSURANCE OR FINANCIAL PRODUCTS NOR INVEST PREMIUMS, |ROAIDOES NOT ANNOUNCE ANY BONUS, PUBLIC RECEIVING SUCH PHONE. ‘CALLS ARE REQUESTED TO LODGE A POLICE COMPLAINT ALONG WITH DETAILS OF PHONE CALL AND NUMBER. The information provided inthis brochure is only indicative. For more details onthe risk factors, terms and conditions, ploase read the policy wordings bofore concluding sale or Visit our website www.starhealth.n Buy ths Insurance Online at www.sterhealth.in and Avail 5% Discount Call Tollfree: 1800-425-2255 / 1800-102-4477 ‘SMS STAR to 56677 % Fax Toll Free No: 1800-425-5522 * Emall: support@starhealth.in CIN: US6010TNZ00SPLCOSE649 * IRDAI Regn, No: 128 STAR HEALTH AND ALLIED INSURANCE CO LTD REGD & CORPORATE OFFICE: 1, New Tank Street, Valluvar Kottam High Road, Nungambakkam, Chennai - 600 034, Insurance is the subject matter of solicitation BRO/CRP/V.2/ 2020