‘71h Flor Lepanto Bldg Pasoo de Roxas, Maka Cty 1226 Fax no 8849-0865, ‘Terms and Conditions In this Agreement, "It, “me” and "my" refer to the individual(s) corporation(s) or partyles who isare the accaunt owner(s), has/have an interest in the account(s), and consent(s) to be bounded by the terms of this Agreement, On the other hand, "you''your" and "YAP" refer to Yapster F-Trade, Inc. (2TradeAsia.com), its employees, officers and directors, ~* shall refer to a universal bank organized and existing under the laws of the Phitppines. is an online banking facity granted by - which may be availed of bya Yapster E-Trade, Inc. (2TradeAsia.com) cient for as long as itis ‘offered, and provided thai the elent continues fo be qualified Under Ss.own terms and conditions, “Website” refers to hlips/www 2tradeasia com! or other sites autnorized by Yapster E-Trade, Inc. (2TradeAsia.com) References to the Secures and Exchange Commission (SEC), the Philippine Stock Exchange (PSE or the exchange"), the Bangko Sentral ng” Plipinas (BSP), the. AnliMoney. Laundedng Counc {(ANLG) and the Securties Clearing Corporation of the Philippines (SCE) shal be deemed fo refer also to ther successors in mferesis dnd assigns ‘Yapster E-Trade, nc. (2TradeAsia com) Isa registered SEC licensed stockbroker. In consideration of your acting as my stockbroker in the buying and seling of my accounts, hereby consent to al the transactions being governed by the ‘ules and regulations. of the Philppine Stock Exchange, the Securities Clearing Corporation of the Philppines, the Securities and Exchange ‘Commission, tre Bangko Sentral nt Piipinas, she Arvi-Money Laundering. Counel, other customs. ank lusages ofthe foregoing, and the folowing terms and conditions: 4. Client Identification, | am aware of your expleit palicy that business transactions wil not bo conducted with me i Tal provide Satisfactory evidence of my iderity upon opening my account with you. The signature(s) appearing on this form isiare ue and oficial Signature(s) of the account and may be used for verfication of the Said signature(s) at all mes and forall purposes. 2, Warranty of Information, | represent and warrant that all information provided by me pursuant to this Agroemer, including the Customer Account Information Form, ie true, complete and accurate. Incase. of any change in said information, shail inform. you Immediately. | also hereby authorize you to conduct such creat of background checks to verify any information provided by me, and to ascertain my financal sttuaton and investment objectives, 3, Buy and Sell Orders, Ary order made by me for he purchase ‘rene of sosantessnalibe oning an me) vpon making the order nine trough the Websto,verbaly (whether person, trough the {Slephone or oer simiar means) t wring (by foxy Telex or femal) rough the Sho Meseaging Sari (SMS orton) oF {irough an autorzed person and (i) upen roclp of confmation nates ay signed by your suhoraed fer of sent through tne Wonsite. You may ray or at upon auch orders, and you sa hot Be table or any lose or damage sured by me, provide tal you sek ‘00d fh, ‘You require at least 50% collateral in the form of cash or tradable stocks for secures | order to be purchased before your execution of the order, or In the case of secufes to be sold, | undersiand that you requite advance delivery of secures duly endorsed and cleared by the transfer office before your executon af the sell order. In the event a sell order is intentonally or inadvertently accepted and executed without the required stock cerificates deposited in. my Account, agree to immediately deliver to you the secures sold In ‘good dalverable and negotiable form. Iam responsible for any losses or expenses incurred by you as a resull of my failure to make ENS ‘such delivery. In order to complete my short sale, you may need to Borrow the secunty(ies) | sald and didnot own. I wil be subject fo buyeback of the security for my account and at my expense. If the ‘Secures are bought in, wll be responsible for any resulting losses and all associated costs incurres by you. The proceeds of all sales willbe retained in my account unless 1 request otherwise You shall have the ght, whenever in your sole or exclusive discretion, and whenever nocessary for your protecton, in the event {hat (i) 8 peiion for bankruptcy. oF for appointment ofa receiver's tes By ‘or against mo, or (0) an allachment fe loved againet my ‘Account(s} withthe Broker (x) to elaso any or all outstanding orders, ‘38 wel ag, to sell any of al secures in my account, (y) to transfer money or eecurtes ftom any one of my accouni() to.anather and {2)'0 buy any oa socurties which may be shor in such accounts), Si without the. need of notice or demand for margin, addtional Secunty or colaloral, or noice of sale or purchase, of any olhat notice or advertsement, all of which are hereby waived, Any such Seles or purchases may be made at your discretion and you may be putchasars or salle for your own account. Natwihstanding the foregoing, | shal, at all times, be table for the payment ofan amount siting’ n'y account) with You Upon demand and that | Shall be liable for any doiioncy romaiing in ary Such accounts) in the event of the liquidation thereof n whole or rn part by me or You. For the purpose of buyeg,seling or pertamang” oer ate Bursvant to tne above paragraph, | hereby kevocably appaint you, Sour successors o assigns, as my atorney infact with power fo Buy, Sel of act, or ary of my account(s)ivhether cared Individual ot [pint wth others), to agree upon the price of saié secures, exceute bile of sale, receipts, assignments ofall my rahts, tile and intrest 2 the purchaser(s) thereat, You are also authorized to dalver or accopt {alivery ofthe corresponding stock carticatos anclor any portons of the securties held under any of my accouni(s) (whelher camiod individually or joinly with thers) “and heroin pledged, to. bo {ranstered to yourname oF your nominee | understand that you maintain a "Customer First” policy. When you ‘execute Buy or sell orders for your own account, you wil riortize my 4, Fees and Charges. | agree to pay the then current fees and charges upon miy purchase and sale of securities. l acknowledge ang ‘agree that such commission rates and feos are subject to change at any time, with reasonable notice by posting such notice on the Website or by other means, and | agree to be bound thereby. Current fees and charges are lisied on Annex A, 5, Trading Periods. | understand that curren, the PSE pre-open arigd is from 9:00 a.m, 8:15 am, to 9:30am, \s PreOpen (o-Cancel Period, 9:30am. to 12.00 p.m. is, Continuous Trading 42:00 pm. - 1:30'pm. is Market Recess, Market Resumes at 1:30 PM, thai the Pre-Close Auction Period is from 3.17 p.m. 320 p.m, Run-OTrading-At-Last is from 3:20 pm. to 3:30 pm. and Market Close at 3:30 p.m, Phillppine time. These may change to any other periods that the PSE may otherwise prescribe. Orders given by me Salside of these PSE periods (ofnauts) shall be queued and posted ‘on the next preagen period on a fis-come-frst-served basis. 6. Risks. Iam aware that all investments involve ris. In particular, investments in fow priced securities, inal publ efenngs, or optons may entall an increased risk of loss and fay not be able to al investors. Losses. may. exceed tho principal amount | invested ‘Adstionely, te performance ofa Secunly does not guarantee lure rosull or fetus, understand that all of my ordors re based Upon my. Investment decisons and. are unsolcted and. my solo responsibilty and ¥ wil not hols, nor seek To MOIS You or any ot your ‘tiers decors, employees, agoris,subsidaras or afl, hablo {or any irading losses oF ether losses ineurrea by me. 7. Confirmations, Account Statements and Other Notices. | gree fo accept confirmation of purchases and sales, and receive Sislomonts of account and ofher-aceount information and related documonts rough my. mailing adaross. or al any such other ‘addresses a 1 may hereattor give to you in wriing of electronical {trough email or the Website, Grif lama user of te Onine Tracing Facility, | agtee to accaplrocoivo tho abovorentoned. cecumonis electrancaly trough the Websto (exompive relief rom SRC Rule 50.227 and 521.82, a8 grantod on August 9, 20°6) Confirmation of purchases and ‘sales, "and statements’ of account sent Slecroncaly or tough any of my abovementioned addresses wil Be deemed good delvery and shal be binding on me in the absence‘of any written objection received by you within 24 hours fom the time sonfrmaton and statements of account wore sent to me. Its Understood that inthe event of any falure to rey you in wring of any change of adaruss. all communications shal be droctod to my {ast known edcress appearing n your records, All communeaton 50 Sent, whether by mal emal, telegraph, ‘eleshone, fax, masserger Bosted. on tho’ Website of delvered otherwise. shal constis sonal delivery to me end be deemed delivered and received by fe whalher acially received or nat. You wil raceve dividends on my behall and wil creat my account or fsue a check witun 30 days Biter the payable dates. Iwi be noted of any subserpton rights ‘caved by you for my account 8. Settlements. I's agroed that al securities purchased will be Settled not later than 11:00 am. ofthe trading day after transaction date, or the Settlement Date. Itis further agreed that interest charges at the prevaling interest rale and penaltes irrespective of their ongin, ineluding those that may be incutred by you shall bo imposed Tor each day of my delayed payment and. such secunites. purchased Shall be fegistered in your harmo untl such te that It's fully paid. In the event of my falure to pay, any upward or downward fuctuation in the market price shall be for my account and at my isk, unl actually sold or disposed of It's understood that the securites market is rapidly changing market and attached are the inherent risks of incurring losses in securties transactions. Therefore, | hold you free and harmless against any and all costs, losses, damages, fines, Penalties, and taxes which may arise out of the exercise of your Powers. and. functions “duly -aulhorzed. Furthermore, yOu, are Buthorized at your own discretion to sell all or a portion of my ‘Securties which | guarantee to be free from any and all lens and fncumbrances to caver unpaid orders or balances, without prejudice to your nghito collect the remaining labilty after the sol-out,_All ‘orders forthe purchase of secures will be on cash basis unless T+3, Seltiement or margin trading s explicitly approved by you. My Account must contain suferent funds to cover the purchase price of the securites, your commission, and all the applicable costs attributable to me as the buyer. Any order inadvertenly accepted and executed without suficient unas in the account wil be subject 10 anceliation oF liquidation at your discretion. | am responsible for al fof my orders, including any drders which exceed avatable funds in mny acount. ful funds are not available in tre account and an order IS processed, my payment via - direct pledge, wire, personal check, eashier's ‘check or money order made payable to you must be Promptly submited to you to assure that such payment will be Fecaved and processed on or prior tg 11:00 aim. of the Setfement Date, If payment Is not received by Settlement Date, or as market conditions warrant, my account may be liquidated, without prior hotiicaton. In tha event that my account is iguidated, | wil be Hable {or any resulting losses and all associated costs incurred by you, ‘You wil receive dividends on my behalf and wil erect my account or issue a check within 30 days afer the payable dates. wil be noted ‘of any suoserplion rights “eceived By you for my account. agree that aio your poymonis wit bo, hado tote enact rogitored acount name. 8. Online Trading Facility. The Terms and Conditions for the Online Trading Facity are incorporated by reference herein and are made an integral part of Ine general Terms and Conditions a8 i fully Set forth herein '2. | acknowledge that the Online Trading Facility and the Website, inclucing the software and other” contents thereof, ‘are proprietary to you. | warrant and undertake that T ‘shall ‘not nor attempt to tamper with, modty. decompile, reverse engineer of otherwise aller in any’ way, of altempt to gain unauthorized access to any part Of the Onne Traging Facity or Website of any of the Contents thereof. | also undertake to immediately notiy you if | become aware of any actions described above Being perpetrated by another person or entity b, agree tha, 28 a condiion of using your Online Trading Facity, | shall notfy you within twenty-four (24) hours (1) | places _an instruction through the Online ‘Trading Facilty. and I donot receive an accurate acknowledgement, in any acceptable form, of my instruction or is execution (@) | recewve acknowledgement, in any acceptable form, of a vansaction which I dig notinstuet or any similar occurrence: orf (3) Thecome aware of ary unauthorized use of my gecess code. | acknowledge and agroe that | fall to immeciately notiy you when any of the ‘above situations occur, you will not have any labilty tome, oF to any other person whose claim arises from me. | acknowledge that | am solely responsible for any and al orders placed ‘electronical in my accounts). Any investment decison that | mate or nvestient strategy that | ubize is done so at'my sole cseretion and at my fn risk, | understand thal you provide no tax, legal oF investment advice of any kind. hor give. adv oF offer any opinion whh respect fo the naiute, potential value or Suilbity of any” erica “seeuriiee transaction of investment strategy | further understand thal whi | ay be able to access fancal or investment information of Services through your Online Trading Faciiy, the Svalabilty' "of such’ information doos not consitite a recommereation to buy’ or sell any of the. secribes Giscussed therein, or uilze any investment strategy. Any investment decsions | make wll be based solaly on my own evaluation of my. fancal”creumstances. and investment objectives. Any order entered. usina ‘my Password is mine. If ihird partes. gain access to. your Services, including. my. accounts, | wil cooperate in defanding ‘and indomnitying you" against ‘any habit cosls oF damages arising out of aims. or suts based Upon or relating Ta sch access ard use, Tam responsible for knowing the rights and terms of all securfies im my account(s)_ and. for, montorng’ the Socurrence of any reorganizations or other events (e Stock spits, and. reverse. stock. spits) involving my Secures, acknowledge thal certain secures may grant te valuable rights that may expire unoss ‘ake action on {hase nhs, | Understand tht, except as coquired by law you are not obligated to notfy me of reorganizations of Bthor events affecting the nigh granted by my securites or, without specie instructions fom mo, To fako ‘any ction on my bok wih respect o such events For expedaney, I-andersiand that | have an’ option to open a Trade Setlament Account vitheand env nthe “Greet facty. nthe event tat have an existing deposit account wiht may be designated as a regular and as & ‘Trade Sotfement Account atthe same ime hereby wave my rghts under existing laws to the confidentiality of Bank deposits with regard fo the funds in my Trade. Setlement Account that | ‘pledge of earmark {nfough iret to fund thie Stock Brokerage Account with you. | exeily alow «lo divulge information regarding this pledge and other requirements f0 you Tam aware that pledges in my Trade Satilement Account are Intended to fund tus Stock Brokerage. Aecount with You for my future abigations fo youn connection with my Purcnasos of secure, fixed tncome, mutual funds of Siher Vansactions “dane and. services. rendered. I Understand. thatthe. release of ‘my. pledges. can be requested through-drect and | furor agrae that | eannot effect withdrawals ‘hereon to the extent of the amount edged in your favor wilnout your prior approval Thereby auhoree you lo aulamatealy debt my Trade Seftloment Account 3s. and when | purchase sacrites through You, of wherever Ihave anyother amounts wing to you, in such amounts 28 may be necessary Yo fully “settle, my accounts) wh you, including. without timation the ‘purchase price of secures. purchased, commissions, faxes and’ other applicable foos, cos, foves oF duties Incase the deposit account | have designated as @ Trade Solliomont Aecount fs a jin or" aocoun, | shal not hold you arid lable for any action made ay the other party Jha joint "or" selllement account resuling rom gebk ents against the sald account relat to onine trading Understand that | wil be allowed fo Purchase equi, fixed income secudies, mutual funds or other product, Up fo. the. pledged amount in-my_ Trade. Setloment ‘Azcount and any clea funds | have with Vapster E-Trage, tne. (2TradeAsia.com). 1 also understand that you have the option to credit to my Trade Setlement Account the proceeds’ of my slock/ixed. income securesimutual findslother product sell tansactons, cash dvdends, matures, oe T"$hall abide by the internal procedural poey of - wth rogard 'o. posing priory of bank transactions. fo my designated Trade Setdement Account| understand and agroe that you have the sole discretion to restrat trading on my. Onine Traging Facllty or to Caneel te same, at any me and wie need of Prior roles 1 me. T"ndetstand that you wil not be responsible for the acoasshay of, transmission ‘quali oulages to, or imafireion of any telephone cieuls, computer hardware or software (ncluaing” wiuses’ “and bugs) oF falatoene dental problens *) Tagree that you sal not be Fable for my inability t use tne nine Trading. Fociky ot forthe. accous oF he ‘Webste due to any unauthorized actons or raneactons Using my customer ID ar passwors, or for any other ad bycnd sour conta Fagre that you reserve the ight to suspend service and Geny access tothe Online. Traang Feit, witout prior rote, durin echeduod or urecheeuiod stom Mralnonanco ropa and upgrades, | also agree that you ave the right fo modiy or enhance tne Webste or any of ts pages and features at your sale dscration and witout prior tice Pndersiand that the tntemet service for the Onine ‘Trading Facts provided ona bestaferts bass by Unrd pary Service Provgers. Sine you are not te provider of fie intemet “Sertice, you shalt not be. table. for performance, acts, ot Smisson of the said Internet Eerie, Reasonable care and gligence has been taken iy'you inthe cholee of your Sotice Prowders or the Ghine.Tradng’ actly. "However, there an” be no Sssurance about the performance ana avaiabity of such fealty through tne Internat and no. soon assurance is hereby made, and no assuranes shal be deemed to have been made by you by vitue heres Understand tat ertenng an order with you, including tmarket orders, does not guarantee exocuton ofthe order Sind agroe thal you shal net be responsibe fr any Orde? thats not exocutod. | understand hat youve Ine fat {o break any tected vansacton on he grounds that It ‘was, n your opmon, “leary erroneous" Yau shall not be deemed to have’ recowed "any. order electoncaly transmited by me unt you have actual Knowledge of tach order. Won | placd a requeel to cancel on der, {hg canostaton of that order fs fol guaranoed. My order wil only be. cancelled my ‘cancaliaion request Tecelved by the Bhiippine Stock Exchange snd tale ‘nth my order before my ordr is matched up o” executed During market hours, Kf rarely posable to cancel my areal order ab and ordore Ang eubfct to inanectats Gxocuton, wil net assume that any’ order mas been executed of cancaled untl | have recsved a ansacton Confirmation fom you va the Website, arn aware fat Jou, Tom time to tine, recelve late reports Yom te Exchange ‘Toporing” ine status of rensactons. Recordigly, Pay Ge subject to late reports elated fo Orders that were previously Unreported fo me of reported {ome as boing expired, canceled, or executes: In auton any roporin of posing errs cling crore in-execution pices wil be corected to reflect wnat Scivally occured in the marketplace. For use of the Online Trading Facil, | wil create a Password {0 enable me to. place orders and access Eceount information twough the Website. | am the sole and exclusive owner andthe only authorized user of such Password and accept sole. responsbilly for. use, Peetcntaliy and protection ef tne pacewerd af wall a¢ {oral ordets and information ‘changes (ie. account Profle chonges such a6 change of adcess, tc) entered Fito my accsunt using such patsword, Any account profile change 25" good 2° signed Hon my onginal GintSmer Account Information Form {CAF shall be fable Tor alt vansacions placed thvough “the Onine ‘Trading Facity resulting from the use or misuse of my password. azcept fll responsibly forthe, manioring nd. safeguarding of my accoun(e)_ 1 wil immediatly not you in wring, delivered via ema and regstered tral fr esome aware of any loss, tne or unauthorized Use of my password and account umber or any fale by me fo receive message from you ineating that an dor was recalved and executed; or ary fare by me fo Tecelve an scourate wen eaniimaton ofan exscuton or any recelpt by me of confirmation ot an oder endfor execulon whieh ("didnot place "or any. Inaccurate informaton In my account balances, Secures postions, or transaction ‘Teter. You shal not be Nabe for any {tansacton orlosses Yim my account despite recaipt of my notice of loss or unauthorized use of my password if Such tansaction or loss occures a or por the system tagging of my. accounts, or faire of the. computer machine fo regltar suen notice of lass of for any reason Whetsoever. Ih forget my password, !"must answer 2 Shalenge.queston ‘one, ‘and the. systom_ generated Password vill be sent to my registered emall adress. | {wil mmediately enange this password upon receipt s. You'wil aceopt any amendments to my account profte as requested by me through my regstered emal address The risks attendant {9 the use of the Online Trading Facily shal be for my account in a8 much as the use of {he Online Trading acl is electronicaly and. system genorated. | authorize You to make. transactions. Secordanco wit ino ordorGotal racoived wa the Online ‘Trading Facity. You and your affisies wil not be lable for any consequertia,ineiertal, special "or increct damage. (including oat profs, vasing losses and damages) that result fram inconvenience, delay or loss of the use af the Onine Trading Faclty even # you have been advised of the possibly of such damages. The use an sorage oh-anyrtrmaton welidng. iho limitation, te passwors, portolo information, Wansaction activity. account balances. and any other information oF Srders avalabla on my personal computer is at my Own fk and is my sole responsity. |'am responsible for proving and maintaining tho communications equipment frneuang personal. computers "and. modems) and {elophane of allemative services required Yor accessing and using the Websto or rolated services, and for al communatons serves lees and chargos incurred by me in accassing the Website or rlatod sorvces u, understand that the PSE Data's copyrght protected. 1 agree not to. tame oF deepldrect ink any informatoniwebpage. taken” fromthe. Website. Ths includes all information avaiable to me belore and after logging onto the Website 410. Collateral, Any and all secures or contracts relating thereto, now of heteafier held or eamed By you in any of my accounts) {citer individually or Joly with others), are to be held by you as Securty or colsteral for the payment of any lialiy to you, Your parent compary, subsidiaries, afiais and other related companies, inary of te seid accounts) withthe right on your pat to transfor moneys of secures rom any one accaunils) Yo another when in Your sole and exclusive judgment such tans"er may be necassary 4nd all suen securites and commodities may. from ine to time, an Without nates be pledged and respledged By you, ever separatly ‘rin common wih sther socures or commodites, for any amount {ue upon my sccourits), without you retina in your possession 9° ontol for dlivory@ ike amount of similar secure or commadites. ‘You are specticaly authored to lend ether separately or wih other Secures, yourself a to others, any of my securtios Held By YoU as colaieral Br allmy lables to You ” 41. Inactive or Dormant Account. At your sole discretion, you may impose charges, amount of whichis reasonable, against my aceaurt {0 cover maintenance costs nthe event at my aceount fs classes 2 active, or has no wading transactions) for mora than one (1) Yyoar it my account is elassified as Dormant, or has no vading Iransactions) for more than three (8) years, you have the ign 0 (a) Uplit secunies (inorder to obtan physical certicta(a) al my ‘expense, and If needed. (b) sal-out enough secures to pay for maintenance costs owed f0 you, upliftment charges, maling costs fnd other expenses, and (6) relurn the carifeales ang remaining ‘ings 9 me trough any of my last known addresses. “Should any ot Blof these foregorng measure fal agree tet you wil Sen (8) turn ver the assets rearing in y account to ine SEC (as por SRC 5211-BF}or (e) do othorase as instructed by rogulatas, 412, Vold Transaction You are authorized to void this contract without prior notice or to cease contracting business with me for reasons Freluding, but not limited 'o, my delinquency in selling accounts or {allure to deliver shares sold within proscribed deadlines 13. Joint Account. You are authorized to void this contact without prior notice orto cease contracting If| the undersigned, shall consist ‘of more than one person, the obligations and fabiities shall be joint {and several, Paiure to state upon opening that an account 1s, “and” or Tor’ joint account, shall be consivued to mean 2 joint "or ‘account, Each party fo @ Joint "or" account Is a principal, with joint and several labiites and is prvleged to operate same Separately {and independently ofthe other and to withdraw all funds, assets and Secures unless otherwise spectied in waling by the partes fo such Joint and several accounts. Each party to. joint and severalaccount hereby grants authority to, the other party to transact, endorse and accept on benalf of each other, money, Securties and ‘ther assets of every Kind, which are orginally in the sole name of ‘one party, ang after which shall become common fund of ech joint fand Several accounts, ‘a. All money, secures, and other assets of every king payable of deliverable ‘under joint account may In the Event of death be paid or delivered to the survivor (3s Joint tenant) and its hereby authorized that same be so aid, oF the survivor may transfer the account to Fimsettherself, upon hisiher own signature and. the production ofa waten notice and propery certiied death Eertficate ofthe deceased party. b. Any jint owner without right af survivorship account as. ‘specified agrees that, upon the death or disabily of eityer Barty, the survivor shall mmediately provide writen notice Gf sticn event fo you within twenty-four (24) hours. All transactions thereafter affecting " a non-survivorship ‘account must be atthe joint discretion and upon the joint Signatures of the legal representative ofthe affected party ‘and the. survivor. You shall not be lable for transfers, payments or other Wransactions that occur in my account brior to receipt of such wtian notice. You shall be held harmless and free from any liabilty by reason of your Compliance with any notice or direction mentioned in this paragraph, 1 hold this: Securlies Account jointly with (another individual(s} under an "and" arrangement, | understand ‘and agree that the instrction, signature ang writen Conformity of all tne other members of my "Securiies ‘Recount must be given before you can act upon any ‘ransaction, The death of any one of us shall have the ‘Same atfeci as stated in paragraph (b) above. 14, Force Majeure. 1 agroo that you wil nt be liable to me for any dey or fllure to perform any obigation on your pat. of for any ts ‘or domage ‘caused recy or indirect’ by “any ‘condition ot Giroumstanee over which you do nat have contol, Inckding ' nat limited. to. government. festrction, exchange or market rulings, Suspension ‘of rading, failure of internet serice,electonie ot mechanical equipment or communication lines, ‘lephone or other interconnecton problems (e.g, f you are unable to access our ‘nine sence provider), unauthonzed access, te, operaior effors, Severe weather, earhguakes, foods and stikes oF other labor Brobloms, war whether declared. or nol), invasion, insurrection, mnltary up, commotion or usufped power, of by order ot any chi authoAly, or shor causes beyond your contol 416. Death. Ifyou, in the event of death of ether party to my common account, and in felance upon ths instrument, deal with or in any manner pay, deliver to, creditor trust effer party to such comman ecount, any and al deeds and things done or suffered by or for either party to such account or in thelr names and on theit behalf shal, @8 {0 you, be binding upon the parties to such common account, ther’ representalive(s)"assign(s), hers and ‘Succestors-in-interest 16, Litigation. It's agreed that in the event of any controversy or Itigaton arising out of fis Agreement, your books shall be final and conelusive evidence of the amount due fo you. "You shall be entiled to reimbursement for all actual expenses of Iitgation as. well 25, attomey’s fees and cost of suit, al of which shall. be in amount equivalent to not less than twenty five percent (25%) of the total amount of my indebtedness ‘hen outstanding to you, . Venue for itigaton shal be in te proper courts of Makall, and | hereby waive any other applicable venue. 17, Invalidity. If any provision inthis agreement shall be held unenforceable by any cour or sell-ragulatory agency, the invalidity Shall be limited fo such provision wihile other remaining provisions ‘hall not in any way be affected. 18 Revocation. This agreement shall continue untl a signed notice of revocation is received by me or rom me, and in the case of such revocation, I shal continue o be effective as fo transactions entered Into prior thereto. | understand that you may at any ime, at your sole discretion and without prior notice to me, prohibit of restrict my fccess tothe use of the Website or related services and my abllty {9 trade.” You may terminate my account at any lime for any reason and without prior notice to me. ‘The closing of an account will not affect the rights andior obligations of elther party incurred prior to the date thatthe account Ie closed. 49, Amendment, You shal be enttied to modify the terms of this Agreement, in whole of in par, with advance notice through the Online Trading Facity or in wring, Reference to these “Terms and Conditions” and to any particular condition, in these “Terms and Conditions” shall be interpreted to mean these Terms and Conditions fr that particular condition respectively, as changed from time to time in accordance herewith. For amendments tothe Tors. and Conditions, specticaly for the imposition of service chargesifees or changes In commission rates, | understand that the change(s) shall {ake effect atleast sixty (80) days after due notice has been given to me through the Website, through emal or at my last known address, Information by regular mail, ‘statement. of account messages, ‘electronic mail, fax, Website Information, courier delivery andlor other ‘atemative modes’ of communication shall be. considered sufficient folice, And my falure ta manifest of register my objection to the ‘change(s) in writing within thirty (30) days from receipt of the notice ‘or knowledge of the change(s) shall be deemed to constitute ‘acceptance of such changes, 20.Effectivity, This Agreement shall ake effect upon the date of Sighing, as indicated below. This Agreement shall nure In favor of Your successors and assigns and shall continue unt a signed notice ‘Sfrevecation received. | shall be deemed to have read, understood and agreed to be bound by these Terms and Conaitons. CONFORME Darel James Manalo Mendoza aly 16, 2020 PRIMARY ACCOUNT HOLDER DATE SIGNATURE OVER PRINTED NAME Annex A Fees and Charges 1. Purchase: 1. Commission 1. For online trading: 14 of 1% or Php 20 par vada whicnever % higher. 2, Fer non-online tracing users: 12 of 1% or Php 40 par day of activity. 3. Prevaling VAT Rate 12% ofthe commission 2.” POD Charges 0.00012 3. PSE Charge 0.0001 2, Sale: 4. Commission 1, For online tang 114 of 1% oF Php 20 per vade whicnever is higher. 2, Fer nor-anline raging user: 1/2 of 1% por rade or Php 40 0" dayof acy whichever is ghee 8, Brovaling VAT Rato 12% of the commission 2." Sales Tax 0.60% of the gross rade vate. 3. SCOP Charges 0.00012 4. PSE Charges 0.0001 1. Upitment Centos Request) Fee: 1. tfransfer oe isa bank. Php 155.00 per cetial. 2, Wtranateroffess a non-bank Php 187-0 per cethicate, 2.” Lodgment(Cetitcate Deposit Fee: 1. tf tansferoffee ss 2 bank, Php 100.00 par issue plus Php 20.00 por cota, 2, transter ofc ls @ nor-bank, Php 112.00 per sue plus Pap 22-40 por cortcato. 3. Transfer (Broke to broker) Fee Php 75.00 par companyistock 4. Cestoaton Fee for Visa Pp 100 processing foe