PROBLEMA 1:

P 14000
I 14% annual 3.33% I trim
n 3 annual 12 n trim
Cuota trim 1434.313637 $1,434.31

n cuota interes Pago princip saldo

0 14000.00000
1 1434.313637 466.1927866 968.120850069 13031.87915
2 1434.313637 433.9548611 1000.35877556 12031.52037
3 1434.313637 400.6434293 1033.67020736 10997.85017
4 1434.313637 366.222744 1068.09089268 9929.75927
5 1434.313637 330.6558676 1103.65776908 8826.10151
6 1434.313637 293.9046326 1140.40900414 7685.69250
7 1434.313637 255.9296003 1178.38403639 6507.30846
8 1434.313637 216.690019 1217.62361765 5289.68485
9 1434.313637 176.1437799 1258.16985675 4031.51499
10 1434.313637 134.247372 1300.06626472 2731.44873
11 1434.313637 90.95583521 1343.35780149 1388.09092
12 1434.313637 46.22271257 1388.09092412 0.00000
DECRECIENTE
P 14000
I 14% annual 3.33% I trim
n 3 annual 12 n trim
Saldo=Saldo p anterior - pago de principal del periodo
n cuota interes Pago princip Saldo
0 Cuota = interes + pago principal 14000.00000
1 1632.859453 466.1927866 1166.66666667 12833.33333
2 1594.010054 427.3433877 1166.66666667 11666.66667
3 1555.160656 388.4939889 1166.66666667 10500.00000
4 1516.311257 349.64459 1166.66666667 9333.33333
5 1477.461858 310.7951911 1166.66666667 8166.66667
6 1438.612459 271.9457922 1166.66666667 7000.00000
7 1399.76306 233.0963933 1166.66666667 5833.33333
8 1360.913661 194.2469944 1166.66666667 4666.66667
9 1322.064262 155.3975955 1166.66666667 3500.00000
10 1283.214863 116.5481967 1166.66666667 2333.33333
11 1244.365464 77.69879777 1166.66666667 1166.66667
12 1205.516066 38.84939889 1166.66666667 0.00000
CRECIENTES
P 14000
I 14% annual 3.33% I trim
n 3 annual 12 n trim
Saldo=Saldo p anterior - pago de principal del periodo
n cuota interes Pago princip Saldo INDICE
 0 Cuota = interes + pago principal 14000.00000
1 645.6799661 466.1927866 179.487179487 13820.51282 0.0128205
2 819.190315 460.215956 358.974358974 13461.53846 0.025641
3 986.7238333 448.2622948 538.461538462 12923.07692 0.0384615
4 1148.280521 430.331803 717.948717949 12205.12821 0.0512821
5 1303.860378 406.4244806 897.435897436 11307.69231 0.0641026
6 1453.463405 376.5403277 1076.92307692 10230.76923 0.0769231
7 1597.0896 340.6793441 1256.41025641 8974.35897 0.0897436
8 1734.738966 298.8415299 1435.8974359 7538.46154 0.1025641
9 1866.4115 251.0268851 1615.38461538 5923.07692 0.1153846
10 1992.107205 197.2354097 1794.87179487 4128.20513 0.1282051
11 2111.826078 137.4671037 1974.35897436 2153.84615 0.1410256
12 2225.568121 71.72196717 2153.84615385 0.00000 0.1538462
78 14000 1
78 N*(N+1)/2
PROBLEMA CUOTA CONSTANTE
P 16000
I 17% sem 0.08166538264 I trim 0.17
N 3 annual 12 trim
Cuota-trim $2,141.48 2,141.48
n TRIMESTRE cuota interes Pago princip Saldo
0 Cuota = interes + pago principal 16000.00000
1 $2,141.48 1306.646122 $834.83 15165.16994
2 $2,141.48 1238.469406 $903.01 14262.16317
3 $2,141.48 1164.725012 $976.75 13285.41200
4 $2,141.48 1084.958254 $1,056.52 12228.89407
5 $2,141.48 998.6773136 $1,142.80 11086.09520
6 $2,141.48 905.3502069 $1,236.13 9849.96923
7 $2,141.48 804.4015062 $1,337.07 8512.89456
8 $2,141.48 695.2087913 $1,446.27 7066.62717
9 $2,141.48 577.0988115 $1,564.38 5502.24980
10 $2,141.48 449.3433351 $1,692.13 3810.11695
11 $2,141.48 311.1546587 $1,830.32 1979.79543
12 $2,141.48 161.6807513 $1,979.80 0.00000
$16,000.00

Rentabilidad Utilidad/Activo U/(activo corr +activo fijo)

cipal del periodo

cipal del periodo