You are on page 1of 4

Net Worth

 Total assets value of BDO Unibank Inc. in the Philippines from December 2014 to December 2019
(In Billion U.S. Dollars)
 Net Income

BDO Unibank, Inc. posted P8.8 billion in net income for the 1Q 2020 from P9.8 billion in the same period last year.
The core lending and deposit-taking businesses sustained their growth despite the imposition of the Enhanced Community
Quarantine (ECQ) in mid-March. However, weak capital market conditions impacted on BDO’s investment portfolio and
dragged the bottom line.
BDO Unibank, Inc. recorded a net income of P44.2 billion in 2019 from P32.7 billion in 2018 on the strong
performance of its core recurring income sources. The results exceeded the Bank’s P38.5 billion guidance and translate to a
Return on Common Equity (ROCE) of 12.8% from 10.7% the year before.
BDO Unibank, Inc. posted a record net income of P32.7 billion in 2018, representing 17% growth from its P28.1
billion results in 2017.

Additional Info 2019: 


(Pwede man di na include
hehe)
Net interest income went up to P119.9 billion from P98.3 billion. Net Interest Margin (NIM) improved on continued CASA
growth and improving loan mix in favor of consumer and middle market customers.
 
Customer loans rose by 9% to P2.2 trillion on broad-based growth across market segments. Total deposits grew by 3% to P2.5
trillion, bolstered by the 8% increase in low-cost Current Account/Savings Account (CASA) deposits that comprised 73% of total
deposits.
 
Non-interest income reached P60.6 billion, led by fee-based income with P35.3 billion and insurance premiums with P14.8
billion. Trading and forex gains settled at P5.7 billion. Overall, gross operating income went up to P180.5 billion.
 
Operating expenses amounted to P115.2 billion, in line with the Bank’s continuing business and network expansion, as well as
higher volume-related expenses (specifically, taxes and licenses and policy reserves at BDO Life).
 
The Bank maintained its conservative credit and provisioning policies, setting aside P6.2 billion in provisions, even as gross non-
performing loan (NPL) ratio was steady at 1.2% and NPL cover remained high at 164.7%.
 
Total capital base increased to P370.6 billion, with Capital Adequacy Ratio (CAR) and Common Equity Tier 1 (CET1) ratio at
14.2% and 12.7%, respectively, both comfortably above regulatory levels.

Stock Price
As of Noveber18, 2020 12:25 pm BDO Unibank Inc stock price is P97.25.

REFERENCE:
https://www.bdo.com.ph/news-and-articles/BDO-P44.2B-Full-Year-Earnings-Net-Income-2019
https://www.bdo.com.ph/news-and-articles/BDO-net-income-P8.8-billion-1Q-2020-ecq
https://www.bdo.com.ph/news-and-articles/BDO-2018-earnings-yearend-income-P32B
https://www.statista.com/statistics/1061663/philippines-assets-value-bdo-unibank/
https://www.bdo.com.ph/sites/default/files/pdf/BDO-Unibank-2019-Annual-Report-A.pdf

You might also like