Introduction:

Now a few days in our country, the mobile finance industry is increasing very quickly. bkash or Rocket
are both economic transactions that have been well developed in our country.

Comparison between bkash and Rocket:

i. Both of bkash and Rocket account opening totally free.
ii. bkash cash in free, from agent. Rocket cash in also free from agent, DBBL branch and fast track.
iii. Both mobile banking, balance inquiry free.
iv. bkash cash out from agent, charged 1.85%. Rocket cash-out charged 1.85% from agent, DBBL
branch and ATM.
v. In both mobile banking service, money transfer personal account to personal account free through
App. but manually money transfer will charged 5 taka per transaction.
vi. bkash services: Cash-in, cash-out, payment, send money, buy airtime and remittance. Rocket
services: Cash deposit, cash withdrawal, foreign remittance, ATM withdrawal, salary
disbursement, Mobile Top-up, bill payment, merchant payment, bank account to mobile account
transfer.

bkash advantages:
i. bkash outlets also available in remote area. So customers are frequently use it.
ii. bkash easy to use for mass people.
iii. bkash provides various offers at various times, such as data bonuses, cashback, discounts on
different showrooms.
bkash disadvantages:
iv. This company doesn't provide any security to their clients and agents. So criminal are easily
hampered their transaction system.
v. Their service charge is very high.

Rocket advantages:
i. Rocket provides high security to their clients and agent. So criminals are not able to hack their
transaction system.
ii. It provides wider and largest ATM network to facilitate cash out service to their clients.
iii. Rocket also offers different discounts at different times. Cashback offers, data, purchase pay-
ments, including discounts.
iv. The rocket is somewhat safer, reliable, less risky, than bkash.
Rocket Disadvantages:
i. The rocket's outlet facility is less than bkash. So some time its create problem for the customers.
ii. Transaction processes are difficult. Some times many people cannot use it easily.