Timothy Richmond BHS 2019 IT SBA

CSEC
INFORMATION TECHNOLOGY
PROJECT
SCHOOL BASED ASSESSMENT
(S.B.A)
(YEAR 2019)
NAME OF CANDIDATE: TIMOTHY RICHMOND

SCHOOL: THE BISHOPS’ HIGH SCHOOL
CENTRE #: O90007
CANDIDATE #:0900070730
TEACHER: SIR JOEL WARNER
MARK SCHEME
ACKNOWLEDGEMENT
The thriving completion of this study would not have been possible without
the compensation and participation of a number of people. Therefore, I would
like to thank the students of my class for helping me.
The members of my family have been a regular source of aid and inspiration.
I am grateful for my parents towards mitigating me from household chores
and duties while I was committed in this study. My brother and cousins were
a vast source of guidance in sharing out these questionnaires and gathering
data.
Finally, special credits to my teacher who escorted me through most steps of
this exercise.
INTRODUCTION
The citizens of Trinbarjam, a country in the English-speaking Caribbean,

are unable to purchase housing for their families, mainly due to the
extremely high cost of real estate and building materials. Middle and
low income earners are severely affected. The government, through its
agency, the Housing Construction Corporation, has intervened
however, and has embarked on an extensive house building exercise in
three selected parts of the country.
Citizens were invited to apply for the chance to own one of these
homes. You are asked to use word- processing, spreadsheet and
database management applications to design and implement
computer-based solutions to ensure that the public is well informed of
the government’s new housing initiative; that an efficient record of
applicants’ information is maintained; applicants’ financial income and
expense commitments are accurately calculated and assessed and that
suitably qualified and approved applicants are duly informed.
Word
Processing
1. 1. You are to design an application form on which nationals may apply to the Housing
Construction Corporation for housing allocation. The application form must be designed
on letter size paper (8 ½” x 11”) using suitable features of a Word processing
application. Relevant personal information as well as the applicant’s financial
information must be solicited. There should be a space for the applicant’s signature. The
left and right margins of the form must be 0.8” The top and bottom margins must be set
to 1.0”
On the reverse side of the application form you are to design a flyer intended to inform the public about
the homes being constructed and the qualifying requirements for each housing community.
2. Individuals whose applications have been approved must be duly informed by the
Housing Construction Corporation. Write a letter which congratulates successful
applicants and informs that their applications have been approved. The paragraph
should contain the statement “Please find a listing of all applicants whose applications
have been approved. Please check to ensure that your name is listed:”
Insert the report named ‘Approved Applicants’ from the database.
A final paragraph should give information about the proposed dates for the formal opening of the
housing communities.
Using the mail merge feature of your Word processing program, and data from your database, this letter
must be sent from the office of the Chief Executive Officer of the HCC and addressed to the first four and
to the last mentioned approved applicant.
Form
Flyer
Mail Merge
HCC
“Life is too short, Build more.”
108 Mark’s Drive Farm, Townsville, West Bank Berbice
Website: www.hcc.com
E-mail:hcc@gmail.com
Tell no: 575-593-0431
Date: Friday, 22nd July, 2019

Venue: Headquarters of Housing Construction Corporation
Type of Ceremony: Housing Application Status Update
Propose of Ceremony: To Award the Approved Applicants of their Housing Community
Mrs. Petal Lashley

634 E. Clinton Court Pittsburgh
Clarendon Court
Trinidad and Tobago
Dear Mrs. Lashley,

The Ministry of Housing is pleased to inform you that your application has been approved. We, the office of Chief Executive Officer is
impressed that your application form met the necessary criteria for your chosen housing community. Please find a listing of all applicants
whose application have been approved. Please check to ensure that your name was listed.
Approved Applicants
Applicant's ID Title First Name Last Name Address Net Income Monthly Loan Payments Monthly Expenses
54607 Mrs. Nicole Brance 977 Lake Drive Troy $12,223.75 $634.63 $2,159.00
28507 Mr. Laurel Campbell 7 Oak Meadow Street Philadelphia $17,401.75 $1,541.57 $1,755.00
20807 Mrs. Petal Lashley 634 E. Clinton Court Pittsburgh $20,597.50 $1,446.91 $1,669.00
50707 Mr. Robert Mawwells 8968 Wellington Ave. Bowling Green $11,382.50 $1,637.23 $1,684.00
78907 Mrs. Petra Ming 276 Thorne Street Zeeland $10,745.00 $1,009.34 $2,083.00
56707 Mrs. Ally Rodricks 9242 Mayfield Drive Aliquippa $15,152.00 $696.31 $1,990.00
74807 Mr. Max Samuels 766 SW. Williams Street Bluffton $19,562.50 $1,473.36 $1,761.00
21307 Mrs. April Scarlet 849 Morris Street Owatonna $23,305.00 $1,134.95 $2,027.00
76507 Mr. Mou Wang 9237 Heritage Street Kent $24,871.75 $458.90 $1,927.00
98707 Mr. John Yang 671 Roberts Road Mahopac $24,598.75 $1,172.96 $1,710.00
99807 Mr. Zou Yang 886 Cottage St. Deland $11,927.50 $1,399.31 $1,903.00
Summary for 'Housing Community' = Clarendon Court (11 detail records)
Sum $191,768.00 $12,605.45 $20,668.00
Avg $17,433.45
Providence Gardens
39607 Mr. Davin Craig 9820 Pennington St. Shrewsbury $10,034.50 $669.36 $1,402.00
50107 Mrs. Mishell Doom 809 Broad Drive Raeford, $10,045.00 $1,313.43 $1,972.00
98207 Mrs. Waneta Gouge 56 Newbridge Ave. Bellmore $15,481.75 $369.96 $1,398.00
48007 Mr. Nathan Grube 77 Selby Dr. Loveland $15,017.50 $1,649.70 $2,299.00
35007 Mrs. Tonita Jaffee 19 Sunnyslope Lane Mason $8,848.00 $427.08 $1,808.00
95707 Mrs. Terrilyn Pifer 255 Circle St. Palm Beach Gardens $9,236.75 $1,306.22 $1,802.00
59107 Mrs. Bebe Rosario 179 Poplar Court Sun Prairie $11,223.25 $1,292.46 $1,665.00
39507 Mrs. Alena Seaver 8322 North Fairfield St. Buffalo Grove $19,772.50 $1,422.98 $1,847.00
41607 Mrs. Magnolia Stroop 73 Old Santa Clara Lane Grovetown $9,245.00 $1,576.62 $1,523.00
42807 Mr. Shan Verner 231 Summit St. Rahway $11,702.50 $688.01 $1,933.00
Summary for 'Housing Community' = Providence Gardens (10 detail records)
Sum $120,606.75 $10,715.82 $17,649.00
Avg $12,060.68
Sangre Grande Villas
35607 Mrs. Rosemary Alejo 447 Armstrong St. Spring Hill $18,658.75 $1,296.56 $1,886.00
35707 Mr. Phylis Angus 784 Roberts Dr. Jamestown $16,996.75 $1,522.46 $2,203.00
89507 Mr. Marsh Booker 8489 Pierce Court El Dorado $20,327.50 $1,141.14 $1,659.00
74907 Mr. Collin Brauer 87 10th Circle Neptune $13,952.50 $1,453.34 $1,941.00
75407 Mr. Thao Heslin 84 Carson Avenue Ormond Beach $15,527.50 $1,207.92 $1,969.00
70407 Mr. Brandon King 7427 Border Ave. Macomb $14,590.00 $647.37 $2,176.00
62507 Mr. Jarod Lauritzen 7739 Eagle Street Redford $7,420.25 $1,105.74 $1,637.00
37407 Mrs. Rebekah Toone 7501 S. Sierra St. Perrysburg $13,978.75 $1,459.08 $2,032.00
68007 Mrs. Classie Zeringue 212 Circle Drive Kissimmee $15,490.00 $1,167.41 $1,903.00
Summary for 'Housing Community' = Sangre Grande Villas (9 detail records)
Sum $136,942.00 $11,001.01 $17,406.00
Avg $15,215.78
Grand Total $449,316.75 $34,322.28 $55,723.00
The grand opening ceremony of each housing community will be held on the 30 th of September 2019 at the Headquarters of Housing
Construction Corporation (HCC). Your presence will be highly appreciated. Snacks and drinks will be shared out. This ceremony will start at
15:00hrs.
Sincerely,
Office of the Chief executive of HCC
John K. Richmond.
HCC
Tell no: 575-593-0431

Mrs. April Scarlet

849 Morris Street Owatonna
Clarendon Court
Trinidad and Tobago
Dear Mrs. Scarlet,

Approved Applicants
Sum $191,768.00 $12,605.45 $20,668.00
Avg $17,433.45
Providence Gardens
Sum $120,606.75 $10,715.82 $17,649.00
Avg $12,060.68
Sum $136,942.00 $11,001.01 $17,406.00
Avg $15,215.78
Grand Total $449,316.75 $34,322.28 $55,723.00
15:00hrs.
Sincerely,
John K. Richmond.
HCC
Tell no: 575-593-0431

Mr. Laurel Campbell

7 Oak Meadow Street Philadelphia
Clarendon Court
Trinidad and Tobago
Dear Mr. Campbell,

Approved Applicants
Sum $191,768.00 $12,605.45 $20,668.00
Avg $17,433.45
Sum $120,606.75 $10,715.82 $17,649.00
Avg $12,060.68
Sum $136,942.00 $11,001.01 $17,406.00
Avg $15,215.78
Grand Total $449,316.75 $34,322.28 $55,723.00
15:00hrs.
Sincerely,
John K. Richmond.
HCC
Tell no: 575-593-0431

Mrs. Tonita Jaffee

19 Sunnyslope Lane Mason
Providence Gardens
Trinidad and Tobago
Dear Mrs. Jaffee ,

Approved Applicants
Sum $191,768.00 $12,605.45 $20,668.00
Avg $17,433.45
Providence Gardens
Sum $120,606.75 $10,715.82 $17,649.00
Avg $12,060.68
Sum $136,942.00 $11,001.01 $17,406.00
Avg $15,215.78
Grand Total $449,316.75 $34,322.28 $55,723.00
15:00hrs.
Sincerely,
John K. Richmond.
HCC
Tell no: 575-593-0431

Mr. Zou Yang

886 Cottage St. Deland
Clarendon Court
Trinidad and Tobago
Dear Mr. Yang,

Approved Applicants
Clarendon Court
Sum $191,768.00 $12,605.45 $20,668.00
Avg $17,433.45
Providence Gardens
Sum $120,606.75 $10,715.82 $17,649.00
Avg $12,060.68
Sum $136,942.00 $11,001.01 $17,406.00
Avg $15,215.78
Grand Total $449,316.75 $34,322.28 $55,723.00
15:00hrs.
Sincerely,
John K. Richmond.
Problem
Solving
1. Develop an algorithm or write pseudo code to determine whether an applicant is approved for
allocation of a home in a named housing community. The algorithm/ pseudo code should accept the
name of the applicant and his/her gross salary as well as salary deductions. The net salary should be
calculated. An applicant qualifies if the net salary is above the qualifying salary for that housing
community. The algorithm should then determine whether the applicant is approved. Approval is
granted should the sum of applicant’s expenses and repayments not exceed half of the balance.
2. Design and execute a trace table that accepts data for applicants of one housing community. The
table should accept the net salary, total expense, and total repayment amount for each applicant.
The balance should be determined. The approval status should be determined (applicant is approved if
balance >= one half of net income). The number of applicants as well as the number of approved
applicants should be counted. In addition the average net income and average balance of approved
applicants should be determined.
Program Implementation
3. Using the programming language Pascal, write program code to implement the algorithm in (1) abov
Algorithm
{Header}
Algorithm Applicant Status
{Declaration}
This algorithm determines whether an applicant is qualified for their chosen housing community and
if their application is approved or not approved for housing allocation.
{Body}
Display (“Congratulations you are QUALIFIED for housing allocation to ClarendonCourt”) ELSE
Display (“You are NOT QUALIFIED for housing allocation to ClarendonCourt”)
IF Housing_Community = ‘ProvidenceGardens’ THEN
IF Net Salary >= 5500 THEN
Display (“Congratulations you are QUALIFIED for housing allocation to ProvidenceGardens”)
ELSE
Display (“You are NOT QUALIFIED for housing allocation to ProvidenceGardens”)
Display (“Please enter your total monthly Expenses :”)
Accept (Expenses)
Display (“Kindly enter your total Monthly Repayments :”)
Accept (Repayments)
Balance: = (Net_Salary - (Expenses + Repayments))
IF Balance >= (½*Net_Salary) THEN
Display (“Congratulations your application has been APPROVED for housing allocation to”,
Housing_Community) ELSE
Display (“Sorry to inform you that your application is NOT APPROVED for housing allocation to”,
Housing Community)
Until
{Terminator}
End
Problem Definition
Inputs
Applicant’s Name
Applicant’s Housing Community for Application
Applicant’s Gross Salary
Pascal Programming
Program Applicant_Status;
{This algorithm determines whether an applicant is qualified for
their chosen housing community and if their application is
approved or not approved for housing allocation}
VAR
Name, Housing_Community, x: string;
Gross_Salary, Gross_Deductions, Expenses, Repayments, Net_Salary, Balance:integer;
ClarendonCourt, SangreGrandeVillas, ProvidenceGardens, total, total1,sum, count, count1:longint;
average, average1:Real;
Begin
Writeln('PLEASE PRESS *ENTER* AFTER EACH INPUT');
Writeln;
Writeln('********************************************************************');
Writeln;
total1:=0;
count:=0;
count1:=0;
total:=0;
Begin
Repeat
Begin
Write ('Enter your full Name:');
Readln (Name);
Writeln;
Beep (0,1500);
Writeln ('It is nice to meet you ',Name);
Writeln;
Writeln('********************************************************************');
Writeln;
Beep (0,1500);
Write ('Please enter your monthly Gross Salary :$');
Readln (Gross_Salary);
Writeln;
Beep (0,1500);
Write ('Kindly enter your monthly Gross Deductions :$');
Readln (Gross_Deductions);
Writeln;
Writeln('********************************************************************');
Writeln;
Beep (0,1500);
Writeln ('These are the Housing Communities and their Qualifying Salaries: ');
Writeln;
Beep (1000,1500);
Writeln ('****SangreGrandeVillas= $7500****');
Beep (1000,1500);
Writeln ('****ClarendonCourt= $10000****');
Beep (1000,1500);
Writeln ('****ProvidenceGardens= $5500****');
writeln;
Writeln('********************************************************************');
Writeln;
Write ('Enter the Housing Community you are applying for : ');
Readln (Housing_Community);
Beep (0,1500);
Writeln;
Writeln ('It is exciting to know that you are applying for ',Housing_Community);
Writeln;
Beep (0,2500);
Net_Salary:= (Gross_Salary-Gross_Deductions);
Writeln (Name, ' your Net Salary is $',Net_Salary);
Writeln;
Writeln('********************************************************************');
Beep (0,2500);
End;
Begin
Writeln;
IF Housing_Community = 'SangreGrandeVillas' THEN
Begin
Writeln ( 'Your Housing Community is ', Housing_Community);
IF Net_Salary >= 7500 THEN
Writeln ('Congratulations you are QUALIFIED for housing allocation to SangreGrandeVillas')ELSE
Writeln ('You are NOT QUALIFIED for SangreGrandeVillas Housing Allocation');
End;
IF Housing_Community = 'ClarendonCourt' THEN

Begin
Writeln ('Congratulations you are QUALIFIED for housing allocation to ClarendonCourt')ELSE
Writeln ('You are NOT QUALIFIED for ClarendonCourt Housing Allocation');
End;
IF Housing_Community = 'ProvidenceGardens' THEN

Begin
Writeln ('Congratulations you are QUALIFIED for housing allocation to ProvidencGardens')ELSE
Writeln ('You are NOT QUALIFIED for ProvidenceGardens Housing Allocation');

End;
Begin
Writeln;
Write ('Please enter your total monthly Expenses :$');
Readln (Expenses);
Writeln;
Beep (0,1500);
Write ('Kindly enter your total monthly Repayments :$');
Readln (Repayments);
Writeln;
Writeln('********************************************************************');
Writeln;
Beep (0,1500);
Balance:= (Net_Salary-(Expenses + Repayments));
Writeln (Name, ', your Balance is $',Balance);
Writeln;
Beep (0,1500);
IF Balance >= (1/2* Net_Salary)THEN
Writeln ('Congratulations your application has been APPROVED for housing allocation to ',
Writeln ('Sorry to inform you that your application is NOT APPROVED to ', Housing_Community);
Writeln;
Writeln('********************************************************************');
Writeln('********************************************************************');
Writeln('********************************************************************');
Writeln('********************************************************************');
Writeln;
End;
count := count + 1;
count1:= count1 + 1;
total1:= total1 + Balance;

total:= total + Net_Salary;
average:= total/count;
average1:= total1/count1;
writeln('The total number of applicants is: ', count);

writeln;
writeln('Average net income is: ',average:-10:2);
writeln;
writeln ('The average Balance is: ',average1:-10:2);
Beep (0,3000);
writeln;
IF Balance >= (1/2* Net_Salary)THEN
Writeln ('The total number of APPROVED aplicants is: ',count1);
Writeln;
Writeln('THIS PROCESS WILL RESTART WHEN YOU PRESS *Enter*!!!');
Beep (0,5000);
end;
Writeln;
Readln (x);
Until(x = 'Q');
Writeln;
End;
End.
Trace Table
Inputs Outputs
Processing Steps Approved
Name Gross_Salary Housing_Community Net_Salary Expenses Repayments Balance
Status
Begin
Rondell

Display (“Enter your full Name :”) Rose
Accept (Name)
Display (“Please enter your monthly Gross Salary :”) $5,008.00
Accept (Gross_Salary) $5,008.00
Display (“Enter the housing community you are applying
$5,008.00 ClarendonCourt
for :”)
Accept (Housing_Community) $5,008.00
Net_Salary: = (Gross Salary - Gross Deductions) $5,008.00 $4,001.00
Display (“Please enter your total monthly Expenses :”) $4,001.00 $2,021.00
Accept (Expenses) $4,001.00 $2,021.00
Display (“Kindly enter your total Monthly Repayments :”) $4,001.00 $2,021.00 $681.92
Accept (Repayments) $4,001.00 $2,021.00 $681.92
Balance: = (Net_Salary - (Expenses + Repayments)) $4,001.00 $2,021.00 $681.92 $1,298.08
IF Balance >= (½*Net_Salary) THEN $4,001.00 $1,298.08
Display (“Congratulations your application has been
APPROVED for housing allocation to”,
Display (“Sorry to inform you that your application is NOT
NOT
APPROVED for housing allocation to”, Housing
APPROVED
Community)
End

Begin
John

Display (“Enter your full Name :”) Yang
Accept (Name)
for :”)
Accept (Expenses) $24,598.75 $1,710.00
Display (“Kindly enter your total Monthly Repayments :”) $24,598.75 $1,710.00 $1,172.96
Accept (Repayments) $24,598.75 $1,710.00 $1,172.96
Balance: = (Net_Salary - (Expenses + Repayments)) $24,598.75 $1,710.00 $1,172.96 $21,715.79
APPROVED for housing allocation to”, APPROVED
Community)
End

Begin
Nicole

Display (“Enter your full Name :”) Brance
Accept (Name)
for :”)
Accept (Expenses) $12,223.75 $2,159.00
Community)
End

Begin
Petal

Display (“Enter your full Name :”) Lashley
Accept (Name)
for :”)
Accept (Expenses) $20,597.50 $1,669.00
Community)
End

Begin
Ally
Rodrick
Display (“Enter your full Name :”) s
Accept (Name)
for :”)
Accept (Expenses) $15,152.00 $1,990.00
Community)
End

Begin
Petra

Display (“Enter your full Name :”) Ming
Accept (Name)
Display (“Enter the housing community you are applying $14,000.00 ClarendonCourt
for :”)
Accept (Expenses) $10,745.00 $2,083.00
Community)
End

Begin
Zou

Display (“Enter your full Name :”) Yang
Accept (Name)
for :”)
Accept (Expenses) $11,927.50 $1,903.00
Community)
End

Begin
Mou

Display (“Enter your full Name :”) Wang
Accept (Name)
for :”)
Accept (Expenses) $24,871.75 $1,927.00
Community)
End

Begin
Display (“Enter your full Name :”) Laurel
Campbe
ll
Accept (Name)
for :”)
Accept (Expenses) $17,401.75 $1,755.00
Community)
End

Begin
Max

Display (“Enter your full Name :”) Samuels
Accept (Name)
for :”)
Accept (Expenses) $19,562.50 $1,761.00
Community)
End

Begin
Robert
Mawwe
Display (“Enter your full Name :”) lls
Accept (Name)
for :”)
Accept (Expenses) $11,382.50 $1,684.00
Community)
End

Begin
April

Display (“Enter your full Name :”) Scarlet
Accept (Name)
for :”)
Accept (Expenses) $23,305.00 $2,027.00
Community)
End
Begin
count := count + 1; 12
count1:= count1 + 1; 11
total1:= total1 + Balance;
total:= total + Net_Salary;
average:= total/count; $16,314.08
average1:= total1/count1; $13,316.05
End
Database
1. Information must be maintained on all applicants for housing units. Using information from
your spreadsheet, you are required to design and populate a database with applicant data. You
may accept at least thirty but no more than forty five applicants.
2. Required personal information on applicants should include Applicant ID, title, name, sex,
address, date of birth, marital status, number of dependents, and telephone number and
housing community.
3. Applicant ID is a five digit number in the format XXX07 where XXX is any number between
100 and 999. Applicants must be at least twenty years old but not older than forty-five.
4. Financial data on each applicant is also required. These include net income, total monthly
expenses, total monthly repayment, and whether application is approved or not.
5. Dependent data is a third area of information required in respect of each applicant. The
name of each applicant’s dependent(s) must be submitted.
You are required to:
(i) Design and create database tables (files) to meet the required criteria.
(ii) Appropriate data types /field widths are to be used when designing the structure of each
table.
(iii) Print all tables (files) populated with appropriate records.
Your database should respond to the following queries.

(a) List the last name, address (street and town), phone number, net income and number of
dependents of all applicants who listed Clarendon Court as their choice for housing
allocation. Name this query Clarendon Applicants.
(b)
(b) List the name, applicant ID and total monthly expenses of all applicants whose total monthly
loan repayment exceed one thousand five hundred dollars. Name this query Loan Payment.
(c) Count the number of persons who applied for homes in Sangre Grande Villas. Name this
query Sangre Grande Count.
(d) The age of the applicant may be a factor in determining housing allocation priority. List the
name and date of birth of all applicants who are between the ages of twenty and thirty,
inclusive. Name this query Twenty to Thirty.
(e) Perform a query to add a further ten percent to the salary of Providence Gardens’
applicants. Name this query Providence Grace. Print the table showing Providence Gardens
applicant’s updated net income.
(f) The HCC wants to know the disposable income of Clarendon Court’s applicants. Perform a
query which subtracts the sum of their total loan payments and total expenses from their net
income. Print the names loan payment, expenses and disposable income of each Clarendon
Court applicant. Name this query Balance.
(g) Prepare a report which lists the names of all applicants whose application have been
approved for housing unit allocation. The report must show each applicant’s title, name,
applicant ID, address, and housing community. The report should be sorted by community then
by last name. For each grouping level the report must indicate the applicants’ average net
income. A grand total of income and load payments and expenses should be indicated at the
end of the report. The first line of the report title should be Approved Applicants.
Tables
Personal Data
Personal Data
Applicant's Date of Marital Number of Telephone
Title First Name Last Name Sex Address Housing Community
ID Birth Status Dependents Number
10907 Mrs. Bertha Piland Female 8635 San Juan Street Valparaiso 9/5/1993 Single 3 (841) 546-5780 Sangre Grande Villas
20807 Mrs. Petal Lashley Female 634 E. Clinton Court Pittsburgh 6/12/1980 Married 1 (841) 334-4858 Clarendon Court
21307 Mrs. April Scarlet Female 849 Morris Street Owatonna 12/29/1991 Married 4 (841) 513-4302 Clarendon Court
28507 Mr. Laurel Campbell Male 7 Oak Meadow Street Philadelphia 8/20/1988 Married 2 (841) 912-5948 Clarendon Court
35007 Mrs. Tonita Jaffee Female 19 Sunnyslope Lane Mason 5/27/1992 Married 2 (841) 436-6239 Providence Gardens
35507 Mr. Muoi Lesser Male 119 Forest Lane Teaneck 2/2/1984 Single 1 (841) 506-1123 Sangre Grande Villas
35607 Mrs. Rosemary Alejo Female 447 Armstrong St. Spring Hill 10/17/1981 Married 5 (841) 796-8028 Sangre Grande Villas
35707 Mr. Phylis Angus Male 784 Roberts Dr. Jamestown 5/20/1995 Married 4 (841) 959-3428 Sangre Grande Villas
37407 Mrs. Rebekah Toone Female 7501 S. Sierra St. Perrysburg 4/13/1984 Married 4 (841) 676-5603 Sangre Grande Villas
37807 Mr. Rondell Rose Male 9188 Evergreen Avenue Herndon 6/6/1991 Single 1 (841) 400-5506 Clarendon Court
39507 Mrs. Alena Seaver Female 8322 North Fairfield St. Buffalo Grove 1/3/1991 Married 3 (841) 378-8526 Providence Gardens
39607 Mr. Davin Craig Male 9820 Pennington St. Shrewsbury 12/4/1994 Married 3 (841) 335-8841 Providence Gardens
41607 Mrs. Magnolia Stroop Female 73 Old Santa Clara Lane Grovetown 2/13/1990 Single 1 (841) 516-3858 Providence Gardens
42807 Mr. Shan Verner Male 231 Summit St. Rahway 1/31/1988 Married 3 (841) 623-9225 Providence Gardens
48007 Mr. Nathan Grube Male 77 Selby Dr. Loveland 9/16/1989 Married 4 (841) 382-3929 Providence Gardens
50107 Mrs. Mishell Doom Female 809 Broad Drive Raeford, 10/23/1994 Married 4 (841) 597-7647 Providence Gardens
50707 Mr. Robert Mawwells Male 8968 Wellington Ave. Bowling Green 8/2/1989 Single 1 (841) 785-3882 Clarendon Court
54607 Mrs. Nicole Brance Female 977 Lake Drive Troy 8/17/1978 Married 4 (841) 986-2558 Clarendon Court
56707 Mrs. Ally Rodricks Female 9242 Mayfield Drive Aliquippa 9/13/1983 Single 2 (841) 405-2556 Clarendon Court
59107 Mrs. Bebe Rosario Female 179 Poplar Court Sun Prairie 10/5/1987 Married 2 (841) 547-5295 Providence Gardens
62507 Mr. Jarod Lauritzen Male 7739 Eagle Street Redford 9/2/1995 Single 1 (841) 249-5974 Sangre Grande Villas
Personal Data
Applicant's Date of Marital Number of Telephone
Title First Name Last Name Sex Address Housing Community
ID Birth Status Dependents Number
68007 Mrs. Classie Zeringue Female 212 Circle Drive Kissimmee 8/9/1992 Married 2 (841) 801-4412 Sangre Grande Villas
70407 Mr. Brandon King Male 7427 Border Ave. Macomb 7/8/1987 Married 3 (841) 717-5298 Sangre Grande Villas
74807 Mr. Max Samuels Male 766 SW. Williams Street Bluffton 8/21/1988 Married 3 (841) 512-0673 Clarendon Court
74907 Mr. Collin Brauer Male 87 10th Circle Neptune 5/10/1980 Married 3 (841) 317-6148 Sangre Grande Villas
75407 Mr. Thao Heslin Male 84 Carson Avenue Ormond Beach 8/27/1995 Married 2 (841) 645-7383 Sangre Grande Villas
76507 Mr. Mou Wang Male 9237 Heritage Street Kent 12/17/1987 Married 2 (841) 336-6249 Clarendon Court
78907 Mrs. Petra Ming Female 276 Thorne Street Zeeland 10/12/1983 Single 4 (841) 748-0638 Clarendon Court
85007 Mrs. Christa Spanos Female 83 New Saddle Avenue Ambler 6/21/1996 Single 1 (841) 270-4752 Sangre Grande Villas
89507 Mr. Marsh Booker Male 8489 Pierce Court El Dorado 5/11/1986 Married 2 (841) 243-4766 Sangre Grande Villas
89707 Mr. Quyen Dirksen Male 8307 Sugar Street Westford 9/9/1989 Single 1 (841) 277-5208 Providence Gardens
91807 Mr. Yaeko Bryan Male 63 San Pablo Dr. Lancaster 1/29/1993 Single 1 (841) 420-8100 Providence Gardens
95707 Mrs. Terrilyn Pifer Female 255 Circle St. Palm Beach Gardens 9/17/1994 Single 1 (841) 211-2628 Providence Gardens
98207 Mrs. Waneta Gouge Female 56 Newbridge Ave. Bellmore 6/18/1993 Married 2 (841) 805-1616 Providence Gardens
98707 Mr. John Yang Male 671 Roberts Road Mahopac 8/11/1978 Married 2 (841) 541-4345 Clarendon Court
99807 Mr. Zou Yang Male 886 Cottage St. Deland 12/15/1983 Married 3 (841) 559-2481 Clarendon Court
Financial Data
Financial Data
Applicant's ID Net Income Monthly Loan Payments Monthly Expenses Housing Allocation
10907 $4,745.00 $644.80 $2,253.00 Not Approved
20807 $20,597.50 $1,446.91 $1,669.00 Approved
21307 $23,305.00 $1,134.95 $2,027.00 Approved
28507 $17,401.75 $1,541.57 $1,755.00 Approved
35007 $8,848.00 $427.08 $1,808.00 Approved
35507 $4,107.50 $529.50 $1,558.00 Not Approved
35607 $18,658.75 $1,296.56 $1,886.00 Approved
35707 $16,996.75 $1,522.46 $2,203.00 Approved
37407 $13,978.75 $1,459.08 $2,032.00 Approved
37807 $4,001.00 $681.92 $2,021.00 Not Approved
39507 $19,772.50 $1,422.98 $1,847.00 Approved
39607 $10,034.50 $669.36 $1,402.00 Approved
41607 $9,245.00 $1,576.62 $1,523.00 Approved
42807 $11,702.50 $688.01 $1,933.00 Approved
48007 $15,017.50 $1,649.70 $2,299.00 Approved
50107 $10,045.00 $1,313.43 $1,972.00 Approved
50707 $11,382.50 $1,637.23 $1,684.00 Approved
54607 $12,223.75 $634.63 $2,159.00 Approved
56707 $15,152.00 $696.31 $1,990.00 Approved
59107 $11,223.25 $1,292.46 $1,665.00 Approved
62507 $7,420.25 $1,105.74 $1,637.00 Approved
68007 $15,490.00 $1,167.41 $1,903.00 Approved
70407 $14,590.00 $647.37 $2,176.00 Approved
74807 $19,562.50 $1,473.36 $1,761.00 Approved
74907 $13,952.50 $1,453.34 $1,941.00 Approved
75407 $15,527.50 $1,207.92 $1,969.00 Approved
76507 $24,871.75 $458.90 $1,927.00 Approved
78907 $10,745.00 $1,009.34 $2,083.00 Approved
85007 $4,632.50 $604.61 $1,966.00 Not Approved
89507 $20,327.50 $1,141.14 $1,659.00 Approved
89707 $4,745.00 $967.90 $1,433.00 Not Approved
91807 $3,995.75 $1,360.22 $1,688.00 Not Approved
95707 $9,236.75 $1,306.22 $1,802.00 Approved
98207 $15,481.75 $369.96 $1,398.00 Approved
98707 $24,598.75 $1,172.96 $1,710.00 Approved
99807 $11,927.50 $1,399.31 $1,903.00 Approved
Dependent Data
Dependent Data
Applicant's ID Dependent 1 Dependent 2 Dependent 3 Dependent 4 Dependent 5
10907 Judah Piland Roger Piland Zavier Piland
20807 Nathaniel Lashley
21307 Maleah Scarlet Kendal Scarlet Alivia Scarlet Zaire Scarlet
28507 Trevin Campbell Alison Campbell
35007 Arianna Jaffee Brody Jaffee
35507 Carmelo Lesser
35607 Theresa Alejo Saige Alejo Madilyn Alejo Chance Alejo Bryanna Alejo
35707 Samantha Angus Hana Angus Kane Angus Brendan Angus
37407 Kaylin Toone Allie Toone Kamron Toone Kristina Toone
37807 Amaris Rose
39507 Griffin Seaver Elaina Seaver Rihanna Seaver
39607 Roger Craig Emily Craig Belen Craig
41607 Carlee Stroop
42807 Zoey Verner Cyrus Verner Keyla Verner
48007 Lamar Grube Leila Grube Kasey Grube Jasmine Grube
50107 Alvin Doom Emily Doom Dangelo Doom Serena Doom
50707 Myah Mawwells
54607 Lisa Brance Salvador Brance Megan Brance Alejandro Brance
56707 Isiah Rodricks Nola Rodricks
59107 Faith Rosario Grant Rosario
62507 Nataly Lauritzen
68007 Pranav Zeringue Carleigh Zeringue
70407 Peter King Haven King Cameron King
74807 Sebastian Samuels Kaila Samuels Mareli Samuels
74907 Grady Brauer Miriam Brauer Rogelio Brauer
75407 Noah Heslin Rich Heslin
76507 Adalynn Wang Jayvion Wang
78907 Rosemary Ming Cole Ming Nelson Ming Chaz Ming
85007 Sophie Spanos
89507 Bernard Booker Kaia Booker
89707 Beckham Dirksen
91807 Kaden Bryan
95707 Tyree Pifer
98207 Brett Gouge Karsyn Gouge
98707 Alice Yang Korbin Yang
99807 Tori Yang Layla Yang Josue Yang
Queries
Clarendon Applicants
Telephone
Last Name Address Net Income Number of Dependents
Number
Lashley 634 E. Clinton Court Pittsburgh (841) 334-4858 $20,597.50 1
Scarlet 849 Morris Street Owatonna (841) 513-4302 $23,305.00 4
Campbell 7 Oak Meadow Street Philadelphia (841) 912-5948 $17,401.75 2
Rose 9188 Evergreen Avenue Herndon (841) 400-5506 $4,001.00 1
Mawwells 8968 Wellington Ave. Bowling Green (841) 785-3882 $11,382.50 1
Brance 977 Lake Drive Troy (841) 986-2558 $12,223.75 4
Rodricks 9242 Mayfield Drive Aliquippa (841) 405-2556 $15,152.00 2
Samuels 766 SW. Williams Street Bluffton (841) 512-0673 $19,562.50 3
Wang 9237 Heritage Street Kent (841) 336-6249 $24,871.75 2
Ming 276 Thorne Street Zeeland (841) 748-0638 $10,745.00 4
Yang 671 Roberts Road Mahopac (841) 541-4345 $24,598.75 2
Yang 886 Cottage St. Deland (841) 559-2481 $11,927.50 3
Loan Payment
LoanPayment
First Name Last Name Applicant's ID Monthly Expenses
Laurel Campbell 28507 $1,755.00
Phylis Angus 35707 $2,203.00
Magnolia Stroop 41607 $1,523.00
Nathan Grube 48007 $2,299.00
Robert Mawwells 50707 $1,684.00
Sangre Grande Count

SangreGrandeCount
CountOfApplicant's ID
12
Twenty to Thirty
TwentytoThirty
First Name Last Name Date of Birth
Alena Seaver 1/3/1991
April Scarlet 12/29/1991
Bertha Piland 9/5/1993
Christa Spanos 6/21/1996
Classie Zeringue 8/9/1992
Davin Craig 12/4/1994
Jarod Lauritzen 9/2/1995
Magnolia Stroop 2/13/1990
Mishell Doom 10/23/1994
Phylis Angus 5/20/1995
Rondell Rose 6/6/1991
Terrilyn Pifer 9/17/1994
Thao Heslin 8/27/1995
Tonita Jaffee 5/27/1992
Waneta Gouge 6/18/1993
Yaeko Bryan 1/29/1993
Providence Gardens
ProvidenceGrace
Applicant's ID Updated Net Income
35007 $9,732.80
ProvidenceGrace
Applicant's ID Updated Net Income
39507 $21,749.75
39607 $11,037.95
41607 $10,169.50
42807 $12,872.75
48007 $16,519.25
50107 $11,049.50
59107 $12,345.58
89707 $5,219.50
91807 $4,395.33
95707 $10,160.43
98207 $17,029.93
Balance
Balance
First Name Last Name Monthly Loan Payments Monthly Expenses Disposable Income
Petal Lashley $1,446.91 $1,669.00 $17,481.59
April Scarlet $1,134.95 $2,027.00 $20,143.05
Laurel Campbell $1,541.57 $1,755.00 $14,105.18
Rondell Rose $681.92 $2,021.00 $1,298.08
Robert Mawwells $1,637.23 $1,684.00 $8,061.27
Nicole Brance $634.63 $2,159.00 $9,430.12
Ally Rodricks $696.31 $1,990.00 $12,465.69
Max Samuels $1,473.36 $1,761.00 $16,328.14
Mou Wang $458.90 $1,927.00 $22,485.85
Petra Ming $1,009.34 $2,083.00 $7,652.66
John Yang $1,172.96 $1,710.00 $21,715.79
Zou Yang $1,399.31 $1,903.00 $8,625.19
Report
Approved Applicants
Spreadsheet
Housing Construction Corporation is a state agency mandated to provide affordable housing for
middle and low income earners. The Housing Construction Corporation invites applications
from nationals who are employed and who can demonstrate that they would be able to meet
their mortgage payments each month. Each application must be supported by documents
giving details of the applicant’s financial status. These include the applicant’s salary and
monthly salary deductions. The amount owed to banks and other financial institutions must
also be disclosed with supporting verifying documents. In addition, details of applicants’
monthly expenses on groceries, utilities, transportation, etc. must be submitted.
Homes are being built to accommodate approved applicants in three communities: Clarendon
Court, Sangre Grande Villas and Providence Gardens. Applicants, who are middle and low
income earners, must meet a net monthly income in order to qualify for consideration in each
of these communities: $12,500, $9,500 and $7,500 respectively. This net income may be met by
the applicant himself/herself or in conjunction with his/her spouse.
You are required to:

1. Design a spreadsheet that accepts income data from applicants for each housing community.
You may accept at least ten but no more than fifteen applications for each community:
Income Applicant Salary Spouse Salary Gross Net Applicant Salary Deductions Salary
Deductions Income Status Michael James 8,560.00 2,295.00 6,490.00 1,777.50 15,050.00
10,977.50 Qualified
Monthly deductions from salary include PAYE tax, health surcharge, union dues and payments
to pension plan. No tax is deducted should the applicant’s salary be $5,000 or less. A flat rate
of 8% is deducted on the amount in excess of 5,000. Health surcharge is fixed at $155.00 per
month while Union dues are 2% of salary. Pension deduction is 15% of salary. In a small number
of instances, applicants’ spouses are unemployed. If the net income meets the qualifying
income for the housing community applied for as specified by the Housing Construction
Corporation, the applicant’s status would be “Qualified”, else “Not qualified” should be
recorded. All deduction rates are subject to change.
(a) You must enter income data and use appropriate formulae to calculate deductions,
gross income, and net income and determine whether the application qualifies for
consideration.
In another section of your spreadsheet, information on applicants’ loan indebtedness should be

recorded and calculated. Total amounts owed with respect to bank loans, credit card loans and
credit union loans must be revealed.
(i) Repayment on bank loans is calculated as equal monthly payments over three years at a
simple interest of 8% of the starting loan amount.
(ii) Repayment on credit card loans is calculated as equal monthly payments over 18 months at
a simple interest of 10% of the starting loan amount.
(iii) Repayment on Credit union loans is calculated as equal monthly payments over three years
at a simple interest of 5%. An additional $300.00 is added to the loan repayment amount each
month for the purchase of shares in the credit union.
Some applicants do not have credit cards, and just a few do not have loans with the credit
union. All interest rates are subject to change.
(b) You must enter loan information for each applicant and use appropriate formulae to
calculate monthly repayments. Insert a column to calculate each applicant’s total monthly
payments on loans.
In an appropriate section of your spreadsheet, information on each applicant’s monthly

expenses must be calculated. Each applicant must provide realistic estimates of monthly
expenses on groceries, utilities (water, telephone and electricity), transportation, and
miscellaneous expenses. A column stating the applicant’s number of dependents must be
included. Miscellaneous expense is calculated as number of dependents x $75.00
(c) You must enter expense information for each applicant. Insert a column to calculate each
applicant’s total monthly expenses.
For each housing community, insert at table which lists each applicant’s Net Income, Total
Monthly Loan Repayments, and Total Monthly Expenses and Balance. Balance is calculated as
Net Income – sum of Repayments and Expenses. Add a column that states whether the
applicant has been approved or not approved for housing allocation. An application is approved
if the Balance is equal to or exceeds one half of Net Income.
Create a suitable chart that compares each applicant’s net income, total loan payment, and
total monthly expenses (from the named housing community). Give an appropriate name to
this chart. Print this chart.
Save your spreadsheet as Loan Application 01. Print this spreadsheet.
2. The economy has been further severely affected by international fiscal initiatives. To adjust
to these realities and to offset any losses, banks have increased their interest on loans to 10%
and credit cards companies now apply an interest of 15%. The qualifying income on homes
however, has been reduced to $10,000, $7,500 and $5,500 respectively.
Make the necessary changes such that your spreadsheet’s values adjust to these changes.
Save this spreadsheet as Loan Application 02.
Print the spreadsheet with adjusted information on applicants for any ONE housing community.
3. (a) For each housing community, sort the applicants’ Income information in descending
order on net income; Loans information in descending order on total loan payments, and
Expenses first in descending order by total expenses, then by number of dependents.
(b) In an appropriate part of your spreadsheet, create a table that lists the Net Income, Total
Monthly Loan Payments and Total Monthly Expenses for approved applicants from ALL three
housing communities.
(c) Create a suitable chart that compares the financial records of these approved applicants.
Name this chart Approved Applicants.
Save your spreadsheet as Loan Application 03.
Print the spreadsheet with data from any ONE housing community.
Loan Application 01
Clarendon Court
HOUS ING C ONS T RUC T ION C ORPORAT ION
Income
Required Net Monthly Income $7,500.00
Applicant Applicant Salary Salary Deductions Spouse Salary Salary Deductions Gross Income Net Income Status
Bebe Rosario $6,506.00 $1,381.50 $7,805.00 $1,706.25 $14,311.00 $11,223.25 Qualified
Shan Verner $5,500.00 $1,130.00 $9,450.00 $2,117.50 $14,950.00 $11,702.50 Qualified
Quyen Dirksen $6,000.00 $1,255.00 $6,000.00 $4,745.00 Not Qualified
Nathan Grube $7,902.00 $1,730.50 $11,468.00 $2,622.00 $19,370.00 $15,017.50 Qualified
Magnolia Stroop $12,000.00 $2,755.00 $12,000.00 $9,245.00 Qualified
Alena Seaver $10,040.00 $2,265.00 $15,670.00 $3,672.50 $25,710.00 $19,772.50 Qualified
Tonita Jaffee $8,140.00 $1,790.00 $3,004.00 $506.00 $11,144.00 $8,848.00 Qualified
Yaeko Bryan $5,001.00 $1,005.25 $5,001.00 $3,995.75 Not Qualified
Waneta Gouge $6,005.00 $1,256.25 $13,984.00 $3,251.00 $19,989.00 $15,481.75 Qualified
Terrilyn Pifer $11,989.00 $2,752.25 $11,989.00 $9,236.75 Qualified
Mishell Doom $6,780.00 $1,450.00 $5,960.00 $1,245.00 $12,740.00 $10,045.00 Qualified
Davin Craig $5,970.00 $1,247.50 $6,756.00 $1,444.00 $12,726.00 $10,034.50 Qualified
Deductions
PAYE 8.00%
Health Surcharge $155.00
Union Dues 2.00%
Pension Deduction 15.00%
Loans
Total Loan Amounts Monthly Payments

Applicant Credit Card Credit Union Total Loan
Bank Credit Card Credit Union Bank Payment
Payment Payment Payments
Bebe Rosario $11,330.00 $1,130.00 $15,853.00 $390.26 $72.19 $806.42 $1,268.87
Shan Verner $16,352.00 $1,433.00 $563.24 $91.55 $654.79
Quyen Dirksen $10,505.00 $9,033.00 $361.84 $588.55 $950.39
Nathan Grube $18,059.00 $1,073.00 $19,551.00 $622.03 $68.55 $924.55 $1,615.13
Magnolia Stroop $19,785.00 $17,598.00 $681.48 $862.16 $1,543.64
Alena Seaver $19,471.00 $1,369.00 $10,227.00 $670.67 $87.46 $626.70 $1,384.83
Tonita Jaffee $10,238.00 $843.00 $352.64 $53.86 $406.50
Yaeko Bryan $18,103.00 $961.00 $10,678.00 $623.55 $61.40 $641.10 $1,326.05
Waneta Gouge $10,245.00 $352.88 $352.88
Terrilyn Pifer $17,001.00 $1,331.00 $9,445.00 $585.59 $85.04 $601.72 $1,272.34
Mishell Doom $15,752.00 $13,918.00 $542.57 $744.60 $1,287.17
Davin Craig $16,678.00 $986.00 $574.46 $62.99 $637.46
Loan Indeptedness
Years Months
Bank Loans
8.00% 3 36
Repayment
Credit Card Loans
10.00% 1.5 18
Repayment
Credit Union Loans
5.00% 3 36
Repayment
Additional Credit
Union Loan $300.00 1\12 1
Repayment(Shares)
Expenses
Utilities Number of Total Monthly

Applicant Groceries Transportation Miscellaneous
Water Telephone Electricity Dependants Expenses
Bebe Rosario $541.00 $198.00 $76.00 $488.00 $212.00 $150.00 2 $1,665.00
Shan Verner $769.00 $82.00 $87.00 $467.00 $303.00 $225.00 3 $1,933.00
Quyen Dirksen $510.00 $75.00 $115.00 $357.00 $301.00 $75.00 1 $1,433.00
Nathan Grube $884.00 $247.00 $64.00 $543.00 $261.00 $300.00 4 $2,299.00
Magnolia Stroop $519.00 $186.00 $121.00 $468.00 $154.00 $75.00 1 $1,523.00
Alena Seaver $460.00 $210.00 $200.00 $518.00 $234.00 $225.00 3 $1,847.00
Tonita Jaffee $734.00 $56.00 $147.00 $521.00 $200.00 $150.00 2 $1,808.00
Yaeko Bryan $463.00 $297.00 $122.00 $511.00 $220.00 $75.00 1 $1,688.00
Waneta Gouge $344.00 $100.00 $95.00 $371.00 $338.00 $150.00 2 $1,398.00
Terrilyn Pifer $696.00 $201.00 $143.00 $370.00 $317.00 $75.00 1 $1,802.00
Mishell Doom $748.00 $252.00 $58.00 $320.00 $294.00 $300.00 4 $1,972.00
Davin Craig $345.00 $163.00 $159.00 $312.00 $198.00 $225.00 3 $1,402.00
Miscellaneous
$75.00 Per Dependant
Expense
Balance
Total Monthly Total Monthly Status for Housing

Applicant Net Income Balance
Loan Repayments Expenses Allocation
Bebe Rosario $11,223.25 $1,268.87 $1,665.00 $8,289.38 Approved

Shan Verner $11,702.50 $654.79 $1,933.00 $9,114.71 Approved
Quyen Dirksen $4,745.00 $950.39 $1,433.00 $2,361.61 Not Approved
Nathan Grube $15,017.50 $1,615.13 $2,299.00 $11,103.37 Approved
Magnolia Stroop $9,245.00 $1,543.64 $1,523.00 $6,178.36 Approved
Alena Seaver $19,772.50 $1,384.83 $1,847.00 $16,540.67 Approved
Tonita Jaffee $8,848.00 $406.50 $1,808.00 $6,633.50 Approved
Yaeko Bryan $3,995.75 $1,326.05 $1,688.00 $981.70 Not Approved
Waneta Gouge $15,481.75 $352.88 $1,398.00 $13,730.87 Approved
Terrilyn Pifer $9,236.75 $1,272.34 $1,802.00 $6,162.41 Approved
Mishell Doom $10,045.00 $1,287.17 $1,972.00 $6,785.83 Approved
Davin Craig $10,034.50 $637.46 $1,402.00 $7,995.04 Approved
Loan Application 02
Income
Classie Zeringue $12,000.00 $2,755.00 $8,000.00 $1,755.00 $20,000.00 $15,490.00 Qualified
Bertha Piland $6,000.00 $1,255.00 $6,000.00 $4,745.00 Not Qualified
Phylis Angus $13,459.00 $3,119.75 $8,550.00 $1,892.50 $22,009.00 $16,996.75 Qualified
Thao Heslin $11,050.00 $2,517.50 $9,000.00 $2,005.00 $20,050.00 $15,527.50 Qualified
Jarod Lauritzen $9,567.00 $2,146.75 $9,567.00 $7,420.25 Not Qualified
Christa Spanos $5,850.00 $1,217.50 $5,850.00 $4,632.50 Not Qualified
Collin Brauer $8,450.00 $1,867.50 $9,500.00 $2,130.00 $17,950.00 $13,952.50 Qualified
Rosemary Alejo $13,675.00 $3,173.75 $10,550.00 $2,392.50 $24,225.00 $18,658.75 Qualified
Muoi Lesser $5,150.00 $1,042.50 $5,150.00 $4,107.50 Not Qualified
Rebekah Toone $8,000.00 $1,755.00 $9,985.00 $2,251.25 $17,985.00 $13,978.75 Qualified
Marsh Booker $10,670.00 $2,422.50 $15,780.00 $3,700.00 $26,450.00 $20,327.50 Qualified
Brandon King $7,800.00 $1,705.00 $11,000.00 $2,505.00 $18,800.00 $14,590.00 Qualified
Deductions
PAYE 8.00%
Union Dues 2%
Pension Deduction 15%
Loans

Classie Zeringue $12,296.00 $919.00 $11,296.00 $444.02 $62.54 $660.84 $1,167.41
Bertha Piland $17,856.00 $644.80 $644.80
Phylis Angus $13,686.00 $1,542.00 $19,512.00 $494.22 $104.94 $923.30 $1,522.46
Thao Heslin $17,846.00 $8,248.00 $644.44 $563.48 $1,207.92
Jarod Lauritzen $12,770.00 $816.00 $9,049.00 $461.14 $55.53 $589.07 $1,105.74
Christa Spanos $13,999.00 $1,456.00 $505.52 $99.09 $604.61
Collin Brauer $13,617.00 $978.00 $18,628.00 $491.73 $66.56 $895.06 $1,453.34
Rosemary Alejo $10,515.00 $1,587.00 $15,929.00 $379.71 $108.00 $808.84 $1,296.56
Muoi Lesser $14,663.00 $529.50 $529.50
Rebekah Toone $17,439.00 $1,315.00 $13,769.00 $629.74 $89.49 $739.84 $1,459.08
Marsh Booker $10,660.00 $14,281.00 $384.94 $756.20 $1,141.14
Brandon King $16,197.00 $918.00 $584.89 $62.48 $647.37
Loan Indeptedness
Years Months
Bank Loans
10.00% 3 36
Repayment
Credit Card Loans
15.00% 1.5 18
Repayment
Credit Union Loans
5.00% 3 36
Repayment
Additional Credit
Union Loan $300.00 1\12 1
Repayment(Shares)
Expenses

Classie Zeringue $671.00 $249.00 $130.00 $511.00 $192.00 $150.00 2 $1,903.00
Bertha Piland $829.00 $220.00 $85.00 $569.00 $325.00 $225.00 3 $2,253.00
Phylis Angus $991.00 $116.00 $95.00 $407.00 $294.00 $300.00 4 $2,203.00
Thao Heslin $557.00 $192.00 $154.00 $596.00 $320.00 $150.00 2 $1,969.00
Jarod Lauritzen $744.00 $78.00 $145.00 $400.00 $195.00 $75.00 1 $1,637.00
Christa Spanos $661.00 $187.00 $167.00 $537.00 $339.00 $75.00 1 $1,966.00
Collin Brauer $633.00 $132.00 $87.00 $593.00 $271.00 $225.00 3 $1,941.00
Rosemary Alejo $467.00 $274.00 $120.00 $469.00 $181.00 $375.00 5 $1,886.00
Muoi Lesser $505.00 $170.00 $100.00 $395.00 $313.00 $75.00 1 $1,558.00
Rebekah Toone $642.00 $233.00 $79.00 $539.00 $239.00 $300.00 4 $2,032.00
Marsh Booker $521.00 $101.00 $192.00 $521.00 $174.00 $150.00 2 $1,659.00
Brandon King $730.00 $252.00 $95.00 $538.00 $336.00 $225.00 3 $2,176.00
Miscellaneous
Expense
Balance
Total Monthly Loan Total Monthly Status for Housing

Repayments Expenses Allocation
Classie Zeringue $15,490.00 $1,167.41 $1,903.00 $12,419.59 Approved
Bertha Piland $4,745.00 $644.80 $2,253.00 $1,847.20 Not Approved
Phylis Angus $16,996.75 $1,522.46 $2,203.00 $13,271.29 Approved
Thao Heslin $15,527.50 $1,207.92 $1,969.00 $12,350.58 Approved
Jarod Lauritzen $7,420.25 $1,105.74 $1,637.00 $4,677.51 Approved
Christa Spanos $4,632.50 $604.61 $1,966.00 $2,061.89 Not Approved
Collin Brauer $13,952.50 $1,453.34 $1,941.00 $10,558.16 Approved
Rosemary Alejo $18,658.75 $1,296.56 $1,886.00 $15,476.19 Approved
Muoi Lesser $4,107.50 $529.50 $1,558.00 $2,020.00 Not Approved
Rebekah Toone $13,978.75 $1,459.08 $2,032.00 $10,487.67 Approved
Marsh Booker $20,327.50 $1,141.14 $1,659.00 $17,527.36 Approved
Brandon King $14,590.00 $647.37 $2,176.00 $11,766.63 Approved
Loan Application 03
Providence Gardens
Income
Alena Seaver $10,040.00 $2,265.00 $15,670.00 $3,672.50 $25,710.00 $19,772.50 Qualified
Waneta Gouge $6,005.00 $1,256.25 $13,984.00 $3,251.00 $19,989.00 $15,481.75 Qualified
Nathan Grube $7,902.00 $1,730.50 $11,468.00 $2,622.00 $19,370.00 $15,017.50 Qualified
Shan Verner $5,500.00 $1,130.00 $9,450.00 $2,117.50 $14,950.00 $11,702.50 Qualified
Bebe Rosario $6,506.00 $1,381.50 $7,805.00 $1,706.25 $14,311.00 $11,223.25 Qualified
Mishell Doom $6,780.00 $1,450.00 $5,960.00 $1,245.00 $12,740.00 $10,045.00 Qualified
Davin Craig $5,970.00 $1,247.50 $6,756.00 $1,444.00 $12,726.00 $10,034.50 Qualified
Magnolia Stroop $12,000.00 $2,755.00 $12,000.00 $9,245.00 Qualified
Terrilyn Pifer $11,989.00 $2,752.25 $11,989.00 $9,236.75 Qualified
Tonita Jaffee $8,140.00 $1,790.00 $3,004.00 $506.00 $11,144.00 $8,848.00 Qualified
Quyen Dirksen $6,000.00 $1,255.00 $6,000.00 $4,745.00 Not Qualified
Yaeko Bryan $5,001.00 $1,005.25 $5,001.00 $3,995.75 Not Qualified
Deductions
PAYE 8.00%
Union Dues 2.00%
Pension Deduction 15.00%
Loans

Nathan Grube $18,059.00 $1,073.00 $19,551.00 $652.13 $73.02 $924.55 $1,649.70
Magnolia Stroop $19,785.00 $17,598.00 $714.46 $862.16 $1,576.62
Alena Seaver $19,471.00 $1,369.00 $10,227.00 $703.12 $93.17 $626.70 $1,422.98
Yaeko Bryan $18,103.00 $961.00 $10,678.00 $653.72 $65.40 $641.10 $1,360.22
Mishell Doom $15,752.00 $13,918.00 $568.82 $744.60 $1,313.43
Terrilyn Pifer $17,001.00 $1,331.00 $9,445.00 $613.93 $90.58 $601.72 $1,306.22
Bebe Rosario $11,330.00 $1,130.00 $15,853.00 $409.14 $76.90 $806.42 $1,292.46
Quyen Dirksen $10,505.00 $9,033.00 $379.35 $588.55 $967.90
Shan Verner $16,352.00 $1,433.00 $590.49 $97.52 $688.01
Davin Craig $16,678.00 $986.00 $602.26 $67.10 $669.36
Tonita Jaffee $10,238.00 $843.00 $369.71 $57.37 $427.08
Waneta Gouge $10,245.00 $369.96 $369.96
Loan Indeptedness
Years Months
Bank Loans
10.00% 3 36
Repayment
Credit Card Loans
15.00% 1.5 18
Repayment
Credit Union Loans
5.00% 3 36
Repayment
Additional Credit
Union Loan $300.00 1\12 1
Repayment(Shares)
Expenses

Nathan Grube $884.00 $247.00 $64.00 $543.00 $261.00 $300.00 4 $2,299.00
Mishell Doom $748.00 $252.00 $58.00 $320.00 $294.00 $300.00 4 $1,972.00
Shan Verner $769.00 $82.00 $87.00 $467.00 $303.00 $225.00 3 $1,933.00
Alena Seaver $460.00 $210.00 $200.00 $518.00 $234.00 $225.00 3 $1,847.00
Tonita Jaffee $734.00 $56.00 $147.00 $521.00 $200.00 $150.00 2 $1,808.00
Terrilyn Pifer $696.00 $201.00 $143.00 $370.00 $317.00 $75.00 1 $1,802.00
Yaeko Bryan $463.00 $297.00 $122.00 $511.00 $220.00 $75.00 1 $1,688.00
Bebe Rosario $541.00 $198.00 $76.00 $488.00 $212.00 $150.00 2 $1,665.00
Magnolia Stroop $519.00 $186.00 $121.00 $468.00 $154.00 $75.00 1 $1,523.00
Quyen Dirksen $510.00 $75.00 $115.00 $357.00 $301.00 $75.00 1 $1,433.00
Davin Craig $345.00 $163.00 $159.00 $312.00 $198.00 $225.00 3 $1,402.00
Waneta Gouge $344.00 $100.00 $95.00 $371.00 $338.00 $150.00 2 $1,398.00
Miscellaneous
Expense
Balance
Total Monthly Total Monthly Status for Housing

Loan Repayments Expenses Allocation
Bebe Rosario $11,223.25 $1,292.46 $1,665.00 $8,265.79 Approved
Shan Verner $11,702.50 $688.01 $1,933.00 $9,081.49 Approved
Quyen Dirksen $4,745.00 $967.90 $1,433.00 $2,344.10 Not Approved
Nathan Grube $15,017.50 $1,649.70 $2,299.00 $11,068.80 Approved
Magnolia Stroop $9,245.00 $1,576.62 $1,523.00 $6,145.38 Approved
Alena Seaver $19,772.50 $1,422.98 $1,847.00 $16,502.52 Approved
Tonita Jaffee $8,848.00 $427.08 $1,808.00 $6,612.92 Approved
Yaeko Bryan $3,995.75 $1,360.22 $1,688.00 $947.53 Not Approved
Waneta Gouge $15,481.75 $369.96 $1,398.00 $13,713.79 Approved
Terrilyn Pifer $9,236.75 $1,306.22 $1,802.00 $6,128.53 Approved
Mishell Doom $10,045.00 $1,313.43 $1,972.00 $6,759.58 Approved
Davin Craig $10,034.50 $669.36 $1,402.00 $7,963.14 Approved
Approved Applicants
Total Monthly Loan Total Monthly

Applicant Net Income
Repayments Expenses
John Yang $24,598.75 $1,172.96 $1,710.00
Nicole Brance $12,223.75 $634.63 $2,159.00
Petal Lashley $20,597.50 $1,446.91 $1,669.00
Ally Rodricks $15,152.00 $696.31 $1,990.00
Petra Ming $10,745.00 $1,009.34 $2,083.00
Zou Yang $11,927.50 $1,399.31 $1,903.00
Mou Wang $24,871.75 $458.90 $1,927.00
Laurel Campbell $17,401.75 $1,541.57 $1,755.00
Max Samuels $19,562.50 $1,473.36 $1,761.00
Robert Mawwells $11,382.50 $1,637.23 $1,684.00
April Scarlet $23,305.00 $1,134.95 $2,027.00
Classie Zeringue $15,490.00 $1,167.41 $1,903.00
Phylis Angus $16,996.75 $1,522.46 $2,203.00
Thao Heslin $15,527.50 $1,207.92 $1,969.00
Jarod Lauritzen $7,420.25 $1,105.74 $1,637.00
Collin Brauer $13,952.50 $1,453.34 $1,941.00
Rosemary Alejo $18,658.75 $1,296.56 $1,886.00
Rebekah Toone $13,978.75 $1,459.08 $2,032.00
Marsh Booker $20,327.50 $1,141.14 $1,659.00
Brandon King $14,590.00 $647.37 $2,176.00
Bebe Rosario $11,223.25 $1,292.46 $1,665.00
Shan Verner $11,702.50 $688.01 $1,933.00
Nathan Grube $15,017.50 $1,649.70 $2,299.00
Magnolia Stroop $9,245.00 $1,576.62 $1,523.00
Alena Seaver $19,772.50 $1,422.98 $1,847.00
Tonita Jaffee $8,848.00 $427.08 $1,808.00
Waneta Gouge $15,481.75 $369.96 $1,398.00
Terrilyn Pifer $9,236.75 $1,306.22 $1,802.00
Mishell Doom $10,045.00 $1,313.43 $1,972.00
Davin Craig $10,034.50 $669.36 $1,402.00
Screenshots
Database Formulas
Balance
Loan Payment
Providence Grace
Sangre Grande Count
Twenty to Thirty
Report – Approved Applicants
HOUSING C ONST RUC T ION C ORPORAT ION
Income
Required Net Monthly Income 7500
Bebe Rosario 6506 =((B8-5000)*B$23)+B$24+(B8*B$25)+(B8*B$26)
7805 =((D8-5000)*B$23)+B$24+(D8*B$25)+(D8*B$26)
=B8+D8 =F8-C8-E8 =IF(G8:G19>=C$5,"Qualified","Not Qualified")
Shan Verner 5500 =((B9-5000)*B$23)+B$24+(B9*B$25)+(B9*B$26)
9450 =((D9-5000)*B$23)+B$24+(D9*B$25)+(D9*B$26)
Quyen Dirksen 6000 =((B10-5000)*B$23)+B$24+(B10*B$25)+(B10*B$26) =B10+D10 =F10-C10-E10 =IF(G10:G21>=C$5,"Qualified","Not Qualified")
Nathan Grube 7902 =((B11-5000)*B$23)+B$24+(B11*B$25)+(B11*B$26)
11468 =((D11-5000)*B$23)+B$24+(D11*B$25)+(D11*B$26)
Magnolia Stroop 12000 =((B12-5000)*B$23)+B$24+(B12*B$25)+(B12*B$26) =B12+D12 =F12-C12-E12 =IF(G12:G23>=C$5,"Qualified","Not Qualified")
Alena Seaver 10040 =((B13-5000)*B$23)+B$24+(B13*B$25)+(B13*B$26)
15670 =((D13-5000)*B$23)+B$24+(D13*B$25)+(D13*B$26)
Tonita Jaffee 8140 =((B14-5000)*B$23)+B$24+(B14*B$25)+(B14*B$26)
3004 =((D14-5000)*B$23)+B$24+(D14*B$25)+(D14*B$26)
Yaeko Bryan 5001 =((B15-5000)*B$23)+B$24+(B15*B$25)+(B15*B$26) =B15+D15 =F15-C15-E15 =IF(G15:G26>=C$5,"Qualified","Not Qualified")
Waneta Gouge 6005 =((B16-5000)*B$23)+B$24+(B16*B$25)+(B16*B$26)
13984 =((D16-5000)*B$23)+B$24+(D16*B$25)+(D16*B$26)
Terrilyn Pifer 11989 =((B17-5000)*B$23)+B$24+(B17*B$25)+(B17*B$26) =B17+D17 =F17-C17-E17 =IF(G17:G28>=C$5,"Qualified","Not Qualified")
Mishell Doom 6780 =((B18-5000)*B$23)+B$24+(B18*B$25)+(B18*B$26)
5960 =((D18-5000)*B$23)+B$24+(D18*B$25)+(D18*B$26)
Davin Craig 5970 =((B19-5000)*B$23)+B$24+(B19*B$25)+(B19*B$26)
6756 =((D19-5000)*B$23)+B$24+(D19*B$25)+(D19*B$26)
Deductions
PAYE 0.08
Health Surcharge 155
Union Dues 0.02
Pension Deduction 0.15
Loans

Applicant
Bank Credit Card Credit Union Bank Payment Credit Card Payment Credit Union Payment Total Loan Payments
Bebe Rosario 11330 1130 15853 =((B32*B$48*C$48)+B32)/D$48 =((C32*B$49*C$49)+C32)/D$49 =(((D32*B$50*C$50)+D32)/D$50)+B$51 =E32+F32+G32
Shan Verner 16352 1433 =((B33*B$48*C$48)+B33)/D$48 =((C33*B$49*C$49)+C33)/D$49 =E33+F33+G33
Quyen Dirksen 10505 9033 =((B34*B$48*C$48)+B34)/D$48 =(((D34*B$50*C$50)+D34)/D$50)+B$51 =E34+F34+G34
Nathan Grube 18059 1073 19551 =((B35*B$48*C$48)+B35)/D$48 =((C35*B$49*C$49)+C35)/D$49 =(((D35*B$50*C$50)+D35)/D$50)+B$51 =E35+F35+G35
Magnolia Stroop 19785 17598 =((B36*B$48*C$48)+B36)/D$48 =(((D36*B$50*C$50)+D36)/D$50)+B$51 =E36+F36+G36
Alena Seaver 19471 1369 10227 =((B37*B$48*C$48)+B37)/D$48 =((C37*B$49*C$49)+C37)/D$49 =(((D37*B$50*C$50)+D37)/D$50)+B$51 =E37+F37+G37
Tonita Jaffee 10238 843 =((B38*B$48*C$48)+B38)/D$48 =((C38*B$49*C$49)+C38)/D$49 =E38+F38+G38
Yaeko Bryan 18103 961 10678 =((B39*B$48*C$48)+B39)/D$48 =((C39*B$49*C$49)+C39)/D$49 =(((D39*B$50*C$50)+D39)/D$50)+B$51 =E39+F39+G39
Waneta Gouge 10245 =((B40*B$48*C$48)+B40)/D$48 =E40+F40+G40
Terrilyn Pifer 17001 1331 9445 =((B41*B$48*C$48)+B41)/D$48 =((C41*B$49*C$49)+C41)/D$49 =(((D41*B$50*C$50)+D41)/D$50)+B$51 =E41+F41+G41
Mishell Doom 15752 13918 =((B42*B$48*C$48)+B42)/D$48 =(((D42*B$50*C$50)+D42)/D$50)+B$51 =E42+F42+G42
Davin Craig 16678 986 =((B43*B$48*C$48)+B43)/D$48 =((C43*B$49*C$49)+C43)/D$49 =E43+F43+G43
Loan Indeptedness
Years Months
Bank Loans Repayment

0.08 3 36
Credit Card Loans Repayment
0.1 1.5 18
Credit Union Loans Repayment
0.05 3 36
Additional Credit Union Loan

1\12
Repayment(Shares)
300 1
Expenses
Utilities
Applicant Groceries Transportation Miscellaneous Number of Dependants Total Monthly Expenses
Water Telephone Electricity
Bebe Rosario 541 198 76 488 212 =H57*B$70 2 =B57+C57+D57+E57+F57+G57
Shan Verner 769 82 87 467 303 =H58*B$70 3 =B58+C58+D58+E58+F58+G58
Quyen Dirksen 510 75 115 357 301 =H59*B$70 1 =B59+C59+D59+E59+F59+G59
Nathan Grube 884 247 64 543 261 =H60*B$70 4 =B60+C60+D60+E60+F60+G60
Magnolia Stroop 519 186 121 468 154 =H61*B$70 1 =B61+C61+D61+E61+F61+G61
Alena Seaver 460 210 200 518 234 =H62*B$70 3 =B62+C62+D62+E62+F62+G62
Tonita Jaffee 734 56 147 521 200 =H63*B$70 2 =B63+C63+D63+E63+F63+G63
Yaeko Bryan 463 297 122 511 220 =H64*B$70 1 =B64+C64+D64+E64+F64+G64
Waneta Gouge 344 100 95 371 338 =H65*B$70 2 =B65+C65+D65+E65+F65+G65
Terrilyn Pifer 696 201 143 370 317 =H66*B$70 1 =B66+C66+D66+E66+F66+G66
Mishell Doom 748 252 58 320 294 =H67*B$70 4 =B67+C67+D67+E67+F67+G67
Davin Craig 345 163 159 312 198 =H68*B$70 3 =B68+C68+D68+E68+F68+G68
Miscellaneous Expense Per Dependant

75
Balance
Applicant Net Income Total Monthly Loan Repayments Total Monthly Expenses Balance Status for Housing Allocation
Bebe Rosario =G8 =H32 =I57 =G8-(H32+I57) =IF(E75>=(1/2*B75),"Approved","Not Approved")

Shan Verner =G9 =H33 =I58 =G9-(H33+I58) =IF(E76>=(1/2*B76),"Approved","Not Approved")
Quyen Dirksen =G10 =H34 =I59 =G10-(H34+I59) =IF(E77>=(1/2*B77),"Approved","Not Approved")
Nathan Grube =G11 =H35 =I60 =G11-(H35+I60) =IF(E78>=(1/2*B78),"Approved","Not Approved")
Magnolia Stroop =G12 =H36 =I61 =G12-(H36+I61) =IF(E79>=(1/2*B79),"Approved","Not Approved")
Alena Seaver =G13 =H37 =I62 =G13-(H37+I62) =IF(E80>=(1/2*B80),"Approved","Not Approved")
Tonita Jaffee =G14 =H38 =I63 =G14-(H38+I63) =IF(E81>=(1/2*B81),"Approved","Not Approved")
Yaeko Bryan =G15 =H39 =I64 =G15-(H39+I64) =IF(E82>=(1/2*B82),"Approved","Not Approved")
Waneta Gouge =G16 =H40 =I65 =G16-(H40+I65) =IF(E83>=(1/2*B83),"Approved","Not Approved")
Terrilyn Pifer =G17 =H41 =I66 =G17-(H41+I66) =IF(E84>=(1/2*B84),"Approved","Not Approved")
Mishell Doom =G18 =H42 =I67 =G18-(H42+I67) =IF(E85>=(1/2*B85),"Approved","Not Approved")
Davin Craig =G19 =H43 =I68 =G19-(H43+I68) =IF(E86>=(1/2*B86),"Approved","Not Approved")
Loan Application 02
Income
Bebe Rosario 6506 =((B8-5000)*B$23)+B$24+(B8*B$25)+(B8*B$26)
7805 =((D8-5000)*B$23)+B$24+(D8*B$25)+(D8*B$26)
Shan Verner 5500 =((B9-5000)*B$23)+B$24+(B9*B$25)+(B9*B$26)
9450 =((D9-5000)*B$23)+B$24+(D9*B$25)+(D9*B$26)
Quyen Dirksen 6000 =((B10-5000)*B$23)+B$24+(B10*B$25)+(B10*B$26) =B10+D10 =F10-C10-E10 =IF(G10:G21>=C$5,"Qualified","Not Qualified")
Nathan Grube 7902 =((B11-5000)*B$23)+B$24+(B11*B$25)+(B11*B$26)
11468 =((D11-5000)*B$23)+B$24+(D11*B$25)+(D11*B$26)
Magnolia Stroop 12000 =((B12-5000)*B$23)+B$24+(B12*B$25)+(B12*B$26) =B12+D12 =F12-C12-E12 =IF(G12:G23>=C$5,"Qualified","Not Qualified")
Alena Seaver 10040 =((B13-5000)*B$23)+B$24+(B13*B$25)+(B13*B$26)
15670 =((D13-5000)*B$23)+B$24+(D13*B$25)+(D13*B$26)
Tonita Jaffee 8140 =((B14-5000)*B$23)+B$24+(B14*B$25)+(B14*B$26)
3004 =((D14-5000)*B$23)+B$24+(D14*B$25)+(D14*B$26)
Yaeko Bryan 5001 =((B15-5000)*B$23)+B$24+(B15*B$25)+(B15*B$26) =B15+D15 =F15-C15-E15 =IF(G15:G26>=C$5,"Qualified","Not Qualified")
Waneta Gouge 6005 =((B16-5000)*B$23)+B$24+(B16*B$25)+(B16*B$26)
13984 =((D16-5000)*B$23)+B$24+(D16*B$25)+(D16*B$26)
Terrilyn Pifer 11989 =((B17-5000)*B$23)+B$24+(B17*B$25)+(B17*B$26) =B17+D17 =F17-C17-E17 =IF(G17:G28>=C$5,"Qualified","Not Qualified")
Mishell Doom 6780 =((B18-5000)*B$23)+B$24+(B18*B$25)+(B18*B$26)
5960 =((D18-5000)*B$23)+B$24+(D18*B$25)+(D18*B$26)
Davin Craig 5970 =((B19-5000)*B$23)+B$24+(B19*B$25)+(B19*B$26)
6756 =((D19-5000)*B$23)+B$24+(D19*B$25)+(D19*B$26)
Deductions
PAYE 0.08
Union Dues 0.02
Loans

Applicant
Bebe Rosario 11330 1130 15853 =((B32*B$48*C$48)+B32)/D$48 =((C32*B$49*C$49)+C32)/D$49 =(((D32*B$50*C$50)+D32)/D$50)+B$51 =E32+F32+G32
Shan Verner 16352 1433 =((B33*B$48*C$48)+B33)/D$48 =((C33*B$49*C$49)+C33)/D$49 =E33+F33+G33
Quyen Dirksen 10505 9033 =((B34*B$48*C$48)+B34)/D$48 =(((D34*B$50*C$50)+D34)/D$50)+B$51 =E34+F34+G34
Nathan Grube 18059 1073 19551 =((B35*B$48*C$48)+B35)/D$48 =((C35*B$49*C$49)+C35)/D$49 =(((D35*B$50*C$50)+D35)/D$50)+B$51 =E35+F35+G35
Magnolia Stroop 19785 17598 =((B36*B$48*C$48)+B36)/D$48 =(((D36*B$50*C$50)+D36)/D$50)+B$51 =E36+F36+G36
Alena Seaver 19471 1369 10227 =((B37*B$48*C$48)+B37)/D$48 =((C37*B$49*C$49)+C37)/D$49 =(((D37*B$50*C$50)+D37)/D$50)+B$51 =E37+F37+G37
Tonita Jaffee 10238 843 =((B38*B$48*C$48)+B38)/D$48 =((C38*B$49*C$49)+C38)/D$49 =E38+F38+G38
Yaeko Bryan 18103 961 10678 =((B39*B$48*C$48)+B39)/D$48 =((C39*B$49*C$49)+C39)/D$49 =(((D39*B$50*C$50)+D39)/D$50)+B$51 =E39+F39+G39
Waneta Gouge 10245 =((B40*B$48*C$48)+B40)/D$48 =E40+F40+G40
Terrilyn Pifer 17001 1331 9445 =((B41*B$48*C$48)+B41)/D$48 =((C41*B$49*C$49)+C41)/D$49 =(((D41*B$50*C$50)+D41)/D$50)+B$51 =E41+F41+G41
Mishell Doom 15752 13918 =((B42*B$48*C$48)+B42)/D$48 =(((D42*B$50*C$50)+D42)/D$50)+B$51 =E42+F42+G42
Davin Craig 16678 986 =((B43*B$48*C$48)+B43)/D$48 =((C43*B$49*C$49)+C43)/D$49 =E43+F43+G43
Loan Indeptedness
Years Months
0.1 3 36
0.15 1.5 18

0.05 3 36

1\12
Repayment(Shares)
300 1
Expenses
Expenses
Utilities
Bebe Rosario 541 198 76 488 212 =H57*B$70 2 =B57+C57+D57+E57+F57+G57
Shan Verner 769 82 87 467 303 =H58*B$70 3 =B58+C58+D58+E58+F58+G58
Quyen Dirksen 510 75 115 357 301 =H59*B$70 1 =B59+C59+D59+E59+F59+G59
Nathan Grube 884 247 64 543 261 =H60*B$70 4 =B60+C60+D60+E60+F60+G60
Magnolia Stroop 519 186 121 468 154 =H61*B$70 1 =B61+C61+D61+E61+F61+G61
Alena Seaver 460 210 200 518 234 =H62*B$70 3 =B62+C62+D62+E62+F62+G62
Tonita Jaffee 734 56 147 521 200 =H63*B$70 2 =B63+C63+D63+E63+F63+G63
Yaeko Bryan 463 297 122 511 220 =H64*B$70 1 =B64+C64+D64+E64+F64+G64
Waneta Gouge 344 100 95 371 338 =H65*B$70 2 =B65+C65+D65+E65+F65+G65
Terrilyn Pifer 696 201 143 370 317 =H66*B$70 1 =B66+C66+D66+E66+F66+G66
Mishell Doom 748 252 58 320 294 =H67*B$70 4 =B67+C67+D67+E67+F67+G67
Davin Craig 345 163 159 312 198 =H68*B$70 3 =B68+C68+D68+E68+F68+G68

75
Balance
Bebe Rosario =G8 =H32 =I57 =G8-(H32+I57) =IF(E75>=(1/2*B75),"Approved","Not Approved")

Shan Verner =G9 =H33 =I58 =G9-(H33+I58) =IF(E76>=(1/2*B76),"Approved","Not Approved")
Quyen Dirksen =G10 =H34 =I59 =G10-(H34+I59) =IF(E77>=(1/2*B77),"Approved","Not Approved")
Nathan Grube =G11 =H35 =I60 =G11-(H35+I60) =IF(E78>=(1/2*B78),"Approved","Not Approved")
Magnolia Stroop =G12 =H36 =I61 =G12-(H36+I61) =IF(E79>=(1/2*B79),"Approved","Not Approved")
Alena Seaver =G13 =H37 =I62 =G13-(H37+I62) =IF(E80>=(1/2*B80),"Approved","Not Approved")
Tonita Jaffee =G14 =H38 =I63 =G14-(H38+I63) =IF(E81>=(1/2*B81),"Approved","Not Approved")
Yaeko Bryan =G15 =H39 =I64 =G15-(H39+I64) =IF(E82>=(1/2*B82),"Approved","Not Approved")
Waneta Gouge =G16 =H40 =I65 =G16-(H40+I65) =IF(E83>=(1/2*B83),"Approved","Not Approved")
Terrilyn Pifer =G17 =H41 =I66 =G17-(H41+I66) =IF(E84>=(1/2*B84),"Approved","Not Approved")
Mishell Doom =G18 =H42 =I67 =G18-(H42+I67) =IF(E85>=(1/2*B85),"Approved","Not Approved")
Davin Craig =G19 =H43 =I68 =G19-(H43+I68) =IF(E86>=(1/2*B86),"Approved","Not Approved")
Loan Application 03
HOUSING C ONS T RUC T ION C ORPORAT ION
Income
Mou Wang 17509 =((B8-5000)*B$23)+B$24+(B8*B$25)+(B8*B$26)
15000 =((D8-5000)*B$23)+B$24+(D8*B$25)+(D8*B$26)
John Yang 12340 =((B9-5000)*B$23)+B$24+(B9*B$25)+(B9*B$26)
19805 =((D9-5000)*B$23)+B$24+(D9*B$25)+(D9*B$26)
April Scarlet 19870 =((B10-5000)*B$23)+B$24+(B10*B$25)+(B10*B$26)
10550 =((D10-5000)*B$23)+B$24+(D10*B$25)+(D10*B$26)
Petal Lashley 11960 =((B11-5000)*B$23)+B$24+(B11*B$25)+(B11*B$26)
14850 =((D11-5000)*B$23)+B$24+(D11*B$25)+(D11*B$26)
Max Samuels 6780 =((B12-5000)*B$23)+B$24+(B12*B$25)+(B12*B$26)
18650 =((D12-5000)*B$23)+B$24+(D12*B$25)+(D12*B$26)
Laurel Campbell 12550 =((B13-5000)*B$23)+B$24+(B13*B$25)+(B13*B$26)
9999 =((D13-5000)*B$23)+B$24+(D13*B$25)+(D13*B$26)
Ally Rodricks 19876 =((B14-5000)*B$23)+B$24+(B14*B$25)+(B14*B$26) =B14+D14 =F14-C14-E14 =IF(G14:G25>=C$5,"Qualified","Not Qualified")
Nicole Brance 6095 =((B15-5000)*B$23)+B$24+(B15*B$25)+(B15*B$26)
9550 =((D15-5000)*B$23)+B$24+(D15*B$25)+(D15*B$26)
Zou Yang 9500 =((B16-5000)*B$23)+B$24+(B16*B$25)+(B16*B$26)
5750 =((D16-5000)*B$23)+B$24+(D16*B$25)+(D16*B$26)
Robert Mawwells 14850 =((B17-5000)*B$23)+B$24+(B17*B$25)+(B17*B$26) =B17+D17 =F17-C17-E17 =IF(G17:G28>=C$5,"Qualified","Not Qualified")
Petra Ming 14000 =((B18-5000)*B$23)+B$24+(B18*B$25)+(B18*B$26) =B18+D18 =F18-C18-E18 =IF(G18:G29>=C$5,"Qualified","Not Qualified")
Rondell Rose 5008 =((B19-5000)*B$23)+B$24+(B19*B$25)+(B19*B$26) =B19+D19 =F19-C19-E19 =IF(G19:G30>=C$5,"Qualified","Not Qualified")
Deductions
PAYE 0.08
Union Dues 0.02
Loans
Toatal Loan Amounts Monthly Payments

Applicant
Robert Mawwells 17306 1516 19068 =((B32*B$48*C$48)+B32)/D$48 =((C32*B$49*C$49)+C32)/D$49 =(((D32*B$50*C$50)+D32)/D$50)+B$51 =E32+F32+G32
Laurel Campbell 18001 1046 16289 =((B33*B$48*C$48)+B33)/D$48 =((C33*B$49*C$49)+C33)/D$49 =(((D33*B$50*C$50)+D33)/D$50)+B$51 =E33+F33+G33
Max Samuels 16747 973 15727 =((B34*B$48*C$48)+B34)/D$48 =((C34*B$49*C$49)+C34)/D$49 =(((D34*B$50*C$50)+D34)/D$50)+B$51 =E34+F34+G34
Petal Lashley 14231 812 18086 =((B35*B$48*C$48)+B35)/D$48 =((C35*B$49*C$49)+C35)/D$49 =(((D35*B$50*C$50)+D35)/D$50)+B$51 =E35+F35+G35
Zou Yang 14590 17920 =((B36*B$48*C$48)+B36)/D$48 =(((D36*B$50*C$50)+D36)/D$50)+B$51 =E36+F36+G36
John Yang 14112 895 9468 =((B37*B$48*C$48)+B37)/D$48 =((C37*B$49*C$49)+C37)/D$49 =(((D37*B$50*C$50)+D37)/D$50)+B$51 =E37+F37+G37
April Scarlet 13063 1416 8354 =((B38*B$48*C$48)+B38)/D$48 =((C38*B$49*C$49)+C38)/D$49 =(((D38*B$50*C$50)+D38)/D$50)+B$51 =E38+F38+G38
Petra Ming 12493 8083 =((B39*B$48*C$48)+B39)/D$48 =(((D39*B$50*C$50)+D39)/D$50)+B$51 =E39+F39+G39
Nicole Brance 15701 994 =((B40*B$48*C$48)+B40)/D$48 =((C40*B$49*C$49)+C40)/D$49 =E40+F40+G40
Ally Rodricks 17083 1167 =((B41*B$48*C$48)+B41)/D$48 =((C41*B$49*C$49)+C41)/D$49 =E41+F41+G41
Rondell Rose 18884 =((B42*B$48*C$48)+B42)/D$48 =E42+F42+G42
Mou Wang 12708 =((B43*B$48*C$48)+B43)/D$48 =E43+F43+G43
Loan Indeptedness
Years Months
0.1 3 36
0.15 1.5 18
0.05 3 36
1\12
Repayment(Shares)
300 1
Expenses
Utilities
Nicole Brance 672 250 89 569 279 =H57*B$70 4 =B57+C57+D57+E57+F57+G57
Petra Ming 745 278 54 400 306 =H58*B$70 4 =B58+C58+D58+E58+F58+G58
April Scarlet 533 145 198 538 313 =H59*B$70 4 =B59+C59+D59+E59+F59+G59
Rondell Rose 725 271 117 521 312 =H60*B$70 1 =B60+C60+D60+E60+F60+G60
Ally Rodricks 580 265 170 596 229 =H61*B$70 2 =B61+C61+D61+E61+F61+G61
Mou Wang 703 234 52 593 195 =H62*B$70 2 =B62+C62+D62+E62+F62+G62
Zou Yang 505 219 180 537 237 =H63*B$70 3 =B63+C63+D63+E63+F63+G63
Max Samuels 728 70 125 362 251 =H64*B$70 3 =B64+C64+D64+E64+F64+G64
Laurel Campbell 642 199 61 469 234 =H65*B$70 2 =B65+C65+D65+E65+F65+G65
John Yang 539 122 200 511 188 =H66*B$70 2 =B66+C66+D66+E66+F66+G66
Robert Mawwells 608 128 58 539 276 =H67*B$70 1 =B67+C67+D67+E67+F67+G67
Petal Lashley 542 142 169 407 334 =H68*B$70 1 =B68+C68+D68+E68+F68+G68

75
Balance
='C:\Users\Admin\AppData\Local\Temp\Temp1_Information
Technology SBA.zip\[Timothy
RichmondTechnology
LoanApplication
SBA.zip\[Timothy
02.xlsx]Clarendon
Richmond
Technology
Court'!A75
LoanApplication
SBA.zip\[Timothy
=B75-(C75+D75)
02.xlsx]Clarendon
Richmond
Technology
Court'!B75
LoanApplication
=IF(E75>=(1/2*B75),"Approved","Not
SBA.zip\[Timothy
02.xlsx]Clarendon
Richmond
Court'!C75
LoanApplication
Approved")
02.xlsx]Clarendon Court'!D75
RichmondTechnology
LoanApplication
SBA.zip\[Timothy
02.xlsx]Clarendon
Richmond
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LoanApplication
SBA.zip\[Timothy
=B76-(C76+D76)
02.xlsx]Clarendon
Richmond
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LoanApplication
SBA.zip\[Timothy
02.xlsx]Clarendon
Richmond
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LoanApplication
Approved")
RichmondTechnology
LoanApplication
SBA.zip\[Timothy
02.xlsx]Clarendon
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Technology
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LoanApplication
SBA.zip\[Timothy
=B77-(C77+D77)
02.xlsx]Clarendon
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LoanApplication
SBA.zip\[Timothy
02.xlsx]Clarendon
Richmond
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LoanApplication
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RichmondTechnology
LoanApplication
SBA.zip\[Timothy
02.xlsx]Clarendon
Richmond
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LoanApplication
SBA.zip\[Timothy
=B78-(C78+D78)
02.xlsx]Clarendon
Richmond
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SBA.zip\[Timothy
02.xlsx]Clarendon
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LoanApplication
Approved")
RichmondTechnology
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SBA.zip\[Timothy
02.xlsx]Clarendon
Richmond
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LoanApplication
SBA.zip\[Timothy
=B79-(C79+D79)
02.xlsx]Clarendon
Richmond
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LoanApplication
SBA.zip\[Timothy
02.xlsx]Clarendon
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Approved")
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02.xlsx]Clarendon
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LoanApplication
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=B80-(C80+D80)
02.xlsx]Clarendon
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02.xlsx]Clarendon
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=B81-(C81+D81)
02.xlsx]Clarendon
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02.xlsx]Clarendon
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Approved")
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=B82-(C82+D82)
02.xlsx]Clarendon
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02.xlsx]Clarendon
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02.xlsx]Clarendon
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=B83-(C83+D83)
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02.xlsx]Clarendon
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=B84-(C84+D84)
02.xlsx]Clarendon
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02.xlsx]Clarendon
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=B85-(C85+D85)
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02.xlsx]Clarendon
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=B86-(C86+D86)
02.xlsx]Clarendon
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02.xlsx]Clarendon
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LoanApplication
Approved")
Working Program
CONCLUSION

Timothy Richmond BHS 2019 IT SBA

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Timothy Richmond BHS 2019 IT SBA

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CSEC

NAME OF CANDIDATE: TIMOTHY RICHMOND

The citizens of Trinbarjam, a country in the English-speaking Caribbean,

Insert the report named ‘Approved Applicants’ from the database.

Date: Friday, 22nd July, 2019

Mrs. Petal Lashley

Dear Mrs. Lashley,

Date: Friday, 22nd July, 2019

Mrs. April Scarlet

Dear Mrs. Scarlet,

Date: Friday, 22nd July, 2019

Mr. Laurel Campbell

Dear Mr. Campbell,

Date: Friday, 22nd July, 2019

Mrs. Tonita Jaffee

Dear Mrs. Jaffee ,

Date: Friday, 22nd July, 2019

Mr. Zou Yang

Dear Mr. Yang,

IF Housing_Community = 'ClarendonCourt' THEN

IF Housing_Community = 'ProvidenceGardens' THEN

Writeln ('You are NOT QUALIFIED for ProvidenceGardens Housing Allocation');

total1:= total1 + Balance;

writeln('The total number of applicants is: ', count);

You are required to:

(iii) Print all tables (files) populated with appropriate records.

Your database should respond to the following queries.

Sangre Grande Count

You are required to:

In another section of your spreadsheet, information on applicants’ loan indebtedness should be

In an appropriate section of your spreadsheet, information on each applicant’s monthly

Required Net Monthly Income $7,500.00

Total Loan Amounts Monthly Payments

Utilities Number of Total Monthly

Total Monthly Total Monthly Status for Housing

Bebe Rosario $11,223.25 $1,268.87 $1,665.00 $8,289.38 Approved

Required Net Monthly Income $7,500.00

Total Loan Amounts Monthly Payments

Utilities Number of Total Monthly

Total Monthly Loan Total Monthly Status for Housing

Required Net Monthly Income $5,500.00

Total Loan Amounts Monthly Payments

Utilities Number of Total Monthly

Total Monthly Total Monthly Status for Housing

Total Monthly Loan Total Monthly

Required Net Monthly Income 7500

Total Loan Amounts Monthly Payments

Bank Loans Repayment

Additional Credit Union Loan

Miscellaneous Expense Per Dependant

Bebe Rosario =G8 =H32 =I57 =G8-(H32+I57) =IF(E75>=(1/2*B75),"Approved","Not Approved")

Required Net Monthly Income 5500

Total Loan Amounts Monthly Payments

Credit Union Loans Repayment

Additional Credit Union Loan

Miscellaneous Expense Per Dependant

Bebe Rosario =G8 =H32 =I57 =G8-(H32+I57) =IF(E75>=(1/2*B75),"Approved","Not Approved")

Required Net Monthly Income 10000

Toatal Loan Amounts Monthly Payments

Miscellaneous Expense Per Dependant

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