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  • H 2 Super

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    Sonu Singh
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    h2super

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    14 views8 pages

    H 2 Super

    Uploaded by

    Sonu Singh

    Copyright:

    © All Rights Reserved
    Download as PDF or read online from Scribd
    Flag for inappropriate content
    of 8
    Fulfil the smaller joys in life, through regular income HDFC HDFC Life Super Income Plan Life ANon-Linked, Participating, Savings Insurance Plan Sar utha ke jiyo! ™] Asyouapproacheierentstagesinietherearecreamsandaspiationsthat yousetoutfeyoursel and yourfamly. utthsdoesnetsetyoutteeframthedayta daycesponsiivesof managing house, paying forhealtexpensesscnealfeesetcTohelpyovensurethatneneatthislscampromisecfortheothe weaferyou ‘solution suehthatyaucanfulflyeurdreamsuninterupted Co OFC Lite Super income Plan isa participating plan that oer quaranted income or period of @t025 years, alooffers an opportunity tepartipateinshe ofits of particpatng fund ofthe company by wayof bonuses. The plan isdeafrinvuais who needregular income at her disposals that they ont have to ory about future expenses ane flit Financial gals uinerupted (€] teyrstrnae for pvodt 15 yar aterprenkimpayment tm Sarva Berefis aig fn 8 0% 1125 of Som Aired on Mtitypabe eather rn pet rd {eee meee Oo Yneeeatnte eaeeee @& sraceconrage toughottnepole tern @ sp2nis ate wih aso Maal Question (He based undeetiog Ea Maturity payout Last Sunvi ‘Senefitpayeut + Accrued Bonuses aK au << itecovertor entre pay Term BRRBBRARBBBASB Premium Payment Tem Payout Pied > Payoutsatthe end of every year after completion of Premium Payment Term ‘eur Tea Surin ene payouts vilbe 100% or 120% ot Suva Bnei payouts 836 Sumassresenmatuttyinastin | | toi25%efsumassreden arty | af Setboutes tty pale ences" Perens ‘Accrued reversionary bonuses atachedtoyourpolicy every year+ Terminal bonus ian, paonmaturity aI con Thisplancanbe taken only onasinge lif bass The age mits for he plan| a)SurvivelBenefit: ace astolows wile expressedas percentageof the Sum Assured on Maturity Ths robe Minimum rs suaranteed amount isknawn te yout the Inception and payable at the eo (erpeorten eyes) tend ach year during the payoutperiadasper yur chasenplanoption, + zyens opssertem | SforpaemByees) provicedthepateyisintoce eatenyyeas) |, Ser Bierpalcyem2oveot repercentagesareasfolows ‘Aseatentvear) | Sodaysterpoteytems | sattersliyternz2 yes) ‘Tepercenages areas ol enitzryeen | si(terptigtem 24 yea) ee ed s8(erpoeytemz7 yes) a ge a eaary yews) 8 a ee Beery ‘i agesmensonedsboveareagelastbithday 4 300% Be Sur Assured on Matuty/Deaths the absolute amount of beneft whichis 5 20% 120% | ‘gusranteedtobe payasie inthe ferme surivalbenefivDeathSeneft curing 6 20% 120%. ‘hepalieytermasperthetermsandcondtonsspectiecinhepliy. The polyholer has an eption to eceve the flure payouts menthiy Ts instead of yarn such cases, the monthly payout shall be 8% of the ‘Thi plan offers ange of options which you can select at ception bazed on aoruatpayout yourfinacil gos, byMaturityBenett: Premium | Payoutperiod | Policyterm or apolicywheresllduepremiumshavebeenpaidthematurty benefit ee eee) rant willbe theapgregateot Ga) Go) 2, LaetSurvivalaeneftpayeut, = 2, AecrvedReversonaryBonuses, en 3. teronus.ifany Pnion? . @ a 4 Terminalbenes fay non 28 ie 20 (On payment ofthe Matusty Senet the plc wl terminate and ne Onion 10 @ 2 more benefits walbepayebe Ootons z 2 2 Incaseswheretifeassutedisminathepolywiautematiaiyveston oo z himorheronattainingagel8 yeas. Eo crponuses: 1. Revesionary Bonus: A simple Reversionary Bonus would be declazed attheendot each financial year Same wile expressed aspercentage cf the Sum Assured on Maturity. Once added tee pal, the bonus is ‘Youcan cheese your premiums per you needs. Youcanchaase te pay your premiumeetherannvallynaf year quareryormenthy ‘ThePrembumiimits areas speciiedbelow: ‘guaranteed to be payable on maturity, provided all due premiums are ency | ium talent Pad Te Revernary ose ot gure beat ad woud = oo Gependonthescuaespeencewtresecttthelvesinst etn, ena ns 28000 panes marty ec and wold be dated epg riod a va ey note og terme of expected ute expres Thea death = a ti! sorende urna slatonperoathe ply be eget = : cctv te nin nus sed ne bons es dade ye vi 1 000 mee "The minimum premio aroun av excsve of fares and fs a_i aru A Terminal Sons ay be aed ple ne soptable erates the company pyaar of esp poe a ue Ine aceptanceoanycnessbetosnstaconunderting prents arp basen te xctualeparence hep tem **Sibjc a ut evn pean es, may be ego Monty Sndalonngtorterevrsonaybontcesareny sare Frequen ode aero 35 tapas montpenioninagvrce. Aste erin bonuscependron teach tre egerene st agueranteedbenett ‘aveathBenett: (On death ofthe ie assured during the term ofthe ply provided all due premiums are paid; we would pay to the nominee the higher ofthe faloning + Sum Assured on Death + Accrued Reversonary Bonuses + interim ‘onus (any) + TeennalBonus(tany) + 105%ofpremiume’paitileate ‘here, the Sum AssutedenDeath shld thehighert + SuAssuredonMaturity + 101imes Anqunlsed Premium’ forenty age upteSOyearsand ties AnsualsedPrenium fr entryapegresterthanSOyears “Premium amaunt exis any underting xtra premiums. ay loading fecmadslpremiumandtaxesandleviesarappicable ‘On death of the ite assured during the payout period, he Death Senet payableshallnatoerecuceabythesurvivalbenettsaeady pale ‘on payment ofthe Death Benefit curing the poly term the poy wil terminateandne future payoutswillbe payable )Polieytoan: (ce your poly has acquired the surrender vale you may al ofa ply loan up te 0% of the surender value af your poy subec to appabe tesandconcions Cuemtlyhereteofimerestonpoiyleansis105% pa, \GH SUM ASSURED REBATE: ‘eats ff high sum assureérebate onthe plies with Sum Assured an Maturity of lakhs above 400,000 ess than Rs 800,000 |e, 05 per 1000 Sum Asuredon Maturity es (Gace Perioisthe tine provcedatterthe premiumduedate ing wbichthe policy ie considered tobe in force with the is cover The plan has @ grace Peto of 30 days fr yearly haf yearly and quarterly requences fom the Premium due date. The grace period fr monthly frequency i515 éaystram ‘heprenionduedate Shouléavaidclam arse under the plcy during the grace prig, butbefore 1502000 Sum Asuredan Many ‘hepaymentofévepremiun, weshalistilhonourtheclim.nsuchcases,the uebutunpaldpremiumillbedeductedtromanydeneitpayadie. LAPSATION Inthe eventef nen payment of premium ue under te poly within the grace period the poiy will lapse ifthe policy has not accured a guaranteed surrender vale (eer the sectionansuenden The iskcoverillease and nobene‘tswillvepayableincasoflapsedpeles. ‘Youcentevveyourlapsedpelicy Kil see the seconbelawon Rei It you stop paying premiums after te pay has acquiee a guaranteed surrender vale (eer the section on surrender). yur policy mle made pai patteencottnegiaceperod ‘once aplcy becomes paé-up The paid-up Sum Assured on Maturty/Death shall be the Sum Assured on atuty/Deathmltplledby the ratio ofthe premiums paldtethe premiums payableunderthepalcy. Survival Benefit for a pai-up poly wil be percentage ofthe pad-up Sum Assucedon Maturity In ation the Reversonary bonus acruet the plcy as on the date ot paid-up wil eran atachedt the poly andl be payable on atrty.A aid-uppolcy wine acerve any frtherbonuses ‘Youcanteviveyourpaid-uppolicy Kindly se thesectanbeowonRei. Co ‘Yu can revive you apsed/paieup aly within the revival period (species elon) subject tothe terms anc condos we may pect frm time te time Fer ceil, you wile t pay allthe eutstaning premiums andincrest an ‘the autstandng remums and taxes andlevies ae applicable, erst rat wil be as prevaling from tne to tne. Please contact aur Customer Service

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