Poll No 1

1. Individuals are risk averse compared to business and government :

a. True
b. False
2. Degree of risk aversion among individuals would be ............. through out
a country
a. Uniform
b. Different
3. In the case of financial transaction , ............ would issue the financial
security :
a. Borrower
b. Lender
4. When a bank is taking deposits ,............... would issue financial security :
a. Bank
b. Depositor

Poll No 2

1. Role of a commercial bank is primarily in :

a. Indirect finance
b. Direct finance
2. P2P is an example of :
a. Direct finance
b. Semi direct finance
3. Importance of commercial bank is ............. in the case of developing
economy compared to that of developed economy :
a. Less
b. More
4. Domestic credit to private sector as a percentage of GDP for India would be
around .............
a. 70%
b. 50%
5. Domestic credit to private sector as a percentage of GDP for China would
be around .............
a. 120%
b. 50%
6. Domestic credit to private sector as a percentage of GDP for USA would be
around .............
a. 180%
b. 300%
 Poll No 3

1. As per S&P Global banking report published in Sept 2020, India’s banking
sector would likely to be out of the crisis inflicted by Covid 19 in :
a. 2021
b. 2024
2. During the period of June 2020 till September 2020 , the deposit has
registered ................ growth over the year end figure of previous year :
a. Positive
b. Negative
3. During the period of June 2020 till September 2020 , the non food credit
growth has registered ................ growth over the year end figure of
previous year :
a. Positive
b. Negative
4. During the Q 1 of FY 2021 , .............. & .............. bank registered increase
in profit from normal operation .
a. HDFC & ICICI
b. HDFC
5. Globally , in the Q2 , ............... bank showed stellar profit :
a. Goldman Sachs
b. Wells Fargo
6. The total loan loss provisions for Q3 of big five banks of USA would be about
............... of provisions made for Q2 :
a. 100%
b. 10%