Date

Your Name
Your Address
City, State Zip

ATTENTION: (CREDIT BUREAU NAME) DISPUTE DEPARTMENT

To Whom It May Concern:

This letter is a formal complaint that you are reporting inaccurate credit information.

I am very upset that you have included the below information in my credit profile due to its damaging
effects on my credit standing. I have been wrongfully denied credit recently credit which was very
stressful for me.

The inclusion of this inaccurate information is a mistake on either your, or the reporting creditor's part
and I am formally requesting an investigation into these items.

I expect a timely response from your Credit Bureau regarding my dispute.

Thank you for your prompt attention to this matter.

Please DELETE / UPDATE the above accounts as quickly as possible.

Sincerely,

Your Signature

Your Name
SSN# 123-45-6789
DOB: 01/01/25