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Department of Human Settlements ilnd Urban Development
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DEPARTMENT CIRCULAR NO. tOl.0• oo\

Serles or 2020

TO ALL CONCERNED

FROM THE SECRETARY

SUBJECT : CLARlflCATORYGUIOEUNES FOR DEPARTMENT

ORDER NO. 4, SERJES OF 2020

Pursuant 10 Department Order No. 04, Serles or 2020 (D.O. l\o. 04. s. of 2020},
entitled "Providing for a Grace Period During the Pet1od OI Stale ot National
fme.rgetKY In Light of the COVID Pandemic for Payment ot Buyers Under
lnsr.illment or ln·Housc Financmo Plans tor lhe Purchase or LotsNnlts In
Subdivision and Condominium Projects and Other Similar Projects Required to be
Registered wilh the Department of Human Settlements and Urban Development
(DHSUD}", the ro11owlng Clarllicatory Gulc!ellnes Is hereby lssu~'<I:

Section I. Dunllion or the F.nboeed Communlry Quaninrinr l'~rlod. "Enh<lnced

Communlry Quan1n1lne• (ECQ), as uR<J In Deparimen1 Order No. 4, Senes or 2020
shall lndude any olher communlry quarantine tTans1t1on Phase or phases In
between ECQ to General Community Quarantine {GCQ) as may be deClared by
competent authority, lncludlng !herewith the "Moalfled Enhanced Community
Quarantine".

&ctlon 2. AIT«r.d lluyr,r. Any buyer under an Installment or ln·house nnanclng

plan ror the pvrehase or a lot or unit In 11 subdlvlslon or condominium P<OJect, or
other similar projects required to be registered with the DHSUOshall be considered
as DI\ alfectt!d buyer and be entitled to the grace period provided under D.O. No.
04, s, or 2020:

2.1 Upan submission ol satisfactory proof that the buyer's place or

work or employment or actual residence, or If the address lndlc<ited
In the reservation agreement, c.>ntnict to sell, condltlonal deed ot sale
or any other related pun::hasedocuments, whichever Is the latest, Is
located within an area dl!darea under the enh<lnc·ed community
Quarantine; Of'

2. 2 Upan submission ol satisfactory proof of loss ot or diminution of

employment or Income brouoht about or es a result ol rne decl11ralion
ot the enhanced communlry quarantine.

Secrloo .l. Llhrral Coiu1n1t1ion o(Th!J Circular. This Depariment Circular shall
be liberally construed and interpreted In favor of !he buyer
 v v

Page 2 or 2 Pages

Seeriea 4. Scpanibillty Clause. The provision of this Oarlfica1ory Guidelines are

separable, and In the event that any provision herein Is declared null and void
or Ineffective, the validltv or all other provisions shall not be affecte<I thereby.

Stt1ion S. E1Tcc1ivi1y. This Department Circular shall take effect Immediately.

on Oty.