Benefit Illustration for HDFC Life Click 2 Wealth

This illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your HDFC Life Click 2 Wealth
Details
Nam e of the Prospect /Policyholder: sai sank alp rao Proposal No:
Age: 28 Nam e of Product HDFC Life Click 2 W ealth
Nam e of the Life Assured: sai sank alp rao Tag Line: A Unit Link ed Non-par Life Insurance Plan
Age: 28 Unique Identification 101L133V02
Sum Assured: 7,20,000 No:
Policy Term & Prem ium Paym ent Term : 71 year(s) and 25 year(s) GST Rate: 18%
Plan O ption: Golden Years Investm ent Strategy 0 % Debt oriented, 0 % Hybrid oriented,100 %
Am ount of Instalm ent Prem ium : 6,000 opted for: Equity oriented
Mode of Paym ent of Prem ium : Monthly
Funds opted for along with their risk level:
Fund Risk Level Fund SFIN Fund A llocation (%)
Diversified Equity Fund High ULIF05501/08/13DivrEqtyFd101 0
Blue Chip Fund High ULIF03501/01/10BlueChipFd101 0
Balanced Fund Medium ULIF03901/09/10BalancedFd101 0
Bond Fund Low ULIF05601/08/13Bond Funds101 0
Discovery Fund High ULIF06618/01/18DiscvryFnd101 0
Equity Advantage Fund High ULIF06723/03/18EqtyAdvtFd101 0
O pportunities Fund High ULIF03601/01/10O pprtntyFd101 100
Liquid Fund Low ULIF00102/01/04LiquidFund101 0
Bond Plus Fund Medium ULIF06814/06/19BondPlusFd101 0
Secure Advantage Fund Low ULIF06914/06/19SecAdvFund101 0
How to read and understand this benefit illustration?
This benefit illustration is intended to show what charges are deducted from your prem ium s and how the unit fund, net of charges, m ay grow over the years of the policy term if the
fund earns a gross return of 8% p.a. or 4% p.a. These rates, i.e., 8% p.a. and 4% p.a. are assum ed only for the purpose of illustrating the flow of benefits if the returns are at this
level. It should not be interpreted that the returns under the plan are going to be either 8% p.a. or 4% p.a. Net Yield m entioned corresponds to the gross investm ent return of 8%
p.a., net of all charges but does not consider m ortality, m orbidity charges, underwriting ex tra, if any, guarantee charges and cost of riders, if deducted by cancellation of units. It
dem onstrates the im pact of charges and tax es on the net yield. Please note that the m ortality charges per thousand sum assured in general, increases with age. The actual returns
can vary depending on the perform ance of the chosen fund, charges towards m ortality, m orbidity, underwriting ex tra, cost of riders, etc. The investm ent risk in this policy is borne by
the policyholder, hence, for m ore details on term s and conditions please read sales literature carefully. Part A of this statem ent presents a sum m ary view of year-by-year charges
deducted under the policy, fund value, surrender value and the death benefit, at two assum ed rates of return. Part B of this statem ent presents a detailed break -up of the charges,
and other values.
Part A (A mount in Rupees)
A t 4% p.a. Gross Investment Return A t 8% p.a. Gross Investment Return Commission/
Policy A nnualized Mortality, Mortality, Payable to
Year Premium Morbidity Other GST Fund at End Surrender Death Morbidity Other GST Fund at End Surrender Death Intremediary
Charges Charges* of Year Value Benefit Charges Charges* of Year Value Benefit (Rs)
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15
1 72,000 705 -189 222 72,802 72,802 7,20,000 705 -181 224 74,316 74,316 7,20,000 0
2 72,000 639 807 390 1,47,399 1,47,399 7,20,000 635 857 398 1,53,393 1,53,393 7,20,000 0
3 72,000 572 1,829 562 2,23,833 2,23,833 7,20,000 562 1,962 584 2,37,536 2,37,536 7,20,000 0
4 72,000 503 2,875 738 3,02,151 3,02,151 7,20,000 482 3,138 781 3,27,071 3,27,071 7,20,000 0
5 72,000 430 3,947 918 3,82,402 3,82,402 7,20,000 394 4,390 991 4,22,348 4,22,348 7,20,000 0
6 72,000 352 5,761 1,100 4,63,907 4,63,907 7,20,000 294 6,436 1,211 5,22,998 5,22,998 7,20,000 0
7 72,000 266 6,877 1,286 5,47,435 5,47,435 7,20,000 179 7,842 1,444 6,30,123 6,30,123 7,20,000 0
8 72,000 169 8,020 1,474 6,33,048 6,33,048 7,20,000 46 9,340 1,689 7,44,151 7,44,151 7,44,151 0
9 72,000 57 9,193 1,665 7,20,810 7,20,810 7,20,810 0 10,933 1,968 8,65,412 8,65,412 8,65,412 0
10 72,000 9 10,394 1,873 8,10,699 8,10,699 8,10,699 0 12,627 2,273 9,94,303 9,94,303 9,94,303 0
11 72,000 3 11,624 2,093 9,02,713 9,02,713 9,02,713 0 14,427 2,597 11,31,306 11,31,306 11,31,306 0
12 72,000 0 12,883 2,319 9,96,898 9,96,898 9,96,898 0 16,340 2,941 12,76,930 12,76,930 12,76,930 0
13 72,000 0 14,172 2,551 10,93,303 10,93,303 10,93,303 0 18,374 3,307 14,31,719 14,31,719 14,31,719 0
14 72,000 0 15,491 2,788 11,91,979 11,91,979 11,91,979 0 20,536 3,697 15,96,248 15,96,248 15,96,248 0
15 72,000 0 16,841 3,031 12,92,980 12,92,980 12,92,980 0 22,834 4,110 17,71,131 17,71,131 17,71,131 0
16 72,000 0 18,223 3,280 13,96,361 13,96,361 13,96,361 0 25,277 4,550 19,57,020 19,57,020 19,57,020 0
17 72,000 0 19,637 3,535 15,02,178 15,02,178 15,02,178 0 27,873 5,017 21,54,606 21,54,606 21,54,606 0
18 72,000 0 21,085 3,795 16,10,489 16,10,489 16,10,489 0 30,633 5,514 23,64,627 23,64,627 23,64,627 0
19 72,000 0 22,567 4,062 17,21,351 17,21,351 17,21,351 0 33,566 6,042 25,87,864 25,87,864 25,87,864 0
20 72,000 0 24,084 4,335 18,34,825 18,34,825 18,34,825 0 36,684 6,603 28,25,149 28,25,149 28,25,149 0
21 72,000 0 25,637 4,615 19,50,973 19,50,973 19,50,973 0 39,998 7,200 30,77,367 30,77,367 30,77,367 0
22 72,000 0 27,226 4,901 20,69,858 20,69,858 20,69,858 0 43,521 7,834 33,45,456 33,45,456 33,45,456 0
23 72,000 0 28,852 5,193 21,91,543 21,91,543 21,91,543 0 47,265 8,508 36,30,417 36,30,417 36,30,417 0
24 72,000 0 30,517 5,493 23,16,097 23,16,097 23,16,097 0 51,245 9,224 39,33,310 39,33,310 39,33,310 0
25 72,000 0 32,221 5,800 24,43,584 24,43,584 24,43,584 0 55,475 9,986 42,55,264 42,55,264 42,55,264 0
26 0 0 33,434 6,018 25,01,160 25,01,160 25,01,160 0 59,433 10,698 45,23,047 45,23,047 45,23,047 0
27 0 0 34,222 6,160 25,60,093 25,60,093 25,60,093 0 63,173 11,371 48,07,682 48,07,682 48,07,682 0

28 0 0 35,028 6,305 26,20,414 26,20,414 26,20,414 0 67,148 12,087 51,10,229 51,10,229 51,10,229 0
29 0 0 35,854 6,454 26,82,157 26,82,157 26,82,157 0 71,374 12,847 54,31,815 54,31,815 54,31,815 0
30 0 0 36,698 6,606 27,45,354 27,45,354 27,45,354 0 75,865 13,656 57,73,639 57,73,639 57,73,639 0
31 0 0 37,563 6,761 28,10,040 28,10,040 28,10,040 0 80,639 14,515 61,36,973 61,36,973 61,36,973 0
32 0 0 38,448 6,921 28,76,251 28,76,251 28,76,251 0 85,714 15,429 65,23,172 65,23,172 65,23,172 0
33 0 0 39,354 7,084 29,44,021 29,44,021 29,44,021 0 91,108 16,399 69,33,674 69,33,674 69,33,674 0
34 0 0 40,281 7,251 30,13,388 30,13,388 30,13,388 0 96,841 17,431 73,70,010 73,70,010 73,70,010 0
35 0 0 41,230 7,421 30,84,390 30,84,390 30,84,390 0 1,02,936 18,528 78,33,803 78,33,803 78,33,803 0
36 0 0 42,202 7,596 31,57,065 31,57,065 31,57,065 0 1,09,413 19,694 83,26,784 83,26,784 83,26,784 0
37 0 0 43,196 7,775 32,31,452 32,31,452 32,31,452 0 1,16,299 20,934 88,50,787 88,50,787 88,50,787 0
38 0 0 44,214 7,959 33,07,592 33,07,592 33,07,592 0 1,23,617 22,251 94,07,766 94,07,766 94,07,766 0
39 0 0 45,256 8,146 33,85,526 33,85,526 33,85,526 0 1,31,397 23,651 99,99,796 99,99,796 99,99,796 0
40 0 0 46,322 8,338 34,65,296 34,65,296 34,65,296 0 1,39,665 25,140 106,29,082 106,29,082 106,29,082 0
 41 0 0 47,414 8,534 35,46,946 35,46,946 35,46,946 0 1,48,455 26,722 112,97,969 112,97,969 112,97,969 0
42 0 0 48,531 8,736 36,34,223 36,34,223 36,30,519 0 1,57,797 28,403 120,12,245 120,12,245 120,08,948 0
43 0 0 49,725 8,950 37,19,852 37,19,852 37,19,852 0 1,67,773 30,199 127,68,174 127,68,174 127,68,174 0
44 0 0 50,897 9,161 38,07,500 38,07,500 38,07,500 0 1,78,331 32,100 135,71,673 135,71,673 135,71,673 0
45 0 0 52,096 9,377 38,97,213 38,97,213 38,97,213 0 1,89,553 34,120 144,25,737 144,25,737 144,25,737 0
46 0 0 53,323 9,598 39,89,039 39,89,039 39,89,039 0 2,01,482 36,267 153,33,547 153,33,547 153,33,547 0
47 0 0 54,580 9,824 40,83,029 40,83,029 40,83,029 0 2,14,161 38,549 162,98,485 162,98,485 162,98,485 0
48 0 0 55,866 10,056 41,79,234 41,79,234 41,79,234 0 2,27,638 40,975 173,24,147 173,24,147 173,24,147 0
49 0 0 57,182 10,293 42,77,706 42,77,706 42,77,706 0 2,41,963 43,553 184,14,353 184,14,353 184,14,353 0
50 0 0 58,529 10,535 43,78,498 43,78,498 43,78,498 0 2,57,190 46,294 195,73,167 195,73,167 195,73,167 0
51 0 0 59,908 10,784 44,81,664 44,81,664 44,81,664 0 2,73,375 49,207 208,04,904 208,04,904 208,04,904 0
52 0 0 61,320 11,038 45,87,262 45,87,262 45,87,262 0 2,90,578 52,304 221,14,154 221,14,154 221,14,154 0
53 0 0 62,765 11,298 46,95,347 46,95,347 46,95,347 0 3,08,865 55,596 235,05,795 235,05,795 235,05,795 0
54 0 0 64,244 11,564 48,05,979 48,05,979 48,05,979 0 3,28,301 59,094 249,85,011 249,85,011 249,85,011 0
55 0 0 65,757 11,836 49,19,218 49,19,218 49,19,218 0 3,48,961 62,813 265,57,315 265,57,315 265,57,315 0
56 0 0 67,307 12,115 50,35,126 50,35,126 50,35,126 0 3,70,921 66,766 282,28,564 282,28,564 282,28,564 0
57 0 0 68,893 12,401 51,53,764 51,53,764 51,53,764 0 3,94,263 70,967 300,04,984 300,04,984 300,04,984 0
58 0 0 70,516 12,693 52,75,197 52,75,197 52,75,197 0 4,19,074 75,433 318,93,194 318,93,194 318,93,194 0
59 0 0 72,177 12,992 53,99,492 53,99,492 53,99,492 0 4,45,447 80,180 339,00,229 339,00,229 339,00,229 0
60 0 0 73,878 13,298 55,26,715 55,26,715 55,26,715 0 4,73,479 85,226 360,33,566 360,33,566 360,33,566 0
61 0 0 75,619 13,611 56,56,937 56,56,937 56,56,937 0 5,03,275 90,589 383,01,154 383,01,154 383,01,154 0
62 0 0 77,400 13,932 57,90,226 57,90,226 57,90,226 0 5,34,946 96,290 407,11,441 407,11,441 407,11,441 0
63 0 0 79,224 14,260 59,26,656 59,26,656 59,26,656 0 5,68,610 1,02,350 432,73,408 432,73,408 432,73,408 0
64 0 0 81,091 14,596 60,66,300 60,66,300 60,66,300 0 6,04,392 1,08,791 459,96,598 459,96,598 459,96,598 0
65 0 0 83,002 14,940 62,09,235 62,09,235 62,09,235 0 6,42,426 1,15,637 488,91,158 488,91,158 488,91,158 0
66 0 0 84,957 15,292 63,55,538 63,55,538 63,55,538 0 6,82,854 1,22,914 519,67,873 519,67,873 519,67,873 0
67 0 0 86,959 15,653 65,05,288 65,05,288 65,05,288 0 7,25,826 1,30,649 552,38,205 552,38,205 552,38,205 0
68 0 0 89,008 16,021 66,58,566 66,58,566 66,58,566 0 7,71,502 1,38,870 587,14,339 587,14,339 587,14,339 0
69 0 0 91,105 16,399 68,15,456 68,15,456 68,15,456 0 8,20,053 1,47,610 624,09,225 624,09,225 624,09,225 0
70 0 0 93,252 16,785 69,76,042 69,76,042 69,76,042 0 8,71,659 1,56,899 663,36,630 663,36,630 663,36,630 0
71 0 0 95,449 17,181 71,40,413 71,40,413 71,40,413 0 9,26,512 1,66,772 705,11,186 705,11,186 705,11,186 0

*See Part B for details.

IN THIS PO LICY, THE INVESTMENT RISK IS BO RNE BY THE PO LICYHO LDER AND THE ABO VE INTEREST RATES ARE O NLY FO R ILLUSTRATIO N PURPO SE

I, _____________ (nam e), have ex plained the prem ium s, charges and I, _____________ (nam e), having received the inform ation with respect to the above,
benefits under the policy fully to the prospect / policyholder. have understood the above statem ent before entering into the contract.

Place : Signature of Agent/ Interm ediary / O fficial

Date : Date : Signature of Prospect/ Policyholder

Part B Gross Yield 8% pa Net Yield 6.29% (A mounts in Rupees)

A nnualized
A nnualized Premium Premium- Policy A dditions Fund Fund at
Policy Premium A llocation Premium Mortality GST A dmin. Guarantee Other to before FMC End Surrender Death
Year (A P) Charge A llocation Charge Charge Charge Charges the fund FMC of Year value Benefit
(PA C) Charges
(A P) - (PA C)
1 72,000 (720) 72,720 705 224 0 0 -181 0 74,854 539 74,316 74,316 7,20,000
2 72,000 (720) 72,720 635 398 0 0 857 0 1,54,970 1,577 1,53,393 1,53,393 7,20,000
3 72,000 (720) 72,720 562 584 0 0 1,962 0 2,40,218 2,682 2,37,536 2,37,536 7,20,000
4 72,000 (720) 72,720 482 781 0 0 3,138 0 3,30,929 3,858 3,27,071 3,27,071 7,20,000
5 72,000 (720) 72,720 394 991 0 0 4,390 0 4,27,457 5,110 4,22,348 4,22,348 7,20,000
6 72,000 (0) 72,000 294 1,211 0 0 6,436 0 5,29,434 6,436 5,22,998 5,22,998 7,20,000
7 72,000 (0) 72,000 179 1,444 0 0 7,842 0 6,37,966 7,842 6,30,123 6,30,123 7,20,000
8 72,000 (0) 72,000 46 1,689 0 0 9,340 0 7,53,491 9,340 7,44,151 7,44,151 7,44,151
9 72,000 (0) 72,000 0 1,968 0 0 10,933 0 8,76,345 10,933 8,65,412 8,65,412 8,65,412
10 72,000 (0) 72,000 0 2,273 0 0 12,627 0 10,06,930 12,627 9,94,303 9,94,303 9,94,303
11 72,000 (0) 72,000 0 2,597 0 0 14,427 0 11,45,733 14,427 11,31,306 11,31,306 11,31,306
12 72,000 (0) 72,000 0 2,941 0 0 16,340 0 12,93,271 16,340 12,76,930 12,76,930 12,76,930
13 72,000 (0) 72,000 0 3,307 0 0 18,374 0 14,50,093 18,374 14,31,719 14,31,719 14,31,719
14 72,000 (0) 72,000 0 3,697 0 0 20,536 0 16,16,784 20,536 15,96,248 15,96,248 15,96,248
15 72,000 (0) 72,000 0 4,110 0 0 22,834 0 17,93,965 22,834 17,71,131 17,71,131 17,71,131
16 72,000 (0) 72,000 0 4,550 0 0 25,277 0 19,82,296 25,277 19,57,020 19,57,020 19,57,020
17 72,000 (0) 72,000 0 5,017 0 0 27,873 0 21,82,479 27,873 21,54,606 21,54,606 21,54,606
18 72,000 (0) 72,000 0 5,514 0 0 30,633 0 23,95,259 30,633 23,64,627 23,64,627 23,64,627
19 72,000 (0) 72,000 0 6,042 0 0 33,566 0 26,21,430 33,566 25,87,864 25,87,864 25,87,864
20 72,000 (0) 72,000 0 6,603 0 0 36,684 0 28,61,833 36,684 28,25,149 28,25,149 28,25,149
21 72,000 (0) 72,000 0 7,200 0 0 39,998 0 31,17,365 39,998 30,77,367 30,77,367 30,77,367
22 72,000 (0) 72,000 0 7,834 0 0 43,521 0 33,88,977 43,521 33,45,456 33,45,456 33,45,456
23 72,000 (0) 72,000 0 8,508 0 0 47,265 0 36,77,682 47,265 36,30,417 36,30,417 36,30,417
24 72,000 (0) 72,000 0 9,224 0 0 51,245 0 39,84,555 51,245 39,33,310 39,33,310 39,33,310
25 72,000 (0) 72,000 0 9,986 0 0 55,475 0 43,10,739 55,475 42,55,264 42,55,264 42,55,264
26 0 (0) 0 0 10,698 0 0 59,433 0 45,82,480 59,433 45,23,047 45,23,047 45,23,047
27 0 (0) 0 0 11,371 0 0 63,173 0 48,70,855 63,173 48,07,682 48,07,682 48,07,682
28 0 (0) 0 0 12,087 0 0 67,148 0 51,77,377 67,148 51,10,229 51,10,229 51,10,229
29 0 (0) 0 0 12,847 0 0 71,374 0 55,03,189 71,374 54,31,815 54,31,815 54,31,815
30 0 (0) 0 0 13,656 0 0 75,865 0 58,49,504 75,865 57,73,639 57,73,639 57,73,639
31 0 (0) 0 0 14,515 0 0 80,639 0 62,17,612 80,639 61,36,973 61,36,973 61,36,973
32 0 (0) 0 0 15,429 0 0 85,714 0 66,08,886 85,714 65,23,172 65,23,172 65,23,172
33 0 (0) 0 0 16,399 0 0 91,108 0 70,24,782 91,108 69,33,674 69,33,674 69,33,674
34 0 (0) 0 0 17,431 0 0 96,841 0 74,66,851 96,841 73,70,010 73,70,010 73,70,010
35 0 (0) 0 0 18,528 0 0 1,02,936 0 79,36,739 1,02,936 78,33,803 78,33,803 78,33,803
 35 0 (0) 0 0 18,528 0 0 1,02,936 0 79,36,739 1,02,936 78,33,803 78,33,803 78,33,803
36 0 (0) 0 0 19,694 0 0 1,09,413 0 84,36,197 1,09,413 83,26,784 83,26,784 83,26,784
37 0 (0) 0 0 20,934 0 0 1,16,299 0 89,67,086 1,16,299 88,50,787 88,50,787 88,50,787
38 0 (0) 0 0 22,251 0 0 1,23,617 0 95,31,384 1,23,617 94,07,766 94,07,766 94,07,766
39 0 (0) 0 0 23,651 0 0 1,31,397 0 101,31,192 1,31,397 99,99,796 99,99,796 99,99,796
40 0 (0) 0 0 25,140 0 0 1,39,665 0 107,68,747 1,39,665 106,29,082 106,29,082 106,29,082
41 0 (0) 0 0 26,722 0 0 1,48,455 0 114,46,423 1,48,455 112,97,969 112,97,969 112,97,969
42 0 (0) 0 0 28,403 0 0 1,57,797 3,296 121,70,041 1,57,797 120,12,245 120,12,245 120,08,948
43 0 (0) 0 0 30,199 0 0 1,67,773 0 129,35,947 1,67,773 127,68,174 127,68,174 127,68,174
44 0 (0) 0 0 32,100 0 0 1,78,331 0 137,50,004 1,78,331 135,71,673 135,71,673 135,71,673
45 0 (0) 0 0 34,120 0 0 1,89,553 0 146,15,290 1,89,553 144,25,737 144,25,737 144,25,737
46 0 (0) 0 0 36,267 0 0 2,01,482 0 155,35,029 2,01,482 153,33,547 153,33,547 153,33,547
47 0 (0) 0 0 38,549 0 0 2,14,161 0 165,12,646 2,14,161 162,98,485 162,98,485 162,98,485
48 0 (0) 0 0 40,975 0 0 2,27,638 0 175,51,785 2,27,638 173,24,147 173,24,147 173,24,147
49 0 (0) 0 0 43,553 0 0 2,41,963 0 186,56,317 2,41,963 184,14,353 184,14,353 184,14,353
50 0 (0) 0 0 46,294 0 0 2,57,190 0 198,30,357 2,57,190 195,73,167 195,73,167 195,73,167
51 0 (0) 0 0 49,207 0 0 2,73,375 0 210,78,279 2,73,375 208,04,904 208,04,904 208,04,904
52 0 (0) 0 0 52,304 0 0 2,90,578 0 224,04,732 2,90,578 221,14,154 221,14,154 221,14,154
53 0 (0) 0 0 55,596 0 0 3,08,865 0 238,14,659 3,08,865 235,05,795 235,05,795 235,05,795
54 0 (0) 0 0 59,094 0 0 3,28,301 0 253,13,313 3,28,301 249,85,011 249,85,011 249,85,011
55 0 (0) 0 0 62,813 0 0 3,48,961 0 269,06,277 3,48,961 265,57,315 265,57,315 265,57,315
56 0 (0) 0 0 66,766 0 0 3,70,921 0 285,99,485 3,70,921 282,28,564 282,28,564 282,28,564
57 0 (0) 0 0 70,967 0 0 3,94,263 0 303,99,248 3,94,263 300,04,984 300,04,984 300,04,984
58 0 (0) 0 0 75,433 0 0 4,19,074 0 323,12,269 4,19,074 318,93,194 318,93,194 318,93,194
59 0 (0) 0 0 80,180 0 0 4,45,447 0 343,45,676 4,45,447 339,00,229 339,00,229 339,00,229
60 0 (0) 0 0 85,226 0 0 4,73,479 0 365,07,045 4,73,479 360,33,566 360,33,566 360,33,566
61 0 (0) 0 0 90,589 0 0 5,03,275 0 388,04,429 5,03,275 383,01,154 383,01,154 383,01,154
62 0 (0) 0 0 96,290 0 0 5,34,946 0 412,46,387 5,34,946 407,11,441 407,11,441 407,11,441
63 0 (0) 0 0 1,02,350 0 0 5,68,610 0 438,42,017 5,68,610 432,73,408 432,73,408 432,73,408
64 0 (0) 0 0 1,08,791 0 0 6,04,392 0 466,00,990 6,04,392 459,96,598 459,96,598 459,96,598
65 0 (0) 0 0 1,15,637 0 0 6,42,426 0 495,33,585 6,42,426 488,91,158 488,91,158 488,91,158
66 0 (0) 0 0 1,22,914 0 0 6,82,854 0 526,50,727 6,82,854 519,67,873 519,67,873 519,67,873
67 0 (0) 0 0 1,30,649 0 0 7,25,826 0 559,64,031 7,25,826 552,38,205 552,38,205 552,38,205
68 0 (0) 0 0 1,38,870 0 0 7,71,502 0 594,85,841 7,71,502 587,14,339 587,14,339 587,14,339
69 0 (0) 0 0 1,47,610 0 0 8,20,053 0 632,29,278 8,20,053 624,09,225 624,09,225 624,09,225
70 0 (0) 0 0 1,56,899 0 0 8,71,659 0 672,08,289 8,71,659 663,36,630 663,36,630 663,36,630
71 0 (0) 0 0 1,66,772 0 0 9,26,512 0 714,37,698 9,26,512 705,11,186 705,11,186 705,11,186

Part B Gross Yield 4% pa (A mounts in Rupees)

A nnualized
A nnualized Premium Premium- Policy A dditions Fund at
Policy Premium A llocation Premium Mortality GST A dmin. Guarantee Other to Fund before FMC End Surrender Death
Year (A P) Charge A llocation Charge Charge Charge Charges the fund FMC of Year value Benefit
(PA C) Charges
(A P) - (PA C)
1 72,000 (720) 72,720 705 222 0 0 -189 0 73,333 531 72,802 72,802 7,20,000
2 72,000 (720) 72,720 639 390 0 0 807 0 1,48,926 1,527 1,47,399 1,47,399 7,20,000
3 72,000 (720) 72,720 572 562 0 0 1,829 0 2,26,382 2,549 2,23,833 2,23,833 7,20,000
4 72,000 (720) 72,720 503 738 0 0 2,875 0 3,05,746 3,595 3,02,151 3,02,151 7,20,000
5 72,000 (720) 72,720 430 918 0 0 3,947 0 3,87,069 4,667 3,82,402 3,82,402 7,20,000
6 72,000 (0) 72,000 352 1,100 0 0 5,761 0 4,69,667 5,761 4,63,907 4,63,907 7,20,000
7 72,000 (0) 72,000 266 1,286 0 0 6,877 0 5,54,312 6,877 5,47,435 5,47,435 7,20,000
8 72,000 (0) 72,000 169 1,474 0 0 8,020 0 6,41,068 8,020 6,33,048 6,33,048 7,20,000
9 72,000 (0) 72,000 57 1,665 0 0 9,193 0 7,30,003 9,193 7,20,810 7,20,810 7,20,810
10 72,000 (0) 72,000 9 1,873 0 0 10,394 0 8,21,093 10,394 8,10,699 8,10,699 8,10,699
11 72,000 (0) 72,000 3 2,093 0 0 11,624 0 9,14,337 11,624 9,02,713 9,02,713 9,02,713
12 72,000 (0) 72,000 0 2,319 0 0 12,883 0 10,09,781 12,883 9,96,898 9,96,898 9,96,898
13 72,000 (0) 72,000 0 2,551 0 0 14,172 0 11,07,475 14,172 10,93,303 10,93,303 10,93,303
14 72,000 (0) 72,000 0 2,788 0 0 15,491 0 12,07,470 15,491 11,91,979 11,91,979 11,91,979
15 72,000 (0) 72,000 0 3,031 0 0 16,841 0 13,09,821 16,841 12,92,980 12,92,980 12,92,980
16 72,000 (0) 72,000 0 3,280 0 0 18,223 0 14,14,584 18,223 13,96,361 13,96,361 13,96,361
17 72,000 (0) 72,000 0 3,535 0 0 19,637 0 15,21,816 19,637 15,02,178 15,02,178 15,02,178
18 72,000 (0) 72,000 0 3,795 0 0 21,085 0 16,31,574 21,085 16,10,489 16,10,489 16,10,489
19 72,000 (0) 72,000 0 4,062 0 0 22,567 0 17,43,918 22,567 17,21,351 17,21,351 17,21,351
20 72,000 (0) 72,000 0 4,335 0 0 24,084 0 18,58,909 24,084 18,34,825 18,34,825 18,34,825
21 72,000 (0) 72,000 0 4,615 0 0 25,637 0 19,76,609 25,637 19,50,973 19,50,973 19,50,973
22 72,000 (0) 72,000 0 4,901 0 0 27,226 0 20,97,083 27,226 20,69,858 20,69,858 20,69,858
23 72,000 (0) 72,000 0 5,193 0 0 28,852 0 22,20,396 28,852 21,91,543 21,91,543 21,91,543
24 72,000 (0) 72,000 0 5,493 0 0 30,517 0 23,46,614 30,517 23,16,097 23,16,097 23,16,097
25 72,000 (0) 72,000 0 5,800 0 0 32,221 0 24,75,806 32,221 24,43,584 24,43,584 24,43,584
26 0 (0) 0 0 6,018 0 0 33,434 0 25,34,594 33,434 25,01,160 25,01,160 25,01,160
27 0 (0) 0 0 6,160 0 0 34,222 0 25,94,315 34,222 25,60,093 25,60,093 25,60,093
28 0 (0) 0 0 6,305 0 0 35,028 0 26,55,442 35,028 26,20,414 26,20,414 26,20,414
29 0 (0) 0 0 6,454 0 0 35,854 0 27,18,010 35,854 26,82,157 26,82,157 26,82,157
30 0 (0) 0 0 6,606 0 0 36,698 0 27,82,052 36,698 27,45,354 27,45,354 27,45,354
31 0 (0) 0 0 6,761 0 0 37,563 0 28,47,603 37,563 28,10,040 28,10,040 28,10,040
32 0 (0) 0 0 6,921 0 0 38,448 0 29,14,699 38,448 28,76,251 28,76,251 28,76,251
33 0 (0) 0 0 7,084 0 0 39,354 0 29,83,375 39,354 29,44,021 29,44,021 29,44,021
34 0 (0) 0 0 7,251 0 0 40,281 0 30,53,670 40,281 30,13,388 30,13,388 30,13,388
35 0 (0) 0 0 7,421 0 0 41,230 0 31,25,621 41,230 30,84,390 30,84,390 30,84,390
36 0 (0) 0 0 7,596 0 0 42,202 0 31,99,267 42,202 31,57,065 31,57,065 31,57,065
37 0 (0) 0 0 7,775 0 0 43,196 0 32,74,648 43,196 32,31,452 32,31,452 32,31,452
38 0 (0) 0 0 7,959 0 0 44,214 0 33,51,806 44,214 33,07,592 33,07,592 33,07,592
39 0 (0) 0 0 8,146 0 0 45,256 0 34,30,782 45,256 33,85,526 33,85,526 33,85,526
 40 0 (0) 0 0 8,338 0 0 46,322 0 35,11,618 46,322 34,65,296 34,65,296 34,65,296
41 0 (0) 0 0 8,534 0 0 47,414 0 35,94,359 47,414 35,46,946 35,46,946 35,46,946
42 0 (0) 0 0 8,736 0 0 48,531 3,703 36,82,753 48,531 36,34,223 36,34,223 36,30,519
43 0 (0) 0 0 8,950 0 0 49,725 0 37,69,577 49,725 37,19,852 37,19,852 37,19,852
44 0 (0) 0 0 9,161 0 0 50,897 0 38,58,397 50,897 38,07,500 38,07,500 38,07,500
45 0 (0) 0 0 9,377 0 0 52,096 0 39,49,308 52,096 38,97,213 38,97,213 38,97,213
46 0 (0) 0 0 9,598 0 0 53,323 0 40,42,363 53,323 39,89,039 39,89,039 39,89,039
47 0 (0) 0 0 9,824 0 0 54,580 0 41,37,609 54,580 40,83,029 40,83,029 40,83,029
48 0 (0) 0 0 10,056 0 0 55,866 0 42,35,100 55,866 41,79,234 41,79,234 41,79,234
49 0 (0) 0 0 10,293 0 0 57,182 0 43,34,888 57,182 42,77,706 42,77,706 42,77,706
50 0 (0) 0 0 10,535 0 0 58,529 0 44,37,027 58,529 43,78,498 43,78,498 43,78,498
51 0 (0) 0 0 10,784 0 0 59,908 0 45,41,573 59,908 44,81,664 44,81,664 44,81,664
52 0 (0) 0 0 11,038 0 0 61,320 0 46,48,582 61,320 45,87,262 45,87,262 45,87,262
53 0 (0) 0 0 11,298 0 0 62,765 0 47,58,112 62,765 46,95,347 46,95,347 46,95,347
54 0 (0) 0 0 11,564 0 0 64,244 0 48,70,223 64,244 48,05,979 48,05,979 48,05,979
55 0 (0) 0 0 11,836 0 0 65,757 0 49,84,976 65,757 49,19,218 49,19,218 49,19,218
56 0 (0) 0 0 12,115 0 0 67,307 0 51,02,432 67,307 50,35,126 50,35,126 50,35,126
57 0 (0) 0 0 12,401 0 0 68,893 0 52,22,656 68,893 51,53,764 51,53,764 51,53,764
58 0 (0) 0 0 12,693 0 0 70,516 0 53,45,713 70,516 52,75,197 52,75,197 52,75,197
59 0 (0) 0 0 12,992 0 0 72,177 0 54,71,669 72,177 53,99,492 53,99,492 53,99,492
60 0 (0) 0 0 13,298 0 0 73,878 0 56,00,593 73,878 55,26,715 55,26,715 55,26,715
61 0 (0) 0 0 13,611 0 0 75,619 0 57,32,555 75,619 56,56,937 56,56,937 56,56,937
62 0 (0) 0 0 13,932 0 0 77,400 0 58,67,626 77,400 57,90,226 57,90,226 57,90,226
63 0 (0) 0 0 14,260 0 0 79,224 0 60,05,880 79,224 59,26,656 59,26,656 59,26,656
64 0 (0) 0 0 14,596 0 0 81,091 0 61,47,391 81,091 60,66,300 60,66,300 60,66,300
65 0 (0) 0 0 14,940 0 0 83,002 0 62,92,237 83,002 62,09,235 62,09,235 62,09,235
66 0 (0) 0 0 15,292 0 0 84,957 0 64,40,495 84,957 63,55,538 63,55,538 63,55,538
67 0 (0) 0 0 15,653 0 0 86,959 0 65,92,247 86,959 65,05,288 65,05,288 65,05,288
68 0 (0) 0 0 16,021 0 0 89,008 0 67,47,574 89,008 66,58,566 66,58,566 66,58,566
69 0 (0) 0 0 16,399 0 0 91,105 0 69,06,561 91,105 68,15,456 68,15,456 68,15,456
70 0 (0) 0 0 16,785 0 0 93,252 0 70,69,294 93,252 69,76,042 69,76,042 69,76,042

71 0 (0) 0 0 17,181 0 0 95,449 0 72,35,862 95,449 71,40,413 71,40,413 71,40,413

*Specify details, if any.
Notes:
1. Refer the Sales Literarure for ex plaination of term s used in this illustration.
2. Fund Managem ent Charge is based on the specific fund option(s) chosen.
3. In case rider charges are collected ex plicitely through collection of rider prem ium , and not by way of cancellation of units, then, such charges are not considered in this illustration.
In other cases, rider charges are included in other charges.

I, _____________ (nam e), have ex plained the prem ium s, charges and I, _____________ (nam e), having received the inform ation with respect to the above,
benefits under the policy fully to the prospect / policyholder. have understood the above statem ent before entering into the contract.

Place : Signature of Agent/ Interm ediary / O fficial

Date : Date : Signature of Prospect/ Policyholder

Channel Name : Direct - Online

Note: Kindly note that nam e of the com pany has changed from "HDFC Standard Life Insurance Com pany Lim ited" to "HDFC Life Insurance Com pany Lim ited".