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  • Loan Detail

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    premprakash
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    This document compares home loan and personal loan options from HDFC Bank and a home loan from GIC Housing Finance. For a Rs. 1,000,000 loan amount, HDFC Bank offers a home loan with 6.8% ROI and monthly EMI of Rs. 19,706 over 5 years. Its personal loan has a higher 10.75% ROI and monthly EMI of Rs. 21,680 over 5 years. GIC Housing Finance offers a home loan with 9.1% ROI and monthly EMI of Rs. 20,807 over 5 years.

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    loan calculation

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    This document compares home loan and personal loan options from HDFC Bank and a home loan from GIC Housing Finance. For a Rs. 1,000,000 loan amount, HDFC Bank offers a home loan with 6.8% ROI and monthly EMI of Rs. 19,706 over 5 years. Its personal loan has a higher 10.75% ROI and monthly EMI of Rs. 21,680 over 5 years. GIC Housing Finance offers a home loan with 9.1% ROI and monthly EMI of Rs. 20,807 over 5 years.

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
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    10 views3 pages

    Loan Detail

    Uploaded by

    premprakash
    This document compares home loan and personal loan options from HDFC Bank and a home loan from GIC Housing Finance. For a Rs. 1,000,000 loan amount, HDFC Bank offers a home loan with 6.8% ROI and monthly EMI of Rs. 19,706 over 5 years. Its personal loan has a higher 10.75% ROI and monthly EMI of Rs. 21,680 over 5 years. GIC Housing Finance offers a home loan with 9.1% ROI and monthly EMI of Rs. 20,807 over 5 years.

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    of 3

    Home Loan from HDFC Bank

    ROI 6.80%
    Loan amount 1,000,000
    Charges 0.50% overall, if cibil is over 750, if not than vary to 7.3% 5000
    EMI 19,706 Monthly EMI for 5 Years 1182360
    Legal charges 3,500 In case of resale property

    Personal Loan from HDFC Bank


    ROI 10.75%
    Loan amount 1,000,000
    Charges 2,400.00 file charges
    Charges 200 stamp duty
    EMI 21,680 Monthly EMI for 5 Years 1300800

    GIC Housing Finance Home Loan


    ROI 9.10%
    Loan amount 1,000,000 20,000
    Processing Charges 3000
    EMI 20,807 Monthly EMI for 5 Years 1248420
    Particulars*
    Processing fees
    Conversion Fee
    Prepayment charges
    182,360 For Others: NIL
    CERSAI Registry / Modification Charges.
    Rs. 100 + Applicable GST for loans above Rs. 5 Lakh
    Processing of Collateral Security for inter

    248,420
    Charges
    Rs. 3000/- + Applicable GST
    Up to 2% of the outstanding loan amount
    2% on the outstanding loan amount for Housing loan in Fixed Rate basis or within any fixed loan tenure, and the amount being

    Rs. 50 + Applicable GST for loans up to Rs. 5 Lakh


    ans above Rs. 5 Lakh
    Rs. 200/- + applicable GST per document.

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