P.O.

BOX 15123

WILMINGTON, DE
Payment Due Date: 01/18/16

19850-5123 New Balance: $2,300.00

Minimum Payment: $25.00

Account number: 4036 9021 0881 6585

$ _________________________.___________ Amount Enclosed

15948 BEX 9 35515 D Make your check payable to: Chase Card Services

PAUL R GARDNER
7199 UPPER 43RD ST N
SAINT PAUL MN 55128 -2624

CARDMEMBER SERVICE
PO BOX 94014
PALATINE IL 60094-4014

Visit chase.com
1-800-945-2000
www.chase.com/creditcards on your mobile browser

ACCOUNT SUMMARY PAYMENT INFORMATION

Account Number: 4036 9021 0881 6585 New Balance $2,300.00

Payment Due Date 01/18/16

Previous Balance $2,800.00
Minimum Payment Due $25.00
Payment, Credits -$500.00

Purchases $0.00 Late Payment Warning: If we do not receive your minimum payment

by the date listed above, you may have to pay a late fee of up to $35.00.
Cash Advances $0.00

Balance Transfers $0.00

Minimum Payment Warning: If you make only the minimum payment

each period, you will pay more in interest and it will take you longer to
Fees Charged $0.00
pay off your balance. For example:

Interest Charged $0.00

New Balance $2,300.00

If you make no You will pay off the And you will end up

Opening/Closing Date 11/22/15 - 12/21/15 additional charges using balance shown on paying an estimated

this card and each this statement in total of...

Credit Limit $20,500
month you pay... about...

Available Credit $18,200

Only the minimum 11 years $4,001
Cash Access Line $4,100
payment
Available for Cash $4,100

$77 3 years $2,758

Past Due Amount $0.00
(Savings=$1,243)
Balance over the Credit Limit $0.00

If you would like information about credit counseling services, call

1-866-797-2885.

YOUR ACCOUNT MESSAGES

You have one or more balance(s) with APR expiration dates, as shown in the Interest Charge section. These APRs will continue through

the expiration dates shown in the Interest Charges section.

ACCOUNT ACTIVITY

Date of

Transaction Merchant Name or Transaction Description $ Amount

PAYMENTS AND OTHER CREDITS

12/18 Payment Thank You - Web -500.00

2015 Totals Year-to-Date

Total fees charged in 2015 $240.00

Total interest charged in 2015 $0.00

Year-to-date totals do not reflect any fee or interest refunds

you may have received.

INTEREST CHARGES

Your Annual Percentage Rate (APR) is the annual interest rate on your account.
Annual Balance
Balance Type Percentage Expiration Subject To Interest
Rate (APR) Date* Interest Rate Charges
PURCHASES
Purchases 13.24% (v) - -0- -0-

CASH ADVANCES
Cash Advances 19.24% (v) - -0- -0-

BALANCE TRANSFERS
Balance Transfer 13.24% (v) - -0- -0-

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INS16162
Address Change Request

Please provide information below only if the address information on front is incorrect.

Street Address:

City:

State:
Zip:

*Home Phone:
*Work Phone:

E-mail Address:

*When you give us your mobile phone number, we have your permission to contact you at that number about all

your Chase or J.P. Morgan accounts. Your consent allows us and companies working on our behalf to use text

messaging, artificial or prerecorded voice messages and automatic dialing technology for informational and

account service calls, but not for telemarketing or sales calls. Message and data rates may apply. You may

contact us anytime to change these preferences.

To contact us regarding your account:

In U.S. 1-800-945-2000
Español 1-888-446-3308
TTY 1-800-955-8060
Pay by phone 1-800-436-7958 P.O. Box 15298 P.O. Box 94014 www.chase.com/creditcards

Outside U.S. call collect Wilmington, DE 19850-5298 Palatine, IL 60094-4014

1-302-594-8200
 Visit chase.com
1-800-945-2000
www.chase.com/creditcards on your mobile browser

INTEREST CHARGES (CONTINUED)

Your Annual Percentage Rate (APR) is the annual interest rate on your account.
Annual Balance
Balance Type Percentage Expiration Subject To Interest
Rate (APR) Date* Interest Rate Charges
PROMOTIONS
Balance Transfer Promotion 0.00% 03/21/16 $2,733.33 -0-

(v) = Variable Rate 30 Days in Billing Period

Please see Information About Your Account section for the Calculation of Balance Subject to Interest Rate, Annual Renewal Notice, How to

Avoid Interest on Purchases, and other important information, as applicable.

*If you change your payment due date, the date your promotional rate(s) ends also changes. Please be assured, the promotional rate will

last for the time period promised in your offer.

IMPORTANT NEWS

View your free monthly FICO Score today.

Track your FICO Score each month with Slate, and

view a summary of your Credit Report information.

Log on to chase.com/YourSlate

PAUL R GARDNER Page 2 of 2 Statement Date: 12/21/15

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