Enter an interest rate in the yellow cell to calculate factors

"n" values can be changed as needed

Press <ctrl>F to format small values and large values in scientific notation
Time Value of Money Factors
22.60% Discrete Compounding 22.6000%
Single Sums Uniform Series Gradient Series
To Find F To Find P To Find F To Find A To Find P To Find A To Find P To Find A
n Given P Given F Given A Given F Given A Given P Given G Given G
(F|P i%,n) (P|F i%,n) (F|A i%,n) (A|F i%,n) (P|A i%,n) (A|P i%,n) (P|G i%,n) (A|G i%,n)
1 1.22600 0.81566 1.00000 1.00000 0.81566 1.22600 0.00000 0.00000
2 1.50308 0.66530 2.22600 0.44924 1.48096 0.67524 0.66530 0.44924
3 1.84277 0.54266 3.72908 0.26816 2.02362 0.49416 1.75062 0.86509
4 2.25924 0.44263 5.57185 0.17947 2.46625 0.40547 3.07851 1.24825
5 2.76983 0.36103 7.83108 0.12770 2.82728 0.35370 4.52264 1.59964
6 3.39581 0.29448 10.60091 0.09433 3.12177 0.32033 5.99505 1.92040
7 4.16326 0.24020 13.99672 0.07145 3.36196 0.29745 7.43622 2.21187
8 5.10415 0.19592 18.15997 0.05507 3.55788 0.28107 8.80766 2.47553
9 6.25769 0.15980 23.26413 0.04298 3.71768 0.26898 10.08608 2.71300
10 7.67193 0.13035 29.52182 0.03387 3.84803 0.25987 11.25919 2.92596
11 9.40579 0.10632 37.19375 0.02689 3.95435 0.25289 12.32237 3.11616
12 11.53150 0.08672 46.59954 0.02146 4.04107 0.24746 13.27627 3.28534
13 14.13761 0.07073 58.13103 0.01720 4.11180 0.24320 14.12507 3.43525
14 17.33271 0.05769 72.26865 0.01384 4.16949 0.23984 14.87510 3.56760
15 21.24991 0.04706 89.60136 0.01116 4.21655 0.23716 15.53393 3.68403
16 26.05239 0.03838 110.85127 9.0211E-03 4.25494 0.23502 16.10969 3.78612
17 31.94023 0.03131 136.90366 7.3044E-03 4.28625 0.23330 16.61063 3.87533
18 39.15872 0.02554 168.84388 5.9226E-03 4.31178 0.23192 17.04476 3.95306
19 48.00859 0.02083 208.00260 4.8076E-03 4.33261 0.23081 17.41969 4.02060
20 58.85853 0.01699 256.01119 3.9061E-03 4.34960 0.22991 17.74250 4.07911
21 72.16056 0.01386 314.86972 3.1759E-03 4.36346 0.22918 18.01966 4.12967
22 88.46884 0.01130 387.03028 2.5838E-03 4.37476 0.22858 18.25703 4.17326
23 108.46280 9.2198E-03 475.49912 2.1031E-03 4.38398 0.22810 18.45986 4.21075
24 132.97539 7.5202E-03 583.96192 1.7124E-03 4.39150 0.22771 18.63283 4.24293
25 163.02783 6.1339E-03 716.93731 1.3948E-03 4.39764 0.22739 18.78004 4.27048
26 199.87212 5.0032E-03 879.96514 1.1364E-03 4.40264 0.22714 18.90512 4.29404
27 245.04322 4.0809E-03 1079.83727 9.2607E-04 4.40672 0.22693 19.01123 4.31414
28 300.42299 3.3286E-03 1324.88049 7.5479E-04 4.41005 0.22675 19.10110 4.33127
29 368.31859 2.7150E-03 1625.30348 6.1527E-04 4.41277 0.22662 19.17712 4.34583
30 451.55859 2.2146E-03 1993.62207 5.0160E-04 4.41498 0.22650 19.24134 4.35819
36 1533.40518 6.5214E-04 6780.55390 1.4748E-04 4.42189 0.22615 19.46202 4.40129
40 3464.32643 2.8866E-04 1.5324E+04 6.5255E-05 4.42350 0.22607 19.52193 4.41323
48 1.7682E+04 5.6553E-05 7.8237E+04 1.2782E-05 4.42453 0.22601 19.56555 4.42206
50 2.6578E+04 3.7625E-05 1.1760E+05 8.5036E-06 4.42461 0.22601 19.56961 4.42290
52 3.9949E+04 2.5032E-05 1.7676E+05 5.6574E-06 4.42467 0.22601 19.57242 4.42348
55 7.3617E+04 1.3584E-05 3.2573E+05 3.0700E-06 4.42472 0.22600 19.57510 4.42403
60 2.0391E+05 4.9042E-06 9.0223E+05 1.1084E-06 4.42476 0.22600 19.57727 4.42448
72 2.3513E+06 4.2529E-07 1.0404E+07 9.6116E-08 4.42478 0.22600 19.57852 4.42475
75 4.3330E+06 2.3079E-07 1.9172E+07 5.2158E-08 4.42478 0.22600 19.57859 4.42476
80 1.2002E+07 8.3323E-08 5.3104E+07 1.8831E-08 4.42478 0.22600 19.57864 4.42477
84 2.7114E+07 3.6881E-08 1.1998E+08 8.3351E-09 4.42478 0.22600 19.57865 4.42478
90 9.2075E+07 1.0861E-08 4.0741E+08 2.4545E-09 4.42478 0.22600 19.57866 4.42478
96 3.1267E+08 3.1983E-09 1.3835E+09 7.2281E-10 4.42478 0.22600 19.57867 4.42478
100 7.0639E+08 1.4156E-09 3.1256E+09 3.1993E-10 4.42478 0.22600 19.57867 4.42478
108 3.6055E+09 2.7735E-10 1.5954E+10 6.2681E-11 4.42478 0.22600 19.57867 4.42478
120 4.1577E+10 2.4052E-11 1.8397E+11 5.4357E-12 4.42478 0.22600 19.57867 4.42478
132 4.7945E+11 2.0857E-12 2.1215E+12 4.7137E-13 4.42478 0.22600 19.57867 4.42478
144 5.5288E+12 1.8087E-13 2.4464E+13 4.0877E-14 4.42478 0.22600 19.57867 4.42478
180 8.4778E+15 1.1795E-16 3.7513E+16 2.6658E-17 4.42478 0.22600 19.57867 4.42478
240 1.7287E+21 5.7848E-22 7.6490E+21 1.3074E-22 4.42478 0.22600 19.57867 4.42478
360 7.1874E+31 1.3913E-32 3.1802E+32 3.1444E-33 4.42478 0.22600 19.57867 4.42478
480 2.9883E+42 3.3464E-43 1.3223E+43 7.5628E-44 4.42478 0.22600 19.57867 4.42478
600 1.2425E+53 8.0486E-54 5.4976E+53 1.8190E-54 4.42478 0.22600 19.57867 4.42478
 Enter an interest rate in the yellow cell to calculate factors
Enter a growth rate in the green cell to update growth rates and factors
"n" values can be changed as needed
Press <ctrl>F to format small values and large values in scientific notation
Time Value of Money Factors
i 14.55% Geometric Series - Present Worth

j 4.00% 5.00% 6.00% 10.00%

To Find P To Find P To Find P To Find P
n Given A1 Given A1 Given A1 Given A1
(P|A1 i%,j%,n) (P|A1 i%,j%,n) (P|A1 i%,j%,n) (P|A1 i%,j%,n)
1 0.87298 0.87298 0.87298 0.87298
2 1.66556 1.67318 1.68080 1.71129
3 2.38515 2.40667 2.42833 2.51629
4 3.03846 3.07901 3.12006 3.28933
5 3.63160 3.69529 3.76016 4.03165
6 4.17011 4.26020 4.35248 4.74450
7 4.65903 4.77801 4.90060 5.42902
8 5.10291 5.25265 5.40780 6.08636
9 5.50592 5.68772 5.87714 6.71759
10 5.87181 6.08652 6.31145 7.32374
11 6.20400 6.45207 6.71335 7.90582
12 6.50559 6.78714 7.08525 8.46478
13 6.77941 7.09428 7.42939 9.00153
14 7.02801 7.37581 7.74784 9.51696
15 7.25372 7.63388 8.04252 10.01193
16 7.45864 7.87042 8.31521 10.48723
17 7.64468 8.08725 8.56754 10.94365
18 7.81359 8.28600 8.80105 11.38194
19 7.96694 8.46818 9.01712 11.80282
20 8.10617 8.63517 9.21706 12.20699
21 8.23258 8.78824 9.40208 12.59510
22 8.34734 8.92855 9.57329 12.96780
23 8.45154 9.05716 9.73172 13.32569
24 8.54614 9.17505 9.87833 13.66937
25 8.63202 9.28311 10.01399 13.99939
26 8.71000 9.38216 10.13953 14.31631
27 8.78079 9.47295 10.25570 14.62064
28 8.84507 9.55618 10.36320 14.91288
29 8.90342 9.63246 10.46267 15.19351
30 8.95640 9.70239 10.55472 15.46299
36 9.18617 10.01518 10.97940 16.86942
40 9.27994 10.14927 11.17054 17.63400
48 9.38693 10.31076 11.41345 18.83699
50 9.40305 10.33640 11.45404 19.08156
52 9.41634 10.35794 11.48880 19.30709
55 9.43202 10.38397 11.53180 19.61289
60 9.44990 10.41476 11.58456 20.04675
72 9.46965 10.45134 11.65201 20.79057
 75 9.47192 10.45591 11.66113 20.92653
80 9.47451 10.46131 11.67231 21.11941
84 9.47584 10.46422 11.67860 21.24792
90 9.47709 10.46706 11.68504 21.40553
96 9.47778 10.46875 11.68909 21.52911
100 9.47807 10.46947 11.69090 21.59630
108 9.47839 10.47034 11.69322 21.70201
120 9.47859 10.47090 11.69485 21.80832
132 9.47865 10.47110 11.69549 21.87368
144 9.47866 10.47117 11.69574 21.91387
180 9.47867 10.47120 11.69590 21.96311
240 9.47867 10.47120 11.69591 21.97671
360 9.47867 10.47120 11.69591 21.97801
480 9.47867 10.47120 11.69591 21.97802
600 9.47867 10.47120 11.69591 21.97802
s and factors

cientific notation

14.5500%
15.00%
To Find P
Given A1
(P|A1 i%,j%,n)
0.87298
1.74939
2.62925
3.51256
4.39934
5.28960
6.18336
7.08063
7.98143
8.88576
9.79365
10.70511
11.62014
12.53877
13.46101
14.38687
15.31637
16.24952
17.18634
18.12683
19.07103
20.01893
20.97055
21.92591
22.88503
23.84791
24.81458
25.78504
26.75932
27.73742
33.68726
37.73229
46.01518
48.12682
50.25507
53.47892
58.93698
72.48125
 75.96807
81.87134
86.67800
94.03081
101.55864
106.67649
117.15614
133.50500
150.64145
168.60340
227.84969
347.21614
689.31907
1236.94802
2113.57740
 Enter an interest rate in the yellow cell to calculate factors
Enter a growth rate in the green cell to update growth rates and factors
"n" values can be changed as needed
Press <ctrl>F to format small values and large values in scientific notation
Time Value of Money Factors
i 3.27% Geometric Series - Future Worth

j 3.50% 4.50% 5.50% 9.50%

To Find F To Find F To Find F To Find F
n Given A1 Given A1 Given A1 Given A1
(F|A1,i%,j%,n) (F|A1,i%,j%,n) (F|A1,i%,j%,n) (F|A1,i%,j%,n)
1 1.00000 1.00000 1.00000 1.00000
2 2.06770 2.07770 2.08770 2.12770
3 3.20654 3.23767 3.26899 3.39630
4 4.42011 4.48470 4.55013 4.82029
5 5.71217 5.82387 5.93774 6.41558
6 7.08665 7.26049 7.43887 8.19960
7 8.54763 8.80017 9.06096 10.19152
8 10.09942 10.44880 10.81193 12.41234
9 11.74648 12.21258 12.70017 14.88509
10 13.49349 14.09802 14.73456 17.63505
11 15.34532 16.11200 16.92453 20.68995
12 17.30709 18.26171 19.28005 24.08017
13 19.38410 20.55475 21.81172 27.83905
14 21.58191 22.99909 24.53073 32.00313
15 23.90634 25.60310 27.44898 36.61248
16 26.36342 28.37561 30.57904 41.71103
17 28.95949 31.32586 33.93423 47.34693
18 31.70114 34.46359 37.52869 53.57296
19 34.59526 37.79903 41.37734 60.44697
20 37.64903 41.34292 45.49603 68.03236
21 40.86994 45.10655 49.90150 76.39863
22 44.26582 49.10177 54.61152 85.62193
23 47.84482 53.34105 59.64485 95.78571
24 51.61546 57.83747 65.02139 106.98143
25 55.58661 62.60477 70.76218 119.30928
26 59.76754 67.65738 76.88949 132.87905
27 64.16790 73.01046 83.42691 147.81106
28 68.79775 78.67991 90.39937 164.23709
29 73.66761 84.68244 97.83327 182.30155
30 78.78842 91.03559 105.75655 202.16264
36 115.45764 137.61504 165.35300 370.01494
40 146.56709 178.39099 219.33423 547.30728
48 229.58254 291.53711 375.77180 1176.17188
50 255.62287 328.10098 428.02542 1420.22893
52 284.16189 368.67672 486.83522 1713.52210
55 332.14346 437.97537 589.08298 2267.83801
60 428.00818 579.97852 804.75777 3607.77282
72 766.05912 1109.46507 1662.92185 1.0886E+04
 75 881.86544 1298.92166 1985.82707 1.4327E+04
80 1111.18594 1683.74688 2661.72271 2.2627E+04
84 1333.10332 2066.73882 3357.10546 3.2593E+04
90 1744.47222 2799.77361 4739.92449 5.6305E+04
96 2272.66926 3777.44769 6670.25348 9.7207E+04
100 2704.98100 4603.13548 8363.16969 1.3986E+05
108 3814.12547 6807.02782 1.3105E+04 2.8937E+05
120 6322.43540 1.2134E+04 2.5538E+04 8.6064E+05
132 1.0376E+04 2.1445E+04 4.9469E+04 2.5585E+06
144 1.6889E+04 3.7646E+04 9.5398E+04 7.6042E+06
180 7.0149E+04 1.9777E+05 6.7260E+05 1.9955E+08
240 6.9286E+05 2.9642E+06 1.6971E+07 4.6227E+10
360 5.7280E+07 6.1066E+08 1.0529E+10 2.4808E+15
480 4.2336E+09 1.2146E+11 6.4992E+12 1.3313E+20
600 2.9500E+11 2.3961E+13 4.0102E+15 7.1447E+24
s and factors

cientific notation

3.2700%
14.50%
To Find F
Given A1
(F|A1,i%,j%,n)
1.00000
2.17770
3.55994
5.17747
7.06556
9.26461
11.82094
14.78759
18.22538
22.20394
26.80307
32.11419
38.24201
45.30648
53.44497
62.81486
73.59636
85.99590
100.24988
116.62905
135.44346
157.04819
181.84987
210.31418
242.97435
280.44102
323.41346
372.69240
429.19473
493.97041
1137.42414
1971.47808
5877.75713
7716.09027
1.0127E+04
1.5221E+04
2.9996E+04
1.5253E+05
2.2900E+05
4.5076E+05
7.7483E+05
1.7461E+06
3.9348E+06
6.7632E+06
1.9981E+07
1.0146E+08
5.1516E+08
2.6158E+09
3.4246E+11
1.1559E+15
1.3170E+22
1.5006E+29
1.7097E+36
 Enter an interest rate in the yellow cell to calculate factors
"n" values can be changed as needed
Press <ctrl>F to format small values and large values in scientific notation
Time Value of Money Factors
13.78% Continuous Compounding - Discrete Flow
Single Sums Uniform Series
To Find F To Find P To Find F To Find A To Find P To Find A
n Given P Given F Given A Given F Given A Given P
(F|P r%,n) (P|F r%,n) (F|A r%,n) (A|F r%,n) (P|A r%,n) (A|P r%,n)
¥ ¥ ¥ ¥ ¥ ¥
1 1.14775 0.87127 1.00000 1.00000 0.87127 1.14775
2 1.31732 0.75912 2.14775 0.46560 1.63039 0.61335
3 1.51195 0.66140 3.46507 0.28859 2.29179 0.43634
4 1.73533 0.57626 4.97702 0.20092 2.86805 0.34867
5 1.99172 0.50208 6.71235 0.14898 3.37012 0.29673
6 2.28599 0.43745 8.70407 0.11489 3.80757 0.26263
7 2.62374 0.38114 10.99007 0.09099 4.18871 0.23874
8 3.01138 0.33207 13.61380 0.07345 4.52078 0.22120
9 3.45630 0.28933 16.62519 0.06015 4.81010 0.20790
10 3.96696 0.25208 20.08149 0.04980 5.06219 0.19754
11 4.55306 0.21963 24.04845 0.04158 5.28182 0.18933
12 5.22576 0.19136 28.60151 0.03496 5.47318 0.18271
13 5.99784 0.16673 33.82727 0.02956 5.63991 0.17731
14 6.88400 0.14526 39.82512 0.02511 5.78517 0.17286
15 7.90108 0.12656 46.70912 0.02141 5.91174 0.16916
16 9.06844 0.11027 54.61020 0.01831 6.02201 0.16606
17 10.40826 0.09608 63.67864 0.01570 6.11809 0.16345
18 11.94604 0.08371 74.08690 0.01350 6.20179 0.16124
19 13.71102 0.07293 86.03294 0.01162 6.27473 0.15937
20 15.73677 0.06355 99.74397 0.01003 6.33827 0.15777
21 18.06181 0.05537 115.48074 8.6595E-03 6.39364 0.15641
22 20.73037 0.04824 133.54255 7.4883E-03 6.44188 0.15523
23 23.79320 0.04203 154.27292 6.4820E-03 6.48391 0.15423
24 27.30855 0.03662 178.06613 5.6159E-03 6.52053 0.15336
25 31.34328 0.03190 205.37468 4.8691E-03 6.55243 0.15262
26 35.97413 0.02780 236.71797 4.2244E-03 6.58023 0.15197
27 41.28916 0.02422 272.69209 3.6671E-03 6.60445 0.15141
28 47.38947 0.02110 313.98125 3.1849E-03 6.62555 0.15093
29 54.39107 0.01839 361.37072 2.7672E-03 6.64393 0.15051
30 62.42713 0.01602 415.76179 2.4052E-03 6.65995 0.15015
35 124.33754 8.0426E-03 834.79460 1.1979E-03 6.71394 0.14894
40 247.64592 4.0380E-03 1669.39180 5.9902E-04 6.74104 0.14834
45 493.24204 2.0274E-03 3331.67808 3.0015E-04 6.75465 0.14805
50 982.40142 1.0179E-03 6642.49159 1.5055E-04 6.76148 0.14790
55 1956.67132 5.1107E-04 1.3237E+04 7.5547E-05 6.76491 0.14782
60 3897.14690 2.5660E-04 2.6371E+04 3.7921E-05 6.76664 0.14778
65 7762.03639 1.2883E-04 5.2530E+04 1.9037E-05 6.76750 0.14777
70 1.5460E+04 6.4684E-05 1.0463E+05 9.5574E-06 6.76794 0.14776
75 3.0792E+04 3.2476E-05 2.0840E+05 4.7984E-06 6.76815 0.14775
80 6.1329E+04 1.6306E-05 4.1509E+05 2.4091E-06 6.76826 0.14775
85 1.2215E+05 8.1867E-06 8.2675E+05 1.2096E-06 6.76832 0.14775
 90 2.4329E+05 4.1104E-06 1.6467E+06 6.0729E-07 6.76835 0.14775
95 4.8456E+05 2.0637E-06 3.2797E+06 3.0491E-07 6.76836 0.14775
100 9.6511E+05 1.0361E-06 6.5322E+06 1.5309E-07 6.76837 0.14775
ors

scientific notation

13.7800%
Gradient Series
To Find P To Find A
Given G Given G
(P|G r%,n) (A|G r%,n)
¥ ¥
0.00000 0.00000
0.75912 0.46560
2.08191 0.90842
3.81069 1.32867
5.81900 1.72664
8.00623 2.10271
10.29305 2.45733
12.61756 2.79101
14.93217 3.10433
17.20091 3.39792
19.39723 3.67245
21.50219 3.92865
23.50291 4.16725
25.39135 4.38904
27.16325 4.59480
28.81734 4.78534
30.35458 4.96145
31.77765 5.12394
33.09046 5.27361
34.29782 5.41122
35.40513 5.53756
36.41814 5.65334
37.34277 5.75930
38.18500 5.85612
38.95071 5.94447
39.64566 6.02497
40.27536 6.09822
40.84511 6.16479
41.35990 6.22521
41.82444 6.27999
43.53720 6.48460
44.53266 6.60620
45.10051 6.67696
45.41977 6.71743
45.59722 6.74025
45.69492 6.75297
45.74830 6.76000
45.77727 6.76385
45.79291 6.76594
45.80131 6.76707
45.80580 6.76768
45.80819 6.76800
45.80946 6.76818
45.81013 6.76827
 Enter an interest rate in the yellow cell to calculate factors
"n" values can be changed as needed
Press <ctrl>F to format small values and large values in scientific notation

Time Value of Money Factors

6.55% Continuous Compounding
Continuous Flow
To Find P To Find Ā To Find F
n Given Ā Given P Given Ā
(P|Ā r%,n) (Ā|P r%,n) (F|Ā r%,n)
1 0.96793 1.03313 1.03350
2 1.87446 0.53349 2.13700
3 2.72349 0.36718 3.31525
4 3.51865 0.28420 4.57331
5 4.26336 0.23456 5.91658
6 4.96084 0.20158 7.35084
7 5.61406 0.17812 8.88225
8 6.22585 0.16062 10.51739
9 6.79883 0.14708 12.26329
10 7.33545 0.13632 14.12744
11 7.83804 0.12758 16.11787
12 8.30874 0.12036 18.24312
13 8.74958 0.11429 20.51232
14 9.16246 0.10914 22.93523
15 9.54914 0.10472 25.52226
16 9.91129 0.10090 28.28452
17 10.25047 0.09756 31.23388
18 10.56813 0.09462 34.38302
19 10.86564 0.09203 37.74547
20 11.14427 0.08973 41.33567
21 11.40523 0.08768 45.16906
22 11.64964 0.08584 49.26210
23 11.87854 0.08419 53.63239
24 12.09292 0.08269 58.29870
25 12.29369 0.08134 63.28109
26 12.48174 0.08012 68.60096
27 12.65785 0.07900 74.28117
28 12.82279 0.07799 80.34614
29 12.97727 0.07706 86.82192
30 13.12194 0.07621 93.73634
35 13.71876 0.07289 136.00130
40 14.14882 0.07068 194.65545
45 14.45871 0.06916 276.05408
50 14.68201 0.06811 389.01686
55 14.84291 0.06737 545.78351
60 14.95886 0.06685 763.33996
65 15.04240 0.06648 1065.25885
70 15.10261 0.06621 1484.25359
75 15.14599 0.06602 2065.72302
80 15.17725 0.06589 2872.67033
 85 15.19977 0.06579 3992.52970
90 15.21600 0.06572 5546.63981
95 15.22770 0.06567 7703.39120
100 15.23612 0.06563 10696.47165
ctors

in scientific notation

6.5540%
To Find Ā
Given F
(Ā|F r%,n)
0.96759
0.46795
0.30164
0.21866
0.16902
0.13604
0.11258
0.09508
0.08154
0.07078
0.06204
0.05482
0.04875
0.04360
0.03918
0.03536
0.03202
0.02908
0.02649
0.02419
0.02214
0.02030
0.01865
0.01715
0.01580
0.01458
0.01346
0.01245
0.01152
0.01067
7.3529E-03
5.1373E-03
3.6225E-03
2.5706E-03
1.8322E-03
1.3100E-03
9.3874E-04
6.7374E-04
4.8409E-04
3.4811E-04
2.5047E-04
1.8029E-04
1.2981E-04
9.3489E-05