Professional Documents
Culture Documents
Sarah Hamper
Margaret Willard
YEAR 11 Robert Yen
Series editor: Robert Yen
4TH EDITION
New Century Maths 11 Maths Standard (Pathway 2) © 2017 Cengage Learning Australia Pty Limited
4th Edition
Klaas Bootsma Copyright Notice
Sarah Hamper This Work is copyright. No part of this Work may be reproduced, stored in a
Margaret Willard retrieval system, or transmitted in any form or by any means without prior
Robert Yen written permission of the Publisher. Except as permitted under the
Copyright Act 1968, for example any fair dealing for the purposes of private
study, research, criticism or review, subject to certain limitations. These
Publishing editor: Robert Yen limitations include: Restricting the copying to a maximum of one chapter or
Project editors: Alan Stewart and Anna Pang 10% of this book, whichever is greater; providing an appropriate notice and
Editor: Marcia Bascombe warning with the copies of the Work disseminated; taking all reasonable
Cover design: Chris Starr (MakeWork) steps to limit access to these copies to people authorised to receive these
Text design: Nicole Melbourne copies; ensuring you hold the appropriate Licences issued by the
Project designer: Aisling Gallagher Copyright Agency Limited (“CAL”), supply a remuneration notice to CAL and
Cover image: iStock.com/GlobalP pay any required fees. For details of CAL licences and remuneration notices
Permissions researcher: Lyahna Spencer please contact CAL at Level 15, 233 Castlereagh Street, Sydney NSW 2000,
Production controller: Christine Fotis Tel: (02) 9394 7600, Fax: (02) 9394 7601
Typeset by: Cenveo Publisher Services Email: info@copyright.com.au
Website: www.copyright.com.au
Any URLs contained in this publication were checked for
currency during the production process. Note, however, that For product information and technology assistance,
the publisher cannot vouch for the ongoing currency of URLs. in Australia call 1300 790 853;
in New Zealand call 0800 449 725
For permission to use material from this text or product, please email
aust.permissions@cengage.com
COLLECTING AND 3
PRESENTING DATA 2
S1.1 1.01 Interpreting graphs���������������������� 5 EARNING MONEY AND
S1.1 1.02 Misleading graphs�������������������� 12 TAXATION88
S1.1 1.03 Types of data��������������������������� 15 F1.2 3.01 Wages, salaries and overtime���� 91
S1.1 1.04 Sampling techniques������������������ 18 F1.2 3.02 Commission, piecework
and royalties���������������������������� 95
S1.1 1.05 Constructing graphs������������������� 26
F1.2 3.03 Bonuses, allowances and annual
S1.1 1.06 Frequency histograms
leave loading��������������������������� 99
and polygons��������������������������� 37
F1.2 3.04 Government allowances and
S1.1 1.07 Dot plots and stem-and-leaf
pensions������������������������������� 102
plots��������������������������������������� 45
F1.2 3.05 Gross pay and net pay������������ 108
Study tip: F our practical steps in
studying maths�������������������������������� 52 F1.2 3.06 Income tax and Medicare
levy������������������������������������� 113
Chapter summary����������������������������������������� 53
F1.2 3.07 PAYG and tax returns��������������� 117
Test yourself 1���������������������������������������������� 54
F1.1 3.08 GST and VAT������������������������� 119
Study tip: Showing your working.................... 124
Chapter summary��������������������������������������� 125
2
Test yourself 3�������������������������������������������� 126
F1.3, S1.1 9.01 Car insurance����������������� 357 Study tip: Before an exam............................. 495
8.
double-page spread showing the FINANCIAL MATHEMATICS
DEPRECIATION • calculate repeated percentage changes, for example, an increase of 15% followed by a
decrease of 8%, and examine the overall percentage change
• calculate simple interest using I = Prn, where P is the principal, r is the interest rate per period
and n is the number of periods
The value of an investment increases over time as a result of interest, simple or compound,
• use tables of values for fixed values of P, and hence draw and describe graphs of I against n for
being added to it. The value of assets such as office equipment, machinery and cars decrease
different values of r
over time due to usage and age and the price of goods in shops may increase and decrease.
• calculate and graph compound interest using repeated application of simple interest
These all involve calculating percentage increases and decreases and in some cases lead to
• calculate compound interest using A = P (1 + r)n, where A is the final amount, P is the initial
formulas to calculate the final value.
principal, n is the number of compounding periods and r is the interest rate per compounding
period
• calculate the straight-line depreciation of an asset
CHAPTER OUTLINE
F1.1 8.01 Percentage increase and decrease
F1.1 8.02 Simple interest
F1.1 8.03 Simple interest graphs
F1.1 8.04 Compound interest
F1.1 8.05 Straight-line depreciation
Shutterstock.com/pisaphotography
BK-CLA-NCM11_PATHWAY2-170093-Chp08.indd 322-323 24/08/17 11:34 AM
Assignment
Homework 8
SkillCheck
1 Express each percentage as a decimal.
6 If S = V − Dn, find:
a S if V = 75 000, D = 4300, n = 6
b V if S = 0, D = 5200, n = 8
c n if S = 12 000, V = 52 000, D = 4800.
multiple-choice questions, exam-style problems and realistic c Calculate the final value for each of these investments.
i $16 000 compounded annually at 2% p.a. for 3 years
applications.
ii $3800 at 8% p.a. for 6 years compounded annually
iii $4200 at 12% p.a. compounded monthly for 5 months
d Calculate the compound interest when $32 000 is invested at 4% p.a. for 3 years
compounded half-yearly.
Simple vs
Homework
TECHNOLOGY
Compound interest as repeated simple interest
• Technology promotes ICT in the classroom, 2 In cell C6, enter =B6*($B$2/$B$3) to calculate the interest for Year 1 (using
I = P × r × 1).
3 In D6, enter =C6+B6 to calculate principal + interest.
using spreadsheets, graphics calculators and the 4 In E6, enter =C6 to show the total compound interest earned after Year 1.
Internet.
• Did you know? contains interesting facts and applications
340 NCM 11. Mathematics Standard (Pathway 2) ISBN 9780170413565
2 Mia paid her comprehensive car insurance at $150 per month. How much would she Example
save if she paid a lump sum of $1265? Select A, B, C or D. 1
WS
8.05 Straight-line depreciation A $685 B $1115 C $0 D $535
A new vehicle loses around 30%−40% of its value in the first year. Loss in value can occur
Straight-line
Homework
depreciation through age, wear and tear, or simply by becoming outdated when a new model is released. 3 Jack bought a new van for $28 350. His CTP insurance is $626 per year and his
formula
practice comprehensive insurance is $75.78 per month. What is the total cost of insurance per year?
Solution
342 NCM 11. Mathematics Standard (Pathway 2) ISBN 9780170413565 ISBN 9780170413565 9. Owning a car 361
Brittany invests $15 000 in an account that earns 6.5% p.a. interest.
a Calculate the simple interest that the account will earn over 3 years.
Homework
Year 11
This chapter, Interest and depreciation, examined the mathematics of calculating interest
PS and depreciation. You have applied percentage increase and decrease in various contexts and
Interest and
also calculated simple interest and compound interest in a variety of situations involving
depreciation investments. Digital technology and graphs have been used to compare simple interest and
Compound
graphs interest
Straight-line
depreciation
WS PS Qz
Homework
Worksheet Puzzle sheet Skillsheet Spreadsheet Video Chapter quiz
tutorial
NELSONNETBOOK
NelsonNetBook is the web-based interactive version of this book found on NelsonNet.
• To each page of NelsonNetBook you can add notes, voice and sound bites, highlighting, weblinks and
bookmarks
• Zoom and Search functions
• Chapters can be customised for different groups of students
Janet Hunter
Jim Green
3RD EDITION
MATHS IN FOCUS 11–12 SERIES
12
11 YEAR
YEAR
NEW CENTURY MATHS AND
Margaret Willard
Margaret Grove
Klaas Bootsma
Klaas Bootsma
Sarah Hamper
Sarah Hamper
Robert Yen
Robert Yen
4TH EDITION
4TH EDITION
3RD EDITION
12
12
11 YEAR
YEAR
YEAR
Klaas Bootsma Klaas Bootsma
MATHEMATICS
NEW CENTURY MATHS STANDARD
(PATHWAY 2)
Sarah Hamper
Margaret Willard
Robert Yen
4TH
EDITION NEW CENTURY MATHS MATHEMATICS
STANDARD 2
Sarah Hamper
Margaret Willard
Robert Yen
4TH
EDITION MATHS IN FOCUS MATHEMATICS
EXTENSION 1
Margaret Grove
3RD
EDITION
Margaret Grove
Sue Thomson
Sue Thomson
ISBN 9780170413565
Judy Binns
Judy Binns
2ND EDITION
2ND EDITION
3RD EDITION
12
12
11 YEAR
YEAR
YEAR
MATHEMATICS
NEW CENTURY MATHS STANDARD
(PATHWAY 1)
Sue Thomson
Judy Binns
2ND
EDITION NEW CENTURY MATHS MATHEMATICS
STANDARD 1
Sue Thomson
Judy Binns
2ND
EDITION MATHS IN FOCUS MATHEMATICS
ADVACNED
Margaret Grove
3RD
EDITION
MATHEMATICAL
VERBS
A glossary of ‘doing words’ commonly found
in mathematics problems
analyse: study in detail the parts of a situation give reasons: show the rules or thinking used
when solving a problem. See also justify
apply: use knowledge or a procedure in a given
situation graph: display on a number line, number plane
or statistical graph
calculate: see evaluate
hence find/prove: find an answer or prove a
classify, identify: state the type, name or feature
result using previous answers or information
of an item or situation
supplied
comment: express an observation or opinion
identify: see classify
about a result
increase: make larger
complete: fill in detail to make a statement,
diagram or table correct or finished interpret: find meaning in a mathematical result
compare: show how two or more things are justify: give reasons or evidence to support your
similar or different argument or conclusion. See also give reasons
construct: draw an accurate diagram measure: determine the size of something, for
example, use a ruler to find the length of a pen
convert: change from one form to another, for
example, from a fraction to a decimal, or from prove that: see show that
kilograms to grams
recall: remember and state
decrease: make smaller
show that, prove: (in questions where the
describe: state the features of a situation answer is given) use calculation, procedure or
reasoning to prove that a result is true
estimate: make an educated guess for a number,
measurement or solution, to find roughly or simplify: give a result in its most basic, shortest,
approximately neatest form, for example, simplifying a ratio or
algebraic expression
evaluate, calculate: find the value of an
expression, for example, 3 × 82 or 4x + 1 sketch: draw a rough diagram that shows
when x = 5 the general shape or ideas, less accurate than
construct
expand: remove brackets in an algebraic
expression, for example, expanding 3(2y + 1) solve: find the value(s) of an unknown
gives 6y + 3 pronumeral in an equation or inequality
explain: describe why or how state: see write
SYMBOLS AND
ABBREVIATIONS
= is equal to ∠ angle cos cosine ratio
≠ is not equal to ∆ triangle sin sine ratio
≈ is approximately equal to || is parallel to tan tangent ratio
< is less than ⊥ is perpendicular to x the mean
> is greater than ∴ therefore ∑ the sum of
2
≤ is less than or equal to x x squared, x × x Q1 first quartile or lower
≥ is greater than or equal to x3 x cubed, x × x × x quartile
( ) parentheses, round square root, radical sign Q2 median (second quartile)
brackets 3
cube root Q3 third quartile or upper
[ ] (square) brackets quartile
P(E ) the probability of event E
{ } braces occurring IQR interquartile range
± plus or minus P ( E ) the probability of event E α alpha
π pi = 3.14159… not occurring θ theta
the recurring decimal
0.152 LHS left-hand side µ micro-, mu
0.152152 … RHS right-hand side
° degree % percentage