Professional Documents
Culture Documents
Financial Services
Financial Services
Anushree Dhanorkar – 7
Sujit Kumar – 7
Bhavesh Rasal – 7
Sagar Bhawar – 7
Vipin Singh – 6
Nitesh Shelke – 6
Govind Kumar – 5
Sujay Hiwale – 0
Nikita Agrawal – 7
Surendra Bhosale - 5
Facilities such as saving accounts, checking accounts,
confirming, leasing, and money transfer, provided generally
by banks, credit unions, and finance companies.
Capital
NBFC’s
Markets Insurance
ASSET MANAGEMENT ASSET FINANCE
COMPANY
BROKING LIFE
INVESTMENT
COMPANY
WEALTH
MANAGEMENT
NON- LIFE LOAN COMPANY
INVESTMENT
BANKING
SBI Capital Markets Limited
Bajaj Capital Limited
Birla Global Finance Limited
Housing Development Finance Corporation
PNB Housing Finance Limited
ICICI Group
LIC Finance Limited
L & T Finance Limited
FISHER INVESTMENTS
SUSQUEHANNA INTERNATIONAL GROUP
GOLDMAN SACHS
AMERICAN EXPRESS
GENERAL ELECTRIC
MERRILL LYNCH
T. ROWE PRICE
Growing demand Innovation
Rising incomes are driving the Cross-utilization of channels to
demand for financial services across expand reach of financial services
income brackets Product innovation is leading to
•Financial inclusion drive from RBI healthy growth in Insurance and
has expanded the target market to NBFCs
semi-urban and rural areas
Contribution
to Indian
economy
Policy support
Growing penetration NRFIP aims at providing
Credit, insurance and investment comprehensive financial services to
penetration is rising in rural areas at least 50 per cent of financially
HNWI participation is growing in the excluded rural households by end-
wealth management segment 2012 and the remaining by 2015
Government has set up Financial
Inclusion Fund and Inclusion
Technology Fund to support financial
RESERVE BANK OF INDIA
SECURITY EXCHANGE BOARD OF INDIA
FORWARD MARKET COMMISSION IN
INDIA
INSURANCE REGULATORY AND
DEVELOPMENT AUTHORITY IN INDIA
PENSION FUND REGULATORY AND
DEVELOPMENT AUTHORITY
Present market scenario of Financial planning services in India - In
emerging phase... No regulator, No act, only professional body
FPSB India is present for CFP ( Analysis by Financial planner )
India’s AUM has grown at 15.6 per cent CAGR over FY07-
MUTUAL 12;total AUM stood at USD138 billion as of March 31,2012
FUNDS In FY09, SEBI removed the entry load to bring about more
transparency in commissions, and thereby encourage
longer-term investment
WEAKNESS
1) Lack of bolt trading facilities in certain branches.
• Threats
1) Poor financial literacy
2) Rising crude price
3) Poor accessibility to financial sector
Two-third of India’s population lives in rural areas where
financial services have made few inroads so far. Rural India,
however, has seen steady rise in incomes creating an
increasingly significant market for financial services
→The HNWI population in India is young and therefore more receptive towards
sophisticated financial products
→In addition to over 50,000 HNWIs with USD200 billion worth of assets, India
has over 2.5 million wealthy individuals whose liquid assets are close to another
USD500 billion
The regulatory environment for fiduciary duties in wealth management is
evolving; players will benefit greatly from quickly adopting new investor
protection measures
•Brand building coupled with partnership based model will improve the advisory
penetration. Greater focus on transparency will speed up the process