Indalytics Advisors

Global Banking Industry

Competitive Intelligence

January 2011
-Indalytics Advisors
www.indalytics.com

Publication Number: 2011/BK/CI/01

Contact us: info@indalytics.com

business@indalytics.com

Table of Contents

About Indalytics Advisors ................................................................................................................ 2

Report description............................................................................................................................ 2
Value proposition delivered through the report ............................................................................... 2
Report details................................................................................................................................... 2
Contents of the Report ................................................................................................................. 2
Number of Pages ......................................................................................................................... 2
Price of Report ............................................................................................................................. 2
Charts in the report ...................................................................................................................... 3
Banks analyzed for CI .................................................................................................................. 3

© 2011 Indalytics Advisors Pvt. Ltd. www.indalytics.com 1

About Indalytics Advisors
Indalytics Advisors Private Limited is a leading research and advisory company. The company
provides advisory services relating to Competitive Intelligence, Company Valuations, and Industry
analysis and research. Indalytics Advisors' reports aid organizations in attaining advantage over
their competitors by improving their strategic decisions. These reports are also sought by private
equity funds that invest in various industries.

Report description
Concerned product is a Competitive Intelligence report on global banking industry. It has been
prepared to has been prepared to understand the performance of banking industry in 3Q 2010.

Top 15 banks that have featured in the Fortune Global 500 list* for 2010 were analyzed to
understand their growth strategies. These banks’ 3Q 2010 financial results were analyzed to find
out the major trends that they are witnessing. Further, reasons for these trends were ascertained
and are presented in this report.

Value proposition delivered through the report

The report will be helpful to the readers as:

1. It will be much cheaper for reader than hiring a consultant for the same work.
2. It will provide the reader an assessment of its performance of top industry players.
3. It will make the reader aware of the strategic moves by key players in the banking
industry.
4. It will also help the reader in understanding the best practices, and devising his/her
strategies accordingly

Report details
Contents of the Report
The report will cover the following parameters:

1. Performance of banking industry

2. Major trends witnessed in global banking industry in 3Q 2010
3. Outlook of banking industry

Number of Pages
The report contains 26 pages

Price of Report
Price of the report is US$500 (inclusive of taxes)

* Fortune Global 500 list is available at money.cnn.com, and is the copyright material of the mentioned
site. Please visit the site to access the full list.

© 2011 Indalytics Advisors Pvt. Ltd. www.indalytics.com 2

 Charts in the report
The report contains the following charts, comparing performance of major banks against the key
performance indicators of the banking industry:
1. Performance of banking industry, Net interest income growth %, 3Q 2009—3Q 2010
2. Tier-1 and Core Tier-1 ratio, 3Q 2010
3. Net interest margin %, 3Q 2009 — 10
4. Efficiency ratio %, 3Q 2009 — 10
5. Loan-to-deposit ratio %, 3Q 2009 — 10
6. Capital adequacy ratio %, 3Q 2009 — 10
7. Non-performing loans-to-total loans ratio %, 3Q 2009 — 10
8. Allowances to total loans ratio %, 3Q 2009 — 10

Banks analyzed for CI

Following companies have been mentioned in the report:

1. AIG Bank
2. Allied Irish Banks
3. Banco Santander
4. Bank of America Corporation
5. Bank Zachodni WBK
6. Banque Populaire
7. Barclays
8. BNP Paribas
9. Caisse d’Epargne
10. Citigroup
11. DenizBank
12. Dexia Group
13. Groupe BPCE
14. HSBC Finance Corporation
15. HSBC Holdings
16. Industrial & Commercial Bank of China
17. ING Direct
18. ING Group
19. J.P. Morgan Chase & Co.
20. Lloyds Banking Group
21. NatWest
22. Royal Bank of Scotland
23. Santander Consumer USA
24. Santander UK
25. Société Générale
26. Standard Life Bank
27. Wells Fargo

In order to purchase this report, feel free to visit us at:

www.indalytics.com

Or contact us at:

info@indalytics.com; business@indalytics.com

© 2011 Indalytics Advisors Pvt. Ltd. www.indalytics.com 3