1.

Earning per Share:-

EPS= Net Profile A Tax
Number of Equity Share

Year SBI BOB

EPS = 197678022 EPS = 9277510
2020 8924611534 4634234086
= 2.214 = 0.002
EPS = 22996391 EPS = 11001011
2019 8924611534 2569183632
= 0.258 = 0.004
EPS = 45562900 EPS = 18871074
2018 8924587534 2659183632
= -0.510 = -0.709

2.5

1.5

1 2020
2019
0.5 2018

-0.5

-1

1
2. Return on Share Holder Fund:-
Return on S.H. Fund= PAT (EAT) *100

Share Holder Fund (Capital+Revenue)

Year SBI BOB

RS.HF = 197678022*100 RS.HF = 9277510*100
2020 2510601242 761042979
= 7.873% = 1.219%
RS.HF = 22996391*100 RS.HF = 11001011*100
2019 2344956605 499541200
= 0.9807% = 2.202%
RS.HF = 45562900*100 RS.HF = 18871074*100
2018 2303219456 465662329
= -1.978% = -4.052%

10.00%

8.00%

6.00%

4.00%
2020
2.00% 2019
2018
0.00%
SBI BOB
-2.00%

-4.00%

-6.00%

2
3. Operating Ratio:-

OP= Operating Expence *100

Net Sales (Revenue from Operation)

Year SBI BOB

OP = 1317815630 *100 OP = 205762807 *100
2020 3680106492 910860294
= 0.358 = 0.225
OP = 1148003080 *100 OP = 127689671 *100
2019 3306873594 607932995
= 0.347 = 0.210
OP = 961545190 *100 OP = 113265821 *100
2018 3065276670 540486278
= 0.313 = 0.209

0.4

0.35

0.3

0.25

2020
0.2
2019
2018
0.15

0.1

0.05

0
SBI BOB

3
4. Operating Profit Ratio:-

OPR= Operating Income (CBIT-Op.Exp) * 100

Sales Revenue

Year SBI BOB

OPR = 3860106492-1317815630 *100 OPR = 910860294-205762807 *100
2020 3680106492 910860294
=65.86% = 77.4%
OPR= 3306873594-1148003080 *100 OPR = 607932995-127689671 *100
2019 3306873594 607932995
= 65.28% = 78.9%
OPR = 2103731480 *100 OPR = 540486278-113265821 *100
2018 3065276670 540486278
= 68.63% = 79%

90.00%

80.00%

70.00%

60.00%

50.00%
2020
2019
40.00%
2018
30.00%

20.00%

10.00%

0.00%
SBI BOB

4
5. Return on Capital Employee:-

Return on Cap. Emp.= Revenue

Fix Assets

Year SBI BOB

RCE = 2362290862 RCE = 705097487
2020 9268468
= =76.07
RCE = 2158870514 RCE = 480243324
2019 8924612 5318367
= 241.9 =90.29
RCE = 2103731480 RCE = 427220457
2018 8924588 5318367
= 235.7 =80.32

300

250

200

2020
150
2019
2018
100

50

0
SBI BOB

5
6. Fix Assets Turn Over Ratio:-

F. Asset turn over Ratio= Sales (Revenue)

Fix Assets

Year SBI BOB

FAToR= 3680106492 FAToR= 910860294
2020 400781681 90437847
=9.18 = 10.07
FAToR= 3306873594 FAToR= 607932995
2019 407030526 71437076
=8.12 = 8.51
FAToR= 3065276670 FAToR= 540486278
2018 412257926 55322812
=7.43 =9.76

12

10

2020
6
2019
2018
4

0
SBI BOB

7. Time Interest & Ratio:-

6
 TIeR= EBIT
Interest Expense

Year SBI BOB

TIeR= 2362290862 TIeR= 705097487
2020 1611237986 500398905
= 1.46 = 1.40
TIeR= 2158870514 TIeR= 480243324
2019 1558674603 325057172
= 1.38 = 1.47
TIeR= 2103731480 TIeR= 427220457
2018 1466029820 291604844
= 1.43 = 1.46

2.5

1.5
2020
2019
1 2018

0.5

0
SBI BOB

8. Proprietors Ratio:-

7
PR= Share Holder Fund
Total Assets

Year SBI BOB

PR= 8924612 PR= 9268468
2020 400781681 90437847
= 0.022 = 0.102
PR= 8924612 PR= 5318367
2019 407030526 71437076
= 0.021 = 0.074
PR= 8924588 PR= 5318367
2018 412257926 55322812
= 0.0216 = 0.096

0.12

0.1

0.08

2020
0.06
2019
2018
0.04

0.02

0
SBI BOB

8
9. Capital Gearing Ratio:-

CGR= EBIT
Total Interest

Year SBI BOB

CGR= 2362290862 CGR= 705097487
2020 500398905
= = 1.409
CGR= 2158870514 CGR= 480243324
2019 2533221436 (Int. Earned) 325057172
= 0.852 = 1.477
CGR= 210373148080 CGR= 427220457
2018 2289702766 291604844
= 91.877 = 1.46

100

90

80

70

60
2020
50
2019
40 2018

30

20

10

0
SBI BOB

9
10. Net Profit Ratio:-

NP= Net Profit *100

Sales

Year SBI BOB

NP= 197678022 *100 NP= 92775510 *100
2020 3680106492 910860294
= 5.37 = 1.018
NP= 22996391 *100 NP= 11001011 *100
2019 3306873594 607932995
= 0.695 = 1.809
NP= 45562900 *100 NP= 18871074 *100
2018 3065276670 540486278
= -1.48 = -3.419

2
2020
1 2019
2018
0
SBI BOB
-1

-2

-3

-4

10
11. Price Earning Ratio:-

PE= Price Per Share *100

EPS (Erning Per Share)

Year SBI BOB

PE= PE=
2020
=394.70
PE=1 Rs.Per share *100
2019 0.258
=3.87
NP= 45562900 *100
2018 3065276670
= -1.48

11
12.Expence Ratio:-
Expence= Rev Expence *100
Sales

Year SBI BOB

Expence= Expence= 205762807 *100
2020 = 910860294
=
Expence= 1148003080 *100 Expence= 127689671 *100
2019 3306873594 607932995
= =
Expence= 961545190 *100 Expence= 113265821 *100
2018 3065276670 540486278
= =

12
13. Return on Equity:-

RE= Net Income

Share Holder Equity

Year SBI BOB

RE= 3680106492 RE= 910860294
2020 8924612 9268468
= 412.35 = 98.27
RE= 3306873594 RE= 607932995
2019 8924612 5318367
= 370.53 = 114.30
RE= 3065276670 RE= 540486278
2018 8924588 5318367
= 343.46 = 101.62

450

400

350

300

250 2020
2019
200
2018
150

100

50

0
SBI BOB

13
14. Interest Expense Ratio:-

IE= Total Expense Interest *100

Sales

Year SBI BOB

IE= 1611237986 *100 IE= 500398905 *100
2020 3680106492 910860294
= 43.78 = 54.93
IE= 1558674603 *100 IE= 325057172 *100
2019 3306873594 607932995
= 43.13 = 53.43
IE= 1466029820 *100 IE= 291604844 *100
2018 3065276670 540486278
= 47.82 = 53.95

60

50

40

2020
30
2019
2018
20

10

0
SBI BOB

14
15. Debate Equity Ratio:-

DE= Long Term Liability

Owners Fund [(Stoke)/(1+2)]

Year SBI BOB

DE= 39384883981 DE= 11234516635
2020 2510601242 761042979
= 15.68 = 14.76
DE= 36479344113 DE= 7643344598
2019 2344956605 55723644
= 15.55 = 13.71
DE= 33815073738 DE= 7009661616
2018 2303219456 465662329
= 14.68 = 15.05

16

15.5

15

14.5
2020
2019
14 2018

13.5

13

12.5
SBI BOB

15
16. Current Ratio:-

CR= Other Assets

Other Liabilities & Provision

Year SBI BOB

CR= 3005034537 CR=
2020 3314271024
= 0.90
CR= 2761503132 CR=
2019 2936456892
= 0.94
CR= 2360168866 CR= 317714034
2018 2902497529 286549798
= 0.81 = 1.108

16
17. Long Term Fund to Fix Assets Ratio:-

L.T.Fund to F.Asset= Long Term Fund (Equity + Debate) *100

Fix Assets

Year SBI BOB

LTFA= 1461687386 *100 LTFA= 132239439 *100
2020 400781681 90437847
= 346.7% = 146.22%
LTFA= 1246578620 *100 LTFA= 90694234 *100
2019 407030526 71437076
= 306.26% =126.95%
LTFA= 1091125419 *100 LTFA= 90154729 *100
2018 412257926 55322812
= 264.67% = 162.096%

400.00%

350.00%

300.00%

250.00%

2020
200.00%
2019
2018
150.00%

100.00%

50.00%

0.00%
SBI BOB

17
18. Total Assets Turn Over Ratio:-

T. Assets T.O. Ratio= Sales(Other+Assets)

Total Assets

18