Savings and Investments | Saving is Your First Step to Investing

Prominent characteristics of savings are low risk, low return, fixed interest rate
and highly liquid. Meanwhile in investment, it is moderate to high risk, possible high
return, fixed and variable interest rate and market-based liquidity. As for their returns,
undeniably figures in investments are way bigger compare to savings. The biggest
difference between saving and investing is the level of risk taken. Saving typically allows
you to earn a lower return but with virtually no risk. In contrast, investing allows you to
earn a higher return, but you take on the risk of loss in order to do so. The
right investment decisions and choice of funding sources are important because
they affect the company's financial performance. The selection of the types of assets to
be invested and the right types of financing sources result in optimal returns for the
company. Using financial planning as your decision-making framework allows you to
take much of the emotion out of the decision-making process and look at the actual
numbers behind each option. This process will give you a clearer picture of what makes
sense as a way forward.

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Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

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Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno

Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno

Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno

Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno
 Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf
kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno

Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno

Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno

Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno

Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno

Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

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Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno

Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno

Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno

Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno

Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno

Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno

Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno

Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno

Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno
 Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf
kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno

Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno

Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno

Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno

Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno

Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno

Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno

Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno

Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno

Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno

Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno

Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno

Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno

Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno

Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno
 Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf
kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno

Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno

Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno

Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno

Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno

Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno

Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno

Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno

Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno

Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno

Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno

Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno

Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno

Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno

Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno
 Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf
kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno

Ada afjskfjb sdkfjkjf kgjhkjfh kjfnkdjhf kjdfksjf ksjdfsjf kjsfbsjhfue kdjfkjsdf

kjdfksdjf kjdfbksdjbf kdjfkdjf kdjfhkdjh qwert ruhfbk dfkdnf knd kdgkdjn hfkjdno