Term and demand liabilities offered by your bank and how they are different from each other?

Term liabilities are those liabilities which are to be paid as per terms and conditions decided  between the parties at the specific time
period between the bank and customers while the demand liabilities are those liabilities which are to be paid as per the demand of the
customer.

 2) Discuss different financing facilities offered by the bank, how they are different from each other in terms of type and type of
collateral or security for that loan:

Basically there are following types of financing:

1) Consumer Financing (Card finance facility, personal loan house finance ,Credit cards , Vehicle finance )

2) SME(Small and medium enterprises).

3) Cooperate financing

4) Business finance (demand finance, running finance , trade finance)

3)  Locker Facility offered by your bank:

I t is the additional facility provided by the bank to its customer as per banking practice. Customers have to open the account at first and
then submit the refundable or not refundable securities as per different bank policies. Customer can operate his locker within the banking
hours and for specific peiod.