Workshop 2 - Time Value of Money in Excel

Name:

You´ve got an offer of a 12% nominal interest compounded monthly, what is the
1 annual efective rate?
Datos Variables
Nominal rate 12.00%
NPER 12
EFFECT, INT.EFECTIVO 12.68%

You´ve got an offer of a 12% annual rate, What is the nominal interest
2 compounded monthly?
Datos Variables
TASA EFECTIVA 12.00%
NPER en el año 12
NOMINAL, TASA.NOMINAL
Monthly

3 What is the future value of 20 million pesos invested at a rate of 0,5% of monthly
interest monthly during 5 years?

Rate, TASA
Peri, NPER
Present Value, VA, PV
Future Value, VF, FV

What is the present value of a financial instrument that will pay 10 million pesos
4 every end-year for 10 years and a final pay of 100 million pesos, if the requiered
rate of return is 12% annual?

Rate, TASA
Peri, NPER
Payments, PAGO, PMT
Future Value, VF, FV
Present Value, VA, PV

5 What is the monthly payment for a loan of 50 million pesos, at a annual rate of
15% for 5 year?
Rate, TASA
Peri, NPER
Present Value, VA, PV
Future Value, VF, FV
Payments, PAGO, PMT

6 Using the previous problem values, how long would you paid the loan back if your
monthly payments to the banks are 2 million pesos monthly?
Rate, TASA
 Present Value, VA, PV
Future Value, VF, FV
Payments, PAGO, PMT
Peri, NPER

What is the annual rate of return of an investment that pays 10% semiannual
7 nominal cupon rate with a face value of 100, the maturity is 10 years and the
current market price is -98,55?
Peri, NPER
Present Value, VA, PV
Future Value, VF, FV
Payments, PAGO, PMT
Rate, TASA

You would like to purchase a house, it is valued at 400 million pesos, and the bank says they
finance 70% of the total value, the interest rate is 11% annually for 15 years, and the payments
are monthly, a) what is the monthly payment? b) How much interest and capital do you pay in the
8 84th payment? c) How much interest and capital do you pay during the total period financed?

Rate, TASA
Peri, NPER
Present Value, VA, PV
Future Value, VF, FV
Payments, PAGO, PMT
Specific Period
Interest paid, IPMT, PAGOINT
Capital Paid,PPMT, PAGOPRIN
Initial Specific Period
Final Specific Period
Interest paid, CUMIPMT, PAGO.INT.ENTRE
Capital Paid, CUMPRINC,
PAGO.PRINC.ENTRE
You´ve got the net free cash flow for an investment below, what is the net present value of the
9 FCF if the requiere return is 20% annually, and What is the internal rate of return?

Net Present Value, NPV-VNA

Internal Rate of Returns, IRR-TIR
Discount Rate 20%
Initial Investment -100
Cash Flow 1 20
Cash Flow 2 30
Cash Flow 3 50
Cash Flow 4 70
Cash Flow 5 90

You would like to purchase a house, it is valued at 400 million pesos, and the bank says the
10 finance is for 70% of the total value, the interest rate is 11% annually for 15 years, and the
payments are monthly, complete the amortization table.
 Rate, TASA
Peri, NPER
Present Value, VA, PV
Future Value, VF, FV
Payments, PAGO, PMT

Periods Payments Interest Capital Balance

0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
 87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180