This is to certify that the following Agrarian Reform Beneficiaries (ARBs) had

already attended the Loan Orientation & Finance Literacy Seminar:

1. Melchor S. Joaquin & Jocelyn D. Joaquin

2. Ruben D. Generalao & Panfila L. Generalao
3. Domingo T. Paje & Amelita V. Paje

This certification is issued as one of the requirement under AFFORD-ARBs

financing program of LANDBANK and Department of Agrarian Reform (DAR).

Issued this 23rd day of October 2019 at Brgy. Hall, Mat-I, Claveria Misamis
Oriental.

JIMMY P. ARCO
Assistant Vice President