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foreword

thank God for the almighty presence of God for guidance, grace and guidance, so that I can complete
the report on the implementation of the Internship without any obstruction in the allotted time.

history of independent Islamic banks.


Islamic banks are banks that operate with profit sharing that is not detrimental to parties. in other
words, an Islamic bank is a financial institution that has a main business providing financing and
other services in the payment traffic as well as the circulation of money whose operations are
adjusted to Islamic sharia principles. Islamic bank was founded in 1999.

in Islamic bank products there are several savings including:


1. savings savings
namely rupuiah currency savings to help the implementation of the Hajj & Umrah.

2. pension savings
i.e. savings of rupiah currency based on the principle of mudharabah mutlaqah, which can be
withdrawn at any time based on agreed terms & conditions.

3. sympathetic savings
that is, savings based on the wadiah principle, the withdrawal can be made at any time based on
agreed terms.

supporting factors
1. a clean work environment
which makes me feel comfortable in carrying out the task
2. good and friendly employees
which is what makes me not need much time to adapt to the work environment.
3. science from school
which is very helpful for me in carrying out my work at PT NAK SYARIAH MANDIRI KC
PADANGSIDIMPUAN.

obstacles in the implementation of the machineries are:


1. lack of experience
where experience is the main teacher for the success of a job that we do especially for those
who have not experienced work systems and work procedures in the office
2. lack of students' skills and creativity
who is a new student jumped into the workforce

conclusions
1. after conducting and carrying out industrial work practices I finally learned the truth about
the results obtained from school, as well as gaining knowledge about practical theories and
materials or objects that had never been learned at school.
2. can understand the concepts of non-academic and non-technical concepts in the world of
work, such as maintaining relationships between superiors and subordinates, so that relations
and so on.
Suggestion

1. for companies (PT Syariah Mandiri Bank)


1. It is expected that cooperation between schools with companies will be further enhanced by
providing opportunities for high school students for industrial work practices

2. for the school


1. monitoring of students who are currently in the industry and who are new will carry out the
practice so that it can be further improved so as to convince the company of this internship
program
2. and the teacher always gives motivation and guidance as well as relief to the students who
are practicing

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