BASIC FINANCE PRESENTATION

The
Philippine
National
Bank
PHILIPPINE NATIONAL BANK

PNB’s principal commercial

banking activities and
functions include deposit-
taking, lending, bills
discounting, trade finance,
foreign exchange dealings,

Functions fund transfers, remittance

servicing, asset
management, a full range
of retail banking and trust
services, and treasury
operations.
Its Functions as a Bank
The overall basic operations
01 of any bank such as deposit-
taking, and lending
Bills discounting, trade finance, foreign
exchange dealings, fund transfers,
02 remittance servicing, asset management,
and many more are offered by PNB
Offers services from overseas countries
03 primarily targeted at Filipinos from all
over.
Investment banking, life and non-
04 life insurance, stock brokerage,
leasing and financing services from
US, Canada, and Hong Kong
Domestic footprint of 716 branches and
05 more than 1,500 ATMs located
nationwide
PNB maintains its position with the
06 most extensive international reach
with more than 71 overseas branches
Its Functions as a Bank
The Philippine National Bank’s commercial banking activities and functions are of a wide catalog, such as deposit-
taking, lending, bills discounting, trade finance, foreign exchange dealings, fund transfers, remittance servicing, asset
management, a full range of retail banking and trust services, and treasury operations. Through its subsidiaries and
affiliate, the Bank also engages in full banking services in China and the United Kingdom; banking services in Hong
Kong; and a number of diversified financial and related businesses in the United States, Canada, and Hong Kong such
as such as remittance servicing, investment banking, life and non-life insurance, stock brokerage, and leasing and
financing services. Currently, the Bank has an alleged total domestic footprint of 716 branches and more than 1,500
ATMs inclusively located nationwide.
PHILIPPINE NATIONAL BANK

The Philippine National

Bank was established as a
government-owned
banking institution on July
22, 1916. Its primary

History
mandate was to provide
financial services to
Philippine industry and
agriculture and support the
government's economic
development effort.
Its History as a Bank
It lead the agricultural
Philippine’s first bank to be
01 “Universal”, otherwise offering all- 04 modernization program’ and ‘trade
finance support’ for the Philippines’
round services that a bank can offer.
agricultural exports

Established as a government-owned Introduced many innovations such as

banking institution on July 22, 1916 to Bank on Wheels, computerized
02 provide industrial, agricultural, and 05 banking, Automated Teller Machine
economic help from the government. banking, and more.

PNB functioned as the de facto Central PNB allegedly has the one of the
Bank of the Philippines until 1949 largest number of overseas offices
03 where it was then replaced by Central 06 and one of the largest domestic
Bank branch networks among local banks.
Its History as a Bank
For the PNB’s history, The Philippine National Bank, or P.N.B. for short, is the Philippine’s first bank to be “Universal”. The
Philippine National Bank was established as a government-owned banking institution on July 22, 1916. Its primary mandate was
to provide financial services to Philippine industry and agriculture and support the government's economic development effort.
World War I, then raging in Europe, generated huge demand for the country's major exports namely: sugar, copra, coconut oil,
Manila hemp and tobacco. With PNB’s establishment, Filipinos found a bank of their own. PNB was authorized to grant short and
long-term loans to agriculture and industry. The Filipino farmers then could avail of loans with interest between 8% to 10% per
annum. PNB was also authorized to receive deposits, open foreign credits and rediscount bills. It was also given the special power
to issue circulating notes. As such, PNB has also functioned as the de facto Central Bank of the Philippines until 1949. It was given
the special power to issue circulating notes.
PNB briefly ceased operations in January 1942 but reopened the next month under the supervision of Japanese authorities. After
the Second World War, PNB reopened immediately and acquired the assets and assumed the liabilities of the banking division of
the Bangko Sentral ng Pilipinas. With the establishment of the Central Bank in 1949, PNB's role as issuer of currency notes,
custodianship of bank reserves, sole depository of government funds and clearing house of the banking system had ceased in lieu
of the newly established Central Bank. The Philippine National Bank has led the industry ever since with it’s ‘agricultural
modernization program’ and ‘trade finance support’ for the Philippines’ agricultural exports. In addition, the Bank pioneered
efforts in the Overseas Filipino Worker remittance business and introduced many innovations such as Bank on Wheels,
computerized banking, Automated Teller Machine banking, mobile money changing, domestic traveler’s checks, electronic filing
and payment system for large taxpayers, and Unit Investment Trust Fund ATMs. PNB allegedly has the one of the largest number
of overseas offices and one of the largest domestic branch networks among local banks.
 PHILIPPINE NATIONAL BANK

Citations
Reliable pnb.com.ph/index.php/history
Reliable pnb.com.ph/index.php/corporate-
Philippine
profile The PNB Portal
Stock Exchange
Reliable wikipedia.org
Reliable edge.pse.com.ph
Questionable binixio.ph
Wikipedia BINIXIO
PHILIPPINE NATIONAL BANK

The Full Script

Before we start our presentation, we would like to greet Ms. Galang and our classmates a great morning! As of our current agenda, we are tackling only a portion of the
history and functions of the Philippine National Bank, which was one of the first few banks established in the Philippines.
The Philippine National Bank’s commercial banking activities and functions are of a wide catalog, such as deposit-taking, lending, bills discounting, trade finance, foreign
exchange dealings, fund transfers, remittance servicing, asset management, a full range of retail banking and trust services, and treasury operations. Through its
subsidiaries and affiliate, the Bank also engages in full banking services in China and the United Kingdom; banking services in Hong Kong; and a number of diversified
financial and related businesses in the United States, Canada, and Hong Kong such as such as remittance servicing, investment banking, life and non-life insurance, stock
brokerage, and leasing and financing services. Currently, the Bank has an alleged total domestic footprint of 716 branches and more than 1,500 ATMs inclusively located
nationwide.
For the PNB’s history, The Philippine National Bank, or P.N.B. for short, is the Philippine’s first bank to be “Universal”. The Philippine National Bank was established as a
government-owned banking institution on July 22, 1916. Its primary mandate was to provide financial services to Philippine industry and agriculture and support the
government's economic development effort. World War I, then raging in Europe, generated huge demand for the country's major exports namely: sugar, copra, coconut
oil, Manila hemp and tobacco. With PNB’s establishment, Filipinos found a bank of their own. PNB was authorized to grant short and long-term loans to agriculture and
industry. The Filipino farmers then could avail of loans with interest between 8% to 10% per annum. PNB was also authorized to receive deposits, open foreign credits and
rediscount bills. It was also given the special power to issue circulating notes. As such, PNB has also functioned as the de facto Central Bank of the Philippines until 1949. It
was given the special power to issue circulating notes.
PNB briefly ceased operations in January 1942 but reopened the next month under the supervision of Japanese authorities. After the Second World War, PNB reopened
immediately and acquired the assets and assumed the liabilities of the banking division of the Bangko Sentral ng Pilipinas. With the establishment of the Central Bank in
1949, PNB's role as issuer of currency notes, custodianship of bank reserves, sole depository of government funds and clearing house of the banking system had ceased in
lieu of the newly established Central Bank. The Philippine National Bank has led the industry ever since with it’s ‘agricultural modernization program’ and ‘trade finance
support’ for the Philippines’ agricultural exports. In addition, the Bank pioneered efforts in the Overseas Filipino Worker remittance business and introduced many
innovations such as Bank on Wheels, computerized banking, Automated Teller Machine banking, mobile money changing, domestic traveler’s checks, electronic filing and
payment system for large taxpayers, and Unit Investment Trust Fund ATMs. PNB allegedly has the one of the largest number of overseas offices and one of the largest
domestic branch networks among local banks.
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