Professional Documents
Culture Documents
You should carefully consider the investment objectives, risks, charges and
expenses of any account before investing. For a prospectus that contains this and
other information, please visit TIAA.org, or call 877-518-9161. Please read the
prospectus carefully before investing. Investment, insurance and annuity products
are not Federal Deposit Insurance Corporation (FDIC) insured, are not bank
guaranteed, are not bank deposits, are not insured by any federal government
agency, are not a condition to any banking service or activity, and may lose value.
Nuveen, a subsidiary of TIAA, provides investment advice and portfolio management
services through a dozen affiliated registered investment advisers. TIAA Brokerage
Services is a division of TIAA-CREF Individual & Institutional Services, LLC. TIAA-CREF
Individual & Institutional Services, LLC and Nuveen Securities, LLC, members FINRA,
distribute securities products. CREF variable annuities are issued by College
Retirement Equities Fund, New York, NY. Each of the foregoing is solely responsible
for its own financial condition and contractual obligations.
This material is not intended to be a recommendation or investment advice, does not
constitute a solicitation to buy, sell or hold a security or an investment strategy, and is
not provided in a fiduciary capacity. The information provided does not take into account
the specific objectives or circumstances of any particular investor, or suggest any
specific course of action. Investment decisions should be made based on an investor’s
objectives and circumstances and in consultation with his or her advisors.
©2020 Teachers Insurance and Annuity Association of America—College Retirement Equities Fund,
730 Third Avenue, New York, NY 10017-3206