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Prepared By

Pardeep
Assistant Manager
Ph: 7015685513
This is proposed to

Proposer Details
Name
Age 31
Plan Name 860-Bima Jyoti
Sum Assured 100000
Policy Term 15
PPT 10
DAB Rider 0
AD & DB Rider 100000
Term Rider 0
CIR SA 0
PWB Rider -

First Year Premium


YLY HLY QLY MLY
12651 6389 3227 1075
12106+545 6114+275 3088+139 1029+46

2nd year onwards


YLY HLY QLY MLY
12378 6252 3157 1052
12106+272 6114+138 3088+69 1029+23

Total Premium Rs.124053


Total Returns Rs.175000

Save Rs.34 per day for 10 yrs, and get a bulk


amount of Rs.175000 at Age:46
Year Age Premium Natural Accidntal Returns CashValue Loan

2021 31 12651 130000 230000 0 0 0

2022 32 12378 135000 235000 0 7263 6536

2023 33 12378 140000 240000 0 13544 12189

2024 34 12378 145000 245000 0 27781 25002

2025 35 12378 150000 250000 0 34804 31323

2026 36 12378 155000 255000 0 41897 37707

2027 37 12378 160000 260000 0 49082 44173

2028 38 12378 165000 265000 0 60549 54494

2029 39 12378 170000 270000 0 73194 65874

2030 40 12378 175000 275000 0 87091 78381

2031 41 0 180000 280000 0 102263 92036

2032 42 0 185000 285000 0 118795 106915

2033 43 0 190000 290000 0 136736 123062

2034 44 0 195000 295000 0 156583 140924

2035 45 0 200000 300000 0 167768 150991

2036 46 0 0 0 175000 0 0

0 0 124053 0 0 175000 0 0
You have to pay the premium for 10 yrs
(from Age:31 - Age:40)

If you take the payment mode as yly then you have to pay
Rs.12651 for the first year,from 2nd year onwards Rs.12378

Totally you will pay Rs.124053

At Age-46 you will receive Rs.175000

Natural Risk Cover is Rs.130000-Rs.200000 as shown in the


above table......For example
In case of Natural Death at Age-36, Nominee will receive
Rs.155000

Accidental Risk Cover is Rs.230000-Rs.300000 as shown in the


above table......For example
In case of Accidental Death at Age-36, Nominee will receive
Rs.255000

If you close the policy you will receive the amount as shown in the
above table under CashValue Column.....For example
if you close at Age-38, you will receive Rs.60549

You can take the loan as shown in the above table under Loan
Column.....For example
at Age-38, you can take a loan of Rs.54494

Medical Report: Not Applicable


Disclaimer : The Benefits shown in this presentation are as per the 8% Benefit
illustration of LIC of India, Actual values may vary, depends on the corporation profits
and experience

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