PROJECT REPORT

OF

Tapdiya Wines
ADD:- THANE DIST.THANE 431 401

BY

ASHUTOSH ASHOK TAPDIYA

AT VAIBHAV NAGAR TQ PARBHANI DIST, PARBHANI 431 401

PREPARE D BY

ADV.VIRENDRA SHIVKUMAR LATHKAR & TAX CONSULTANTS

Tax Consultants & GST Practitioner
M.COM,LLB

Add :- A-1 Market, Karegaon Road, Parbhani Tq Dist Parbhani 431 401
 Applicant : - Ahutosh Ashok Tapdiya

PROJECT SUMMARY
PARICULARS

Name of The Proprietor :- Ashutosh Ashok Tapdiya

Address :- Vaibhav Nagar, Parbhani

Main Activities :- Wine Shop

Total Cost Of Project :- 5,00,000

Bank Loan 5,00,000

Repayment Period :- 5 Year

Interest Rate :- 12% p.a.

Debt Service Coverage Ratio 178.00

:-
 Term Loan

Applicant : - Ahutosh Ashok Tapdiya

BANK LOAN REPAYMENT SCHEDULE

PARICULARS Opening Interest Yearly Closing

Balance @ 12% Installment Balance

YEAR :- I 5,00,000 60,000 2,77,200 8,42,800

YEAR :- II 8,42,800 1,01,136 2,77,200 6,66,736

YEAR :- III 6,66,736 80,008 2,77,200 4,69,544

YEAR :- IV 4,69,544 56,345 2,77,200 2,48,690

YEAR :- V 2,48,690 29,843 2,78,532 0

 Applicant ;- Ahutosh Ashok Tapdiya

PROJECT REPORT

A) COST OF THE PROJECT

Particulars Amounts (Rs.)

Purchase of Furniture , Computer with Software, CCTV

Etc. 5,00,000
as per Quottio.

TOTAL 5,00,000

b) MEANS OF FINANCES

Particulars Amounts (Rs.)

Own Capital Contribution 0

Bank Loan 5,00,000

Subsidy 0

subsidy / interest Receivable From.

 TERM LOAN

Applicant : - ASHUTOSH ASHOK TAPDIYA

PROJECTED PROFITABILITY STATEMENT

PARTICULARS YEAR - I YEAR- II YEAR- III YEAR- IV YEAR- V

Sales 2264500 2604175 2994801 3444021 3960625

Purchases/ Direct Exps. 1494100 1821175 2178801 2618821 3124624

Income From operation/G.P. 770400 792000 816000 825200 836000

TOTAL (A) 770400 792000 816000 825200 836000

Bank Interest 120000 101136 80008 56348 29842

admin.exps./ operating Exps. 160000 160000 160000 160000 160000

Salary & Wages , Other Shop Exps. 125800 135800 145800 155800 166800

TOTAL (B) 405800 396936 385808 372148 356642

Profit Befor Tax (A-B) 364600 395064 430192 453052 479358

Provision for Tax - 250000=NIL ABOV 2500000

5730
> 5% UPTO
7253.2
5000009009.6 10152.6 11467.9

Profit after Tax 358870 387810.8 421182.4 442899.4 467890.1

 TERM LOAN

Applicant : - ASHUTOSH ASHOK TAPDIYA

CALCULATION OF RATIOS

PARTICULARS YEAR - I YEAR- II YEAR- III YEAR- IV YEAR- V

Profit AfterTax 358870 387810.8 421182.4 442899.4 467890.1

Interest on Term Loan 120000 101136 80008 56348 29842

Non Cash Exps. 0 0 0 0 0

Profit After Tax Before Interest 478870 488946.8 501190.4 499247.4 497732.1

Loan Installment For Year 2,77,200 2,77,200 2,77,200 2,77,200 2,78,532.00

Debt Service Coverage Ratio 1.73 1.76 1.81 1.80 1.79

Avarage Debt Services Coverage Ratio 1.78

PROPRIETOR
Ashutosh Ashok Tapdiya

DATE : 06/04/2021
PLACE : Thane