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Education Loan Blackbook
Education Loan Blackbook
Sachin sharma
TYBBI
12303A0022
Introduction
• Education loan is the most important aspect from all
point of student or from the point of bank.
Studies in India:
Graduation, Post-graduation including regular technical and
professional Degree/Diploma courses.
Regular Degree/ Diploma Courses conducted by autonomous
institutions like IIT, IIM etc
Study Abroad
Surety Loan
ii) Without collateral or less than 50% collateral securities up to Rs5.00 lakh. 14.50%
Findings
• Most of the people have the bank A/c.
• People are trying to save the money so most of the people are
having saving A/c.
• ICICI bank doesn’t provide Education loan.
• Most of the population has completed their studies in India.
• Most of the population has taken loan for Professional course.
• Most of the population use Atm facility by bank because one
can easily remove money By using Debit Card.
• Most of the populations are aware of education loan.
Conclusions
Education Loan is taken by a student who doesn't have money to
study further .This Loan is provided by bank or financial
institution. One can easily complete his study by taking loan .
Repayment will commence one year after completion of course
or 6 months after securing a job, whichever is earlier.
As the comparison is between SBI & Abhyudaya cooperative
bank As per the survey conducted sbi provided better service
than abhyudaya co operative bank. Sbi Loan amount is greater
than abhyudaya co operative bank. Where as Interest charge by
co operative bank is greater than SBI.
Thank you