TABLA DE AMORTIZACION MODELO CUOTA FIJA( AN

PARAMETROS DE ENTRADA
VALOR DEL CREDITO $ 180,000,000 COMPROBACIONES
TIPO DE CREDITO 5. VIVIENDA TOT AMORT
TASA EFECTIVA ANUAL 9.500% TOT CUOTAS
PLAZO EN AÑOS 20
CUOTAS X AÑO 12 TASA MIN
CALCULOS INICIALES TASA MAX
TASA DEL PERIODO 0.759%
NUMERO TOTAL DE CUOTAS 240
CUOTA FIJA $ 1,632,244

PERIODO SALDO INICIAL INTERESES AMORTIZACION CUOTA

1 180,000,000 1,366,476 265,768 1,632,244
2 179,734,232 1,364,459 267,786 1,632,244
3 179,466,446 1,362,426 269,819 1,632,244
4 179,196,628 1,360,377 271,867 1,632,244
5 178,924,761 1,358,313 273,931 1,632,244
6 178,650,830 1,356,234 276,010 1,632,244
7 178,374,820 1,354,139 278,106 1,632,244
8 178,096,714 1,352,027 280,217 1,632,244
9 177,816,497 1,349,900 282,344 1,632,244
10 177,534,153 1,347,757 284,488 1,632,244
11 177,249,666 1,345,597 286,647 1,632,244
12 176,963,018 1,343,421 288,823 1,632,244
13 176,674,195 1,341,228 291,016 1,632,244
14 176,383,179 1,339,019 293,225 1,632,244
15 176,089,954 1,336,793 295,451 1,632,244
16 175,794,502 1,334,550 297,694 1,632,244
17 175,496,808 1,332,290 299,954 1,632,244
18 175,196,854 1,330,013 302,231 1,632,244
19 174,894,623 1,327,719 304,526 1,632,244
20 174,590,097 1,325,407 306,838 1,632,244
21 174,283,259 1,323,077 309,167 1,632,244
22 173,974,093 1,320,730 311,514 1,632,244
23 173,662,579 1,318,365 313,879 1,632,244
24 173,348,700 1,315,983 316,262 1,632,244
25 173,032,438 1,313,582 318,663 1,632,244
26 172,713,776 1,311,163 321,082 1,632,244
27 172,392,694 1,308,725 323,519 1,632,244
28 172,069,175 1,306,269 325,975 1,632,244
29 171,743,200 1,303,794 328,450 1,632,244
30 171,414,750 1,301,301 330,943 1,632,244
31 171,083,807 1,298,789 333,456 1,632,244
32 170,750,351 1,296,257 335,987 1,632,244
33 170,414,364 1,293,706 338,538 1,632,244
34 170,075,826 1,291,136 341,108 1,632,244
35 169,734,718 1,288,547 343,697 1,632,244
36 169,391,021 1,285,938 346,306 1,632,244
37 169,044,715 1,283,309 348,935 1,632,244
38 168,695,779 1,280,660 351,584 1,632,244
39 168,344,195 1,277,991 354,253 1,632,244
40 167,989,941 1,275,301 356,943 1,632,244
41 167,632,999 1,272,592 359,653 1,632,244
42 167,273,346 1,269,861 362,383 1,632,244
43 166,910,963 1,267,110 365,134 1,632,244
44 166,545,829 1,264,338 367,906 1,632,244
45 166,177,923 1,261,545 370,699 1,632,244
46 165,807,225 1,258,731 373,513 1,632,244
47 165,433,712 1,255,896 376,349 1,632,244
48 165,057,363 1,253,039 379,206 1,632,244
49 164,678,157 1,250,160 382,084 1,632,244
50 164,296,073 1,247,259 384,985 1,632,244
51 163,911,088 1,244,337 387,908 1,632,244
52 163,523,181 1,241,392 390,852 1,632,244
53 163,132,328 1,238,425 393,820 1,632,244
54 162,738,509 1,235,435 396,809 1,632,244
55 162,341,699 1,232,423 399,822 1,632,244
56 161,941,878 1,229,387 402,857 1,632,244
57 161,539,021 1,226,329 405,915 1,632,244
58 161,133,106 1,223,247 408,997 1,632,244
59 160,724,109 1,220,143 412,102 1,632,244
60 160,312,007 1,217,014 415,230 1,632,244
61 159,896,777 1,213,862 418,382 1,632,244
62 159,478,395 1,210,686 421,559 1,632,244
63 159,056,836 1,207,485 424,759 1,632,244
64 158,632,078 1,204,261 427,983 1,632,244
65 158,204,094 1,201,012 431,232 1,632,244
66 157,772,862 1,197,738 434,506 1,632,244
67 157,338,356 1,194,440 437,805 1,632,244
68 156,900,551 1,191,116 441,128 1,632,244
69 156,459,423 1,187,767 444,477 1,632,244
70 156,014,946 1,184,393 447,851 1,632,244
71 155,567,094 1,180,993 451,251 1,632,244
72 155,115,843 1,177,567 454,677 1,632,244
73 154,661,166 1,174,116 458,129 1,632,244
74 154,203,037 1,170,638 461,607 1,632,244
75 153,741,431 1,167,133 465,111 1,632,244
76 153,276,320 1,163,602 468,642 1,632,244
77 152,807,678 1,160,045 472,199 1,632,244
78 152,335,479 1,156,460 475,784 1,632,244
79 151,859,694 1,152,848 479,396 1,632,244
80 151,380,298 1,149,209 483,035 1,632,244
81 150,897,263 1,145,542 486,702 1,632,244
82 150,410,560 1,141,847 490,397 1,632,244
83 149,920,163 1,138,124 494,120 1,632,244
 84 149,426,043 1,134,373 497,871 1,632,244
85 148,928,172 1,130,593 501,651 1,632,244
86 148,426,521 1,126,785 505,459 1,632,244
87 147,921,061 1,122,948 509,296 1,632,244
88 147,411,765 1,119,081 513,163 1,632,244
89 146,898,602 1,115,186 517,058 1,632,244
90 146,381,544 1,111,261 520,984 1,632,244
91 145,860,560 1,107,305 524,939 1,632,244
92 145,335,621 1,103,320 528,924 1,632,244
93 144,806,698 1,099,305 532,939 1,632,244
94 144,273,758 1,095,259 536,985 1,632,244
95 143,736,773 1,091,183 541,062 1,632,244
96 143,195,712 1,087,075 545,169 1,632,244
97 142,650,543 1,082,936 549,308 1,632,244
98 142,101,235 1,078,766 553,478 1,632,244
99 141,547,757 1,074,565 557,680 1,632,244
100 140,990,078 1,070,331 561,913 1,632,244
101 140,428,164 1,066,065 566,179 1,632,244
102 139,861,985 1,061,767 570,477 1,632,244
103 139,291,508 1,057,436 574,808 1,632,244
104 138,716,700 1,053,073 579,172 1,632,244
105 138,137,529 1,048,676 583,568 1,632,244
106 137,553,960 1,044,246 587,999 1,632,244
107 136,965,962 1,039,782 592,462 1,632,244
108 136,373,499 1,035,284 596,960 1,632,244
109 135,776,539 1,030,752 601,492 1,632,244
110 135,175,047 1,026,186 606,058 1,632,244
111 134,568,989 1,021,585 610,659 1,632,244
112 133,958,330 1,016,949 615,295 1,632,244
113 133,343,035 1,012,278 619,966 1,632,244
114 132,723,069 1,007,572 624,672 1,632,244
115 132,098,396 1,002,830 629,415 1,632,244
116 131,468,982 998,051 634,193 1,632,244
117 130,834,789 993,237 639,007 1,632,244
118 130,195,781 988,386 643,858 1,632,244
119 129,551,923 983,498 648,746 1,632,244
120 128,903,177 978,573 653,671 1,632,244
121 128,249,505 973,611 658,634 1,632,244
122 127,590,872 968,610 663,634 1,632,244
123 126,927,238 963,572 668,672 1,632,244
124 126,258,566 958,496 673,748 1,632,244
125 125,584,818 953,381 678,863 1,632,244
126 124,905,955 948,228 684,016 1,632,244
127 124,221,939 943,035 689,209 1,632,244
128 123,532,730 937,803 694,441 1,632,244
129 122,838,289 932,531 699,713 1,632,244
130 122,138,575 927,219 705,025 1,632,244
131 121,433,550 921,867 710,377 1,632,244
132 120,723,173 916,474 715,770 1,632,244
133 120,007,403 911,040 721,204 1,632,244
134 119,286,199 905,565 726,679 1,632,244
135 118,559,520 900,049 732,196 1,632,244
136 117,827,325 894,490 737,754 1,632,244
137 117,089,571 888,889 743,355 1,632,244
138 116,346,216 883,246 748,998 1,632,244
139 115,597,218 877,560 754,684 1,632,244
140 114,842,534 871,831 760,413 1,632,244
141 114,082,121 866,058 766,186 1,632,244
142 113,315,935 860,242 772,002 1,632,244
143 112,543,933 854,381 777,863 1,632,244
144 111,766,069 848,476 783,768 1,632,244
145 110,982,301 842,526 789,718 1,632,244
146 110,192,583 836,531 795,713 1,632,244
147 109,396,869 830,490 801,754 1,632,244
148 108,595,115 824,404 807,841 1,632,244
149 107,787,275 818,271 813,973 1,632,244
150 106,973,301 812,091 820,153 1,632,244
151 106,153,149 805,865 826,379 1,632,244
152 105,326,770 799,592 832,652 1,632,244
153 104,494,117 793,271 838,974 1,632,244
154 103,655,144 786,902 845,343 1,632,244
155 102,809,801 780,484 851,760 1,632,244
156 101,958,041 774,018 858,226 1,632,244
157 101,099,815 767,503 864,742 1,632,244
158 100,235,073 760,938 871,306 1,632,244
159 99,363,767 754,323 877,921 1,632,244
160 98,485,846 747,659 884,586 1,632,244
161 97,601,261 740,943 891,301 1,632,244
162 96,709,960 734,177 898,067 1,632,244
163 95,811,893 727,359 904,885 1,632,244
164 94,907,008 720,490 911,754 1,632,244
165 93,995,253 713,568 918,676 1,632,244
166 93,076,577 706,594 925,650 1,632,244
167 92,150,927 699,567 932,677 1,632,244
168 91,218,250 692,486 939,758 1,632,244
169 90,278,492 685,352 946,892 1,632,244
170 89,331,600 678,164 954,080 1,632,244
171 88,377,520 670,921 961,323 1,632,244
172 87,416,196 663,623 968,621 1,632,244
173 86,447,575 656,270 975,974 1,632,244
174 85,471,601 648,861 983,384 1,632,244
175 84,488,217 641,395 990,849 1,632,244
176 83,497,368 633,873 998,371 1,632,244
177 82,498,997 626,294 1,005,950 1,632,244
178 81,493,047 618,657 1,013,587 1,632,244
179 80,479,460 610,963 1,021,282 1,632,244
180 79,458,178 603,209 1,029,035 1,632,244
181 78,429,143 595,398 1,036,847 1,632,244
182 77,392,297 587,526 1,044,718 1,632,244
183 76,347,579 579,595 1,052,649 1,632,244
184 75,294,930 571,604 1,060,640 1,632,244
185 74,234,290 563,552 1,068,692 1,632,244
186 73,165,598 555,439 1,076,805 1,632,244
187 72,088,793 547,265 1,084,980 1,632,244
188 71,003,813 539,028 1,093,216 1,632,244
189 69,910,597 530,729 1,101,516 1,632,244
190 68,809,081 522,366 1,109,878 1,632,244
191 67,699,203 513,941 1,118,303 1,632,244
192 66,580,900 505,451 1,126,793 1,632,244
193 65,454,107 496,897 1,135,347 1,632,244
194 64,318,760 488,278 1,143,966 1,632,244
195 63,174,794 479,594 1,152,651 1,632,244
196 62,022,143 470,843 1,161,401 1,632,244
197 60,860,742 462,026 1,170,218 1,632,244
198 59,690,524 453,143 1,179,102 1,632,244
199 58,511,423 444,191 1,188,053 1,632,244
200 57,323,370 435,172 1,197,072 1,632,244
201 56,126,298 426,085 1,206,159 1,632,244
202 54,920,139 416,928 1,215,316 1,632,244
203 53,704,823 407,702 1,224,542 1,632,244
204 52,480,280 398,406 1,233,838 1,632,244
205 51,246,442 389,039 1,243,205 1,632,244
206 50,003,237 379,601 1,252,643 1,632,244
207 48,750,594 370,092 1,262,152 1,632,244
208 47,488,442 360,510 1,271,734 1,632,244
209 46,216,707 350,856 1,281,388 1,632,244
210 44,935,319 341,128 1,291,116 1,632,244
211 43,644,203 331,326 1,300,918 1,632,244
212 42,343,285 321,451 1,310,794 1,632,244
213 41,032,491 311,500 1,320,745 1,632,244
214 39,711,747 301,473 1,330,771 1,632,244
215 38,380,976 291,370 1,340,874 1,632,244
216 37,040,102 281,191 1,351,053 1,632,244
217 35,689,049 270,935 1,361,310 1,632,244
218 34,327,739 260,600 1,371,644 1,632,244
219 32,956,095 250,187 1,382,057 1,632,244
220 31,574,038 239,695 1,392,549 1,632,244
221 30,181,490 229,124 1,403,120 1,632,244
222 28,778,369 218,472 1,413,772 1,632,244
223 27,364,597 207,739 1,424,505 1,632,244
224 25,940,092 196,925 1,435,319 1,632,244
225 24,504,773 186,029 1,446,215 1,632,244
226 23,058,557 175,050 1,457,194 1,632,244
227 21,601,363 163,987 1,468,257 1,632,244
228 20,133,106 152,841 1,479,403 1,632,244
229 18,653,703 141,610 1,490,634 1,632,244
230 17,163,069 130,294 1,501,950 1,632,244
231 15,661,119 118,892 1,513,352 1,632,244
232 14,147,767 107,403 1,524,841 1,632,244
233 12,622,926 95,827 1,536,417 1,632,244
234 11,086,509 84,164 1,548,081 1,632,244
235 9,538,428 72,411 1,559,833 1,632,244
236 7,978,596 60,570 1,571,674 1,632,244
237 6,406,921 48,638 1,583,606 1,632,244
238 4,823,315 36,616 1,595,628 1,632,244
239 3,227,687 24,503 1,607,741 1,632,244
240 1,619,946 12,298 1,619,946 1,632,244
DE AMORTIZACION MODELO CUOTA FIJA( ANUALIDAD)

COMPROBACIONES TIPO CREDITO TASA MIN TASA MAX

$ 180,000,000 1. CONSUMO 25% 30%
$ 180,000,000 2. LIBRE INVERSION 18% 24%
3. VEHICULO 11.50% 13%
8.000% 4. ESTUDIO 8.50% 12%
11.000% 5. VIVIENDA 8% 11%

SALDO FINAL AÑO

179,734,232 1
179,466,446 1
179,196,628 1
178,924,761 1
178,650,830 1
178,374,820 1
178,096,714 1
177,816,497 1
177,534,153 1
177,249,666 1
176,963,018 1
176,674,195 1
176,383,179 2
176,089,954 2
175,794,502 2
175,496,808 2
175,196,854 2
174,894,623 2
174,590,097 2
174,283,259 2
173,974,093 2
173,662,579 2
173,348,700 2
173,032,438 2
172,713,776 3
172,392,694 3
172,069,175 3
171,743,200 3
171,414,750 3
171,083,807 3
170,750,351 3
170,414,364 3
170,075,826 3
169,734,718 3
169,391,021 3
169,044,715 3
168,695,779 4
168,344,195 4
167,989,941 4
167,632,999 4
167,273,346 4
166,910,963 4
166,545,829 4
166,177,923 4
165,807,225 4
165,433,712 4
165,057,363 4
164,678,157 4
164,296,073 5
163,911,088 5
163,523,181 5
163,132,328 5
162,738,509 5
162,341,699 5
161,941,878 5
161,539,021 5
161,133,106 5
160,724,109 5
160,312,007 5
159,896,777 5
159,478,395 6
159,056,836 6
158,632,078 6
158,204,094 6
157,772,862 6
157,338,356 6
156,900,551 6
156,459,423 6
156,014,946 6
155,567,094 6
155,115,843 6
154,661,166 6
154,203,037 7
153,741,431 7
153,276,320 7
152,807,678 7
152,335,479 7
151,859,694 7
151,380,298 7
150,897,263 7
150,410,560 7
149,920,163 7
149,426,043 7
148,928,172 7
148,426,521 8
147,921,061 8
147,411,765 8
146,898,602 8
146,381,544 8
145,860,560 8
145,335,621 8
144,806,698 8
144,273,758 8
143,736,773 8
143,195,712 8
142,650,543 8
142,101,235 9
141,547,757 9
140,990,078 9
140,428,164 9
139,861,985 9
139,291,508 9
138,716,700 9
138,137,529 9
137,553,960 9
136,965,962 9
136,373,499 9
135,776,539 9
135,175,047 10
134,568,989 10
133,958,330 10
133,343,035 10
132,723,069 10
132,098,396 10
131,468,982 10
130,834,789 10
130,195,781 10
129,551,923 10
128,903,177 10
128,249,505 10
127,590,872 11
126,927,238 11
126,258,566 11
125,584,818 11
124,905,955 11
124,221,939 11
123,532,730 11
122,838,289 11
122,138,575 11
121,433,550 11
120,723,173 11
120,007,403 11
119,286,199 12
118,559,520 12
117,827,325 12
117,089,571 12
116,346,216 12
115,597,218 12
114,842,534 12
114,082,121 12
113,315,935 12
112,543,933 12
111,766,069 12
110,982,301 12
110,192,583 13
109,396,869 13
108,595,115 13
107,787,275 13
106,973,301 13
106,153,149 13
105,326,770 13
104,494,117 13
103,655,144 13
102,809,801 13
101,958,041 13
101,099,815 13
100,235,073 14
99,363,767 14
98,485,846 14
97,601,261 14
96,709,960 14
95,811,893 14
94,907,008 14
93,995,253 14
93,076,577 14
92,150,927 14
91,218,250 14
90,278,492 14
89,331,600 15
88,377,520 15
87,416,196 15
86,447,575 15
85,471,601 15
84,488,217 15
83,497,368 15
82,498,997 15
81,493,047 15
80,479,460 15
79,458,178 15
78,429,143 15
77,392,297 16
76,347,579 16
75,294,930 16
74,234,290 16
73,165,598 16
72,088,793 16
71,003,813 16
69,910,597 16
68,809,081 16
67,699,203 16
66,580,900 16
65,454,107 16
64,318,760 17
63,174,794 17
62,022,143 17
60,860,742 17
59,690,524 17
58,511,423 17
57,323,370 17
56,126,298 17
54,920,139 17
53,704,823 17
52,480,280 17
51,246,442 17
50,003,237 18
48,750,594 18
47,488,442 18
46,216,707 18
44,935,319 18
43,644,203 18
42,343,285 18
41,032,491 18
39,711,747 18
38,380,976 18
37,040,102 18
35,689,049 18
34,327,739 19
32,956,095 19
31,574,038 19
30,181,490 19
28,778,369 19
27,364,597 19
25,940,092 19
24,504,773 19
23,058,557 19
21,601,363 19
20,133,106 19
18,653,703 19
17,163,069 20
15,661,119 20
14,147,767 20
12,622,926 20
11,086,509 20
9,538,428 20
7,978,596 20
6,406,921 20
4,823,315 20
3,227,687 20
1,619,946 20
0 20
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
N° AÑOS
0.5
1
1.5
2
2.5
3
3.5
4
4.5
5
5.5
6
6.5
7
7.5
8
8.5
9
9.5
10
10.5
11
11.5
12
12.5
13
13.5
14
14.5
15
15.5
16
16.5
17
17.5
 18
18.5
19
19.5
20
20.5
21
21.5
22
22.5
23
23.5
24
24.5
25
25.5
26
26.5
27
27.5
28
28.5
29
29.5
30
 TABLA DE AMORTIZACION CONSTANTE (LINEAL)
PARAMETROS DE ENTRADA
VALOR DEL CREDITO $ 180,000,000 COMPROBACIONES
TIPO DE CREDITO 5. VIVIENDA TOT AMORT
TASA EFECTIVA ANUAL 9.500% VALOR PRESE
PLAZO EN AÑOS 20
CUOTAS X AÑO 12 TASA MIN
CALCULOS INICIALES TASA MAX
TASA DEL PERIODO 0.759%
NUMERO TOTAL DE CUOTAS 240
AMORTIZACION CONSTANTE 750,000

PERIODO SALDO INICIAL INTERESES AMORTIZACION CUOTA

1 180,000,000 1,366,476 750,000 2,116,476
2 179,250,000 1,360,783 750,000 2,110,783
3 178,500,000 1,355,089 750,000 2,105,089
4 177,750,000 1,349,395 750,000 2,099,395
5 177,000,000 1,343,702 750,000 2,093,702
6 176,250,000 1,338,008 750,000 2,088,008
7 175,500,000 1,332,314 750,000 2,082,314
8 174,750,000 1,326,621 750,000 2,076,621
9 174,000,000 1,320,927 750,000 2,070,927
10 173,250,000 1,315,233 750,000 2,065,233
11 172,500,000 1,309,540 750,000 2,059,540
12 171,750,000 1,303,846 750,000 2,053,846
13 171,000,000 1,298,152 750,000 2,048,152
14 170,250,000 1,292,459 750,000 2,042,459
15 169,500,000 1,286,765 750,000 2,036,765
16 168,750,000 1,281,071 750,000 2,031,071
17 168,000,000 1,275,378 750,000 2,025,378
18 167,250,000 1,269,684 750,000 2,019,684
19 166,500,000 1,263,990 750,000 2,013,990
20 165,750,000 1,258,297 750,000 2,008,297
21 165,000,000 1,252,603 750,000 2,002,603
22 164,250,000 1,246,910 750,000 1,996,910
23 163,500,000 1,241,216 750,000 1,991,216
24 162,750,000 1,235,522 750,000 1,985,522
25 162,000,000 1,229,829 750,000 1,979,829
26 161,250,000 1,224,135 750,000 1,974,135
27 160,500,000 1,218,441 750,000 1,968,441
28 159,750,000 1,212,748 750,000 1,962,748
29 159,000,000 1,207,054 750,000 1,957,054
30 158,250,000 1,201,360 750,000 1,951,360
31 157,500,000 1,195,667 750,000 1,945,667
32 156,750,000 1,189,973 750,000 1,939,973
33 156,000,000 1,184,279 750,000 1,934,279
34 155,250,000 1,178,586 750,000 1,928,586
35 154,500,000 1,172,892 750,000 1,922,892
36 153,750,000 1,167,198 750,000 1,917,198
37 153,000,000 1,161,505 750,000 1,911,505
38 152,250,000 1,155,811 750,000 1,905,811
39 151,500,000 1,150,117 750,000 1,900,117
40 150,750,000 1,144,424 750,000 1,894,424
41 150,000,000 1,138,730 750,000 1,888,730
42 149,250,000 1,133,036 750,000 1,883,036
43 148,500,000 1,127,343 750,000 1,877,343
44 147,750,000 1,121,649 750,000 1,871,649
45 147,000,000 1,115,956 750,000 1,865,956
46 146,250,000 1,110,262 750,000 1,860,262
47 145,500,000 1,104,568 750,000 1,854,568
48 144,750,000 1,098,875 750,000 1,848,875
49 144,000,000 1,093,181 750,000 1,843,181
50 143,250,000 1,087,487 750,000 1,837,487
51 142,500,000 1,081,794 750,000 1,831,794
52 141,750,000 1,076,100 750,000 1,826,100
53 141,000,000 1,070,406 750,000 1,820,406
54 140,250,000 1,064,713 750,000 1,814,713
55 139,500,000 1,059,019 750,000 1,809,019
56 138,750,000 1,053,325 750,000 1,803,325
57 138,000,000 1,047,632 750,000 1,797,632
58 137,250,000 1,041,938 750,000 1,791,938
59 136,500,000 1,036,244 750,000 1,786,244
60 135,750,000 1,030,551 750,000 1,780,551
61 135,000,000 1,024,857 750,000 1,774,857
62 134,250,000 1,019,163 750,000 1,769,163
63 133,500,000 1,013,470 750,000 1,763,470
64 132,750,000 1,007,776 750,000 1,757,776
65 132,000,000 1,002,083 750,000 1,752,083
66 131,250,000 996,389 750,000 1,746,389
67 130,500,000 990,695 750,000 1,740,695
68 129,750,000 985,002 750,000 1,735,002
69 129,000,000 979,308 750,000 1,729,308
70 128,250,000 973,614 750,000 1,723,614
71 127,500,000 967,921 750,000 1,717,921
72 126,750,000 962,227 750,000 1,712,227
73 126,000,000 956,533 750,000 1,706,533
74 125,250,000 950,840 750,000 1,700,840
75 124,500,000 945,146 750,000 1,695,146
76 123,750,000 939,452 750,000 1,689,452
77 123,000,000 933,759 750,000 1,683,759
78 122,250,000 928,065 750,000 1,678,065
79 121,500,000 922,371 750,000 1,672,371
80 120,750,000 916,678 750,000 1,666,678
81 120,000,000 910,984 750,000 1,660,984
82 119,250,000 905,290 750,000 1,655,290
83 118,500,000 899,597 750,000 1,649,597
 84 117,750,000 893,903 750,000 1,643,903
85 117,000,000 888,210 750,000 1,638,210
86 116,250,000 882,516 750,000 1,632,516
87 115,500,000 876,822 750,000 1,626,822
88 114,750,000 871,129 750,000 1,621,129
89 114,000,000 865,435 750,000 1,615,435
90 113,250,000 859,741 750,000 1,609,741
91 112,500,000 854,048 750,000 1,604,048
92 111,750,000 848,354 750,000 1,598,354
93 111,000,000 842,660 750,000 1,592,660
94 110,250,000 836,967 750,000 1,586,967
95 109,500,000 831,273 750,000 1,581,273
96 108,750,000 825,579 750,000 1,575,579
97 108,000,000 819,886 750,000 1,569,886
98 107,250,000 814,192 750,000 1,564,192
99 106,500,000 808,498 750,000 1,558,498
100 105,750,000 802,805 750,000 1,552,805
101 105,000,000 797,111 750,000 1,547,111
102 104,250,000 791,417 750,000 1,541,417
103 103,500,000 785,724 750,000 1,535,724
104 102,750,000 780,030 750,000 1,530,030
105 102,000,000 774,336 750,000 1,524,336
106 101,250,000 768,643 750,000 1,518,643
107 100,500,000 762,949 750,000 1,512,949
108 99,750,000 757,256 750,000 1,507,256
109 99,000,000 751,562 750,000 1,501,562
110 98,250,000 745,868 750,000 1,495,868
111 97,500,000 740,175 750,000 1,490,175
112 96,750,000 734,481 750,000 1,484,481
113 96,000,000 728,787 750,000 1,478,787
114 95,250,000 723,094 750,000 1,473,094
115 94,500,000 717,400 750,000 1,467,400
116 93,750,000 711,706 750,000 1,461,706
117 93,000,000 706,013 750,000 1,456,013
118 92,250,000 700,319 750,000 1,450,319
119 91,500,000 694,625 750,000 1,444,625
120 90,750,000 688,932 750,000 1,438,932
121 90,000,000 683,238 750,000 1,433,238
122 89,250,000 677,544 750,000 1,427,544
123 88,500,000 671,851 750,000 1,421,851
124 87,750,000 666,157 750,000 1,416,157
125 87,000,000 660,463 750,000 1,410,463
126 86,250,000 654,770 750,000 1,404,770
127 85,500,000 649,076 750,000 1,399,076
128 84,750,000 643,383 750,000 1,393,383
129 84,000,000 637,689 750,000 1,387,689
130 83,250,000 631,995 750,000 1,381,995
131 82,500,000 626,302 750,000 1,376,302
132 81,750,000 620,608 750,000 1,370,608
133 81,000,000 614,914 750,000 1,364,914
134 80,250,000 609,221 750,000 1,359,221
135 79,500,000 603,527 750,000 1,353,527
136 78,750,000 597,833 750,000 1,347,833
137 78,000,000 592,140 750,000 1,342,140
138 77,250,000 586,446 750,000 1,336,446
139 76,500,000 580,752 750,000 1,330,752
140 75,750,000 575,059 750,000 1,325,059
141 75,000,000 569,365 750,000 1,319,365
142 74,250,000 563,671 750,000 1,313,671
143 73,500,000 557,978 750,000 1,307,978
144 72,750,000 552,284 750,000 1,302,284
145 72,000,000 546,590 750,000 1,296,590
146 71,250,000 540,897 750,000 1,290,897
147 70,500,000 535,203 750,000 1,285,203
148 69,750,000 529,510 750,000 1,279,510
149 69,000,000 523,816 750,000 1,273,816
150 68,250,000 518,122 750,000 1,268,122
151 67,500,000 512,429 750,000 1,262,429
152 66,750,000 506,735 750,000 1,256,735
153 66,000,000 501,041 750,000 1,251,041
154 65,250,000 495,348 750,000 1,245,348
155 64,500,000 489,654 750,000 1,239,654
156 63,750,000 483,960 750,000 1,233,960
157 63,000,000 478,267 750,000 1,228,267
158 62,250,000 472,573 750,000 1,222,573
159 61,500,000 466,879 750,000 1,216,879
160 60,750,000 461,186 750,000 1,211,186
161 60,000,000 455,492 750,000 1,205,492
162 59,250,000 449,798 750,000 1,199,798
163 58,500,000 444,105 750,000 1,194,105
164 57,750,000 438,411 750,000 1,188,411
165 57,000,000 432,717 750,000 1,182,717
166 56,250,000 427,024 750,000 1,177,024
167 55,500,000 421,330 750,000 1,171,330
168 54,750,000 415,637 750,000 1,165,637
169 54,000,000 409,943 750,000 1,159,943
170 53,250,000 404,249 750,000 1,154,249
171 52,500,000 398,556 750,000 1,148,556
172 51,750,000 392,862 750,000 1,142,862
173 51,000,000 387,168 750,000 1,137,168
174 50,250,000 381,475 750,000 1,131,475
175 49,500,000 375,781 750,000 1,125,781
176 48,750,000 370,087 750,000 1,120,087
177 48,000,000 364,394 750,000 1,114,394
178 47,250,000 358,700 750,000 1,108,700
179 46,500,000 353,006 750,000 1,103,006
180 45,750,000 347,313 750,000 1,097,313
181 45,000,000 341,619 408,381 750,000
182 44,591,619 338,519 411,481 750,000
183 44,180,138 335,395 414,605 750,000
184 43,765,533 332,248 417,752 750,000
185 43,347,780 329,076 420,924 750,000
186 42,926,857 325,881 424,119 750,000
187 42,502,737 322,661 427,339 750,000
188 42,075,398 319,417 430,583 750,000
189 41,644,815 316,148 433,852 750,000
190 41,210,963 312,854 437,146 750,000
191 40,773,818 309,536 440,464 750,000
192 40,333,353 306,192 443,808 750,000
193 39,889,545 302,823 447,177 750,000
194 39,442,368 299,428 450,572 750,000
195 38,991,796 296,008 453,992 750,000
196 38,537,804 292,561 457,439 750,000
197 38,080,365 289,088 460,912 750,000
198 37,619,453 285,589 464,411 750,000
199 37,155,043 282,064 467,936 750,000
200 36,687,107 278,511 471,489 750,000
201 36,215,618 274,932 475,068 750,000
202 35,740,550 271,326 478,674 750,000
203 35,261,876 267,692 482,308 750,000
204 34,779,567 264,030 485,970 750,000
205 34,293,598 260,341 489,659 750,000
206 33,803,939 256,624 493,376 750,000
207 33,310,563 252,878 497,122 750,000
208 32,813,441 249,104 500,896 750,000
209 32,312,545 245,302 504,698 750,000
210 31,807,847 241,470 508,530 750,000
211 31,299,317 237,610 512,390 750,000
212 30,786,927 233,720 516,280 750,000
213 30,270,647 229,801 520,199 750,000
214 29,750,448 225,852 524,148 750,000
215 29,226,299 221,872 528,128 750,000
216 28,698,172 217,863 532,137 750,000
217 28,166,035 213,823 536,177 750,000
218 27,629,858 209,753 540,247 750,000
219 27,089,611 205,652 544,348 750,000
220 26,545,263 201,519 548,481 750,000
221 25,996,782 197,355 552,645 750,000
222 25,444,138 193,160 556,840 750,000
223 24,887,298 188,933 561,067 750,000
224 24,326,231 184,673 565,327 750,000
225 23,760,904 180,382 569,618 750,000
226 23,191,286 176,057 573,943 750,000
227 22,617,343 171,700 578,300 750,000
228 22,039,044 167,310 582,690 750,000
229 21,456,354 162,887 587,113 750,000
230 20,869,240 158,430 591,570 750,000
231 20,277,670 153,939 596,061 750,000
232 19,681,609 149,414 600,586 750,000
233 19,081,022 144,854 605,146 750,000
234 18,475,876 140,260 609,740 750,000
235 17,866,137 135,631 614,369 750,000
236 17,251,768 130,967 619,033 750,000
237 16,632,735 126,268 623,732 750,000
238 16,009,003 121,533 628,467 750,000
239 15,380,536 116,762 633,238 750,000
240 14,747,298 111,955 638,045 750,000
NTE (LINEAL)

COMPROBACIONES TIPO CREDITO TASA MIN TASA MAX

$ 165,890,747 1. CONSUMO 25% 30%
$ 177,702,679 2. LIBRE INVERSION 18% 24%
3. VEHICULO 11.50% 13%
8.000% 4. ESTUDIO 8.50% 12%
11.000% 5. VIVIENDA 8% 11%

SALDO FINAL AÑO

179,250,000 1
178,500,000 1
177,750,000 1
177,000,000 1
176,250,000 1
175,500,000 1
174,750,000 1
174,000,000 1
173,250,000 1
172,500,000 1
171,750,000 1
171,000,000 1
170,250,000 2
169,500,000 2
168,750,000 2
168,000,000 2
167,250,000 2
166,500,000 2
165,750,000 2
165,000,000 2
164,250,000 2
163,500,000 2
162,750,000 2
162,000,000 2
161,250,000 3
160,500,000 3
159,750,000 3
159,000,000 3
158,250,000 3
157,500,000 3
156,750,000 3
156,000,000 3
155,250,000 3
154,500,000 3
153,750,000 3
153,000,000 3
152,250,000 4
151,500,000 4
150,750,000 4
150,000,000 4
149,250,000 4
148,500,000 4
147,750,000 4
147,000,000 4
146,250,000 4
145,500,000 4
144,750,000 4
144,000,000 4
143,250,000 5
142,500,000 5
141,750,000 5
141,000,000 5
140,250,000 5
139,500,000 5
138,750,000 5
138,000,000 5
137,250,000 5
136,500,000 5
135,750,000 5
135,000,000 5
134,250,000 6
133,500,000 6
132,750,000 6
132,000,000 6
131,250,000 6
130,500,000 6
129,750,000 6
129,000,000 6
128,250,000 6
127,500,000 6
126,750,000 6
126,000,000 6
125,250,000 7
124,500,000 7
123,750,000 7
123,000,000 7
122,250,000 7
121,500,000 7
120,750,000 7
120,000,000 7
119,250,000 7
118,500,000 7
117,750,000 7
117,000,000 7
116,250,000 8
115,500,000 8
114,750,000 8
114,000,000 8
113,250,000 8
112,500,000 8
111,750,000 8
111,000,000 8
110,250,000 8
109,500,000 8
108,750,000 8
108,000,000 8
107,250,000 9
106,500,000 9
105,750,000 9
105,000,000 9
104,250,000 9
103,500,000 9
102,750,000 9
102,000,000 9
101,250,000 9
100,500,000 9
99,750,000 9
99,000,000 9
98,250,000 10
97,500,000 10
96,750,000 10
96,000,000 10
95,250,000 10
94,500,000 10
93,750,000 10
93,000,000 10
92,250,000 10
91,500,000 10
90,750,000 10
90,000,000 10
89,250,000 11
88,500,000 11
87,750,000 11
87,000,000 11
86,250,000 11
85,500,000 11
84,750,000 11
84,000,000 11
83,250,000 11
82,500,000 11
81,750,000 11
81,000,000 11
80,250,000 12
79,500,000 12
78,750,000 12
78,000,000 12
77,250,000 12
76,500,000 12
75,750,000 12
75,000,000 12
74,250,000 12
73,500,000 12
72,750,000 12
72,000,000 12
71,250,000 13
70,500,000 13
69,750,000 13
69,000,000 13
68,250,000 13
67,500,000 13
66,750,000 13
66,000,000 13
65,250,000 13
64,500,000 13
63,750,000 13
63,000,000 13
62,250,000 14
61,500,000 14
60,750,000 14
60,000,000 14
59,250,000 14
58,500,000 14
57,750,000 14
57,000,000 14
56,250,000 14
55,500,000 14
54,750,000 14
54,000,000 14
53,250,000 15
52,500,000 15
51,750,000 15
51,000,000 15
50,250,000 15
49,500,000 15
48,750,000 15
48,000,000 15
47,250,000 15
46,500,000 15
45,750,000 15
45,000,000 15
44,591,619 16
44,180,138 16
43,765,533 16
43,347,780 16
42,926,857 16
42,502,737 16
42,075,398 16
41,644,815 16
41,210,963 16
40,773,818 16
40,333,353 16
39,889,545 16
39,442,368 17
38,991,796 17
38,537,804 17
38,080,365 17
37,619,453 17
37,155,043 17
36,687,107 17
36,215,618 17
35,740,550 17
35,261,876 17
34,779,567 17
34,293,598 17
33,803,939 18
33,310,563 18
32,813,441 18
32,312,545 18
31,807,847 18
31,299,317 18
30,786,927 18
30,270,647 18
29,750,448 18
29,226,299 18
28,698,172 18
28,166,035 18
27,629,858 19
27,089,611 19
26,545,263 19
25,996,782 19
25,444,138 19
24,887,298 19
24,326,231 19
23,760,904 19
23,191,286 19
22,617,343 19
22,039,044 19
21,456,354 19
20,869,240 20
20,277,670 20
19,681,609 20
19,081,022 20
18,475,876 20
17,866,137 20
17,251,768 20
16,632,735 20
16,009,003 20
15,380,536 20
14,747,298 20
14,109,253 20
N° AÑOS
0.5
1
1.5
2
2.5
3
3.5
4
4.5
5
5.5
6
6.5
7
7.5
8
8.5
9
9.5
10
10.5
11
11.5
12
12.5
13
13.5
14
14.5
15
15.5
16
16.5
17
17.5
 18
18.5
19
19.5
20
20.5
21
21.5
22
22.5
23
23.5
24
24.5
25
25.5
26
26.5
27
27.5
28
28.5
29
29.5
30
 CUOTA FIJA AMORTIZACION CONSTANTE
AÑO INTERESES CAPITAL INTERESES CAPITAL
1 $ 16,261,125 $ 3,325,805 $ 16,021,933 $ 9,000,000
2 $ 15,945,174 $ 3,641,757 $ 15,202,047 $ 9,000,000
3 $ 15,599,207 $ 3,987,724 $ 14,382,162 $ 9,000,000
4 $ 15,220,373 $ 4,366,557 $ 13,562,276 $ 9,000,000
5 $ 14,805,550 $ 4,781,380 $ 12,742,390 $ 9,000,000
6 $ 14,351,319 $ 5,235,611 $ 11,922,505 $ 9,000,000
7 $ 13,853,936 $ 5,732,994 $ 11,102,619 $ 9,000,000
8 $ 13,309,302 $ 6,277,629 $ 10,282,733 $ 9,000,000
9 $ 12,712,927 $ 6,874,004 $ 9,462,847 $ 9,000,000
10 $ 12,059,897 $ 7,527,034 $ 8,642,962 $ 9,000,000
11 $ 11,344,828 $ 8,242,102 $ 7,823,076 $ 9,000,000
12 $ 10,561,829 $ 9,025,102 $ 7,003,190 $ 9,000,000
13 $ 9,704,444 $ 9,882,487 $ 6,183,305 $ 9,000,000
14 $ 8,765,608 $ 10,821,323 $ 5,363,419 $ 9,000,000
15 $ 7,737,582 $ 11,849,348 $ 4,543,533 $ 9,000,000
$ 101,570,857
MES AÑO
1 1
2 1
3 1
4 1
5 1
6 1
7 1
8 1
9 1
10 1
11 1
12 1
13 2
14 2
15 2
16 2
17 2
18 2
19 2
20 2
21 2
22 2
23 2
24 2
25 3
26 3
27 3
28 3
29 3
30 3
31 3
32 3
33 3
34 3
35 3
36 3
 TABLA DE AMORTIZACION MODELO CUO
PARAMETROS DE ENTRADA
VALOR DEL CREDITO $ 60,000,000
TIPO DE CREDITO 3. VEHICULO
TASA EFECTIVA ANUAL 12.000%
PLAZO EN AÑOS 5
CUOTAS X AÑO 12
CUOTA EXTRAORDINARIA $ 2,500,000
INTERVALO CUOTA EXTRA 6
CALCULOS INICIALES
TASA DEL PERIODO 0.949%
NUMERO TOTAL DE CUOTAS 60
CUOTA FIJA $ 1,316,142

PERIODO SALDO INICIAL INTERESES AMORTIZACION CUOTA EXTRA

1 60,000,000 569,328 746,814
2 59,253,186 562,241 753,901
3 58,499,285 555,088 761,054
4 57,738,231 547,866 768,276
5 56,969,956 540,576 775,566
6 56,194,390 533,217 782,925
7 55,411,465 525,788 790,354
8 54,621,111 518,288 797,853
9 53,823,258 510,718 805,424
10 53,017,834 503,075 813,067
11 52,204,767 495,360 820,782
12 51,383,986 487,572 828,570
13 50,555,416 479,710 836,432
14 49,718,984 471,773 844,369
15 48,874,616 463,761 852,381
16 48,022,235 455,673 860,469
17 47,161,766 447,508 868,634
18 46,293,133 439,266 876,876
19 45,416,257 430,945 885,196
20 44,531,061 422,546 893,596
21 43,637,465 414,067 902,075
22 42,735,390 405,507 910,634
23 41,824,756 396,866 919,275
24 40,905,480 388,144 927,998
25 39,977,482 379,338 936,804
26 39,040,678 370,449 945,693
27 38,094,986 361,475 954,666
28 37,140,319 352,417 963,725
29 36,176,594 343,272 972,870
30 35,203,725 334,041 982,101
31 34,221,624 324,722 991,420
32 33,230,204 315,315 1,000,827
33 32,229,377 305,818 1,010,324
34 31,219,053 296,231 1,019,911
35 30,199,142 286,553 1,029,588
36 29,169,554 276,784 1,039,358
37 28,130,196 266,922 1,049,220
38 27,080,976 256,966 1,059,176
39 26,021,800 246,915 1,069,226
40 24,952,574 236,770 1,079,372
41 23,873,202 226,528 1,089,614
42 22,783,588 216,189 1,099,953
43 21,683,635 205,752 1,110,390
44 20,573,245 195,215 1,120,926
45 19,452,318 184,579 1,131,563
46 18,320,755 173,842 1,142,300
47 17,178,455 163,003 1,153,139
48 16,025,316 152,061 1,164,081
49 14,861,236 141,015 1,175,127
50 13,686,109 129,865 1,186,277
51 12,499,832 118,608 1,197,533
52 11,302,299 107,245 1,208,897
53 10,093,402 95,774 1,220,368
54 8,873,034 84,194 1,231,947
55 7,641,087 72,505 1,243,637
56 6,397,450 60,704 1,255,438
57 5,142,012 48,791 1,267,350
58 3,874,662 36,766 1,279,376
59 2,595,286 24,626 1,291,516
60 1,303,771 12,371 1,303,771
ABLA DE AMORTIZACION MODELO CUOTA FIJA CON CUOTAS EXTRAS

COMPROBACIONES TIPO CREDITO TASA MIN

TOT AMORT $ 60,000,000 1. CONSUMO 25%
TOT CUOTAS $ 60,000,000 2. LIBRE INVERSION 18%
3. VEHICULO 11.50%
TASA MIN 11.500% 4. ESTUDIO 8.50%
TASA MAX 13.000% 5. VIVIENDA 8%

CUOTA SALDO FINAL AÑO

1,316,142 59,253,186 1
1,316,142 58,499,285 1
1,316,142 57,738,231 1
1,316,142 56,969,956 1
1,316,142 56,194,390 1
1,316,142 55,411,465 1
1,316,142 54,621,111 1
1,316,142 53,823,258 1
1,316,142 53,017,834 1
1,316,142 52,204,767 1
1,316,142 51,383,986 1
1,316,142 50,555,416 1
1,316,142 49,718,984 2
1,316,142 48,874,616 2
1,316,142 48,022,235 2
1,316,142 47,161,766 2
1,316,142 46,293,133 2
1,316,142 45,416,257 2
1,316,142 44,531,061 2
1,316,142 43,637,465 2
1,316,142 42,735,390 2
1,316,142 41,824,756 2
1,316,142 40,905,480 2
1,316,142 39,977,482 2
1,316,142 39,040,678 3
1,316,142 38,094,986 3
1,316,142 37,140,319 3
1,316,142 36,176,594 3
1,316,142 35,203,725 3
1,316,142 34,221,624 3
1,316,142 33,230,204 3
1,316,142 32,229,377 3
1,316,142 31,219,053 3
1,316,142 30,199,142 3
1,316,142 29,169,554 3
1,316,142 28,130,196 3
1,316,142 27,080,976 4
1,316,142 26,021,800 4
1,316,142 24,952,574 4
1,316,142 23,873,202 4
1,316,142 22,783,588 4
1,316,142 21,683,635 4
1,316,142 20,573,245 4
1,316,142 19,452,318 4
1,316,142 18,320,755 4
1,316,142 17,178,455 4
1,316,142 16,025,316 4
1,316,142 14,861,236 4
1,316,142 13,686,109 5
1,316,142 12,499,832 5
1,316,142 11,302,299 5
1,316,142 10,093,402 5
1,316,142 8,873,034 5
1,316,142 7,641,087 5
1,316,142 6,397,450 5
1,316,142 5,142,012 5
1,316,142 3,874,662 5
1,316,142 2,595,286 5
1,316,142 1,303,771 5
1,316,142 0 5
TASA MAX
30%
24%
13%
12%
11%

N° AÑOS
0.5
1
1.5
2
2.5
3
3.5
4
4.5
5
5.5
6
6.5
7
7.5
8
8.5
9
9.5
10
10.5
11
11.5
12
12.5
13
13.5
14
14.5
15
15.5
16
16.5
17
17.5
 18
18.5
19
19.5
20
20.5
21
21.5
22
22.5
23
23.5
24
24.5
25
25.5
26
26.5
27
27.5
28
28.5
29
29.5
30
 TABLA DE AMORTIZACION CONSTANTE (LINEAL)
PARAMETROS DE ENTRADA
VALOR DEL CREDITO $ 180,000,000 COMPROBACIONES
TIPO DE CREDITO 5. VIVIENDA TOT AMORT
TASA EFECTIVA ANUAL 9.500% VALOR PRESE
PLAZO EN AÑOS 20
CUOTAS X AÑO 12 TASA MIN
CUOTA EXTRAORDINARIA TASA MAX
INTERVALO CUOTA EXTRA
CALCULOS INICIALES
TASA DEL PERIODO 0.759%
NUMERO TOTAL DE CUOTAS 240
AMORTIZACION CONSTANTE 750,000

PERIODO SALDO INICIAL INTERESES AMORTIZACION CUOTA

1 180,000,000 1,366,476 750,000 2,116,476
2 179,250,000 1,360,783 750,000 2,110,783
3 178,500,000 1,355,089 750,000 2,105,089
4 177,750,000 1,349,395 750,000 2,099,395
5 177,000,000 1,343,702 750,000 2,093,702
6 176,250,000 1,338,008 750,000 2,088,008
7 175,500,000 1,332,314 750,000 2,082,314
8 174,750,000 1,326,621 750,000 2,076,621
9 174,000,000 1,320,927 750,000 2,070,927
10 173,250,000 1,315,233 750,000 2,065,233
11 172,500,000 1,309,540 750,000 2,059,540
12 171,750,000 1,303,846 750,000 2,053,846
13 171,000,000 1,298,152 750,000 2,048,152
14 170,250,000 1,292,459 750,000 2,042,459
15 169,500,000 1,286,765 750,000 2,036,765
16 168,750,000 1,281,071 750,000 2,031,071
17 168,000,000 1,275,378 750,000 2,025,378
18 167,250,000 1,269,684 750,000 2,019,684
19 166,500,000 1,263,990 750,000 2,013,990
20 165,750,000 1,258,297 750,000 2,008,297
21 165,000,000 1,252,603 750,000 2,002,603
22 164,250,000 1,246,910 750,000 1,996,910
23 163,500,000 1,241,216 750,000 1,991,216
24 162,750,000 1,235,522 750,000 1,985,522
25 162,000,000 1,229,829 750,000 1,979,829
26 161,250,000 1,224,135 750,000 1,974,135
27 160,500,000 1,218,441 750,000 1,968,441
28 159,750,000 1,212,748 750,000 1,962,748
29 159,000,000 1,207,054 750,000 1,957,054
30 158,250,000 1,201,360 750,000 1,951,360
31 157,500,000 1,195,667 750,000 1,945,667
32 156,750,000 1,189,973 750,000 1,939,973
33 156,000,000 1,184,279 750,000 1,934,279
34 155,250,000 1,178,586 750,000 1,928,586
35 154,500,000 1,172,892 750,000 1,922,892
36 153,750,000 1,167,198 750,000 1,917,198
37 153,000,000 1,161,505 750,000 1,911,505
38 152,250,000 1,155,811 750,000 1,905,811
39 151,500,000 1,150,117 750,000 1,900,117
40 150,750,000 1,144,424 750,000 1,894,424
41 150,000,000 1,138,730 750,000 1,888,730
42 149,250,000 1,133,036 750,000 1,883,036
43 148,500,000 1,127,343 750,000 1,877,343
44 147,750,000 1,121,649 750,000 1,871,649
45 147,000,000 1,115,956 750,000 1,865,956
46 146,250,000 1,110,262 750,000 1,860,262
47 145,500,000 1,104,568 750,000 1,854,568
48 144,750,000 1,098,875 750,000 1,848,875
49 144,000,000 1,093,181 750,000 1,843,181
50 143,250,000 1,087,487 750,000 1,837,487
51 142,500,000 1,081,794 750,000 1,831,794
52 141,750,000 1,076,100 750,000 1,826,100
53 141,000,000 1,070,406 750,000 1,820,406
54 140,250,000 1,064,713 750,000 1,814,713
55 139,500,000 1,059,019 750,000 1,809,019
56 138,750,000 1,053,325 750,000 1,803,325
57 138,000,000 1,047,632 750,000 1,797,632
58 137,250,000 1,041,938 750,000 1,791,938
59 136,500,000 1,036,244 750,000 1,786,244
60 135,750,000 1,030,551 750,000 1,780,551
61 135,000,000 1,024,857 750,000 1,774,857
62 134,250,000 1,019,163 750,000 1,769,163
63 133,500,000 1,013,470 750,000 1,763,470
64 132,750,000 1,007,776 750,000 1,757,776
65 132,000,000 1,002,083 750,000 1,752,083
66 131,250,000 996,389 750,000 1,746,389
67 130,500,000 990,695 750,000 1,740,695
68 129,750,000 985,002 750,000 1,735,002
69 129,000,000 979,308 750,000 1,729,308
70 128,250,000 973,614 750,000 1,723,614
71 127,500,000 967,921 750,000 1,717,921
72 126,750,000 962,227 750,000 1,712,227
73 126,000,000 956,533 750,000 1,706,533
74 125,250,000 950,840 750,000 1,700,840
75 124,500,000 945,146 750,000 1,695,146
76 123,750,000 939,452 750,000 1,689,452
77 123,000,000 933,759 750,000 1,683,759
78 122,250,000 928,065 750,000 1,678,065
79 121,500,000 922,371 750,000 1,672,371
80 120,750,000 916,678 750,000 1,666,678
81 120,000,000 910,984 750,000 1,660,984
 82 119,250,000 905,290 750,000 1,655,290
83 118,500,000 899,597 750,000 1,649,597
84 117,750,000 893,903 750,000 1,643,903
85 117,000,000 888,210 750,000 1,638,210
86 116,250,000 882,516 750,000 1,632,516
87 115,500,000 876,822 750,000 1,626,822
88 114,750,000 871,129 750,000 1,621,129
89 114,000,000 865,435 750,000 1,615,435
90 113,250,000 859,741 750,000 1,609,741
91 112,500,000 854,048 750,000 1,604,048
92 111,750,000 848,354 750,000 1,598,354
93 111,000,000 842,660 750,000 1,592,660
94 110,250,000 836,967 750,000 1,586,967
95 109,500,000 831,273 750,000 1,581,273
96 108,750,000 825,579 750,000 1,575,579
97 108,000,000 819,886 750,000 1,569,886
98 107,250,000 814,192 750,000 1,564,192
99 106,500,000 808,498 750,000 1,558,498
100 105,750,000 802,805 750,000 1,552,805
101 105,000,000 797,111 750,000 1,547,111
102 104,250,000 791,417 750,000 1,541,417
103 103,500,000 785,724 750,000 1,535,724
104 102,750,000 780,030 750,000 1,530,030
105 102,000,000 774,336 750,000 1,524,336
106 101,250,000 768,643 750,000 1,518,643
107 100,500,000 762,949 750,000 1,512,949
108 99,750,000 757,256 750,000 1,507,256
109 99,000,000 751,562 750,000 1,501,562
110 98,250,000 745,868 750,000 1,495,868
111 97,500,000 740,175 750,000 1,490,175
112 96,750,000 734,481 750,000 1,484,481
113 96,000,000 728,787 750,000 1,478,787
114 95,250,000 723,094 750,000 1,473,094
115 94,500,000 717,400 750,000 1,467,400
116 93,750,000 711,706 750,000 1,461,706
117 93,000,000 706,013 750,000 1,456,013
118 92,250,000 700,319 750,000 1,450,319
119 91,500,000 694,625 750,000 1,444,625
120 90,750,000 688,932 750,000 1,438,932
121 90,000,000 683,238 750,000 1,433,238
122 89,250,000 677,544 750,000 1,427,544
123 88,500,000 671,851 750,000 1,421,851
124 87,750,000 666,157 750,000 1,416,157
125 87,000,000 660,463 750,000 1,410,463
126 86,250,000 654,770 750,000 1,404,770
127 85,500,000 649,076 750,000 1,399,076
128 84,750,000 643,383 750,000 1,393,383
129 84,000,000 637,689 750,000 1,387,689
130 83,250,000 631,995 750,000 1,381,995
131 82,500,000 626,302 750,000 1,376,302
132 81,750,000 620,608 750,000 1,370,608
133 81,000,000 614,914 750,000 1,364,914
134 80,250,000 609,221 750,000 1,359,221
135 79,500,000 603,527 750,000 1,353,527
136 78,750,000 597,833 750,000 1,347,833
137 78,000,000 592,140 750,000 1,342,140
138 77,250,000 586,446 750,000 1,336,446
139 76,500,000 580,752 750,000 1,330,752
140 75,750,000 575,059 750,000 1,325,059
141 75,000,000 569,365 750,000 1,319,365
142 74,250,000 563,671 750,000 1,313,671
143 73,500,000 557,978 750,000 1,307,978
144 72,750,000 552,284 750,000 1,302,284
145 72,000,000 546,590 750,000 1,296,590
146 71,250,000 540,897 750,000 1,290,897
147 70,500,000 535,203 750,000 1,285,203
148 69,750,000 529,510 750,000 1,279,510
149 69,000,000 523,816 750,000 1,273,816
150 68,250,000 518,122 750,000 1,268,122
151 67,500,000 512,429 750,000 1,262,429
152 66,750,000 506,735 750,000 1,256,735
153 66,000,000 501,041 750,000 1,251,041
154 65,250,000 495,348 750,000 1,245,348
155 64,500,000 489,654 750,000 1,239,654
156 63,750,000 483,960 750,000 1,233,960
157 63,000,000 478,267 750,000 1,228,267
158 62,250,000 472,573 750,000 1,222,573
159 61,500,000 466,879 750,000 1,216,879
160 60,750,000 461,186 750,000 1,211,186
161 60,000,000 455,492 750,000 1,205,492
162 59,250,000 449,798 750,000 1,199,798
163 58,500,000 444,105 750,000 1,194,105
164 57,750,000 438,411 750,000 1,188,411
165 57,000,000 432,717 750,000 1,182,717
166 56,250,000 427,024 750,000 1,177,024
167 55,500,000 421,330 750,000 1,171,330
168 54,750,000 415,637 750,000 1,165,637
169 54,000,000 409,943 750,000 1,159,943
170 53,250,000 404,249 750,000 1,154,249
171 52,500,000 398,556 750,000 1,148,556
172 51,750,000 392,862 750,000 1,142,862
173 51,000,000 387,168 750,000 1,137,168
174 50,250,000 381,475 750,000 1,131,475
175 49,500,000 375,781 750,000 1,125,781
176 48,750,000 370,087 750,000 1,120,087
177 48,000,000 364,394 750,000 1,114,394
178 47,250,000 358,700 750,000 1,108,700
179 46,500,000 353,006 750,000 1,103,006
180 45,750,000 347,313 750,000 1,097,313
181 45,000,000 341,619 408,381 750,000
182 44,591,619 338,519 411,481 750,000
183 44,180,138 335,395 414,605 750,000
184 43,765,533 332,248 417,752 750,000
185 43,347,780 329,076 420,924 750,000
186 42,926,857 325,881 424,119 750,000
187 42,502,737 322,661 427,339 750,000
188 42,075,398 319,417 430,583 750,000
189 41,644,815 316,148 433,852 750,000
190 41,210,963 312,854 437,146 750,000
191 40,773,818 309,536 440,464 750,000
192 40,333,353 306,192 443,808 750,000
193 39,889,545 302,823 447,177 750,000
194 39,442,368 299,428 450,572 750,000
195 38,991,796 296,008 453,992 750,000
196 38,537,804 292,561 457,439 750,000
197 38,080,365 289,088 460,912 750,000
198 37,619,453 285,589 464,411 750,000
199 37,155,043 282,064 467,936 750,000
200 36,687,107 278,511 471,489 750,000
201 36,215,618 274,932 475,068 750,000
202 35,740,550 271,326 478,674 750,000
203 35,261,876 267,692 482,308 750,000
204 34,779,567 264,030 485,970 750,000
205 34,293,598 260,341 489,659 750,000
206 33,803,939 256,624 493,376 750,000
207 33,310,563 252,878 497,122 750,000
208 32,813,441 249,104 500,896 750,000
209 32,312,545 245,302 504,698 750,000
210 31,807,847 241,470 508,530 750,000
211 31,299,317 237,610 512,390 750,000
212 30,786,927 233,720 516,280 750,000
213 30,270,647 229,801 520,199 750,000
214 29,750,448 225,852 524,148 750,000
215 29,226,299 221,872 528,128 750,000
216 28,698,172 217,863 532,137 750,000
217 28,166,035 213,823 536,177 750,000
218 27,629,858 209,753 540,247 750,000
219 27,089,611 205,652 544,348 750,000
220 26,545,263 201,519 548,481 750,000
221 25,996,782 197,355 552,645 750,000
222 25,444,138 193,160 556,840 750,000
223 24,887,298 188,933 561,067 750,000
224 24,326,231 184,673 565,327 750,000
225 23,760,904 180,382 569,618 750,000
226 23,191,286 176,057 573,943 750,000
227 22,617,343 171,700 578,300 750,000
228 22,039,044 167,310 582,690 750,000
229 21,456,354 162,887 587,113 750,000
230 20,869,240 158,430 591,570 750,000
231 20,277,670 153,939 596,061 750,000
232 19,681,609 149,414 600,586 750,000
233 19,081,022 144,854 605,146 750,000
234 18,475,876 140,260 609,740 750,000
235 17,866,137 135,631 614,369 750,000
236 17,251,768 130,967 619,033 750,000
237 16,632,735 126,268 623,732 750,000
238 16,009,003 121,533 628,467 750,000
239 15,380,536 116,762 633,238 750,000
240 14,747,298 111,955 638,045 750,000
NTE (LINEAL)

COMPROBACIONES TIPO CREDITO TASA MIN TASA MAX

$ 165,890,747 1. CONSUMO 25% 30%
$ 177,702,679 2. LIBRE INVERSION 18% 24%
3. VEHICULO 11.50% 13%
8.000% 4. ESTUDIO 8.50% 12%
11.000% 5. VIVIENDA 8% 11%

SALDO FINAL AÑO

179,250,000 1
178,500,000 1
177,750,000 1
177,000,000 1
176,250,000 1
175,500,000 1
174,750,000 1
174,000,000 1
173,250,000 1
172,500,000 1
171,750,000 1
171,000,000 1
170,250,000 2
169,500,000 2
168,750,000 2
168,000,000 2
167,250,000 2
166,500,000 2
165,750,000 2
165,000,000 2
164,250,000 2
163,500,000 2
162,750,000 2
162,000,000 2
161,250,000 3
160,500,000 3
159,750,000 3
159,000,000 3
158,250,000 3
157,500,000 3
156,750,000 3
156,000,000 3
155,250,000 3
154,500,000 3
153,750,000 3
153,000,000 3
152,250,000 4
151,500,000 4
150,750,000 4
150,000,000 4
149,250,000 4
148,500,000 4
147,750,000 4
147,000,000 4
146,250,000 4
145,500,000 4
144,750,000 4
144,000,000 4
143,250,000 5
142,500,000 5
141,750,000 5
141,000,000 5
140,250,000 5
139,500,000 5
138,750,000 5
138,000,000 5
137,250,000 5
136,500,000 5
135,750,000 5
135,000,000 5
134,250,000 6
133,500,000 6
132,750,000 6
132,000,000 6
131,250,000 6
130,500,000 6
129,750,000 6
129,000,000 6
128,250,000 6
127,500,000 6
126,750,000 6
126,000,000 6
125,250,000 7
124,500,000 7
123,750,000 7
123,000,000 7
122,250,000 7
121,500,000 7
120,750,000 7
120,000,000 7
119,250,000 7
118,500,000 7
117,750,000 7
117,000,000 7
116,250,000 8
115,500,000 8
114,750,000 8
114,000,000 8
113,250,000 8
112,500,000 8
111,750,000 8
111,000,000 8
110,250,000 8
109,500,000 8
108,750,000 8
108,000,000 8
107,250,000 9
106,500,000 9
105,750,000 9
105,000,000 9
104,250,000 9
103,500,000 9
102,750,000 9
102,000,000 9
101,250,000 9
100,500,000 9
99,750,000 9
99,000,000 9
98,250,000 10
97,500,000 10
96,750,000 10
96,000,000 10
95,250,000 10
94,500,000 10
93,750,000 10
93,000,000 10
92,250,000 10
91,500,000 10
90,750,000 10
90,000,000 10
89,250,000 11
88,500,000 11
87,750,000 11
87,000,000 11
86,250,000 11
85,500,000 11
84,750,000 11
84,000,000 11
83,250,000 11
82,500,000 11
81,750,000 11
81,000,000 11
80,250,000 12
79,500,000 12
78,750,000 12
78,000,000 12
77,250,000 12
76,500,000 12
75,750,000 12
75,000,000 12
74,250,000 12
73,500,000 12
72,750,000 12
72,000,000 12
71,250,000 13
70,500,000 13
69,750,000 13
69,000,000 13
68,250,000 13
67,500,000 13
66,750,000 13
66,000,000 13
65,250,000 13
64,500,000 13
63,750,000 13
63,000,000 13
62,250,000 14
61,500,000 14
60,750,000 14
60,000,000 14
59,250,000 14
58,500,000 14
57,750,000 14
57,000,000 14
56,250,000 14
55,500,000 14
54,750,000 14
54,000,000 14
53,250,000 15
52,500,000 15
51,750,000 15
51,000,000 15
50,250,000 15
49,500,000 15
48,750,000 15
48,000,000 15
47,250,000 15
46,500,000 15
45,750,000 15
45,000,000 15
44,591,619 16
44,180,138 16
43,765,533 16
43,347,780 16
42,926,857 16
42,502,737 16
42,075,398 16
41,644,815 16
41,210,963 16
40,773,818 16
40,333,353 16
39,889,545 16
39,442,368 17
38,991,796 17
38,537,804 17
38,080,365 17
37,619,453 17
37,155,043 17
36,687,107 17
36,215,618 17
35,740,550 17
35,261,876 17
34,779,567 17
34,293,598 17
33,803,939 18
33,310,563 18
32,813,441 18
32,312,545 18
31,807,847 18
31,299,317 18
30,786,927 18
30,270,647 18
29,750,448 18
29,226,299 18
28,698,172 18
28,166,035 18
27,629,858 19
27,089,611 19
26,545,263 19
25,996,782 19
25,444,138 19
24,887,298 19
24,326,231 19
23,760,904 19
23,191,286 19
22,617,343 19
22,039,044 19
21,456,354 19
20,869,240 20
20,277,670 20
19,681,609 20
19,081,022 20
18,475,876 20
17,866,137 20
17,251,768 20
16,632,735 20
16,009,003 20
15,380,536 20
14,747,298 20
14,109,253 20
N° AÑOS
0.5
1
1.5
2
2.5
3
3.5
4
4.5
5
5.5
6
6.5
7
7.5
8
8.5
9
9.5
10
10.5
11
11.5
12
12.5
13
13.5
14
14.5
15
15.5
16
16.5
 17
17.5
18
18.5
19
19.5
20
20.5
21
21.5
22
22.5
23
23.5
24
24.5
25
25.5
26
26.5
27
27.5
28
28.5
29
29.5
30
 CUOTA FIJA CON PERIODO DE GRACIA
PARAMETROS DE ENTRADA
VALOR DEL CREDITO $ 100,000,000 COMPROBACIONES
TIPO DE CREDITO 2. LIBRE INVERSION TOT AMORT
TASA EFECTIVA ANUAL 18.000% TOT CUOTAS
PLAZO EN AÑOS 6
CUOTAS X AÑO 12 TASA MIN
PERIODO DE GRACIA 12 TASA MAX
CALCULOS INICIALES
TASA DEL PERIODO 1.389%
NUMERO TOTAL DE CUOTAS 72
NÚMERO DE CUOTAS DE AMORT. 60
CUOTA FIJA 2,467,340

PERIODO SALDO INICIAL INTERESES AMORTIZACION

1 100,000,000 1,388,843 0
2 100,000,000 1,388,843 0
3 100,000,000 1,388,843 0
4 100,000,000 1,388,843 0
5 100,000,000 1,388,843 0
6 100,000,000 1,388,843 0
7 100,000,000 1,388,843 0
8 100,000,000 1,388,843 0
9 100,000,000 1,388,843 0
10 100,000,000 1,388,843 0
11 100,000,000 1,388,843 0
12 100,000,000 1,388,843 0
13 100,000,000 1,388,843 1,078,497
14 98,921,503 1,373,864 1,093,476
15 97,828,027 1,358,678 1,108,662
16 96,719,365 1,343,280 1,124,060
17 95,595,305 1,327,669 1,139,671
18 94,455,633 1,311,840 1,155,500
19 93,300,134 1,295,792 1,171,548
20 92,128,586 1,279,521 1,187,819
21 90,940,767 1,263,025 1,204,316
22 89,736,452 1,246,298 1,221,042
23 88,515,410 1,229,340 1,238,000
24 87,277,410 1,212,146 1,255,194
25 86,022,216 1,194,714 1,272,627
26 84,749,589 1,177,039 1,290,301
27 83,459,288 1,159,119 1,308,222
28 82,151,066 1,140,949 1,326,391
29 80,824,675 1,122,528 1,344,812
30 79,479,863 1,103,851 1,363,490
31 78,116,373 1,084,914 1,382,426
32 76,733,947 1,065,714 1,401,626
33 75,332,321 1,046,248 1,421,092
34 73,911,229 1,026,511 1,440,829
35 72,470,399 1,006,500 1,460,840
36 71,009,559 986,211 1,481,129
37 69,528,430 965,641 1,501,699
38 68,026,731 944,785 1,522,556
39 66,504,175 923,639 1,543,702
40 64,960,474 902,199 1,565,141
41 63,395,333 880,462 1,586,878
42 61,808,454 858,422 1,608,918
43 60,199,537 836,077 1,631,263
44 58,568,273 813,421 1,653,919
45 56,914,355 790,451 1,676,889
46 55,237,466 767,162 1,700,178
47 53,537,287 743,549 1,723,791
48 51,813,496 719,608 1,747,732
49 50,065,764 695,335 1,772,005
50 48,293,759 670,725 1,796,616
51 46,497,143 645,772 1,821,568
52 44,675,575 620,474 1,846,867
53 42,828,708 594,824 1,872,517
54 40,956,192 568,817 1,898,523
55 39,057,669 542,450 1,924,890
56 37,132,778 515,716 1,951,624
57 35,181,154 488,611 1,978,729
58 33,202,425 461,130 2,006,211
59 31,196,215 433,266 2,034,074
60 29,162,141 405,016 2,062,324
61 27,099,817 376,374 2,090,966
62 25,008,851 347,334 2,120,006
63 22,888,844 317,890 2,149,450
64 20,739,394 288,038 2,179,303
65 18,560,092 257,771 2,209,570
66 16,350,522 227,083 2,240,257
67 14,110,265 195,969 2,271,371
68 11,838,894 164,424 2,302,916
69 9,535,978 132,440 2,334,900
70 7,201,078 100,012 2,367,328
71 4,833,749 67,133 2,400,207
72 2,433,542 33,798 2,433,542
FIJA CON PERIODO DE GRACIA CON PAGO DE INTERESES

COMPROBACIONES TIPO CREDITO TASA MIN TASA MAX

100,000,000 1. CONSUMO 25% 30%
100,000,000 2. LIBRE INVERSION 18% 24%
3. VEHICULO 11.50% 13%
18.000% 4. ESTUDIO 8.50% 12%
24.000% 5. VIVIENDA 8% 11%

CUOTA SALDO FINAL AÑO

1,388,843 100,000,000 1
1,388,843 100,000,000 1
1,388,843 100,000,000 1
1,388,843 100,000,000 1
1,388,843 100,000,000 1
1,388,843 100,000,000 1
1,388,843 100,000,000 1
1,388,843 100,000,000 1
1,388,843 100,000,000 1
1,388,843 100,000,000 1
1,388,843 100,000,000 1
1,388,843 100,000,000 1
2,467,340 98,921,503 2
2,467,340 97,828,027 2
2,467,340 96,719,365 2
2,467,340 95,595,305 2
2,467,340 94,455,633 2
2,467,340 93,300,134 2
2,467,340 92,128,586 2
2,467,340 90,940,767 2
2,467,340 89,736,452 2
2,467,340 88,515,410 2
2,467,340 87,277,410 2
2,467,340 86,022,216 2
2,467,340 84,749,589 3
2,467,340 83,459,288 3
2,467,340 82,151,066 3
2,467,340 80,824,675 3
2,467,340 79,479,863 3
2,467,340 78,116,373 3
2,467,340 76,733,947 3
2,467,340 75,332,321 3
2,467,340 73,911,229 3
2,467,340 72,470,399 3
2,467,340 71,009,559 3
2,467,340 69,528,430 3
2,467,340 68,026,731 4
2,467,340 66,504,175 4
2,467,340 64,960,474 4
2,467,340 63,395,333 4
2,467,340 61,808,454 4
2,467,340 60,199,537 4
2,467,340 58,568,273 4
2,467,340 56,914,355 4
2,467,340 55,237,466 4
2,467,340 53,537,287 4
2,467,340 51,813,496 4
2,467,340 50,065,764 4
2,467,340 48,293,759 5
2,467,340 46,497,143 5
2,467,340 44,675,575 5
2,467,340 42,828,708 5
2,467,340 40,956,192 5
2,467,340 39,057,669 5
2,467,340 37,132,778 5
2,467,340 35,181,154 5
2,467,340 33,202,425 5
2,467,340 31,196,215 5
2,467,340 29,162,141 5
2,467,340 27,099,817 5
2,467,340 25,008,851 6
2,467,340 22,888,844 6
2,467,340 20,739,394 6
2,467,340 18,560,092 6
2,467,340 16,350,522 6
2,467,340 14,110,265 6
2,467,340 11,838,894 6
2,467,340 9,535,978 6
2,467,340 7,201,078 6
2,467,340 4,833,749 6
2,467,340 2,433,542 6
2,467,340 0 6
N° AÑOS
0.5
1
1.5
2
2.5
3
3.5
4
4.5
5
5.5
6
6.5
7
7.5
8
8.5
9
9.5
10
10.5
11
11.5
12
12.5
13
13.5
14
14.5
15
15.5
16
16.5
 17
17.5
18
18.5
19
19.5
20
20.5
21
21.5
22
22.5
23
23.5
24
24.5
25
25.5
26
26.5
27
27.5
28
28.5
29
29.5
30
 CUOTA FIJA CON PERIODO DE GRACI
PARAMETROS DE ENTRADA
VALOR DEL CREDITO 100,000,000 COMPROBACIONES
TIPO DE CREDITO 2. LIBRE INVERSION TOTAL AMORT
TASA EFECTIVA ANUAL 18.000% TOTAL CUOTAS
PLAZO EN AÑOS 6
CUOTAS X AÑO 12 TASA MIN
PERIODO DE GRACIA 12 TASA MAX
CALCULOS INICIALES
TASA DEL PERIODO 1.389% DEUDA TOTAL
NUMERO TOTAL DE CUOTAS 72 DEUDA TOTAL
NÚMERO DE CUOTAS DE AMORT. 60
CUOTA FIJA $ 2,911,461.39

PERIODO SALDO INICIAL INTERESES AMORTIZACION

1 100,000,000 1,388,843 0
2 101,388,843 1,408,132 0
3 102,796,975 1,427,689 0
4 104,224,664 1,447,517 0
5 105,672,181 1,467,621 0
6 107,139,801 1,488,004 0
7 108,627,805 1,508,670 0
8 110,136,475 1,529,623 0
9 111,666,097 1,550,867 0
10 113,216,964 1,572,406 0
11 114,789,370 1,594,244 0
12 116,383,614 1,616,386 0
13 118,000,000 1,638,835 1,272,627
14 116,727,373 1,621,160 1,290,301
15 115,437,072 1,603,240 1,308,222
16 114,128,850 1,585,071 1,326,391
17 112,802,460 1,566,649 1,344,812
18 111,457,647 1,547,972 1,363,490
19 110,094,158 1,529,035 1,382,426
20 108,711,731 1,509,835 1,401,626
21 107,310,105 1,490,369 1,421,092
22 105,889,013 1,470,632 1,440,829
23 104,448,184 1,450,621 1,460,840
24 102,987,344 1,430,333 1,481,129
25 101,506,215 1,409,762 1,501,699
26 100,004,515 1,388,906 1,522,556
27 98,481,960 1,367,760 1,543,702
28 96,938,258 1,346,320 1,565,141
29 95,373,117 1,324,583 1,586,878
30 93,786,238 1,302,544 1,608,918
31 92,177,321 1,280,198 1,631,263
32 90,546,058 1,257,543 1,653,919
33 88,892,139 1,234,572 1,676,889
34 87,215,250 1,211,283 1,700,178
35 85,515,071 1,187,670 1,723,791
36 83,791,280 1,163,729 1,747,732
37 82,043,548 1,139,456 1,772,005
38 80,271,543 1,114,846 1,796,616
39 78,474,927 1,089,894 1,821,568
40 76,653,359 1,064,595 1,846,867
41 74,806,493 1,038,945 1,872,517
42 72,933,976 1,012,938 1,898,523
43 71,035,453 986,571 1,924,890
44 69,110,563 959,837 1,951,624
45 67,158,939 932,732 1,978,729
46 65,180,209 905,251 2,006,211
47 63,173,999 877,388 2,034,074
48 61,139,925 849,138 2,062,324
49 59,077,601 820,495 2,090,966
50 56,986,635 791,455 2,120,006
51 54,866,629 762,011 2,149,450
52 52,717,179 732,159 2,179,303
53 50,537,876 701,892 2,209,570
54 48,328,306 671,204 2,240,257
55 46,088,049 640,091 2,271,371
56 43,816,679 608,545 2,302,916
57 41,513,762 576,561 2,334,900
58 39,178,862 544,133 2,367,328
59 36,811,533 511,254 2,400,207
60 34,411,326 477,919 2,433,542
61 31,977,784 444,121 2,467,340
62 29,510,444 409,854 2,501,608
63 27,008,836 375,110 2,536,351
64 24,472,485 339,884 2,571,577
65 21,900,908 304,169 2,607,292
66 19,293,616 267,958 2,643,503
67 16,650,113 231,244 2,680,217
68 13,969,895 194,020 2,717,441
69 11,252,454 156,279 2,755,182
70 8,497,271 118,014 2,793,448
71 5,703,824 79,217 2,832,244
72 2,871,580 39,882 2,871,580
A FIJA CON PERIODO DE GRACIA SIN PAGO DE INTERESES

COMPROBACIONES TIPO CREDITO TASA MIN TASA MAX

118,000,000 1. CONSUMO 25% 30%
118,000,000 2. LIBRE INVERSION 18% 24%
3. VEHICULO 11.50% 13%
18.000% 4. ESTUDIO 8.50% 12%
24.000% 5. VIVIENDA 8% 11%

118,000,000
118,000,000

CUOTA SALDO FINAL AÑO

0 101,388,843 1
0 102,796,975 1
0 104,224,664 1
0 105,672,181 1
0 107,139,801 1
0 108,627,805 1
0 110,136,475 1
0 111,666,097 1
0 113,216,964 1
0 114,789,370 1
0 116,383,614 1
0 118,000,000 1
2,911,461 116,727,373 2
2,911,461 115,437,072 2
2,911,461 114,128,850 2
2,911,461 112,802,460 2
2,911,461 111,457,647 2
2,911,461 110,094,158 2
2,911,461 108,711,731 2
2,911,461 107,310,105 2
2,911,461 105,889,013 2
2,911,461 104,448,184 2
2,911,461 102,987,344 2
2,911,461 101,506,215 2
2,911,461 100,004,515 3
2,911,461 98,481,960 3
2,911,461 96,938,258 3
2,911,461 95,373,117 3
2,911,461 93,786,238 3
2,911,461 92,177,321 3
2,911,461 90,546,058 3
2,911,461 88,892,139 3
2,911,461 87,215,250 3
2,911,461 85,515,071 3
2,911,461 83,791,280 3
2,911,461 82,043,548 3
2,911,461 80,271,543 4
2,911,461 78,474,927 4
2,911,461 76,653,359 4
2,911,461 74,806,493 4
2,911,461 72,933,976 4
2,911,461 71,035,453 4
2,911,461 69,110,563 4
2,911,461 67,158,939 4
2,911,461 65,180,209 4
2,911,461 63,173,999 4
2,911,461 61,139,925 4
2,911,461 59,077,601 4
2,911,461 56,986,635 5
2,911,461 54,866,629 5
2,911,461 52,717,179 5
2,911,461 50,537,876 5
2,911,461 48,328,306 5
2,911,461 46,088,049 5
2,911,461 43,816,679 5
2,911,461 41,513,762 5
2,911,461 39,178,862 5
2,911,461 36,811,533 5
2,911,461 34,411,326 5
2,911,461 31,977,784 5
2,911,461 29,510,444 6
2,911,461 27,008,836 6
2,911,461 24,472,485 6
2,911,461 21,900,908 6
2,911,461 19,293,616 6
2,911,461 16,650,113 6
2,911,461 13,969,895 6
2,911,461 11,252,454 6
2,911,461 8,497,271 6
2,911,461 5,703,824 6
2,911,461 2,871,580 6
2,911,461 0 6
N° AÑOS
0.5
1
1.5
2
2.5
3
3.5
4
4.5
5
5.5
6
6.5
7
7.5
8
8.5
9
9.5
10
10.5
11
11.5
12
12.5
13
13.5
14
14.5
15
15.5
16
16.5
 17
17.5
18
18.5
19
19.5
20
20.5
21
21.5
22
22.5
23
23.5
24
24.5
25
25.5
26
26.5
27
27.5
28
28.5
29
29.5
30
 CUOTA FIJA CON PERIODO DE GRACI
PARAMETROS DE ENTRADA
VALOR DEL CREDITO 100,000,000 COMPROBACIONES
TIPO DE CREDITO 2. LIBRE INVERSION TOTAL AMORT
TASA EFECTIVA ANUAL 18.000% TOTAL CUOTAS
PLAZO EN AÑOS 6
CUOTAS X AÑO 12 TASA MIN
PERIODO DE GRACIA 12 TASA MAX
CALCULOS INICIALES
TASA DEL PERIODO 1.389% DEUDA TOTAL
NUMERO TOTAL DE CUOTAS 72 DEUDA TOTAL
NÚMERO DE CUOTAS DE AMORT. 60
CUOTA FIJA $ 2,911,461.39

PERIODO SALDO INICIAL INTERESES AMORTIZACION

1 100,000,000 1,388,843 0
2 101,388,843 1,408,132 0
3 102,796,975 1,427,689 0
4 104,224,664 1,447,517 0
5 105,672,181 1,467,621 0
6 107,139,801 1,488,004 0
7 108,627,805 1,508,670 0
8 110,136,475 1,529,623 0
9 111,666,097 1,550,867 0
10 113,216,964 1,572,406 0
11 114,789,370 1,594,244 0
12 116,383,614 1,616,386 0
13 118,000,000 1,638,835 1,272,627
14 116,727,373 1,621,160 1,290,301
15 115,437,072 1,603,240 1,308,222
16 114,128,850 1,585,071 1,326,391
17 112,802,460 1,566,649 1,344,812
18 111,457,647 1,547,972 1,363,490
19 110,094,158 1,529,035 1,382,426
20 108,711,731 1,509,835 1,401,626
21 107,310,105 1,490,369 1,421,092
22 105,889,013 1,470,632 1,440,829
23 104,448,184 1,450,621 1,460,840
24 102,987,344 1,430,333 1,481,129
25 101,506,215 1,409,762 1,501,699
26 100,004,515 1,388,906 1,522,556
27 98,481,960 1,367,760 1,543,702
28 96,938,258 1,346,320 1,565,141
29 95,373,117 1,324,583 1,586,878
30 93,786,238 1,302,544 1,608,918
31 92,177,321 1,280,198 1,631,263
32 90,546,058 1,257,543 1,653,919
33 88,892,139 1,234,572 1,676,889
34 87,215,250 1,211,283 1,700,178
35 85,515,071 1,187,670 1,723,791
36 83,791,280 1,163,729 1,747,732
37 82,043,548 1,139,456 1,772,005
38 80,271,543 1,114,846 1,796,616
39 78,474,927 1,089,894 1,821,568
40 76,653,359 1,064,595 1,846,867
41 74,806,493 1,038,945 1,872,517
42 72,933,976 1,012,938 1,898,523
43 71,035,453 986,571 1,924,890
44 69,110,563 959,837 1,951,624
45 67,158,939 932,732 1,978,729
46 65,180,209 905,251 2,006,211
47 63,173,999 877,388 2,034,074
48 61,139,925 849,138 2,062,324
49 59,077,601 820,495 2,090,966
50 56,986,635 791,455 2,120,006
51 54,866,629 762,011 2,149,450
52 52,717,179 732,159 2,179,303
53 50,537,876 701,892 2,209,570
54 48,328,306 671,204 2,240,257
55 46,088,049 640,091 2,271,371
56 43,816,679 608,545 2,302,916
57 41,513,762 576,561 2,334,900
58 39,178,862 544,133 2,367,328
59 36,811,533 511,254 2,400,207
60 34,411,326 477,919 2,433,542
61 31,977,784 444,121 2,467,340
62 29,510,444 409,854 2,501,608
63 27,008,836 375,110 2,536,351
64 24,472,485 339,884 2,571,577
65 21,900,908 304,169 2,607,292
66 19,293,616 267,958 2,643,503
67 16,650,113 231,244 2,680,217
68 13,969,895 194,020 2,717,441
69 11,252,454 156,279 2,755,182
70 8,497,271 118,014 2,793,448
71 5,703,824 79,217 2,832,244
72 2,871,580 39,882 2,871,580
A FIJA CON PERIODO DE GRACIA SIN PAGO DE INTERESES

COMPROBACIONES TIPO CREDITO TASA MIN TASA MAX

118,000,000 1. CONSUMO 25% 30%
118,000,000 2. LIBRE INVERSION 18% 24%
3. VEHICULO 11.50% 13%
18.000% 4. ESTUDIO 8.50% 12%
24.000% 5. VIVIENDA 8% 11%

118,000,000
118,000,000

CUOTA SALDO FINAL AÑO

0 101,388,843 1
0 102,796,975 1
0 104,224,664 1
0 105,672,181 1
0 107,139,801 1
0 108,627,805 1
0 110,136,475 1
0 111,666,097 1
0 113,216,964 1
0 114,789,370 1
0 116,383,614 1
0 118,000,000 1
2,911,461 116,727,373 2
2,911,461 115,437,072 2
2,911,461 114,128,850 2
2,911,461 112,802,460 2
2,911,461 111,457,647 2
2,911,461 110,094,158 2
2,911,461 108,711,731 2
2,911,461 107,310,105 2
2,911,461 105,889,013 2
2,911,461 104,448,184 2
2,911,461 102,987,344 2
2,911,461 101,506,215 2
2,911,461 100,004,515 3
2,911,461 98,481,960 3
2,911,461 96,938,258 3
2,911,461 95,373,117 3
2,911,461 93,786,238 3
2,911,461 92,177,321 3
2,911,461 90,546,058 3
2,911,461 88,892,139 3
2,911,461 87,215,250 3
2,911,461 85,515,071 3
2,911,461 83,791,280 3
2,911,461 82,043,548 3
2,911,461 80,271,543 4
2,911,461 78,474,927 4
2,911,461 76,653,359 4
2,911,461 74,806,493 4
2,911,461 72,933,976 4
2,911,461 71,035,453 4
2,911,461 69,110,563 4
2,911,461 67,158,939 4
2,911,461 65,180,209 4
2,911,461 63,173,999 4
2,911,461 61,139,925 4
2,911,461 59,077,601 4
2,911,461 56,986,635 5
2,911,461 54,866,629 5
2,911,461 52,717,179 5
2,911,461 50,537,876 5
2,911,461 48,328,306 5
2,911,461 46,088,049 5
2,911,461 43,816,679 5
2,911,461 41,513,762 5
2,911,461 39,178,862 5
2,911,461 36,811,533 5
2,911,461 34,411,326 5
2,911,461 31,977,784 5
2,911,461 29,510,444 6
2,911,461 27,008,836 6
2,911,461 24,472,485 6
2,911,461 21,900,908 6
2,911,461 19,293,616 6
2,911,461 16,650,113 6
2,911,461 13,969,895 6
2,911,461 11,252,454 6
2,911,461 8,497,271 6
2,911,461 5,703,824 6
2,911,461 2,871,580 6
2,911,461 0 6
N° AÑOS
0.5
1
1.5
2
2.5
3
3.5
4
4.5
5
5.5
6
6.5
7
7.5
8
8.5
9
9.5
10
10.5
11
11.5
12
12.5
13
13.5
14
14.5
15
15.5
16
16.5
 17
17.5
18
18.5
19
19.5
20
20.5
21
21.5
22
22.5
23
23.5
24
24.5
25
25.5
26
26.5
27
27.5
28
28.5
29
29.5
30
 CUOTA FIJA CON PERIODO DE GRAC
PARAMETROS DE ENTRADA
VALOR DEL CREDITO 100,000,000 COMPROBACIONES
TIPO DE CREDITO 2. LIBRE INVERSION TOTAL AMORT
TASA EFECTIVA ANUAL 18.000% TOTAL CUOTAS
PLAZO EN AÑOS 6
CUOTAS X AÑO 12 TASA MIN
PERIODO DE GRACIA 12 TASA MAX
CALCULOS INICIALES
TASA DEL PERIODO 1.389% DEUDA TOTAL
NUMERO TOTAL DE CUOTAS 72 DEUDA TOTAL
NÚMERO DE CUOTAS DE AMORT. 60
CUOTA FIJA $ 2,911,461.39

PERIODO SALDO INICIAL INTERESES AMORTIZACION

1 100,000,000 1,388,843 0
2 101,388,843 1,408,132 0
3 102,796,975 1,427,689 0
4 104,224,664 1,447,517 0
5 105,672,181 1,467,621 0
6 107,139,801 1,488,004 0
7 108,627,805 1,508,670 0
8 110,136,475 1,529,623 0
9 111,666,097 1,550,867 0
10 113,216,964 1,572,406 0
11 114,789,370 1,594,244 0
12 116,383,614 1,616,386 0
13 118,000,000 1,638,835 1,272,627
14 116,727,373 1,621,160 1,290,301
15 115,437,072 1,603,240 1,308,222
16 114,128,850 1,585,071 1,326,391
17 112,802,460 1,566,649 1,344,812
18 111,457,647 1,547,972 1,363,490
19 110,094,158 1,529,035 1,382,426
20 108,711,731 1,509,835 1,401,626
21 107,310,105 1,490,369 1,421,092
22 105,889,013 1,470,632 1,440,829
23 104,448,184 1,450,621 1,460,840
24 102,987,344 1,430,333 1,481,129
25 101,506,215 1,409,762 1,501,699
26 100,004,515 1,388,906 1,522,556
27 98,481,960 1,367,760 1,543,702
28 96,938,258 1,346,320 1,565,141
29 95,373,117 1,324,583 1,586,878
30 93,786,238 1,302,544 1,608,918
31 92,177,321 1,280,198 1,631,263
32 90,546,058 1,257,543 1,653,919
33 88,892,139 1,234,572 1,676,889
34 87,215,250 1,211,283 1,700,178
35 85,515,071 1,187,670 1,723,791
36 83,791,280 1,163,729 1,747,732
37 82,043,548 1,139,456 1,772,005
38 80,271,543 1,114,846 1,796,616
39 78,474,927 1,089,894 1,821,568
40 76,653,359 1,064,595 1,846,867
41 74,806,493 1,038,945 1,872,517
42 72,933,976 1,012,938 1,898,523
43 71,035,453 986,571 1,924,890
44 69,110,563 959,837 1,951,624
45 67,158,939 932,732 1,978,729
46 65,180,209 905,251 2,006,211
47 63,173,999 877,388 2,034,074
48 61,139,925 849,138 2,062,324
49 59,077,601 820,495 2,090,966
50 56,986,635 791,455 2,120,006
51 54,866,629 762,011 2,149,450
52 52,717,179 732,159 2,179,303
53 50,537,876 701,892 2,209,570
54 48,328,306 671,204 2,240,257
55 46,088,049 640,091 2,271,371
56 43,816,679 608,545 2,302,916
57 41,513,762 576,561 2,334,900
58 39,178,862 544,133 2,367,328
59 36,811,533 511,254 2,400,207
60 34,411,326 477,919 2,433,542
61 31,977,784 444,121 2,467,340
62 29,510,444 409,854 2,501,608
63 27,008,836 375,110 2,536,351
64 24,472,485 339,884 2,571,577
65 21,900,908 304,169 2,607,292
66 19,293,616 267,958 2,643,503
67 16,650,113 231,244 2,680,217
68 13,969,895 194,020 2,717,441
69 11,252,454 156,279 2,755,182
70 8,497,271 118,014 2,793,448
71 5,703,824 79,217 2,832,244
72 2,871,580 39,882 2,871,580
A FIJA CON PERIODO DE GRACIA SIN PAGO DE INTERESES

COMPROBACIONES TIPO CREDITO TASA MIN TASA MAX

118,000,000 1. CONSUMO 25% 30%
118,000,000 2. LIBRE INVERSION 18% 24%
3. VEHICULO 11.50% 13%
18.000% 4. ESTUDIO 8.50% 12%
24.000% 5. VIVIENDA 8% 11%

118,000,000
118,000,000

CUOTA SALDO FINAL AÑO

0 101,388,843 1
0 102,796,975 1
0 104,224,664 1
0 105,672,181 1
0 107,139,801 1
0 108,627,805 1
0 110,136,475 1
0 111,666,097 1
0 113,216,964 1
0 114,789,370 1
0 116,383,614 1
0 118,000,000 1
2,911,461 116,727,373 2
2,911,461 115,437,072 2
2,911,461 114,128,850 2
2,911,461 112,802,460 2
2,911,461 111,457,647 2
2,911,461 110,094,158 2
2,911,461 108,711,731 2
2,911,461 107,310,105 2
2,911,461 105,889,013 2
2,911,461 104,448,184 2
2,911,461 102,987,344 2
2,911,461 101,506,215 2
2,911,461 100,004,515 3
2,911,461 98,481,960 3
2,911,461 96,938,258 3
2,911,461 95,373,117 3
2,911,461 93,786,238 3
2,911,461 92,177,321 3
2,911,461 90,546,058 3
2,911,461 88,892,139 3
2,911,461 87,215,250 3
2,911,461 85,515,071 3
2,911,461 83,791,280 3
2,911,461 82,043,548 3
2,911,461 80,271,543 4
2,911,461 78,474,927 4
2,911,461 76,653,359 4
2,911,461 74,806,493 4
2,911,461 72,933,976 4
2,911,461 71,035,453 4
2,911,461 69,110,563 4
2,911,461 67,158,939 4
2,911,461 65,180,209 4
2,911,461 63,173,999 4
2,911,461 61,139,925 4
2,911,461 59,077,601 4
2,911,461 56,986,635 5
2,911,461 54,866,629 5
2,911,461 52,717,179 5
2,911,461 50,537,876 5
2,911,461 48,328,306 5
2,911,461 46,088,049 5
2,911,461 43,816,679 5
2,911,461 41,513,762 5
2,911,461 39,178,862 5
2,911,461 36,811,533 5
2,911,461 34,411,326 5
2,911,461 31,977,784 5
2,911,461 29,510,444 6
2,911,461 27,008,836 6
2,911,461 24,472,485 6
2,911,461 21,900,908 6
2,911,461 19,293,616 6
2,911,461 16,650,113 6
2,911,461 13,969,895 6
2,911,461 11,252,454 6
2,911,461 8,497,271 6
2,911,461 5,703,824 6
2,911,461 2,871,580 6
2,911,461 0 6
N° AÑOS
0.5
1
1.5
2
2.5
3
3.5
4
4.5
5
5.5
6
6.5
7
7.5
8
8.5
9
9.5
10
10.5
11
11.5
12
12.5
13
13.5
14
14.5
15
15.5
16
16.5
 17
17.5
18
18.5
19
19.5
20
20.5
21
21.5
22
22.5
23
23.5
24
24.5
25
25.5
26
26.5
27
27.5
28
28.5
29
29.5
30
 CUOTA FIJA CON ABONOS PARA DISM
PARAMETROS DE ENTRADA
VALOR DEL CREDITO $ 40,000,000 COMPROBACION
TIPO DE CREDITO 4. ESTUDIO TOT AMORT
TASA EFECTIVA ANUAL 10.000% TOT CUOTAS
PLAZO EN AÑOS 7
CUOTAS X AÑO 12 TASA MIN
CALCULOS INICIALES TASA MAX
TASA DEL PERIODO 0.797%
NUMERO TOTAL DE CUOTAS 84 # CUOTAS
CUOTA FIJA $ 655,173

PERIODO SALDO INICIAL INTERESES AMORTIZACION ABONOS CUOTA

1 40,000,000 318,966 336,207 655,173
2 39,663,793 316,285 338,888 655,173
3 39,324,904 313,582 341,591 655,173
4 38,983,314 310,858 344,315 655,173
5 38,638,999 308,113 347,060 655,173
6 38,291,939 305,345 349,828 655,173
7 37,942,112 302,556 352,617 655,173
8 37,589,494 299,744 355,429 655,173
9 37,234,065 296,910 358,263 655,173
10 36,875,802 294,053 36,361,120 36,000,000 36,655,173
11 514,682 4,104 514,682 518,786
CON ABONOS PARA DISMINUIR EL PLAZO

COMPROBACIONES TIPO CREDITO TASA MIN TASA MAX

$ 40,000,000 1. CONSUMO 25% 30%
$ 40,000,000 2. LIBRE INVERSION 18% 24%
3. VEHICULO 11.50% 13%
8.500% 4. ESTUDIO 8.50% 12%
12.000% 5. VIVIENDA 8% 11%

11

SALDO FINAL AÑO

39,663,793 1
39,324,904 1
38,983,314 1
38,638,999 1
38,291,939 1
37,942,112 1
37,589,494 1
37,234,065 1
36,875,802 1
514,682 1
0 1
N° AÑOS
0.5
1
1.5
2
2.5
3
3.5
4
4.5
5
5.5
6
6.5
7
7.5
8
8.5
9
9.5
10
10.5
11
11.5
12
12.5
13
13.5
14
14.5
15
15.5
16
16.5
17
17.5
 18
18.5
19
19.5
20
20.5
21
21.5
22
22.5
23
23.5
24
24.5
25
25.5
26
26.5
27
27.5
28
28.5
29
29.5
30
 TABLA DE AMORTIZACION MODELO CUOTA FIJA( AN
PARAMETROS DE ENTRADA
VALOR DEL CREDITO $ 40,000,000 COMPROBACIONES
TIPO DE CREDITO 4. ESTUDIO TOT AMORT
TASA EFECTIVA ANUAL 10.000% TOT CUOTAS
PLAZO EN AÑOS 7
CUOTAS X AÑO 12 TASA MIN
CALCULOS INICIALES TASA MAX
TASA DEL PERIODO 0.797%
NUMERO TOTAL DE CUOTAS 84
CUOTA FIJA $ 655,173

PERIODO SALDO INICIAL INTERESES AMORTIZACION ABONO

1 40,000,000 318,966 336,207
2 39,663,793 316,285 338,888
3 39,324,904 313,582 341,591
4 38,983,314 310,858 344,315
5 38,638,999 308,113 347,060
6 38,291,939 305,345 349,828
7 37,942,112 302,556 352,617
8 37,589,494 299,744 355,429
9 37,234,065 296,910 358,263
10 36,875,802 294,053 5,361,120 5,000,000
11 31,514,682 251,303 314,157
12 31,200,525 248,797 316,662
13 30,883,863 246,272 319,187
14 30,564,676 243,727 321,732
15 30,242,944 241,161 324,298
16 29,918,646 238,575 326,884
17 29,591,762 235,969 329,490
18 29,262,272 233,341 332,118
19 28,930,154 230,693 334,766
20 28,595,388 228,024 337,436
21 28,257,952 225,333 340,126
22 27,917,826 222,621 342,839
23 27,574,987 219,887 345,572
24 27,229,415 217,131 348,328
25 26,881,087 214,354 351,106
26 26,529,981 211,554 353,905
27 26,176,075 208,732 356,728
28 25,819,348 205,887 359,572
29 25,459,776 203,020 362,439
30 25,097,336 200,130 365,330
31 24,732,007 197,216 368,243
32 24,363,764 194,280 371,179
33 23,992,585 191,320 374,139
34 23,618,446 188,337 377,122
35 23,241,323 185,330 380,130
36 22,861,193 182,298 383,161
37 22,478,032 179,243 386,216
38 22,091,816 176,163 389,296
39 21,702,520 173,059 392,400
40 21,310,120 169,930 395,529
41 20,914,590 166,776 398,683
42 20,515,907 163,597 401,863
43 20,114,044 160,392 405,067
44 19,708,977 157,162 408,297
45 19,300,680 153,906 411,553
46 18,889,127 150,625 414,835
47 18,474,292 147,317 418,143
48 18,056,150 143,982 421,477
49 17,634,673 140,621 424,838
50 17,209,835 137,234 428,226
51 16,781,609 133,819 431,640
52 16,349,969 130,377 435,082
53 15,914,886 126,908 438,552
54 15,476,335 123,410 442,049
55 15,034,286 119,886 445,574
56 14,588,712 116,332 449,127
57 14,139,585 112,751 452,708
58 13,686,877 109,141 456,318
59 13,230,559 105,502 459,957
60 12,770,602 101,835 463,625
61 12,306,977 98,138 467,322
62 11,839,655 94,411 471,048
63 11,368,607 90,655 474,804
64 10,893,803 86,869 478,591
65 10,415,212 83,052 482,407
66 9,932,805 79,206 486,254
67 9,446,551 75,328 490,131
68 8,956,420 71,420 494,040
69 8,462,381 67,480 497,979
70 7,964,402 63,509 501,950
71 7,462,452 59,507 505,953
72 6,956,499 55,472 509,987
73 6,446,512 51,405 514,054
74 5,932,458 47,306 518,153
75 5,414,305 43,174 522,285
76 4,892,020 39,010 526,450
77 4,365,570 34,812 530,648
78 3,834,923 30,580 534,879
79 3,300,044 26,315 539,144
80 2,760,899 22,016 543,443
81 2,217,456 17,682 547,777
82 1,669,679 13,314 552,145
83 1,117,534 8,911 556,548
84 560,986 4,473 560,986
DE AMORTIZACION MODELO CUOTA FIJA( ANUALIDAD)

COMPROBACIONES TIPO CREDITO TASA MIN TASA MAX

$ 40,000,000 1. CONSUMO 25% 30%
$ 40,000,000 2. LIBRE INVERSION 18% 24%
3. VEHICULO 11.50% 13%
8.500% 4. ESTUDIO 8.50% 12%
12.000% 5. VIVIENDA 8% 11%

CUOTA SALDO FINAL AÑO

655,173 39,663,793 1
655,173 39,324,904 1
655,173 38,983,314 1
655,173 38,638,999 1
655,173 38,291,939 1
655,173 37,942,112 1
655,173 37,589,494 1
655,173 37,234,065 1
655,173 36,875,802 1
5,655,173 31,514,682 1
565,459 31,200,525 1
565,459 30,883,863 1
565,459 30,564,676 2
565,459 30,242,944 2
565,459 29,918,646 2
565,459 29,591,762 2
565,459 29,262,272 2
565,459 28,930,154 2
565,459 28,595,388 2
565,459 28,257,952 2
565,459 27,917,826 2
565,459 27,574,987 2
565,459 27,229,415 2
565,459 26,881,087 2
565,459 26,529,981 3
565,459 26,176,075 3
565,459 25,819,348 3
565,459 25,459,776 3
565,459 25,097,336 3
565,459 24,732,007 3
565,459 24,363,764 3
565,459 23,992,585 3
565,459 23,618,446 3
565,459 23,241,323 3
565,459 22,861,193 3
565,459 22,478,032 3
565,459 22,091,816 4
565,459 21,702,520 4
565,459 21,310,120 4
565,459 20,914,590 4
565,459 20,515,907 4
565,459 20,114,044 4
565,459 19,708,977 4
565,459 19,300,680 4
565,459 18,889,127 4
565,459 18,474,292 4
565,459 18,056,150 4
565,459 17,634,673 4
565,459 17,209,835 5
565,459 16,781,609 5
565,459 16,349,969 5
565,459 15,914,886 5
565,459 15,476,335 5
565,459 15,034,286 5
565,459 14,588,712 5
565,459 14,139,585 5
565,459 13,686,877 5
565,459 13,230,559 5
565,459 12,770,602 5
565,459 12,306,977 5
565,459 11,839,655 6
565,459 11,368,607 6
565,459 10,893,803 6
565,459 10,415,212 6
565,459 9,932,805 6
565,459 9,446,551 6
565,459 8,956,420 6
565,459 8,462,381 6
565,459 7,964,402 6
565,459 7,462,452 6
565,459 6,956,499 6
565,459 6,446,512 6
565,459 5,932,458 7
565,459 5,414,305 7
565,459 4,892,020 7
565,459 4,365,570 7
565,459 3,834,923 7
565,459 3,300,044 7
565,459 2,760,899 7
565,459 2,217,456 7
565,459 1,669,679 7
565,459 1,117,534 7
565,459 560,986 7
565,459 0 7
TAREA
AM CTE + AB - PLAZO
AM CTE + AB - PLAZO

N° AÑOS
0.5
1
1.5
2
2.5
3
3.5
4
4.5
5
5.5
6
6.5
7
7.5
8
8.5
9
9.5
10
10.5
11
11.5
12
12.5
13
13.5
14
14.5
15
15.5
16
16.5
17
17.5
 18
18.5
19
19.5
20
20.5
21
21.5
22
22.5
23
23.5
24
24.5
25
25.5
26
26.5
27
27.5
28
28.5
29
29.5
30