+251(7

WK6FDOH5HVLQ+HDG6HWV

%DUH+HDGV

++EDUHGLIIHUHQWKHDGV ++GLIIHUHQWKHDGVODXJKLQJMRNLQJ

++GLIIHUHQWFKDUDFWHUKHDGV ++GLIIHUHQWEDUHKHDGVQHXWUDOH[SUHVVLRQ

++KHDGVFORVHFURSSHGKDLU ++GLIIHUHQW\RXWKIXOKHDGV::KDLU

++GLIIHUHQWKHDGV::KDLUFXWV ++GLIIHUHQWKHDGVVQDUOLQJJDVSLQJ

++GLIIHUHQW$IULFDQEDOGKHDGV ++KHDGVVPRNLQJDGGRZQFLJJLHV

++GLIIHUHQW(XURSHDQEDOGKHDGV ++PRUH(XURSHDQEDOGKHDGV

++GLIIHUHQWHDVW$VLDQEDOGKHDGV ++GLIIHUHQWKHDGVHDWLQJGULQNLQJ

++GLIIHUHQWPLGGOHDJHGHXURKHDGV ++GLIIHUHQWKHDGVQHFNVWXUQHGULJKWRUOHIW

++GLIIHUHQWKHDGVVOHHSLQJ ++GLIIHUHQWKHDGVORRNLQJXSRUVWUHWFKHGRXW

++GLIIHUHQWIHPDOHKHDGVQRKDLU ++GLIIHUHQWKHDGVORRNLQJGRZQ

3DJH
 +251(7
WK6FDOH5HVLQ+HDG6HWV

%DUH+HDGV86+HDGV

++GLIIHUHQWKHDGVJDXQWRUEDWWOHZHDU\ +8+KHDGV860SODLQVWHHOKHOPHW

++PRUHKHDGVZLWK::VW\OHKDLUFXWV +8+KHDGV860ZLWKFORWKFRYHU

++EDQGDJHGKHDGV +8+KHDGV86$)9KHOPHWPLFVV

++PRUHKHDGVZLWKHXURSHDQIDFHV +8+KHDGV860ZLWKQHWFRYHU

++PRUHHXURSHDQKHDGV +8+KHDGVZLWK861DY\VDLORUKDW

++EDOGKHDGVZLWKGHIHDWHGH[SUHVVLRQV +8+KHDGVZLWK860&HDUO\W\SH0FRYHU

++EDOGKHDGVZLWKWULXPSKDQWH[XOWLQJIDFHV +8+KHDGVPRGHUQ86WDQNFUHZVHSDUDWHPLFV

++ +8+KHDGVLQ::86WDQNHUKHOPHW

++ +8+

++ +8+

3DJH
 +251(7
WK6FDOH5HVLQ+HDG6HWV

%ULWLVK+HDGV)UHQFK+HDGV

+%+KHDGV%ULW3ROLVKDVVRUWHG ""+%+KHDGVPRGHUQ8.WDQNFUHZMLJV

+%+KHDGV%ULWVRIWKHDGJHDU +%+KHDGVLQ%ULWLVK::KHOPHWV

+%+KHDGV%ULWVWHHOKHOPHWV +%+KHDGVZHDULQJ%ULWLVK::ILHOGFDSV

+%+KHDGV%ULW::WDQNEHUHW +%+

+%+KHDGV%ULWULPOHVV$)9SDUDKHOPHW +)+KHDGV)UHQFK$GULDQKHOPHW

+%+KHDGV%ULW::VWHHOKHOPHW +)+KHDGV)UHQFK::W\SH$GULDQ

+%+KHDGV%ULW0N,,,VWHHOKHOPHW +)+KHDGVPRGHUQ)RUHLJQ/HJLRQNHSL

+%+KHDGVZHDULQJ%ULWLVKVDLORUFDSSRVW +)+GLIIHUHQWKHDGVZLWK::WDQNKHOPHW

+%+KHDGV&RPPDQGRVW\OHVWRFNLQJFDSV +)+GLIIHUHQWKHDGVSRVWZDU0KHOPHW

+%+KHDGV%ULWLVKRIILFHU
VW\SHSHDNHGFDS +)+

3DJH
 +251(7
WK6FDOH5HVLQ+HDG6HWV

*HUPDQ+HDGV

+*+KHDGV*HU::ILHOGFDSV +*+KHDGV*HU2IIIRUPDOSHDNFDSV

+*+KHDGV*HU66+DQGVFKDUIH] +*+KHDGV*HU::ZLQWHUFDSV

+*+KHDGV*HU::FRYHUHGKHOPHWV +*+KHDGV*HUZLQWHUFDSVZLWKYLVRUV

+*+KHDGV*HU::VWHHOKHOPHWV +*+KHDGV66XWLOLW\FDPRFDSV

+*+KHDGV*HUVLGHFDSVYDULRXV +*+KHDGV'$.RU66QGFDPRFDS

+*+KHDGV*HU::SDUDKHOPHW +*+KHDGV::*HUPDQ$UP\KHOPHWFRYHU

+*+KHDGV*HU::SDQ]HUEHUHW +*+KHDGVZLWK::66VW\OHVLGHFDSV

+*+KHDGV*HU662IIFUXVKHGFDSV +*+GLIIHUHQWKHDGV*HUPDQDUP\VLGHFDS

+*+KHDGV*HU::VWHHOKHOPHW +*+PRUHKHDGVLQ*HUPDQPILHOGFDS

+*+KHDGV*HU::PRXQWDLQFDSV +*+PRUHKHDGV
*HUPDQKHOPHWVZLWKLPSURYLVHGFRYHUV
3DJH
 +251(7
WK6FDOH5HVLQ+HDG6HWV

5XVVLDQ+HDGV,WDOLDQ+HDGV

+5+KHDGV6RYLHW::KHOPHW +,+KHDGV,WDOLDQ::KHOPHW

+5+KHDGV6RYLHWSLORWNDVLGHFDSV +,+KHDGV,WDOLDQ::$)9KHOPHWV

+5+KHDGV6RYLHWHDUO\::KHOPHWV +,+KHDGVZLWK,WDOLDQEXVWLQDFDS::

+5+KHDGV6RYLHWSRVWZDU$)9KHOPHW

+5+GLIIHUHQWKHDGVZLWK::6RYLHWWDQNKHOPHW

+5+KHDGV6RYLHWVW\OHXVKDQNDZLQWHUFDSV +$1'65LJKW+DQGV/HIW+DQGV

+5+

+:+KHDGV3ROLVKVWHHOKHOPHW +$1'65LJKW+DQGV/HIW+DQGV

+:+KHDGV(DVW*HUPDQKHOPHW

+:+KHDGV'XWFK5RPDQLDQVWHHOKHOPHWV:: +$1'65LJKW+DQGV/HIW+DQGV

3DJH
 +251(7
WK6FDOH5HVLQ+HDG6HWV

0RGHUQ+HDGVPP+HDGV

+4+KHDGVXQEDGJHGEHUHWV8650VW\OH +KHDGVIRUPPILJXUHV

+4+KHDGVEHUHWVPRGVW\OHULJKWSXOO +KHDGVIRUPPILJXUHV

+4+KHDGVEHUHWVPRGVW\OHOHIWSXOO +PRUHKHDGVIRUPPILJXUHV

+4+KHDGVEHUHWV%ULWVVVW\OH +PRUHKHDGVIRUPPILJXUHV""

+RUQHW+HDG6HWV +RUQHW+HDG6HWV

+=+KHDGV,VUDHOL$)9KHOPHWPLFVV +RUQHW+HDG6HWV

+=+KHDGV,VUDHOLLQIKHOPHWV +RUQHW+HDG6HWV

ZZZ+LVWRUH[$JHQWVFRP

3DJH