aspek keuangan

kebutuhan dana
tanah Rp 650,000 3000 20
bangunan pabrik Rp 2,500,000 2000 20
kantor Rp 3,000,000 400 20
bangunan fasilitas umum Rp 2,500,000 100 20
mesin A Rp 300,000,000 8 10
mesin B Rp 250,000,000 6 10
mesin C Rp 200,000,000 4 10
mobil truk Rp 300,000,000 4 5
mobil avanza Rp 200,000,000 2 5
modal awal kerja Rp 200,000,000
jumlah

sumber dana
sumber dana biaya
pinjaman bank 50% Rp 7,450,000,000 bunga
modal sendiri 50% Rp 7,450,000,000 deviden

angsuran
jumlah pinjaman Rp74,500,000
bunga 10%
angsuran pinjaman 5
angsuran pokok Rp1,490,000,000

tahun saldo pinjama angsuran bunga 10%

1 Rp7,450,000,000 Rp1,490,000,000 Rp745,000,000
2 Rp5,960,000,000 Rp1,490,000,000 Rp596,000,000
3 Rp4,470,000,000 Rp1,490,000,000 Rp447,000,000
4 Rp2,980,000,000 Rp1,490,000,000 Rp298,000,000
5 Rp1,490,000,000 Rp1,490,000,000 Rp149,000,000

PERKIRAAN RUGI/LABA
2019
Penjualan Rp 8,000,000,000
HPP Rp 2,400,000,000
Laba Kotor Rp 5,600,000,000
Biaya Adm & Umum Rp 1,600,000,000
Biaya Penyusutan Rp 1,410,000,000
EBIT Rp 2,590,000,000
Bunga Rp 745,000,000
Rp 1,950,000,000 Rp 97,500,000
Rp 5,000,000,000 Rp 250,000,000
Rp 1,200,000,000 Rp 60,000,000
Rp 250,000,000 Rp 12,500,000
Rp 2,400,000,000 Rp 240,000,000
Rp 1,500,000,000 Rp 150,000,000
Rp 800,000,000 Rp 80,000,000
Rp 1,200,000,000 Rp 240,000,000
Rp 400,000,000 Rp 80,000,000
Rp 200,000,000 Rp 200,000,000
Rp 14,900,000,000 Rp 1,410,000,000

biaya
10%
13%
perhitungan HPP
than 1
Rp8,000,000,000
harga pokok produk Rp2,400,000,000
biaya penjualan Rp1,600,000,000
hpp Rp2,400,000,000

2025
Rp 10,120,000,000
2020 2021 2022 Rp 3,036,000,000
Rp 8,800,000,000 Rp 8,800,000,000 Rp 10,120,000,000 Rp 7,084,000,000
Rp 2,640,000,000 Rp 2,640,000,000 Rp 3,036,000,000 Rp 2,024,000,000
Rp 6,160,000,000 Rp 6,160,000,000 Rp 7,084,000,000 Rp 1,410,000,000
Rp 1,760,000,000 Rp 1,760,000,000 Rp 2,024,000,000 Rp 3,650,000,000
Rp 1,410,000,000 Rp 1,410,000,000 Rp 1,410,000,000 Rp 149,000,000
Rp 2,990,000,000 Rp 2,990,000,000 Rp 3,650,000,000
Rp 596,000,000 Rp 447,000,000 Rp 298,000,000
tahun 2 tahun 3 tahun 4 tahun 5
Rp8,800,000,000 Rp8,800,000,000 Rp9,680,000,000 Rp11,132,000,000
Rp2,640,000,000 Rp2,640,000,000 Rp2,904,000,000 Rp3,339,600,000
Rp1,760,000,000 Rp2,664,000,000 Rp2,904,000,000 Rp3,339,600,000
Rp2,640,000,000 Rp2,640,000,000 Rp2,904,000,000 Rp3,339,600,000