Nama: Januaril Akbar

NIM:2002126543

1.Please briefly explain about individual inheritance system and collective inheritance
system.

ANSWER

 The individual inheritance system is an inheritance system for heirs who individually
inherit an inheritance that can be shared by the owner himself with the heirs.
 a collective inheritance system, namely the heirs jointly inheriting an inheritance that
cannot be shared by the owner to their respective heirs.

2. What are the material civil law consist of?

ANSWER

Civil law consists of:

1) customary law, namely the legal provisions governing the relationship between
individuals in the customary community in relation to individual interests.
2) European civil law, namely the legal provisions governing legal relationships that
concern the interests of the European community and the people to whom it
applies.
3) part of civil law that is national in nature, namely the field of civil law as a result of
national products.

3. The legal system that applied in our country has dominated or mostly came from
“continental european” legal system.Please tell your opinions of why it is happen!

ANSWER

The history of law in Indonesia in the pre-independence era was influenced by customary
law and was later replaced by the Civil Law legal system due to Dutch colonialism.

Indonesia adheres to the Continental European system (civil law), namely that a colonial
country can only be punished in ways that are in accordance with the colonial country or
what was done in the colonized country must be the same as what was done in the colonial
country, which was then after the independence of the legal system. is accepted as the
Indonesian national legal system through the Transitional Rules of the 1945 Constitution
Article II which states:

"All existing state agencies and regulations are still valid, as long as a new one has not been
made according to this Basic Law"
Therefore, the existence of existing institutions and regulations is the institution and rules
brought by the Netherlands, which is a country that adheres to a civil law system.

One of the main characteristics of Continental Europe (civil law) is the use of written and
documented (codified) rules as a source of law.

4. Why we need law in our life? How important of law to make order in our social life. Tell
your opinions.

ANSWER

Society needs laws to regulate social life so that chaos does not arise due to individual
selfishness in society. Can you imagine how our life will be in a society without the law?
each individual will act according to his wishes regardless of the interests of others, things
like that will create chaos in society.

So people really need the law to provide protection and a sense of security in running the
wheels of life. Basically, law is born from the society itself.

5. Explain why the creditor needs guarantee from the debtor. What is the function of
guarantee?

ANSWER

 in my opinion why creditors need guarantees from debtors is if a debtor does not
pay according to the agreement. The results of the sale of credit guarantees will be
used to pay off the debts of the borrowers to the bank so that it is expected to
minimize bank losses and also to comply with the provisions of laws and regulations
in force in banking sector.
 Guarantee function in providing creditthe bank is intended as a handle for those
concerned, especially the bank. Bank feel very safe and trusting with there is a
guarantee from the debtor or customers because if it happens in the future default
risk, the bank can sell guarantee it in lieu of a loan has been given. In connection
with activities granting bank credit regarding guarantees debt is called credit
guarantee or collateral. Credit guarantees are generally required in an extension of
credit.