3p8 THE INSTITUTE OF BANKERS, BANGLADESH (IBB) Banking Diploma Examination, May,2016 vei JAIBB/DAIBB Agriculture & Microfinance (AM) Time—3 hours Full marks—100 Pass marks—S0 1 [N.B.—The figures in the right margin indicate full marks, Answer any five questions.] 1. (@ What are the problems of land tenure and land récording system in Bangladesh? Do you think that availability of agricultural land is decling? If so that are the reasons? (®) Do you think that rural people are loosing interest to remain in agriculture or to take up as occupation. If so what are the reasons? 2. (a) Define and distinguish between Agricultural Credit and Micro Credit. What are the problems faced by the small farmers and share-croppers to have access to institutional sources of agricultural credit. (6) How do you distinguish between prime security and collateral security ‘in agricultural finance? Do you think adequate collaterals are the guarantee of timely recovery of agricultural credit. 3. (@ Discuss the role, objectives and functions of MFLs. How far they are effective in promoting of agricultural development and eradication of poverty in Bangladesh. Critically examine the regulatory and supporting roles of Bangladesh Bank and MRA in promoting Agriculture & Microfinance. & < 4. (a) Evaluate the performance of cooperative. credit system in Bangladesh. What are the distinguishing features of Agricultural Credit Societies and Multipurpose Societies? (b) Discuss the role and function of Bangladesh Samaboy Bank and BRDB. Marks 10. 10 [Please turn over(a) What are the policy and measures adopted by Bangladesh Bank to achieve the annual agricultural credit disbursement target by commercial banks: (b) Explain the concept of Social Business. How does it differs from Micro enterprise’and SMEs. (@ “Agricultural productivity in Bangladesh should be increased to sustain food self-sufficiency”—Explain. (b) Distinguish between food self-sufficiency and food security. (a) Discuss the procedure of sanctioning and disbursement of crop loans to farmers and share croppers by the banks. (b) What are the contents of agricultural credit pass book? Why it is important to the banks for financing the agricultural sector? (a) What important factors are considered by the banks before financing an agro-based project? (6) How the financing bank can assist a borrower for rehabilitation of a sick agro-based project? . (a) “Development of urban economy mostly depends on the development of rural economy in Bangladesh”—Explain: the reasons. (b) Agricultural sector still plays vital role in the development of the country—Do you agree? What are the scope of development of this sector? Write short notes on any four of the following -— (a) Green Banking; (b) Farm mechanization; (c) BARI; (d) HORTEX Foundation; () Loan classification; @ Group based lending. Marks 10 5x4=20