AmIncome

3-year
Fund Volatility

0.1
Very Low
September 2018 Lipper Analytics
31 Jul 2018

AmIncome (the "Fund") aims to provide you with a regular stream of monthly income* by investing in money market and other fixed income instruments.

The Fund is suitable for investors:

• seeking invest their cash portion of their investment portfolio;
Top 5 Holdings (as at 31 August 2018)
• seeking to preserve their capital**;
• seeking to invest their excess cash for short-term***; Sabah Development Bank Berhad 7.93%
• seeking a stream of potential monthly income*; and CIMB Group Holdings Berhad 4.04%
• have short or medium-term**** investment goals DRB-Hicom Berhad 3.62%
Note: *The income could be in the form of units or cash RHB Bank Berhad 3.43%
** Capital preservation does not mean that the capital is guaranteed or protected Sunway Berhad 3.28%
*** Short-term period refers to a period of one (1) year or less. Source: AmFunds Management Berhad
**** Short to medium-term refers to an investment horizon of one (1) to three (3) years.
Asset Allocation* (as at 31 August 2018)
Any material change to the investment objective of the Fund would require Unit Holder's
approval.
Corporate bonds, Money market
Investment Strategy 52.14% deposit, 34.33%
• Short to medium term fixed income instruments (i.e debt instruments with maturity of no longer
than five (5) years) with minimum short-term local credit rating of P2 (by RAM) or MARC2 (by
MARC) or long-term credit rating of A3 (by RAM) or A- (by MARC).
• With the exception of unforeseeable circumstances the weighted average maturity of the Fund's
investments will not exceed one year.
Note: "Short term credit rating" refers to the credit rating of an instrument for a period less than twelve
(12) months issued by local credit rating agency whereas "long term credit rating" refers to a credit Commercial
Cash and others, papers, 10.17%
rating for a period of at least five (5) years. 3.36%

Asset Allocation
• At least 70% of the Fund’s NAV will be invested in money market instruments, short to medium- * As percentage of NAV. Please note that asset exposure for the Fund is subject to frequent change on a daily basis.
term fixed income instruments (i.e. debt instruments with a term to maturity of no longer than five Source: AmFunds Management Berhad

(5) years) and negotiable instruments of deposit with tenure of five (5) years or less, where
Fund Performance (as at 31 August 2018)
investment in negotiable instruments of deposit is capped at 30%; and
• Up to 30% of the Fund’s NAV in cash.
Cumulative performance over the period (%)
Source: AmFunds Management Berhad 80.00
Fund Details 70.00
60.00
Fund Category Fixed Income
50.00
Fund Launch Date 20 January 2000
Offer Price at Launch MYR 1.00 40.00
NAV (31 Aug 2018) MYR 1.00 30.00
Total Units (31 Aug 2018) 2,989.65 million 20.00
Fund Size (31 Aug 2018) MYR 3,042.12 million 10.00
Annual Management Fee Up to 0.75% p.a. of the NAV of the Fund 0.00
Annual Trustee Fee Up to 0.05% p.a. of the NAV of the Fund Jan-00 Aug-18
AmIncome
Entry Charge Nil
Exit Fee Nil Malayan Banking Berhad 1-Month Fixed Deposit Rate
Redemption Payment Period * The first RM50 million will be on the following Business Day The value of units may go down as well as up. Past performance is not indicative of future performance.
upon receipt of redemption request Source: AmFunds Management Berhad

* Any amount above the first RM50 million will be no later

than four (4) Business Days after receipt of redemption
Performance Data (as at 31 August 2018)
request
* A second redemption request submitted will only be
1m 6m 1 yr 3 yrs 5 yrs
processed once the first redemption request has been fully
paid
Fund (%) 0.30 1.76 3.40 10.14 16.73
* Note: The Manager may for any reason at any time, where
applicable, extend the payment of the net redemption
*Benchmark (%) 0.26 1.58 3.08 9.44 16.30
proceeds no later than ten (10) calendar days from the date
the redemption request is received by the Manager. *Malayan Banking Berhad 1-Month Fixed Deposit Rate
Source Benchmark: *AmFunds Management Berhad
Investment Manager AmFunds Management Berhad
Source Fund Return : Novagni
Income Distribution Income is calculated daily and paid monthly within 14 days The Fund Performance is calculated based on NAV-to-NAV using Time Weighted Rate of Return (''TWRR'') method
after the last day of each month or on full redemption

Source: AmFunds Management Berhad

Calendar Year Return

2017 2016 2015 2014 2013

Fund (%) 3.22 3.62 3.11 2.87 2.77

*Benchmark (%) 2.95 3.06 3.15 3.08 3.00

*Malayan Banking Berhad 1-Month Fixed Deposit Rate
Source Benchmark: *AmFunds Management Berhad
Source Fund Return : Novagni
The Fund Performance is calculated based on NAV-to-NAV using Time Weighted Rate of Return (''TWRR'') method
 Disclaimer

Based on the Fund’s portfolio returns as at 31 July 2018, the Volatility Factor (''VF'') for this Fund is 0.1 and is classified as "Very Low" (Source: Lipper). "Very
Low" includes funds with VF that are lower 1.885 (Source: Lipper). The VF means there is a possibility for the Fund in generating an upside return or downside
return around this VF. The Volatility Class (''VC'') is assigned by Lipper based on quintile ranks of VF for qualified funds. VF is subject to monthly revision and VC
will be revised every six months. The Fund’s portfolio may have changed since this date and there is no guarantee that the Fund will continue to have the same
VF or VC in the future. Presently, only funds launched in the market for at least 36 months will display the VF and its VC.

The information contained in this material is general information only and does not take into account your individual objectives, financial situations or needs. You
should seek your own financial advice from an appropriately licensed adviser before investing. You should be aware that investments in a unit trust fund carry
risks. An outline of some of the risks is contained in the Master Prospectus dated 10 September 2017 & 1st Supplemental Master Prospectus dated 4 January
2018 (collectively referred as the “Prospectus”). The specific risks associated with investment of the Fund are credit and default risk, cancellation of units risk,
income distribution risk, liquidity risk, interest rate risk and counterparty credit risk as contained in the Prospectus. Unit prices and income distribution, if any, may
rise or fall. Past performance of a Fund is not indicative of future performance. Please consider the fees and charges involved before investing. Units will be
issued upon receipt of completed application form accompanying the Prospectus and subject to terms and conditions therein.

Where a distribution is declared, you are advised that following the distribution, the Net Asset Value (“NAV") per unit will be reduced from cum-distribution NAV
to ex-distribution NAV. Where a unit split is declared, you are advised that following the issue of additional units, the NAV per unit will be reduced from pre-unit
split NAV to post-unit split NAV. Kindly take note that the value of your investment in Malaysian ringgit will remain unchanged after the distribution of the
additional units.

You have the right to request for a copy of Product Highlights Sheet for the Fund. You are advised to read and understand the contents of the Product Highlights
Sheet and the Prospectus before making an investment decision. The Prospectus has been registered with the Securities Commission Malaysia, who takes no
responsibility for its contents. You can obtain a copy of the Product Highlights Sheet and the Prospectus from any of our representative office and authorized
distributor. AmFunds Management Berhad does not guarantee any returns on the investments. In the event of any dispute or ambiguity arising out of the other
language translation in this leaflet, the English version shall prevail.

Note: Unless stated otherwise, all fees, charges and/or expenses disclosed in this material are exclusive by way of example and not limitation, goods and services
tax, value added tax, consumption tax, levies, duties and other taxes as may be imposed by the Government of Malaysia from time to time (collectively known as
“Taxes”). If these fees, charges and/or expenses are subject to any Taxes, such Taxes shall be borne and payable by the Unit Holders and/or the Fund (as the
case may be) at the prevailing rate, including any increase or decrease to the rate, in addition to the fees, charges and/or expenses stated herein.

Privacy Notice: AmFunds Management Berhad (Company Registration: 154432-A) issued its Privacy Notice as required by Personal Data Protection Act 2010,
which details the use and processing of your personal information by AmFunds Management Berhad. The Privacy Notice can be accessed via
www.aminvest.com and is also available at our head office. If you have any queries in relation to the Privacy Notice of AmFunds Management Berhad, please
feel free to contact our Client Service Officers at Tel: +603 2032 2888 OR e-mail: enquiries@aminvest.com.

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