Diabetic Product -

Existing use case

April.2021
AIA Singapore - Diabetes Care
Launched period ▪ 2017 Q1

Target Market ▪ Non Smokers with Type II Diabetes

Plan Type ▪ Standalone Basic Protection Plan

▪ Targeted Underwriting (5 Questions + additional 4 questions

Underwriting
if optional cancer rider is selected)

Premium Structure ▪ Guaranteed Renewable with Level Premium

Issue / Expiry Ages ▪ Issue ages 30 – 65 with coverage to age 80

▪ 100% SA for 5 key diabetes related conditions i.e. Heart

Attack, Stroke, CABG, Kidney Failure and Blindness
▪ Additional 20% SA payout for Limb Amputation
▪ Optional Cancer rider:
Benefits
o Additional 20% SA payout for Early or Intermediate
Cancer
o Additional 100% SA payout for Major Cancer
▪ Death Benefit of SGD 5,000

Waiting Period ▪ 90 days

Wellness Program ▪ 15% premium discount via meeting defined criteria

Distribution ▪ Agency

Claim process ▪ See appendix

*Source: https://www.aia.com.sg/en/our-products/critical-illness-protection/aia-diabetes-care.html
Appendix – Claim process

*Source: https://claimez.aia.com.sg/clmcorp/submit-offline
Appendix – Claim process

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Appendix – Claim process