What is a Debt Management Plan?

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When you’re struggling to keep up with credit card payments, it may seem like an impossible
task to become debt-free. But with a Debt Management Plan, you can achieve financial
freedom more quickly than you think.

With a Debt Management Plan, a nonprofit credit counseling agency, like Take Charge America,
works directly with your creditors to achieve more favorable repayment terms. You save money
in interest and fees, while only making one payment a month that we distribute to your
creditors. This helps you pay off your debt faster with less worry about high interest rates and
due dates.

Wondering if a Debt Management Plan is right for you? Learn about your options for paying off
credit card debt with our free debt review at cc.takechargeamerica.org.

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