Banking Industry Rankings 2020

Banking Industy in the Philippines comprises of Universal and Commercial Bank Group,

Thrift Bank Group, and Rural and Cooperative Group as listed in the statistics report of Bangko

Sentral ng Pilipinas with their published annual financial statements. All the bank groups’ data

relied on the accounting period as of December 31, 2020.

Among the listed report, there are 46 registered universal and commercial banks, under

thrift bank there are a total of 48 listed banks and over a sum of 100 registered bank under rural

and cooperative group.

Figures below will visually represent the rankings of Universal and Commercial Bank

Group in terms of their total: assets; stockholder’s equity; deposit liabilities; and return on equity.

The standings of Thrift Bank Group will also be presented in terms of their total: assets; capital;

deposit liabilities; loans and receivables, net and return on equity. Lastly, the rankings of Rural

and Cooperative Group in terms of their total: assets; capital; deposit liabilities; and loans and

receivables.

Universal and Commercial Bank Group

Amongst the 46 registered under Universal and Commercial Bank Group, BDO Unibank

Inc. places on top with regards to the total assets, stockholder’s equity and deposit liabilities.

Meanwhile, United Coconut planters bank has the highest return on equity.

The figures below will be in the amount of pesos for the total of assets, stockholder’s

equity, deposit liabilities, and percentage basis n return on equity.

 The total assets of the 46 registered banks under this group sums up to 18-billion in

Philippine currency. The five banks that owned the highest totaled assets comprises of BDO

Unibank Inc. owning a total of 17.9% of the total registered banks succeeded by, 13% owned by

Land Bank of the Philippines, 12% owned by Metropolitan Bank and TCO, and 10.79% owned

by Philippine National Bank.

3,500,000.00
3,000,000.00
2,500,000.00
2,000,000.00
1,500,000.00
1,000,000.00
500,000.00
Total Assets

0.00

Name of the bank

 Figure 1. Ranking as to Total Assets of Universal and Commercial Bank group (amounts in
million pesos)

The total stockholder’s equity of the 46 registered banks under this group totaled up to 2-

billion pesos. The five banks that owned the highest totaled stockholder’s equity comprises of

BDO Unibank Inc. owning a total of 18.16% of the general registered banks in this group

followed by, 14.46% owned by Metropolitan Bank & TCO, 12.86% owned by Bank of the

Philippine Islands, 7.79% owned by Land Bank of the Philippines, and 6.97% owned by

Philippine National Bank.

 450,000.00
400,000.00
350,000.00
300,000.00
250,000.00
200,000.00
Total Stockholder's Equity

150,000.00
100,000.00
50,000.00
0.00

Name of the bank

Figure 2. Ranking as to Total Stockholder’s Equity of Universal and Commercial Bank group
(amounts in million pesos)
 The total deposit liabilities of the 46 registered banks under this group sums up to 13-

billion pesos. Five banks that owned the highest deposit liabilities comprises of BDO Unibank

Inc. having a total of 18.44% of the total listed banks succeeded by, Land Bank of the

Philippines with a total of 15.15%, followed by 11.45% owned by Metropolitan Bank & TCO,

10.64% from Bank of the Philippine Islands., and 6.47% from Phil National Bank.

3,000,000.00
2,500,000.00
2,000,000.00
1,500,000.00
Total Deposit Liabilities

1,000,000.00
500,000.00
0.00

Name of the bank

Figure 3. Ranking as to Total Deposit Liabilities of Universal and Commercial Bank group
(amounts in million pesos)
 UN
IT Total Return on Equity (%)
AS ED
IA CO
UN CO
ITE NU
LA EA D BA T PL
ND ST N AN
B W K T
D ST AN ES COR ERS
M EV AN K O T B P BA

10
15
20
25

0
5
IZU E D F A OR N
HO LOP AR TH NKI AT K
IN M D E  NG IO
DU R BAN ENT CHA  PH CO N
ST IZA K L BA RT ILIP RP
RI L TD N ER PI
AL C - K ED NE
BA OM M OF B S
NK M AN TH AN
BA OF 'L B ILA E P K
JP NK A B H
M O PH KO NK RA IL
R
OR F C IL E IN NC
HO GA HI BA TRU A M G CO H
NG N NA NK ST AN RP
KO CHA LIM O CO ILA
N S IT F C M .
CT G & E B ED- OM PA ..
CA B A M N
TH BA C B SHA NK AN MER Y
A
AY N N NG A ILA CE N

Name of the bank

FIR UN GKO K ( HA TIO B
ITE K PH I B NA R...
HU ST D BA ILIP AN L A
A CO BA NK PI K ...
NA M NK P NE ING
N ME CO UBL S) C ...
CO R
M CIA LT IC C ORP
D O
M LB
M ER A CI - M LT
CI NK TIB A D
EG
A AL L A NI
IN BA TD NK L...
T'L NK M , N.
CI CO A A
M M IN LTD NILA .
B M G M ..
BA ' B A .
NK L B AN NI.
PH ANK K N ..
ILI C .V
PP O .
IN LTD
ES
IN
C

7.79% owned by Land Bank of the Philippines, and 6.97% owned by Philippine National Bank.
The

14.46% owned by Metropolitan Bank & TCO, 12.86% owned by Bank of the Philippine Islands,
Unibank Inc. owning a total of 18.16% of the general registered banks in this group followed by,
pesos. The five banks that owned the highest totaled stockholder’s equity comprises of BDO
Return on Equity (ROE) of the 46 registered banks under this group totaled up to 2-billion
Figure 4. Ranking as to Return on Equity of Universal and Commercial bank group (amounts in
percentage)

Thrift Bank Group

Amongst the 48 registered under Thrift Bank Group, BPI Family Savings Bank Inc.

places on top with regards to the total assets, loans and receivables and deposit liabilities. On

the other hand, Phil Savings Bank tops on the total owned capital. Inter-Asia Development Bank

has the highest from its Return on Equity (ROE).

The total assets of the 48 registered banks under this group sums up to 1.1-billion

pesos. The five banks that owned the highest totaled assets comprises of BPI Family Savings

Bank Inc. owning a total of 25.35% of the total listed banks followed by, 19.38% owned by Phil

Savings Bank, 10.72% owned by Philippine Business Bank Inc. A Savings Bank, 8.87% owned

by China Bank Savings Inc. and 8.65% owned by City Savings Bank Inc.
 350,000
300,000
250,000
200,000
150,000
100,000
50,000
Total Assets

Name of the bank

Figure 5. Ranking as to Total Assets of Thrift bank group (amounts in million pesos)
 The total capital of the 48 registered banks under this group totaled up to 161-billion

pesos. The five banks that owned the highest capital comprises of Phil Savings Bank. owning a

total of 20.63% of the general registered banks in this group followed by, 19.92% owned by BPI

Family Savings Bank, 9.73% owned by City Savings Bank Inc., 8.9% owned by Philippine

Business Bank Inc. A savings Bank, and 8.45% owned by Bank of Makati (A Savings Bank) Inc.

40,000
35,000
30,000
25,000
20,000
15,000
10,000
5,000
Total Capital

Name of the bank

 Figure 6. Ranking as to Total Capital of Thrift bank group (amounts in million pesos)

The total deposit liabilities of the 48 registered banks under this group sums up to 870-

billion pesos. Five banks that owned the highest deposit liabilities comprises of BPI Family

Savings Bank. having a total of 26.94% of the total listed banks succeeded by, Phil Savings

Bank with a total of 19.24%, followed by 11.52% owned by Philippine Business Bank Inc. A

Savings Bank, 9.81% from China Bank Savings Inc., and 6.97% from City Savings Bank Inc.

250,000.00

200,000.00

150,000.00

100,000.00
Total Deposit Liabilities

50,000.00

0.00

Name of the bank

Figure 7. Ranking as to Total Deposit Liabilities of Thrift bank group (amounts in million pesos)

The total loans and receivables of the 48 listed banks under this group sums up to 870-

billion pesos. Five banks that owned the highest deposit liabilities comprises of BPI Family

Savings Bank. having a total of 29.11% of the total listed banks succeeded by, Phil Savings

Bank with a total of 18.7%, followed by 11.67% owned by Philippine Business Bank Inc. A

Savings Bank, 8.83% from China Bank Savings Inc., and 7.8% from City Savings Bank Inc.
 250,000.00

200,000.00

150,000.00

100,000.00
Total Loans & Receivables

50,000.00

0.00

Name of the bank

Figure 8. Ranking as to Total Loans and Receivables, net of Thrift bank group (amounts
in million pesos)
 Return on Equity (ROE) of the 48 listed banks under this group has five banks that

owned the highest deposit liabilities comprises of Inter-Asia Development Bank having a total of

14.8% of the total listed banks succeeded by, Bank of Makati (A Savings Bank) Inc having

14.34% ROE, followed by 13.83% owned by 1st Valley Bank Inc A Development Bank, 13.82%

from Producers Savings Bank Corporation, and 12.44% from Pacific Ace Savings Bank.

16
14
12
10
8
Total Return on Equity (%)

6
4
2
0

Name of the bank

Figure 9. Ranking as to Return on Equity of Thrift bank group (amounts in percentage)

 GM
Total Assets

Inc.
BA B
N D
RA K O GU O N
F
NG L AG ET
BA - UZ U W
NG AY B ON A R ORK
K A IN U B
NE O M TRB NK C (A RAL AN
W A AN INC R BA K I

10,000.00
15,000.00
20,000.00
25,000.00
30,000.00
35,000.00
40,000.00
45,000.00

5,000.00
0.00
RB BU K I (A UR NK NC
OF HAY NC RU AL IN
( B C
M SA (A A R RAL AN
T C N RU UR B K)
A LEO RA A AN
CO ZAM RM NA L B L BA K)
E
R OP BA L R RD AN NK
RB B O BA LES UR O(N K) IN )
OF F SA NK RU AL B .E.) C
M N M OF RAL AN INC
AG A BE B K
Rural and Cooperative Bank Group

DA TE NG AN INC
PE R RB LEN O(I UE K IN
OP B O A SA T ( C
LE OF C RB F G (LA BEL CBB
S B S O O UI G A) )
AN OLA OP F S NO UN IN
K NO BA TA BA A) C
BA R
OF N IG TA IN
U CA (NU K O NA N I C

Name of the bank

NG R RA EV F P CIA NC
KO AL G AV A I
B R
Coconut planters bank has the highest return on equity.

M AN B O A IN IZC LAW NC
ON K F C A A
TA OF DU (A YA) N
N S M R I
CO OS AN AN URA NC
SO OP A I AN GA L .
UT N .
R
H B BA C (A TON S IN .
BA O NK R IO C
BA NK F B OF UR IN
LA (A AYO C AL C
N A B
SE GA RUR MB GA ...
CU R A O YA
RE UR L B NG N
D AL AN IN
BA B K) C
NK AN IN
IN K, I C
C NC
(A .
RB
)

pesos. The five banks that owned the highest totaled assets comprises of BDO Network Bank

Rizal Bank Inc. A Microfinance-oriented Rural Bank. and 2.81% owned by Guagua Rural Bank
The total assets of the 100 registered banks under this group sums up to 216-billion

West Rural Bank Inc, 8.73% owned by Card Bank Inc. (A MF RB), 2.95% owned by Card MRI
Inc. owning a total of 18.78% of the total registered banks followed by, 13.02% owned by East
with regards to the total assets, stockholder’s equity and deposit liabilities. Meanwhile, United
Amongst the Rural and Cooperative Bank Group, BDO Network Bank Inc. places on top
Figure 10. Ranking as to Total Assets of Rural and Cooperative Bank Group (amounts in million
pesos)

The total stockholder’s equity of the 100 registered banks under this group sums up to

40-billion pesos. The five banks that owned the highest totaled stockholder’s equity comprises

of BDO Network Bank Inc. owning a total of 15.27% of the total registered banks followed by,

13.05% owned by East West Rural Bank Inc, 10.74% owned by Card Bank Inc. (A MF RB), 3%

owned by First Isabela Coop Bank (FICOBANK), and 2.96% owned by Guagua Rural Bank Inc.

7,000.00
6,000.00
5,000.00
4,000.00
3,000.00
Total Stockholder's Equity

2,000.00
1,000.00
0.00
C .. ) ) .. C C C C C ... .. C .. .. .. C C C C
IN CE. ANK ANK RA. IN IN ) IN S IN IN RU AR. IN EL . UR. VIZ. ) IN ) IN ) IN ) IN
K
N A N B B RU NK NK RA O RB CE I T CIA D R A TE AL IN PIZ
BA FIN RAL RAL (A L BA L BA RO DIG YAT AN IQU NA GAO C (A UEV (LEY (RIZ R M (CA
K O U U C A A U F A IN N IG I IN N O
OR ICR A R A R K IN UR UR (A B O LAR OF (PA TA SUR GA OF LAG ONA IA ( AN
T W M C ( C ( N R R RA R A CR A F S R ( A K DU D R IND
NE C A K IN K IN S BA UM PA URO
C M MI LIM O CE AR AN F AR GLO M
O IN N N R A G AS A (A E RB PLA OF C VE B RB O F C OF F JA
BD NK BA BA LDE T T A K AD I O B O
BA AY N UI IRS A RI N
A OS OF NK RAT RB R RB
A
L G- IL Y B F B R K A
N B PE
IZA AN ANT NTR O FM ON STA BA LES OO
R R C U N
A F L
RI RB GG Name
O OP C
RA bank
of Uthe
D
M CO N RB R PE
R DU
CA
 Figure 11. Ranking as to Total Stockholder’s Equity of Rural and Cooperative Bank Group
(amounts in million pesos)

The total deposit liabilities of the 100 registered banks under this group sums up to 160-

billion in Philippine denomination. The five banks that owned the highest totaled deposit

liabilities comprises of BDO Network Bank Inc. having 20.82% of the total listed banks followed

by, 12.83% owned by East West Rural Bank Inc, 8.06% owned by Card Bank Inc. (A MF RB),

2.92% owned by Guagua Rural Bank Inc. and 2.62% owned by Card MRI rizal Bank Inc A

Microfinance-oriented Rural Bank.

 40,000.00
35,000.00
30,000.00
25,000.00
20,000.00
15,000.00
Total Deposit Liabilities

10,000.00
5,000.00
0.00

Name of the bank

Figure 12. Ranking as to Total Deposit Liabilities of Rural and Cooperative Bank Group
(amounts in million pesos)
 The total loans and receivables of the 100 registered banks under this group sums up to

117-billion in Philippine denomination. The five banks that owned the highest totaled loans and

receivables comprises of BDO Network Bank Inc. having 25.1% of the total listed banks

followed by, 10.3% owned by Card Bank Inc. (A MF RB), 4.84% owned by East West Rural

Bank Inc, 3.54% owned by Guagua Rural Bank Inc. and 3.12% owned by Card MRI Rizal Bank

Inc A Microfinance-oriented Rural Bank.

35,000.00
30,000.00
25,000.00
20,000.00
15,000.00
Total Loan & Receivables

10,000.00
5,000.00
0.00

Name of the bank

Figure 13. Ranking as to Total Loan and Receivables, net of Rural and Cooperative Bank Group
(amounts in million pesos)