ISLAMIC BANKING SYSTEM: BANKING(BANGING) ON ALLAH

The Background

Islamic Banking System(IBS) has been operating in Nigeria as old as Bank of the North. Non-
muslim customers in this bank have supported jihadism and paid the islamic zakat(the
compulsory poor due) without knowing. The class D states such as Plateau, Benue, Taraba,
etc. in the islamic north have paid the jizya(compulsory tax on the non-muslim) without
knowing. Infact, anything “arewa”, north, northern, hausa, majority, minority, etc. have
been terms used to further exploit the non-muslims especially here from central part of
Nigeria. Of course the taqiyya(islamic deception of the non-muslim) has been the principle.
While the muslim smiles and shakes hands with you, the harm that follows can never be
quantified. Today, Plateau State, for instance, is in very deep wounds of yesterday’s
handshakes and smiles, sometimes with some little favours here and there. If one
acknowledges that the primary purpose of every muslim is to spread islam by all means,
then you will understand. There is no place, thing or person that cannot be used for the
spreading of islam by the muslim: money, rape, massacre, lies, looting, pogroms,
thuggerycorruption, sickness, gifts, poverty, water, business, clothes, jihad, hypocrisy,
dishonesty, etc. Islam surely turns the sane muslim into an insane person since he/she
cannot think of anything except islamization, wherever and however and whomever. And
whatever!

Nigerians are once again at it: face to face with islam manipulating, subjugating, hijacking,
and crippling the economy using religious juices and tapping. And islamic accoutrements.
The education, security, politics, health, agriculture, moral and social values of Nigeria and
Nigerians are at their lowest ebbs today because of islamic bastardization. Similarly, the
Nigerian economy has never seen the proper light of the day because of corruption(a grand
jihad tactic) and other vices such as dishonesty, islamic bigotry, and subversive means. The
battle by the jihadists to subdue all Nigerians is non-negotiable. Muslims want to give the
economy the final killer blow as IBS takes over. People know little that the Nigerian muslims
are more in extremism than even their Saudi and Iran counterparts and sponsors!

IBS has been well adored, praised, and presented as a non-interest outfit, being put in place
with sweet talks by jihadist Sanusi Lamido Sanusi and his cohorts. Mosques are now
springing up where they never existed on Central Bank of Nigeria’s premises as defiant
requirements to meet sharia-compliant statuses. The non-muslims(animists, Christians, etc.)
peevishly, ignorantly or as dhimmis(an arabic term use for islam appeasers and directly
translated as useful idiots) simply watch or at best, look the other way. In the interim, new
incentives have been introduced by imam Sanusi Lamido Sanusi to further blindfold the
‘thinking’ staff among them and the Nigerian populace. The shout is now up in the air that
the CBN governor is a performer and various awards and recognitions have been given to
him(and his followers). While Sanusi is busy manhandling non-muslim commercial bank
chief executives under cook and bully evils, the same non-muslims are hailing him with
honour. Surely, the so-called Unity Bank(islamic northern bank) cannot be touched despite
the most obvious financial corruption associated with the bank. The change from Bank of
the north to Unity Bank is a clear cover. While Sanusi is 100% against the economy of the
Country all the non-muslim economists are carried away by trivial things. While Sanusi is
directly /indirectly updating his dastardly act in favour of islamising the Nigerians, under the
auspices such KYC(know your customer), we all stand on the surface, applauding this
chronic jihadist. I feel for Plateau State the most.

THE PAINS IGNORANCE CAUSES

The pain I personally have is that the non-muslim sees and hears ‘islam’, ‘sharia’, ‘íslamic’,
etc. being used to describe what is opening up, yet the same has refused to read the
handwriting on the wall: Nigeria’s Economy has bowed down finally to islam. The non-
muslim has been molested enough never to see the islamic political ideology in these terms.
Like the frog that is being killed gradually when placed in water:- from cold, cool, warm, hot,
hotter, and hottest stages, so are the elite and non-elite non-muslims. By implication and
application, Nigeria is now fully islamised as non-muslims will soon be serfdoms. Remember
that with the already destroyed economy by the same jihadists(who holds and have held the
financial sector these decades unend without the least improvement), bringing in sharia to
direct the banking sector is its final doom and the absolute emergence of non-muslim
slaves. I know all these are in definite/determined stages. I am made to know that Bank PHB
is one bank that has deceived many to think IBS is ‘good’ if not ‘better’! I firmly advise that
all non-muslim customers should immediately cease to associate with all islamic banks such
as Unity Bank, Bank PHB, etc. These non-muslims are only aiding and abetting jihadism! If
we refuse to be against islam then islam takes us to the known: death.

CAN THE NON-MUSLIM AND MUSLIM HAVE A PARLEYING GROUND?

The answer is forever NO. Even in education, security, economy, etc. There is a great gulf
between the non-muslim and the muslim that degree of persuasions, entreaty, agreement,
resolutions, treaty, or even threats and war that can be filled. Never be carried away those
liars who think we can live together as one. Unless the muslim drops his/her sharia, the
Islamic way of life.

If Tony Manuaka(another dhimmis?) had observed things right, he would be careful to

report in his Tell Magazine of February 14, 2011, on ‘banking on islamic banking’. Tony
knows very well that islam hates Christianity(and not vice versa) with a perfect hatred. Tony
knows very well that if the economy will finally bring islam to consider Christianity, then
something is compulsorily wrong already with islam. But this is not the case. Islam knows
where it is heading to: towards world conquest and subjugation of humanity, particularly
the non-muslims, no matter what and who may be on its way. Muslims can apply taqiyya(a
pious fraud, denying the peculiarities of his religious belief, religious dissimulation, or all
kinds of deception to make a fool of the kafirs/non-muslims) to achieve these. Factly
speaking, it is taqiyya that has taken islam to where it is today in Nigeria(and elsewhere)
and taqiyya will take islam to its dream world! While the non-muslims sleep! Soundly! Or
watch on.

Now consider the sweet names given to IBS:

 a. Non-interest Banking System
b. Participatory Banking System
c. Sharia Banking System.

Yet, even with the words ‘sharia’ and ‘islamic’ in place the non-muslims have felt more
soothed than ever. What a spiritual tragedy! And a religious sell-out! At no cost on the side
of islam but bloodbath on the side of the non-muslims!!

I have therefore decided to add more names to describe exactly what IBS wants the non-
muslim to appreciate and predict the future of Nigeria and Nigerian non-muslims when on
fully:

1. Ummah or Muslim Brotherhood 7. Seventh Century Banking System

Banking System 8. Caliphate Banking System
2. Muslim Banking System 9. Sultan Banking System
3. Jihadists Banking System 10. Crescent Banking System
4. Allah Banking System 11. Aljana Banking System
5. Mohammedans Banking System 12. Halal Banking System
6. Shahada Banking System 13. Jihad Banking System

There could be more. In all these names the Christians are hated the most. And since there
are other non-muslims, the wrath of Allah is on all these too. Now consider these names
and how the feelings of the jihadists will be:

1. Christian Banking System 6. Pagan Banking System

2. Western Banking System 7. Non-muslim Banking System
3. Ecumenical Banking System 8. Yahweh(God) Banking System
4. Ecclesiastic Banking System 9. Canon Banking System
5. Nasaran Banking System 10. Atheist Banking System

Christians, animists, atheists, etc. should cease to be defective in their thoughts. No single
muslim who aspires to obey the koran, sira, and ahadith, has one ‘good’ plan or
something for the non-muslims. Every muslim is not only a jihadist but a boko haram, al-
qaeda, taliban, etc. All muslims are one, indivisible group with one goal: annihilation of the
kafirs, infidels, disbelievers, or non-muslims. Unless these revert or convert to islam. Even
then, there is no guarantee to survive. Have you not heard that the Saudi arab recently
denounced the black arab(Gaddafi) as being a muslim? Only the purest blood arab(Saudi)
will in the long run inherit the earth. All others are simply stooges, including all Nigerian
muslims, just to achieve Saudi agenda!

All muslims are Allah’s believers hence are slaves to the draconian. Unless the ignorant non-
muslims, the non-muslims are never slaves to this ‘arabian deity’. Therefore, all the non-
muslims are not covered by Allah’s protection. The muslims too cannot waste any of their
resources to do what Allah does otherwise. This makes the deception of IBS bare to the
non-muslim.

THE POSSIBLE IMPACT OF IBS WHEN ON

When sharia banking system would be fully on, please note the following:

1. Every economy and financial system will be in shambles as it must be forced to

comply to the demands of the jihadists bent at islamising the world and Nigeria in
particular
2. Economy and financial freedom will be annihilated as only Allah’s draconian stand
will dictate what and what not
3. Several sub-sub-sub sections, sub-sub sections, sub-sections of articles and chapters
of the so-called Nigerian Constitution would either be abrogated or thrown into the
‘dustbin’. In the mean time it may please you to know that it is extremely difficult to
have one law for both Christians/non-muslims and muslims together
4. Privatization which is truly the propelling force in development, progress, invention,
innovation, creativity, and competitive healthy growth will surely disappear. The
arab worlds show good illustration of this
5. Transparency and accountability will never have a foothold again because the
economy must be bent to fulfil one interest only: islam. The animists, Christians,
other non-muslims, etc. may perish. This is completely acceptable in islam after all
6. The Acts establishing Cooperative Societies must surely be dealt with, thus defeating
the purpose of setting these societies. Then think of the numerous individuals that
have benefited from such societies. And those that will benefit. I am personally a
beneficiary of such
7. All must worship Allah otherwise the ‘outsiders’(non-muslims) have come to their
own wit ends and stand the chance of paying the supreme price: death
8. Negotiable Instruments Act will end as draconian and despotic financial rule takes
the lead
9. Employment will certainly become a myth with the non-muslims. Only sharia
scholars like Sanusi, Dangote, Bintube(CEO, Jaiz International Bank), the dhimmis(the
useful idiots from the south-south, mid-west, south-west, south-east, middle belt,
etc.) who are ruled only by their stomachs(greed) and whose thinking faculty is
either bought or sold, that may be employed
10. Every client/customer must pay the zakat(the mandatory poor due muslims usually
pay). The proceeds, which shall be deducted from source with or without one’s
consent shall be used to empower barbarism(erroneously tagged terrorism
internationally) worldwide. This simply let you know that there shall be more blood
flow in the land, and particularly Plateau State that is still adamant to islam
11. Wagering will cease. This means one’s outright decision to involve one’s money into
any business with the hope interest will emerge will be subdued
12. One’s money or any other asset no longer has personal ownership and security.
Allah owns all and sharia is here to expend it on one’s behalf. Yes, sharia is the rule
that must be followed

13. Shari'a demands total and unquestioned submission. Its subjects are told that shari'a
is given by Allah and that whatever befalls them (good or bad) is Allah's will. To
question a judgment under shari'a (right or wrong) is to question Shari'a itself and
will only bring harsher punishment. If a person receives harsh punishment for
something they didn't do, the rationale is that Allah could and would have prevented
it if that had been his will. This fatalistic and deterministic approach allows shari'a
rulers to get away with virtually anything that enters their head. That is the rule that
will order the banking industry in no distant time from now! Sanusi and vicious
cohorts are already on. O! That the CBN staff will know who Sanusi is. Very
dangerous jihadist indubitably
With all these, how on earth can a non-muslim presumptuously believe that IBS will favour
all?

INTEREST AND PROFIT

We know that banks make their money by lending money and collecting interest. That is the
whole purpose of commercial banking. An islamic bank, however, figured out a way to make
that money by playing a con game: Instead of lending money and collecting it back with
interest, the bank engages in business contracts with the borrowers, for a profit. Now, what
is the difference between interest and profit? None really. Infact, the bank works hard to
earn the interest that must be shared between the customer and commercial bank. In IBS
however, the customer works hard(a form of slavery) to share the profit(interest) with the
islamic bank. There is profit in all work. Here, profit and interest mean one thing. Only, the
muslims use one and call it participation. Consider these illustrations:

Illustration 1

Dung, Femi, Uche, Rotgak, or Samir wants to buy the new Audi A8, selling at N75,000. He
can take out a loan from a commercial bank. He then owns the car “now,” and pays the loan
back in small monthly installments over a period of six years, with an annual interest (may
include collateral). When he pays the last installment, he will have paid the original N75,000
plus the accumulated interest, totalling up to N100,000. Or…

He can go to an islamic bank. The bank purchases the car for him at full price, and he agrees
to buy the car from the bank at the new price of N100,000, paying that amount in small
monthly installments, interest-free! The ownership of the car is fully transferred to him
upon paying his last installment. Should he be unable to pay the amount in full, the bank
retrieves the car as collateral. Certified Islam refers to this form of transaction as
murabaha(mark-up; cost plus), meaning profiteering, which is of course 100%
halal(acceptable before Allah).

Note: The client ends up paying the same amount(N100,000).

Illustration 2
Dung, Femi, Uche, Rotgak, or Samir wants to start a business (for profit). He goes to a
commercial bank and explains his business idea with a detailed plan (including cost and
revenue estimates). If the bank approves the feasibility of the project, the bank will give him
a loan to be paid back, with interest, in installments. Or…

Dung, Femi, Uche, Rotgak, or Samir goes to an islamic bank and explains his business idea
with a detailed plan (including cost and revenue estimates). If the islamic bank approves the
feasibility of the project, the islamic bank will sign an agreement with him, in which they
establish a partnership, known as Mudaraba((one investor). One party provides capital, the
other party brings work or effort)(also means profiteering). In this contract, the bank offers
the capital, and he offers the work. But then both he and the bank share the profits (each
gets the percentage of the profit agreed upon in the contract).

Note: Both types of banks provide the capital and the client work to get the interest that
must be shared between the client and bank. Just see how IBS is extremely cunning!

Summary

In the end, both types of banks end up making money without putting any work or risk. A
commercial bank calls it interest, while an islamic bank calls it profit.

This system of islamic banking was only developed in the mid-twentieth century. In 1973,
upon the official declaration of the Muslim countries’ finance ministers’ first conference at
the Organization of Islamic Conference (OIC), the first Islamic banks began operations in
Jeddah and Egypt (Islamic Development Bank) and Dubai (Dubai Islamic Bank) in 1975. As of
2009, Islamic banks’ assets combined (including Iranian banks that joined the game in 1980)
are estimated at 400 billion halal dollars.

Illustration 3: Fishing on Sabbath

IBS brings to mind the story of The People Of The Sabbath from the islamic tradition, when a
small group of Jews in the coastal village of Ayla on the Red Sea cheated Yahweh. According
to the story, the fish swam near the shore on Saturdays (Jewish Sabbath), the only day they
weren’t allowed to do any work, including fishing. But then on all other days, there was
barely any fish in the sea. The majority of these Jewish villagers, the true believers, knew
that it was a test from Yahweh. Thus, they persevered and continued to observe the
Sabbath. But then a small group figured out a smart way to circumvent the Law, without
upsetting Yahweh: They set up their fishing nets on Fridays, and collected their plentiful
catch on Sundays. Yahweh’s punishment was severe: the Shabbat violators were disfigured
into apes.

Whether this story is real or metaphor (still debated among muslim scholars) is irrelevant.
What matters is the moral of the story: no one can fool Yahweh by circumventing Yahweh’s
rules. Yahweh knows exactly what they’re doing. Allah, the caricature of Mohammed can be
deceived but not Yahweh.

Note: Islamic banking was not started to cater to a financial need but to a religious need. In
theory, islamic banking is supposed to work like this:

Depositors place their savings with the bank whom then provide the funds to businessmen
in exchange for a share of the profit (or loss). This profit (or loss) is then passed on to the
depositor. Interest may be forbidden but profit is not. So what is the difference between
profit and interest?

The key difference is that interest is fixed and certain whereas profit is not. Thus the more
successful the project, the more the bank will earn and pass this down to the depositors.
This is called the Profit/Loss Scheme (PLS) and is considered just according to Islamic
scholars. Not sharing the profit with the bank and depositor is considered unjust.
Real honest-industrious-faithful-un-dhimmis(non-muslims who reject islam and its tricks)-
greedy-free-non-muslim Nigerians alone can debunk IBS.

THE ERRONEOUS QUOTATIONS FROM THE BIBLE AND KORAN

The Bible and the koran have never agreed on anything. The authors are completely different:
Yahweh for the Bible and the koran from Allah. Yahweh used a number of people to write
down what we call the Bible but Allah sent the koran directly from its
abode(wherever).Yahweh has never enlisted Mohammed for anything and therefore could
never be used by Yahweh. Allah speaks only arabic hence choice only the arabic people in
Saudi Arabia as the ‘best’(thus the black arab man can never marry the Saudi lady) but
Yahweh owns all tribes and languages. Allah is excellent in killing and so are its follows.
Yahweh is love. Allah’s messages are over 60% full of hatred but Yahweh’s are near
complete on love. Indeed Yahweh is diametrically different from Allah and therefore
messages must be different. Muslims are therefore liars quoting the Scriptures to gratify their
evil purpose and intentions. Even then, such biblical quotations are have been out of context!

Muslims are truly witty beings. They immediately know the biblical quotations when they are
at their peak of grand deception and can talk. If the contents of the Bible in regard to usury
are the same as those of the koran, the Bible should cease to be Yahweh’s Document. But I
know that Mohammed was a plagiarizer and conman to the core. I am absolutely sure that the
koran is a conjectured book that has laid the basis of war with the ‘infidels’. Even the non-
muslims worldwide are main targets of islamic destruction. This is a book that has compelled
myriads into the streets as suicide bombers. This is a book that makes robots out of men. This
is a book that turns sane men into insanity. This is book that supports slavery, rape,
discrimination, strangulation, corruption, oppression, repression, subversion, and subjugation
100%. This is book that spares not even the muslim! Can this book have a say where right
thinking people are? All inhuman and dehumanizing activities are inherent in the koran, sira,
and ahadith. Thus the koranic quotes are baseless. Not necessary but for one thing: the
destruction of the non-muslims by whatever means.

I wish to state a fact about the biblical view of usury.

“Thou shalt not lend upon usury to thy brother; usury of money, usury of victuals, usury of
any thing that is lent upon usury: Unto a stranger thou mayest lend upon usury; but unto thy
brother thou shalt not lend upon usury: that the LORD thy Yahweh may bless thee in all that
thou settest thine hand to in the land whither thou goest to possess it”(Deuteronomy 23: 19-
20)(underlined mine).

Here Yahweh has not condemned usury completely. The Israelites must cherish each other.
They must love themselves not to overburden another. It was the duty of the wealthy ones
among them to support the others. These treatments must not be necessary so with the
stranger. The word mayest is just enough for all to understand. Christians are expected to
understand this well.

Let me consider another biblical view in the New Testament(NT).

“But love ye your enemies, and do good, and lend, hoping for nothing again; and your
reward shall be great, and ye shall be the children of the Highest: for he is kind unto the
unthankful and to the evil”(Luke 6: 35)(underlined mine).

Listen! Nothing means nothing. Usury is not even an issue here at all. Again, in the Old
Testament, it was brother-sister-brother affair of the same blood(the Israelites). The picture in
the NT is completely new and refreshing: Even your enemies must be loved and treated as if
they ‘love’ you too. Infact, only the teachings of Yeshua have this. Islam hates you on the
basis that you are a non-muslim, and should be killed on behalf of Allah. It is now the same
people again that make quotes for you. No one muslim can be trusted. There is poison in
every muslim who aspires to be like Mohammed!

Now let me put across the so-called koranic verses that support IBS.

O you who believe, you shall not take riba [Interest],

compounded over and over. Observe Yahweh, that you may
succeed. – Koran 3:130

Oh ye who believe, be afraid of Allah and give up what remains

of usury, if ye are really believers. – Koran 2: 228

Well, even if it is one verse that prohibits usury in the koran, it is not my
duty to say no. But the fact here is that it is a practice to be upheld by
ummah(muslim community) only. Here are my supporting
verses(emphasis mine).

“Let not believers make friends with infidels in preference to the faithful - he that does this
has nothing to hope for from Good - except in self-defense. Allah admonishes you to fear
Him: for to Allah shall all return”. Koran 3:28; "The Imran”
Allah's curse be upon the infidels! Evil is that for which they have bartered away their souls.
To deny Allah's own revelation, grudging that He should reveal His bounty to whom He
chooses from among His servants! They have incurred Allah's most inexorable wrath. An
ignominious punishment awaits the unbelievers. Koran 2:89-2:90, "The Cow"

I shall cast terror into the hearts of the infidels. Strike off their heads, strike off the very tips
of their fingers. Koran 8:12, "The Spoils"

Prophet, make war on the unbelievers and the hypocrites and deal rigorously with them.
Hell shall be their home: an evil fate. Koran 9:73, "Repentance"

Believers, make war on the infidels who dwell around you. Deal firmly with them. Know that
Allah is with the righteous. Koran 9:123, "Repentance"

Muhammad is Yahweh's apostle. Those who follow him are ruthless to the unbelievers but
merciful to one another. Koran 48:29, "Victory"

Believers, take neither the Jews nor the Christians for your friends. They are friends with one
another. Whoever of you seeks their friendship shall become one of their numbers. Yahweh
does not guide the wrong-doers. Koran 5:51, "The Table"
Believers, know that the idolaters [non-Muslims] are unclean. Let them not approach the
Sacred Mosque after this year is ended. Koran 9:28, "Repentance"

The unbelievers among the People of the Book [Bible] and the pagans shall burn for ever in
the fire of Hell. They are the vilest of all creatures. Koran 98:6, "The Proof"

With these clear quotes, you can see that IBS is indeed a ploy to get non-muslims in
Nigeria(and elsewhere) closer for total rid off. IBS is yet another grand islamic deception. I
am glad to tell you that over 60% of the koran carries the message of annihilation of the non-
muslims wherever they may be found. All the dhimmis(useful idiots) will also go in just a
nick of time if precautionary measures are overlooked now.

ISLAM AS A RELIGION
Many have hollered that religion cannot be defined. It is false. The Scriptures clearly puts it
plain that a religion can be the pure one or impure. It is truly sad that islam has been
misnamed and classified as a religion. No. it is a political ideology, set to conquer the world
through all cook and crook means. As long as every muslim aspires to be like Mohammed,
there is no peace on earth. Every muslim is a muslim. All other terms such as book haram, al
qaeda, hezbollah, hamas, taliban, etc. are useless and diversionary nomenclatures. All
muslims are extremists. Expectantly, a religion should possess these basic descriptions:

1) Religion must exalt value. It must constantly point toward truth, goodness and beauty and
their combination in divine love as the highest reality. Religion must exalt value above matter
and physics, above mind and logic, above all other perceived reality. This is not to say that
religion is irrational, it is not, but spiritual reality as it is perceived in the form of truth,
goodness and beauty must be exalted as the ultimate source of order, therefore, logic cannot
supersede value. In other words, truth must measure the content of mind, not mind the
content of truth. This is the essence of religious thinking. When the human mind becomes the
measure of all things, we have left the realm of religion and have entered the realm of
ideology.

2) Religion must advance morality, and it must do so both for the individual and for
civilization as a whole. Because for all the material advancement of civilization –
advancement in science, advancement in technology and the advancement in material
comfort - one must still ultimately measure the advancement of civilization by its moral
progress. If you read Richard Rubenstein’s work on the Holocaust, you will understand what
I am talking about.

3) Religion must nurture the individual and help him pursue the higher values, which is the
ultimate goal of religion. All true religion fosters righteousness, the desire for truth and the
sensitivity to beauty in the individual. The goal of religious living is the attainment of those
values as living realities in one’s life.

4) Religion must preserve wisdom. Words of the Yahweh-knowing men of the past must be
preserved for those seeking spiritual guidance in the present and future. Both Judaism and
Hinduism have preserved religious documents for thousands of years. No easy feat before the
time of the printing press and other technical advances we take for granted now. Today,
religious wisdom is in danger of being lost in the general crush of information and
entertainment, so religion’s task may be even harder today.

5) Religion must foster peace and social harmony. The promotion of empathy, tolerance and
forgiveness among individuals, along with a sense of universal brotherhood is one of the
most important aspects of religion.

6) Religion must hold to the transcendent purpose of reconciling man to a greater reality - it
must lead man to Yahweh and bring Yahweh, or Love, if you will, into the life of man in ever
increasing measure. Religion must always stand apart from the social and political
institutions of the society it exists. Its function is not to uphold the status quo, its function is
to show man a higher reality.

Of course, practically every religion has fallen short in these categories at some time or
another. Most have become entangled in political affairs and many have from time to time
lost the clarity of their spiritual vision. That goes without saying, but I am compelled to say
so in anticipation of various objections from the “Christianity is just as bad” crowd.

Let us face islam:

So, how does islam stack up? Let’s take them one at a time.

1) Does islam exalt value? No.

 
Islam actually denies the reality of any value higher than islam itself. Islam essentially acts as
a substitute for Yahweh because it is presented as the will of Allah for all mankind for all
time. Religion, as normally conceived, regards the will of Yahweh, outside a few general
moral injunctions, as a matter for each individual to discover. In islam, the “will of Allah” is
a set of rules governing the most minute and personal aspects of behavior. Furthermore, islam
continually elevates the material over the spiritual, so much so, that values are essentially
blocked from the consciousness of many muslims. Let me give you an example. The
following are the words of the father of a failed female suicide bomber:

“'If I had known what [my daughter] was planning I would have told the Jews. I would have
stopped her.”
 
And of course the interviewer is thinking, of course. The man loves his daughter and any
person would be appalled at indiscriminate mass murder. Of course, he would have tried to
stop her. But then the father goes on to explain why he would have stopped her:

“In our religion it is forbidden for a girl's body to be uncovered even at home. How could a
girl allow her body to be smashed to pieces and then collected up by Jews? This is absolutely
forbidden.”

Mass murder is not the issue. His daughter’s suicide is not the issue – the issue is the purely
material matter of her body parts lying uncovered in the street for strange men to see and then
being collected by Jews, which, since Jews are in the same unclean category as feces
and urine, defiles them further and brings a double shame on the family. The dead and
maimed are beside the point. This is an extreme example, but in the years I have spent
studying Muslim culture and attitudes, I can tell you it is part of a pattern that is repeated all
the time. Islam comes first, life comes second and matter is elevated over value.

2) Does Islam advance morality? No.

Islam retards morality not only by elevating a set of arbitrary rules above spiritual value as
we have just seen, but also because islam lacks a true guiding moral structure.
 
All human beings are subject to pressure from two poles of passion broadly described as
sentimentality on the one hand and brutality on the other. Between those two poles lies
culture, which informs us how we should feel and should conduct ourselves in any given set
of circumstances. Culture lends refinement to our emotions and informs and enforces self
control. There can be no culture without self-control.

The skeleton of culture is morality - the enjoining of that which is right. Without a cultural
morality requiring self control, man lurches from sentimentality to brutality with nothing
between to balance or to refine emotion. This is exactly what we see among muslims. They
seem to lurch between weeping over dead babies on Al Jazeera to beating up their wives and
children with no self-control whatsoever. Islam enforces self-control only in the sense of
conformity to islam. This is often disguised as moral consciousness, especially when
enforcing conformity on women, but is it? Obviously, conformity and morality are not the
same thing.

Islamic morality collapses in on itself because it is based on two things: 1) expediency (that
which is good for the muslim community is good in itself) and 2) the word and deeds of
Muhammad (whose words and deeds were often immoral). So, without a true moral structure
to uphold it, islamic culture collapses into barbarism and muslims themselves exhibit an
extreme emotionalism lacking all self-restraint.

Of course this very emotionalism is what causes the authorities in the everywhere and Plateau
in particular, to treat muslims like children who cannot be expected to exhibit self-control.
 
Culturally speaking, though Muhammad is claimed to be the final prophet in the Hebrew line,
he certainly cannot be said to have advanced morality beyond the point where Yeshua and the
olden prophets left it six hundred and fifty years earlier. In islam, morality is defined as
obedience to islam and therefore the higher moral nature of muslims is suppressed and even
denied, because again, in islamic thought, there is nothing higher than islam.

3) Does islam nurture the individual? No.

The individual is sacrificed at every stage of his life for the sake of islam. All of life is
thought to be a test of the willingness to sacrifice happiness (which means, in effect, the
pursuit of truth, goodness and beauty) for a promise of life in the hereafter. The exercise of
individual freedom and the pursuit of value through either the questioning of islam or leaving
islam are both viewed as treason and are punishable by death. That way, ideas dangerous to
islam are not spread among the collective – which is often described as one body. In islam the
collective is always elevated above the individual. The rough edges of individuality must be
suppressed in order that islamic society will run smoothly. We can see quite clearly that for
women, at least in public, individuality is entirely erased by the veil.

4) Does islam preserve wisdom? No.

Islam defines everything existing before the coming of islam as the time of ignorance. The
wisdom of old is therefore rejected and destroyed whenever possible. In addition to religious
works, this includes cultural artifacts, art, literature and music.

Islam, as we know, claims to be an Abrahamic religion and yet has thrown out all the
literature preserved by the other two genuine Abrahamic religions, Judaism and Christianity,
which in itself should disqualify it as an Abrahamic religion. It would be like a church
claiming to be Christian while throwing out the New Testament. Despite the fact that this
makes no sense whatsoever, everyone from the Pope on down seems to accept the claim that
islam is an Abrahamic faith without question.

Muhammad made his claim to be the last of the Hebrew prophets, the seal of the prophets in
fact, by advancing the idea that he was descended from Abraham through the bastard line of
Ishmail and co-opted the legend that Hagar and Abraham journeyed 750 miles through the
desert on foot with a baby to Mecca even though there is absolutely no independent historic
substantiation of this at all. There is, however, a record of the descendents of Ishmail
remaining in the area of Hebron in the Bible. It is recorded that Ishmail attended his father
Abraham’s funeral there, which is another reason why the Bible is rejected by islam.

According to the Bible, Muhammad absolutely could not be the final prophet in the Hebrew
line. The Jews of Medina are on record as having pointed this out, which is why Arabia is
Judenrein today and islamic antisemitism persists.

5) Does Islam foster peace and social harmony? No.

Islam is a recipe for perpetual war. Not only does islam divide the world into the believers vs.
non-believers who are known as the “enemies of Allah,” but there is also perpetual warfare
within islam as well. Samuel Huntington called this the bloody borders and bloody innards of
islam. In the newspapers every day we witness the fact that on average, more muslims are
killed by their fellow muslims than non-muslims are killed by muslims and this despite the
fact that around two million south Sudanese Christians and animists have been killed by
muslims in the last two decades. As Bill Warner has estimated, in the last 1400 years, islam
has caused the death of 270 million people and counting. With the destructive potential of the
weapons they are quickly acquiring, it would not surprise me if another 100 million are added
to that total in this century.

6) Does islam hold a transcendent purpose? No.

One of the most important points to make about islam is this: the purpose of islam is the
perpetuation of islam. Islam literally has no higher purpose. It sacrifices human beings on the
altar to itself and for no higher purpose than to spread islam. If you’re looking for a greater
meaning or value than that, you won’t find it.
 

In conclusion, though islam resembles a religion superficially and harnesses the religious
impulse for its own perpetuation, the case can be made that islam is not a religion in any
meaningful sense. Ask a muslim a spiritual question and you will receive a material answer.
If you ask a muslim, “What do you believe in?” The answer will be something like, “We
believe you have to pray five times a day, fast at Ramadan, go on the hajj to Mecca” and so
on. And if you press the point, you will get a lot of detail about each ritual. “First you have to
wash, first this foot then that foot then this arm, then that arm, then this nostril then that
nostril…” By the time you get through all that you’ve forgotten what the question was. The
muslim questioned may actually think he has explained his religion to you. If you persist and
ask why a ritual is performed, you will get a story about Muhammad - Muhammad said so or
that’s the way Muhammad did it. Islamic rituals, elaborate as they are, have little or no
symbolic meaning beyond that.

Just because muslims themselves are convinced islam is a religious faith, doesn’t mean the
rest of us have to accept it as such under our laws, laws that were meant to foster religions
that exalt value, advance morality, nurture the individual, preserve wisdom, promote peace
and that have a transcendent purpose. If we remove, or at least bring into question, islam’s
status as a religion, it will allow us to deal effectively with islamization by regulating their
influx, mosque building, islamic schools and proselytizing in prisons, markets, and other
private and public sites.

THE ISLAMIC SHARIA: A MUST KNOW

The islamic sharia is a product of 7th century islamic scholars, who have vowed to continue
from where Mohammed and his contemporaries died without reaching. These islamic
scholars were certainly filled to the brim with greed, lust, hatred, subversion, self
centeredness, etc. As seen in some quotes from the koran above, other sources for the sharia
are the sira and ahadith. Factly speaking, Mohammed never had the opportunity to observe
the sharia law! This came latter. It pains to see and hear that muslims claim the sharia came
directly from Allah and that they are eternal, when these statements are clearly man-made,
mundane, and enslaving. Infact, the first victims of the sharia are the muslims themselves. I
sympathize more with the female folk in islam. These are the most suffered from whatever
angle of approach. Women are less than animals in quality in islam! The sharia truly reveals
the irreligious nature of islam just as its political ideology is completely made bare. With the
sharia in place, human blood flows every second, minute, hour, day, week, month, and year
to sustain islam. Sharia has produced real barbarians(not terrorists as wrongly acclaimed).

Here is the complete summary of the sharia:

1) Jihad defined as “to war against non-Muslims to establish the religion” is the duty of
every Muslim and Muslim head of state (Caliph). Muslim Caliphs who refuse jihad
are in violation of Sharia and unfit to rule.
2) A Caliph can hold office through seizure of power meaning through force.
3) A Caliph is exempt from being charged with serious crimes such as murder, adultery,
robbery, theft, drinking and in some cases of rape.
4) A percentage of Zakat (alms) must go towards jihad.
5) It is obligatory to obey the commands of the Caliph, even if he is unjust.
6) A caliph must be a Muslim, a non-slave and a male.
7) The Muslim public must remove the Caliph in one case, if he rejects Islam.
8) A Muslim who leaves Islam must be killed immediately.
9) A Muslim will be forgiven for murder of : 1) an apostasy 2) an adulterer 3) a highway
robber. Making vigilante street justice and honor killing acceptable.
10) A Muslim will not get the death penalty if he kills a non-Muslim.
11) Sharia never abolishes slavery and sexual slavery and highly regulates it. A master
will not be punished for killing his slave.
12) Sharia dictates death by stoning, beheading, amputation of limbs, flogging and other
forms of cruel and unusual punishments even for crimes of sin such as adultery.
13) Non-Muslims are not equal to Muslims and must comply to Sharia if they are to
remain safe. They are forbidden to marry Muslim women, publicly display wine or
pork, recite their scriptures or openly celebrate their religious holidays or funerals.
They are forbidden from building new churches or building them higher than
mosques. They may not enter a mosque without permission. A non-Muslim is no
longer protected if he commits adultery with a Muslim woman or if he leads a Muslim
away from Islam.
14) It is a crime for a non-Muslim to sell weapons to someone who will use them against
Muslims. Non-Muslims cannot curse a Muslim, say anything derogatory about Allah,
the Prophet, or Islam, or expose the weak points of Muslims. However, the opposite is
not true for Muslims.
15) A non-Muslim cannot inherit from a Muslim.
16) Banks must be Sharia compliant and interest is not allowed.
17) No testimony in court is acceptable from people of low-level jobs, such as street
sweepers or a bathhouse attendant. Women in such low level jobs such as professional
funeral mourners cannot keep custody of their children in case of divorce.
18) A non-Muslim cannot rule even over a non-Muslims minority.
19) Homosexuality is punishable by death.
20) There is no age limit for marriage of girls under Sharia. The marriage contract can
take place anytime after birth and consummated at age 8 or 9.
21) Rebelliousness on the part of the wife nullifies the husband’s obligation to support
her, gives him permission to beat her and keep her from leaving the home.
22) Divorce is only in the hands of the husband and is as easy as saying: “I divorce you”
and becomes effective even if the husband did not intend it.
23) There is no community property between husband and wife and the husband’s
property does not automatically go to the wife after his death.
24) A woman inherits half what a man inherits.
25) A man has the right to have up to 4 wives and she has no right to divorce him even if
he is polygamous.
26) The dowry is given in exchange for the woman’s sexual organs.
27) A man is allowed to have sex with slave women and women captured in battle, and if
the enslaved woman is married her marriage is annulled.
28) The testimony of a woman in court is half the value of a man.
29) A woman looses custody if she remarries.
30) To prove rape, a woman must have 4 male witnesses.
31) A rapist may only be required to pay the bride-money (dowry) without marrying the
rape victim.
32) A Muslim woman must cover every inch of her body which is considered “Awrah,” a
sexual organ. Some schools of Sharia allow the face and some don’t.
 33) A Muslim man is forgiven if he kills his wife caught in the act of adultery. However,
the opposite is not true for women since he “could be married to the woman he was
caught with.”

The above are clear cut laws in Islam decided by great Imams after years of examination and
interpretation of the koran, ahadith(the traditions of islam), and sira(Mohammed’s life). Now
let the learned imams, sheikhs, sultan, or any islamic scholar tell us what part of the above is
compliant with the Nigeria constitution? It is simply impossible for the non-muslim to
dwell together because the muslim is mandated to follow the sharia or die. In his/her zeal
to keep the sharia law, human lives and property are wasted away, thus making Allah glad!

Before you bank with any IBS, Unity Bank(the old Bank of the North), Bank PHB, Jaiz Bank
International, etc., please familiarise yourself again with N0s. 1, 4, 8, 10, 11, 13, 16, 18, 20,
and 26. Just this few. All are equally important too as put in the Sharia. Unless you are a
deliberate or paid dhimmi(useful idiot), keep off from these banks. You have been
sponsoring your killer squads since you signed to be their customer. WATCH OUT. The fire
of jihadism is already destroying the Country!

Do you now appreciate it better when IBS is also called Sharia Banking System? At least
you’ve been able to see why islam is not a religion from whatever angle of human or divine
view. I only hope you knew that Allah and Mohammed are interwoven, each manipulating
the other to achieve the same thing: power, sex, and/or wealth! That Allah is a commercial
being just as Mohammed was when he stood by Khadija, the business tycoon, is indubitable.
Therefore ‘Banking(Banging) on Allah is non-debatable. Led by Sanusi Lamido Sanusi,
Bintube, Dangote, Abdullahi Mutallab, and a host of muslims, IBS must become real. The
dhimmis and other non-muslims rise to save Nigeria. Or else...

The Plateau People

As I write I am most troubled about Plateau State. The evil on ground against the Plateau man
everywhere is better imagined. There are currently heavy terrible frightening disturbing
bedevilling machinations against the Plateau people, emanating from the caliphate and
sponsored by foreign lands such as Sudan, Libya, Iran, Saudi, Pakistan, America, Egypt, and
many others; besides societies, organizations, NGOs, individuals, machineries in the federal
government of Nigeria, states here in Nigeria, etc. The time to sleep is over! All moves under
whatever disguise initiated by the jiadists(for every muslim is a jihadist) aims at destroying
Plateau State. Should Plateau people all become muslim, it will never stop muslims wiping
them away. The only solution left is for the Plateau people to unite and build their own
financial system hence economy. This is what I must tell the Plateau people according to this
booklet.
NEVER BELIEVE ANY MUSLIM FOR ANYTHING AT ANYTIME AT ALL COST, WHETHER IT IS
OBVIOUS OR OBLIVION. EVERY JIHADIST IS DEADLY POISONOUS!
PAN