AKPK1011

BUDGET BOOK

SPECIAL SEMESTER 2020/2021

PREPARED BY:

INTERNAL CIRCULAR ONLY

HOW TO INCREASE YOUR FINANCIAL MANAGEMENT

*Set up a budget and start it from now.

*Deposit part of the salary. Saving at least 10% of monthly income.
*Spend within your limit.
*Be smart shoppers and select the very best deals.
*Provide emergency funds to save at least 6 months.
*Pay bills on time.
*Diversify your investments.
*Wary of get rich quick scheme.
NAME :

ID :

SECTION :
MONTH :

RM

BUDGET ACTUAL
 VARIABLES DETAILS
MONTHLY INCOME
OTHER INCOME
TOTAL INCOME
(-) SAVINGS (10%)
NET INCOME AFTER SAVINGS
(-) FIXED EXPENSES ITEM RM

(-) VARIABLE EXPENSES ITEM RM

(-) DISCRETIONARY EXPENSES ITEM RM

BALANCE
MONTH :

YEAR :

BIL DESCRIPTION / DATE 1/11/2018

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