in India, aad lms a present e in 19 countries, inc luding trama.

tC tO Bank offcrs a wide

raa ge of barüóng prnducts and fiaaric iai .mvice.s io corporatc and retar l cu.sto rriers
tbrough a vuiety of dcliu•ry chaanels dad through its spec ialized subsidiarias in the areas
of inu•stmm baalóng, life aad non—life insurarice, mnture capital dad as t

The Bank c urre m ly his .suhs idiarie.s in the (Jnited Kingdom, Riivsie mad Carmia,
in braac1u•v United State.s, Singapo re, Bahrain, Hong Kong, Sri Lanka,
Qatar arid Dubai
fmerriatioriai E-inance Cem re and repre.senrat ice oHices in United Arab Emirates , China,
South Afric a. Bangladesh, Thailand, Malaysia arid Indore sia. Their UK .subsidiary has
ustub lished bramhes in Belgium arid Ciermar y.
tCICI Bank’s equity shares are li.vted in fndia on Bombay Stock Exclungc aad the
Nutio rial Stocb Ext lunge of India Limitn d and its American Depository Rece ipts f ADRs )
are listed on the New Yo rk Stocb Exchange (NYSEj.

tC tCl Baab started a.s a wholly owrie d sub idiary of tCIO Limited, ma fndian fi nanc ial
invt itrit ion, in 1994. Four years later, when the corr par y offered tOCI Baak's . s to
the public, tCICF.v shareholding way reduced to fn the year 2CII0. IC IC t Beak
offered mate an equity offering in the form of ADRv on the New York Stock Exclunge
fNYSE), the re by bccoming the first Indian company arid the first banb or fiaarx: ial
inst itritio n from rmn •Japan As ia to tx• listed on the NYSE. fn the next year, é :icquired the
Bank of Malura Limited in an ad sv rock amalgamation. Lin r in the year and the next
fiscal year, the bank made .secoadary market saie.s to invtitutiorrii invests .

W itli a clunge in the corporate striatum aad the budding compe rit io n in the fadiaa
Bank ing industry, t1u• manage me nt of bnth tC tCl and IOC t Bank we re of the op iaio n
that a merger betwe en the two e ntirie.s wouid prove to be an e.vventiai step. tt we in 2(lfl1
that the Boards of D irec too of IClC t arid tC tO Baak sarict iomd t1u• amaigamat io n of
IC tO arid iwo of its wholly•owried retail finance .vuhsidiar* s, tClCI Personal Finaric iai
Servic cv Limited md ICiC t Capital Se rvices Limited. w*h tCtO Bank. fn the following
yc ar, the imrger was approved by its . holde re, the High Court of Gujarat at
Atumd zrs well ss the High Court of Judicsure at Mmb«i and tbz Resu Bank of