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Prepared By

Ph:
This is proposed to

Proposer Details
Name h
Age 25
Plan Name 945-Jeevan Umang
Sum Assured 450000
Policy Term 75
PPT 15
DAB Rider 0
AD & DB Rider 450000
Term Rider 0
CIR SA 0
PWB Rider -

First Year Premium


Premium GST(4.5%) Payable Prem
YLY 36155 1627 37782
HLY 18258 822 19080
QLY 9219 415 9634
MLY 3073 138 3211
2nd year onwards
Premium GST(2.25%) Payable Prem
YLY 36155 813 36968
HLY 18258 411 18669
QLY 9219 207 9426
MLY 3073 69 3142

Save Rs.101 per day for 15 yrs, and get a


bulk amount of Rs.4207500 at Age:100
Year Age Premium Natural Accidntal Returns CashValue Loan

2020 25 37782 478800 928800 0 0 0

2021 26 36968 507600 957600 0 11760 10584

2022 27 36968 536400 986400 0 17640 15876

2023 28 36968 565200 1015200 0 35280 31752

2024 29 36968 594000 1044000 0 58800 52920

2025 30 36968 622800 1072800 0 88200 79380

2026 31 36968 651600 1101600 0 123480 111132

2027 32 36968 680400 1130400 0 164640 148176

2028 33 36968 709200 1159200 0 211680 190512

2029 34 36968 738000 1188000 0 264600 238140

2030 35 36968 766800 1216800 0 323400 291060

2031 36 36968 795600 1245600 0 388080 349272

2032 37 36968 824400 1274400 0 458640 412776

2033 38 36968 853200 1303200 0 535080 481572

2034 39 36968 882000 1332000 0 617400 555660

2035 40 0 919800 1369800 36000 746748 189000

2036 41 0 950850 1400850 36000 856890 189000

2037 42 0 981900 1431900 36000 885060 189000

2038 43 0 1012950 1462950 36000 913230 189000

2039 44 0 1048500 1498500 36000 945900 189000

2040 45 0 1086300 1536300 36000 980820 189000

2041 46 0 1128600 1578600 36000 1020240 189000

2042 47 0 1179900 1629900 36000 1068660 189000

2043 48 0 1253700 1703700 36000 1139580 189000

2044 49 0 1327500 1777500 36000 1210500 189000

2045 50 0 1401300 1851300 36000 1281420 189000


2046 51 0 1475100 1925100 36000 1352340 189000

2047 52 0 1557900 2007900 36000 1432260 189000

2048 53 0 1640700 2090700 36000 1512180 189000

2049 54 0 1723500 2173500 36000 1592100 189000

2050 55 0 1837800 2287800 36000 1703520 189000

2051 56 0 1956600 2406600 36000 1819440 189000

2052 57 0 2097900 2547900 36000 1957860 189000

2053 58 0 2239200 2689200 36000 2096280 189000

2054 59 0 2380500 2830500 36000 2234700 189000

2055 60 0 2521800 2971800 36000 2373120 189000

2056 61 0 2663100 3113100 36000 2511540 189000

2057 62 0 2804400 3254400 36000 2649960 189000

2058 63 0 2945700 3395700 36000 2788380 189000

2059 64 0 3087000 3537000 36000 2926800 189000

2060 65 0 3228300 3678300 36000 3065220 189000

2061 66 0 3257100 3707100 36000 3091140 189000

2062 67 0 3285900 3735900 36000 3117060 189000

2063 68 0 3314700 3764700 36000 3142980 189000

2064 69 0 3343500 3793500 36000 3168900 189000

2065 70 0 3372300 3822300 36000 3194820 189000

2066 71 0 3401100 3401100 36000 3220740 189000

2067 72 0 3429900 3429900 36000 3246660 189000

2068 73 0 3458700 3458700 36000 3272580 189000

2069 74 0 3487500 3487500 36000 3298500 189000

2070 75 0 3516300 3516300 36000 3324420 189000

2071 76 0 3545100 3545100 36000 3350340 189000

2072 77 0 3573900 3573900 36000 3376260 189000


2073 78 0 3602700 3602700 36000 3402180 189000

2074 79 0 3631500 3631500 36000 3428100 189000

2075 80 0 3660300 3660300 36000 3454020 189000

2076 81 0 3689100 3689100 36000 3479940 189000

2077 82 0 3717900 3717900 36000 3505860 189000

2078 83 0 3746700 3746700 36000 3531780 189000

2079 84 0 3775500 3775500 36000 3557700 189000

2080 85 0 3804300 3804300 36000 3583620 189000

2081 86 0 3833100 3833100 36000 3609540 189000

2082 87 0 3861900 3861900 36000 3635460 189000

2083 88 0 3890700 3890700 36000 3661380 189000

2084 89 0 3919500 3919500 36000 3687300 189000

2085 90 0 3948300 3948300 36000 3713220 189000

2086 91 0 3977100 3977100 36000 3739140 189000

2087 92 0 4005900 4005900 36000 3765060 189000

2088 93 0 4034700 4034700 36000 3790980 189000

2089 94 0 4063500 4063500 36000 3816900 189000

2090 95 0 4092300 4092300 36000 3842820 189000

2091 96 0 4121100 4121100 36000 3868740 189000

2092 97 0 4149900 4149900 36000 3894660 189000

2093 98 0 4178700 4178700 36000 3920580 189000

2094 99 0 4207500 4207500 36000 3946500 189000

2095 100 0 0 0 4207500 0 0

0 0 555334 0 0 6367500 0 0
You have to pay the premium for 15 yrs
(from Age:25 - Age:39)

If you take the payment mode as yly then you have to pay
Rs.37782 for the first year,from 2nd year onwards Rs.36968

Totally you will pay Rs.555334

From Age:40-99 you will receive Rs.36000

Natural Risk Cover is as shown in the above table under Natural


column.....For example In case of Natural Death at Age-30,
Nominee will receive Rs.622800

Accidental Risk cover is as shown in the above table under


Accidental column.....For example In case of Accidental Death at
Age-30, Nominee will receive Rs.1072800

At age 100 you will receive Rs.4207500

If you close the policy you will receive the amount as shown in the
above table under CashValue Column.....For example
if you close at Age-60, you will receive Rs.2373120
if you close at Age-70, you will receive Rs.3194820
if you close at Age-80, you will receive Rs.3454020

You can take the loan as shown in the above table under Loan
Column.....For example
at Age-39, you can take a loan of Rs.555660
at Age-60, you can take a loan of Rs.189000
Medical Report: Not Applicable

Disclaimer : The Benefits shown in this presentation are as per the 8%


Benefit illustration of LIC of India, Actual values may vary, depends on
the corporation profits and experience

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