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재무제표 2020.1.1 ~ 2020.12.31

재무상태표
Statements of Financial Position

포괄손익계산서
Statements of Comprehensive Income

주식회사 카카오뱅크
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재무제표
2020.1.1 ~ 2020.12.31

재무상태표
Statements of Financial Position

포괄손익계산서
Statements of Comprehensive Income
재무상태표 Statements of Financial Position

제5기 : 2020년 12월 31일 현재 (As of December 31, 2020)

주식회사 카카오뱅크 (KakaoBank Corp.) 단위: 백만원 (Unit: KRW in Millions)

과목 Description 금액 (Amount)

자산 Assets
Ⅰ. 현금및예치금 Cash and due from financial institutions 1,195,937
Ⅱ. 투자금융자산 Financial investments 4,261,370
Ⅲ. 대출채권 Loans 20,662,809
Ⅳ. 유형자산 Property and equipment 46,157
Ⅴ. 무형자산 Intangible assets 44,878
Ⅵ. 순확정급여자산 Net defined benefit assets 997
Ⅶ. 기타자산 Other assets 437,842
자산총계 Total assets 26,649,990
부채 Liabilities
Ⅰ. 예수부채 Deposits 23,539,282
Ⅱ. 충당부채 Provisions 22,415
Ⅲ. 당기법인세부채 Current tax liabilities 3,613
Ⅳ. 기타부채 Other liabilities 287,718
부채총계 Total liabilities 23,853,028
자본 Equity
Ⅰ. 자본금 Capital stock 2,038,265
Ⅱ. 자본잉여금 Capital surplus 759,805
Ⅲ. 자본조정 Capital adjustments 4,921
Ⅳ. 기타포괄손익누계액 Accumulated other comprehensive income 7,794
Ⅴ. 결손금 Accumulated deficit -13,823
(대손준비금 적립액) (Regulatory reserve for loan loss) -
(대손준비금 미적립액) (Insufficient reserve for loan loss) (125,593)
(대손준비금 전입 필요액) (Required additional reserve for loan loss for the period) (52,839)
(대손준비금 적립 예정액) (Provisioned additional reserve for loan loss for the period) -
자본총계 Total equity 2,796,962
부채와자본총계 Total liabilities and equity 26,649,990

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포괄손익계산서 Statements of Comprehensive Income

제5기 : 2020년01월01일부터 2020년12월31일까지 (For the Year Ended December 31, 2020)

주식회사 카카오뱅크 (KakaoBank Corp.) 단위: 백만원 (Unit: KRW in Millions)

과목 Description 금액 (Amount)

Ⅰ. 영업수익 Operating income 804,157

1. 이자수익 Interest income 599,390
2. 수수료수익 Fee and commission income 184,887
3. 당기손익- Gain on financial instruments at fair value through profit or
14,116
공정가치측정금융자산거래이익 loss
4. 기타포괄손익- Gain on financial instruments at fair value through other
97
공정가치측정금융자산거래이익 comprehensive income
5. 기타의영업수익 Other operating income 5,667
Ⅱ. 영업비용 Operating expense 620,713
1. 이자비용 Interest expenses 191,360
2. 수수료비용 Fee and commission expenses 178,048
3. 판매비와관리비 Selling and administrative expenses 200,585
4. 기타의영업비용 Other operating expenses 50,720
Ⅲ. 금융자산신용손실충당금전입액 Provision for credit loss allowance 60,893
Ⅳ. 영업이익 Operating profit 122,551
Ⅴ. 영업외수익 Non-operating income 135
Ⅵ. 영업외비용 Non-operating expenses 354
Ⅶ. 법인세비용차감전순이익 Net income before income tax expense 122,332
Ⅷ. 법인세비용 Income tax expense 8,696
Ⅸ. 당기순이익 Net income for the year 113,636
(대손준비금 반영후 조정이익) (Profit for the year adjusted for regulatory reserve) 60,797
Ⅹ. 기타포괄손익 Other comprehensive income(loss), net of income tax 5,022

후속적으로 당기손익으로 재분류되는 항목 : Items that are or may be reclassified subsequently to profit or loss :
1. 기타포괄손익- Unrealized net change in fair value of financial assets at 6,503
공정가치측정금융자산평가손익 fair value through other comprehensive income

후속적으로 당기손익으로 재분류되지

않는 항목 : Items that will not be reclassified subsequently to profit or loss :
-1,481
Remeasurements of net defined benefit plan
1. 순확정급여부채(자산)의 재측정요소

XI. 총포괄이익 Total comprehensive income for the year 118,658

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