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Founder & Chairman
Dr. M. A. Halim Patwary ESTD. : 1986
M-BDwbU XvKv wek¦we`¨vjq fwZ© cix¶vi cÖkœ I DËi (cÖkœ e¨vsK)

PREVIOUS QUESTIONS
wcÖq QvÎ-QvÎx,
G eQi K¬vm ïi“i c–※e© cÖkœcÎ m¤•※K© AvMvg aviYvi D※Ï※k¨ XvKv wekŢwe`¨vjq M-BDwb※Ui MZ 10 eQ※ii cÖkœ Ges DËi ýZvgv※`i
mvg※b Zz※j aiv n※jv| D”P gva¨wgK cix¶vi cÖ¯„wZi dvu※K dvu※K ýZvgiv evievi cÖkœ¸※jvi mwVK DËimn fzj Ackb¸※jvI ý`L※e Ges
eyS※Z ýPóv Ki※e| we¯@vwiZ Av※jvPbv K¬v※m n※e| K¬vm ïi“※ZB mKj wel※qi Memory Test-G GLvb ý_※K cÖkœ _vK※e|

XvKv wek¦we`¨vjq 2019-2020 General English

Fill in the blanks with appropriate words
mgq: 50 (cÂvk wgwbU) c–Y©gvb: 601.25=75 (Questions 13-15)
evsjv 13. The tall gentleman ------- by the door is the bank
manager.
01. ÔGev※ii msMÖvg ¯^vaxbZvi msMÖvg|Õ-G ev※K¨i Aš@M©Z A. who standing B. is standing
Ô¯^vaxbZviÕ kãwU ýKvb Ki※K ýKvb wefw³? C. stands D. standing
A. Ki※Y lôx B. Acv`v※b lôx 14. I am looking forward to ------- you.
C. wbwg⁃v※_© lôx D. AwaKi※Y lôx A. seeing B. see
02. Ôdivwm wecţ※ei c※i cÖRvZš¿B m‾wó K※i .......|Õ- k–b¨¯‟v※b C. saw D. sees
em※e ýh kã- 15. Even as a child, sleep ------- Sumana.
A. jy¨f B. ýfm©vB A. liked B. eluded
C. disturbed D. loved
C. nvwg©※UR D. ey※R©vqv wecţe Fill in the blanks with appropriate prepositions
03. wb※Pi ýKvb k㸔Q mgv_©K? (Questions 16-17)
A. wbjq, wb※KZb, M‾n, LM B. Qwe, Av※jL¨, Zmwei, bKkv 16. The building is made ------- bricks.
C. myavKi, iv※Kk, Aå, ýmvg D. ewý, cveK, ke©i, Zwgmªv A. with B. of C. on D. from
04. ive※Yi gv※qi bvg Kx? 17. The Bullet Train travels ------- 200 miles an hour.
A. migv B. evmš@x A. for B. in C. at D. off
C. ÙK※Kqx D. wbKlv 18. Choose the correct sentence:
A. Who belongs to the book?
05. ÔýSv※ji jvD A¤^※ji K`yÕ evMavivi A_© Kx? B. Whom does the book belong?
A. RxY©kxY© ýjvK B. wgwk※q ýdjv C. To who the book belongs?
C. me c※¶i gb RywM※q Pjv D. cyw_MZ we`¨vmvi D. Who does the book belong to?
06. A_©MZ w`K ý_※K ÔnwiYÕ ýKvb ýkÖwYi kã? 19. Which is a synonym of the word Incredible?
A. ýgŠwjK B. ýhŠwMK A. Impervious B. Probable
C. iƒwp D. ýhvMiƒp C. Unspectacular D. Inconceivable
07. wbcvZ※b wm× n※q mwÜe× n※q※Q ýKvbwU? 20. Choose the closest opposite meaning:
She is indeed human
A. g‾š§q B. e‾n¯•wZ A. universal B. devilish
C. e‾n`_© D. Av`¨š@ C. divine D. terrestrial
08. wb※Pi ýKvb aŸwb evsjvq ýbB? 21. Find the misspelt word:
A. Iô¨ B. `※š@Šô¨ A. Percieve B. Receive
C. Zvje¨ D. gŔa©b¨ C. Belief D. Conceive
09. ÔRv`yÕ kã evsjvq G※m※Q ýh fvlv ý_※K- 22. The word 'Paradigm' means:
A. dviwm B. divwm A. Proof B. Parallel
C. Advice D. Example
C. Aviwe D. wnw›` 23. Salman is one of the richest persons in the town.
10. ※Kvb mgv※mi c–e©c` DcmM© wKsev Ae¨q ýhv※M Ges DËic` What does the sentence imply?
we※kl¨ Øviv MwVZ nq? A. No other man is as rich as Salman in this town.
A. Kg©aviq mgvm B. Ae¨qxfve mgvm B. No one in this town is rich.
C. ZrcyiŖl mgvm D. Ø›Ø mgvm C. Very few persons in the town are as rich as Salman.
11. cÖmbœ PwiÎwU ýKvb iPbvq i※q※Q? D. Salman is very rich but others are also rich.
A. AcwiwPZv B. weovj 24. The expression 'distinctive qualities' means those
qualities of a person which.
C. AvnŸvb D. gvwm-wcwm A. are the same as those of others.
12. Ôiscy※i b–ij`xb GKw`b WvK w`※qwQj- B. make him/ her different from others.
A. 1905 mv※j|Õ B. 1189 m※b|Õ C. emphasise honesty in him/ her.
C. 1757 m※b|Õ D. 1947 mv※j|Õ D. depend on his/ her instincts.
Answer : 1.C 2.A 3. B 4.D 5. C 6.C 7. B 8.B 9.A Answer: 13.D 14.A 15. B 16.B 17. C 18.D 19. D
10.B 11.B 12.B 20.C 21.A 22.D 23.C 24.B
 wnmveweÁvb (Accounting)
25. wb※Pi ýKvb wnmvewU wnmve eQi ýk※l eÜ K※i ý`qv nq?
(Which of the following accounts is closed at the
end of an accounting period?)
A. Capital (gŔjab)
B. Unearned revenue (AbycvwR©Z Avq)
C. Prepaid insurance (AwMÖg wegv)
D. Drawings (D※⁃vjb)
26. wecixZ m¤•wË Kx ai※bi ýRi cÖKvk K※i? (What type of
balance does a contra asset account show?)
A. ※WweU (Debit)
B. ※µwWU (Credit)
C. kŔb¨ (Zero)
D. ※WweU Ges ýµwWU `y※UvB (Debit and Credit both)
27. GKwU wnmve KZ ai※bi ýRi cÖKvk Ki※Z cv※i? (How
many types of balances can an account show?)
A. ※WweU ýRi (Debit Balance)
B. ※µwWU ýRi (Credit Balance)
C. ※WweU Ges ýµwWU ýRi `y※UvB (Both Debit and Credit
Balances)
D. ※WweU, ýµwWU Ges kŔb¨ ýRi (Debit, Credit and Zero Balances)
28. wb※Pi ýKvb mgxKiYwU mwVK bq? (Which of the
following equation is not correct?)
A. A=L+O/E B. A-L=O/E
C. A=O/E D. A+O/E=L
29. cÖviw¤ÿK gRy`, mgvcbx gRy` I weµqK…Z c※Y¨i e¨q h_vµ※g
20,000 UvKv, 30,000 UvKv I 70,000 UvKv n※j weµq※hvM¨
c※Y¨i e¨q KZ? (How much is the cost of goods
available for sale if the beginning stock, closing
stock and the cost of goods sold are Tk. 20,000,
Tk. 30,000 and Tk. 70,000 respectively?)
A. 50,000 UvKv (Tk. 50,000)
B. 90,000 UvKv (Tk. 90,000)
C. 100,000 UvKv (Tk. 100,000)
D. 80,000 UvKv (Tk. 80,000)
30. wb※Pi ýKvbwU gybvdvRvZxq e¨q? (Which of the following
is revenue expenditure?)
A. ※gwk※bi µqgŔj¨ (Purchase price of machinery)
B. ※gwk※bi wegv LiP (Insurance cost of machinery)
C. ※gwk※bi Avg`vwb ïé (Import duty of machinery)
D. ※gwk※bi ms¯řvcb e¨q (Installation costs of machinery)
31. DØ‾ËcÎ cÖ¯„Z Kiv nq ------| (Balance Sheet is
prepared ------.)
A. GKwU wbw`©ó Zvwi※L (on a specific date)
B. mgvß eQ※ii Rb¨ (for the year end)
C. GKwU wnmve eQ※ii Rb¨ (for one accounting year)
D. GKwU Avw_©K eQ※ii Rb¨ (for one financial year)
32. g–j¨ùxwZi mgq ýKvb gRy` c×wZ AwaK Kvh©Ki? (During
inflation, which inventory costing system is more
important?)
A. FIFO B. LIFO
C. HIFO D. Average Cost
33. `yBRb Askx`v※ii gybvdv e›Ub AbycvZ 2:1| Z…ZxqRb※K 1/5
Ask gybvdv eÈ※bi Pzw³※Z Zviv e¨emv※qi bZzb Askx`vi
wn※m※e MÖnY Ki※j gybvdv eÈ※bi bZzb AbycvZ KZ? (The
profit sharing ratio of two partners is 2:1. What
is the new profit sharing ration of partnership
business if they accept another partner with an
agreed profit sharing ration of 1/5 of total
business profit?)
A. 2:1:5 (2:1:5) B. 2:1:1 (2:1:1)
C. 8:4:3 (8:4:3) D. 4:2:5 (4:2:5)
UCC
34. AeP※qi ýKvb c×wZ cÖ_g eQ※ii AePq me※P※q Kg ý`Lv※e?
(Which depreciation method shows the lowest
amount of depreciation in the first year?)
A. mij‿iwLK c×wZ (Straight line method)
B. µgn«vmgvb c×wZ (Declining balance method)
C. el© msL¨vi mgwó c×wZ (Sum of the years digit method)
D. Drcv`b GKK (Units of production)
35. cvIbv`vi※K ý`qv 3520 UvKvi ýPK fz※j bM` eB※Z 3250
UvKv ýjLv n※q※Q| GB fzjwU e¨vsK mgš^q weeiYx※Z wKfv※e
ý`Lv※Z n※e? (A creditor was paid in cheque Tk.
3520 which was wrongly recorded in the cash
book as Tk. 3250. How will this error be adjusted
in bank reconciliation statement?)
A. bM` eB※qi mv※_ ýhvM n※e 270 UvKv (Added with cash
book Tk. 270)
B. e¨vsK weeiYxi mv※_ ýhvM n※e 270 UvKv (Added with
bank statement Tk. 270)
C. bM` eB ý_※K we※qvM n※e 270 UvKv (Subtracted from
cash book Tk. 270)
D. e¨vsK weeiYx ý_※K we※qvM n※e 270 UvKv (Subtracted
from bank staement Tk. 270)
36. wb※Pi ýKvbwU Avw_©K weeiYxi Ask bq? (Which one of the
following is not a component of the financial
statements?)
A. Avw_©K Ae¯řvi weeiYx (Statement of Financial Position)
B. gŔj¨ ms※hvRb weeiYx (Value added Statement)
C. bM` cÖevn weeiYx (Cash flow Statement)
D. Kw¤•Ö※nbwmf Avq weeiYx (Statement of
Comprehensive Income)
Answer : 25.D 26.B 27. D 28.D 29. C 30.B 31. A
32.B 33.C 34.A 35.C 36.B
e¨emvq bxwZ I cÖ‡qvM (Business Principles)
37. d«¨vsK wMj※eª※_i bvg ýKvb Kv※Ri mv※_ we※klfv※e ¯§iYxq?
(For which work Frank Gilbreth's name is most
noted for?)
A. mgq I MwZ wbix¶v (Time and motion study)
B. Kvh© cwi※ek (Working condition)
C. Kvh© g※bvwe⁂vb (Work psychology)
D. mvgvwRK web¨vm wn※m※e KvR (Work as a social setting)
38. mgevq mwgwZ MV※b Kgc※¶ KZRb m`m¨ cÖ※qvRb? (What
is the minimum number needed to form
cooperative society?)
A. 8 Rb (8) B. 9 Rb (9)
C. 10 Rb (10) D. 11 Rb (11)
39. wbqš¿※Yi wfwË Kx? (What is the base of controlling?)
A. msMVb (Organization) B. cwiKíbv (Planning)
C. Kgx©ms¯řvb (Staffing) D. ※cÖlYv (Motivation)
40. m¤•` AvniY I cÖwµqvRvZKiY e¨emv※qi ýKvb Kvh©vewji
Aš@M©Z? (Which of the following functions of business
include collection of resources and processing?)
A. Drcv`b (Production)
B. cwienY (Transportation)
C. ¸`vgRvZKiY (Warehousing)
D. ch©vwqZKiY (Grading)
41. Kvh©wfwËK msMV※bi D™ÿveK ýK? (Who is the founder of
functional organization?)
A. ※nbwi ýdqj (Henri Fayol)
B. Gd.WweţD.ýUji (F. W. Taylor)
C. ※nbwi Gj. M¨v›U (Henry L. Gantt)
D. ※gwi cvK©vi d※jU (Mary Parker Follet)
2
 42. AvaywbK msMVb KvVv※gv ýKvbwU? (Which one is the
modern organization structure?)
A. mij‿iwLK (Line) B. c`¯ř Kgx© (Staff)
C. Kvh©wfwËK (Functional) D. ※gwUª‼ (Matrix)
43. GKgvwjKvbv e¨emv※qi cÖavb Amyweav ýKvbwU? (Which one
is the main disadvantage of sole proprietorship
business?)
A. mxwgZ gŔjab (Limited capital)
B. mxwgZ AvqZb (Limited area)
C. Amxg `vq (Unlimited liability)
D. K…w⁆g m⁃vnxbZv (Lack of artificial entity)
44. Askx`vix e¨emv※qi g–j wfwË ýKvbwU? (Which one is the
foundation of Partnership Business?)
A. gvwjKvbv (Ownership) B. Pzw³ (Contract)
C. gŔjab (Capital) D. gybvdv (Profit)
45. gvm※jvi Pvwn`v ZË¡ Abyhvqx ÔKvh©※¶※Î eÜzZ¡Õ ýKvb ai※bi
Pvwn`v? (According to Maslow's need hierarchy
theory, what type of need is the 'friendship in
work-field'?)
A. ‿RweK (Physiological)
B. wbivcËv (Security)
C. mvgvwRK (Social)
D. AvÍweKvk (Self actualization)
46. cwiKíbvi msL¨vÍK cÖKvk※K e※j -----| (Numerical
expression of plan is called -----.)
A. bxwZ (Policy) B. j¶¨ (Goal)
C. ev※RU (Budget) D. ※KŠkj (Strategy)
47. ※Kv¤•vwbi Aw¯@Z¡ ýKvb ai※bi? (Which one is the entity
of company?)
A. ¯^íKvjxb (Short term) B. wPi¯řvqx (Perpetual)
C. wbw`©ó (Certain) D. `xN©¯řvqx (Long term)
48. ----- n※”Q gyL¨ KZ©vi D`vniY Ges ----- n※”Q cÖwZwbwai
D`vniY| [A (n) ----- would be an example of a
principal, while a (n) ----- would be an example of
an agent.]
A. wnmvei¶K; ýkqvi※nvìvi (Accountant; Shareholder)
B. e×※nvìvi; wnmvei¶K (Bondholder; Accountant)
C. ※kqvi※nvìvi; e¨e¯řvcK (Shareholder; Manager)
D. e¨e¯řvcK; ýkqvi※nvìvi (Manager; Bondholder)
Answer : 37.A 38.C 39. B 40.A 41. B 42.D 43. C
44.B 45.C 46.C 47.B 48.C
gv‡K©wUs (Marketing)
49. wb※Pi ýKvbwU ýfv³v evRvi wefw³Ki※Yi ¯^xK…Z wfwË bq?
(Which of the following is not a recognized base
for segmenting consumer markets?)
A. RbmsL¨vMZ (Demographic)
B. ※fŠ※MvwjK (Geographic)
C. cÖwZ※hvwMZvgŔjK Ae¯řvb (Competitive position)
D. gb¯@vwË¡K (Psychographic)
50. wb※Pi ýKvbwU gv※K©wUs cÖ※gvk※bi Dcv`vb wn※m※e we※ewPZ?
(Which of the following is considered to be an
element of marketing promotion?)
A. ※mevmgŔn (Services)
B. Ae¯řvb (Location)
C. MYms※hvM (Public Relations)
D. eª¨vwÛs (Branding)
51. P‽ovš@ ýfv³vi Kv※Q cY¨ ýcŠuQvq ýK? (Who supplies the
product to the final consumer?)
A. ※Kv¤•vwb (Company)
B. mievinKvix (Supplier)
C. cÖwZ※hvMx (Competitor)
D. ga¨¯ře¨emvqx (Middleman)
UCC
52. evRviRvZKiY wgkÖ※Yi cÖavb Dcv`vb KqwU? (How many
are the main elements of marketing mix?)
A. `yBwU (Two) B. wZbwU (Three)
C. PviwU (Four) D. mvZwU (Seven)
53. wb※Pi ýKvbwU ýfvM¨ cY¨? (Which of the following is a
consumer product?)
A. KvuPvgvj (Raw materials) B. ※Rbv※iUi (Generator)
C. hš¿cvwZ (Machinery) D. ※Uwjwfkb (Television)
54. A※_©i wewbg※q wbw`©ó D※`¨v³v KZ©‾K cY¨, ýmev I aviYvi
ˆbe©¨w³K Dc¯‟vcb※K ejv nq -----| (A paid form of
nonpersonal presentation of goods, services and
ideas by an indentified sponsor is called -----.)
A. cÖPvi (Publicity)
B. e¨w³K weµq (Personal selling)
C. weÁvcb (Advertising)
D. weµq cÖmvi (Sales promotion)
55. wb※Pi ýKvbwU GKwU ýKv¤•vwbi ewn¯‟ meyRvqb Kvh©vewji
Aš@fz©³? (Which of the following includes in
external greening activities of a company?)
A. `ŔlY ýiva (Pollution prevention)
B. gybvdv AR©b (Earning profit)
C. cY¨ wWRvBb (Product Design)
D. iY※KŠkj ÙZwi (Preparing strategy)
56. c※Y¨i Rxeb P※µi ýKvb ¯@※i ýKv¤•vwb c※Y¨i ˆewkó¨ cwieZ©b
Kivi ýPóv K※i? (In which of the following stage of
the product life cycle, the company tries to
modify the characteristics of the product?)
A. mŔPbv ¯@i (Introduction stage)
B. cÖe‾w×i ¯@i (Growth stage)
C. cŔY©Zv ¯@i (Maturity stage)
D. cZb ¯@i (Decline stage)
57. wb※Pi ýKvbwU g–j¨ wba©viY wm×v※š@ cÖfve we¯@viKvix evwn¨K
we※eP¨ Dcv`vb? (Which of the following is an
external consideration affecting price decision?)
A. evRviRvZKiY wgkÖY (Marketing Mix)
B. mvwe©K evRviRvZKiY iY※KŠkj (Overall Marketing Strategy)
C. D※⁇k¨vewj (Objectives)
D. evRvi cÖK…wZ Ges Pvwn`v (Nature of the Market and Demand)
58. wb※Pi ýKvbwU bZzb cY¨ cÖ¯„Z Dbœqb cÖwµqvi ýkl avc?
(Which of the following is the last step of new
product development process?)
A. evwYwR¨KxKiY (Commercialization)
B. e¨emv we※kÐlY (Business Analysis)
C. cY¨ ÙZwi (Product Development)
D. evRviRvZKiY iY※KŠkj cÖ¯ŘZ (Marketing Strategy
Development)
59. evsjv※`※k wb※Pi ýKvbwU mycvi gv※K©U-Gi D`vniY? (Which
one of the following is an example of
supermarket in Bangladesh?)
A. Av※Mviv (Agora)
B. ※gv¯@dv gvU© (Mustafa Mart)
C. Avos (Aarong)
D. iKgvwi WU Kg (Rokomary dot com)
60. kw³kvjx eª¨vÛ cQ›` Ges ýfv³vi AvbyMZ¨ wb※Pi ýKvb c※Y¨i
ý¶※Î cÖ※hvR¨? (In which of the following products
strong brand preference and consumer loyalty
are applicable?)
A. myweav cY¨ (Convenience product)
B. kwcs cY¨ (Shopping product)
C. wewkó cY¨ (Specialty product)
D. AhvwPZ cY¨ (Unsought product)
Answer : 49.C 50.C 51. D 52.C 53. D 54.C 55. A
56.C 57.D 58.A 59.A 60.C
3
 wdb¨vÝ GÛ e¨vswKs (Finance and Banking)
61. wb※Pi ýKvbwU ýK›`ªxq e¨vs※Ki KvR bq? (Which one is
NOT the function of a central bank?)
A. gy`vª bxwZ cÖYqb I ev¯@evqb| (Formulate and implement
monetary policy)
B. ‿e※`wkK gy`ªvi evRv※i n¯@※¶c bxwZ cÖYqb I ev¯@evqb|
(Formulate and implement intervention policy in the
foreign exchange market)
C. miKvwi Ùe※`wkK gy`ªvi wiRvf© msi¶Y I e¨e¯řvcbv| (Hold
and manage the official foreign exchange reserve.)
D. ZvwjKve× ýKv¤•vwb¸※jvi wbqš¿Y I Z`viwK| (Regulate
and supervise listed companies.)
62. evRvi wba©vwiZ my※`i nvi I e※Ûi g–※j¨i g※a¨ ýKvb ai※bi
m¤•K© we`¨gvb? (What is the relationship between
market interest rate and bond value?)
A. mgvbycvwZK (Proportional) B. wbi※c¶ (Neutral)
C. FYvÍK (Negative) D. abvÍK (Positive)
63. g–jab ev※RwUs-Gi c×wZmg–※ni g※a¨ wb※Pi ýKvbwU※Z cÖK※íi
A_© mgqg–j¨ I bM` cÖev※ni welqwU we※ePbv K※i bv?
(Which one of the following methods of capital
budgeting does not consider the time value of
money and the cash flow aspects of a project?)
A. ※c-e¨vK mgq (Pay-back Period)
B. wbU eZ©gvb gŔj¨ (Net Present Value)
C. Avš@tAvq nvi (Internal Rate of Return)
D. Mo gybvdv nvi (Average Rate of Return)
64. wb※Pi ýKvbwU PjwZ g–ja※bi Dcv`vb? (Which of the
following is a component of working capital?)
A. evwYwR¨K cÎ (Commercial paper)
B. ※UªRvwi wej (Treasury bill)
C. wW※e⁀vi (Debenture)
D. gRy`cY¨ (Inventory)
65. wb※Pi Avw_©K m¤•`mg–※ni g※a¨ ýKvbwU Kg SzuwK ý_※K AwaK
SzuwKi µgavivi ZvwjKv? (Which of the following
sequences lists financial assets from least risky to
most risky?)
A. AMÖvwaKvi ýkqvi, mvaviY ýkqvi, e× (Preferred stock,
Common stock, Bonds)
B. e×, mvaviY ýkqvi, AMÖvwaKvi ýkqvi (Bonds, Common
stock, Preferred stock)
C. mvaviY ýkqvi, AMÖvwaKvi ýkqvi, e× (Common stock,
Preferred stock, Bonds)
D. eÛ, AMÖvwaKvi ýkqvi, mvaviY ýkqvi (Bonds, Preferred
stock, Common stock)
66. ※bŠ-wegv me©cÖ_g Pvjy nq ýKvb ý`※k? (Which country
was the first to introduce Marine Insurance?)
A. wMÖm (Greece) B. Bsj¨vÛ (England)
C. BZvwj (Italy) D. d«vÝ (France)
67. wb※Pi ýKvbwU e¨emv※qi Af¨š@ixY g–jab bq? (Which one
of the following is NOT internal capital of a
business?)
A. cÖ※`q Ki (Taxes Payable)
B. e※Kqv `vqmgŔn (Accruals)
C. AMÖvwaKvi ýkqvi (Preference share)
D. msiw¶Z gybvdv (Retained earnings)
68. wb※Pi Drmmg–※ni g※a¨ ýKvbwUi A_©vq※bi LiP me©wbæ n※e?
(Which of the following sources bear the lowest
financing cost?)
A. AMÖvwaKvi ýkqvi (Preference share)
B. eÛ (Bond)
C. msiw¶Z gybvdv (Retained earnings)
D. mvaviY ýkqvi (Common share)
UCC
69. wb※Pi ýKvbwU Rxeb-wegvi ý¶※Î cÖ※hvR¨ bq? (Which of
the following is not applicable to Life Insurance?)
A. ¶wZcŔi※Yi Pzw³ (Contract of Indemnity)
B. mgc©Y gŔj¨ (Surrender Value)
C. wegv※hvM¨ ¯^v_© (Insurable Interest)
D. P‽ovš@ mwØkŢvm (Utmost good faith)
70. wewbgq we※ji cÖ¯@ZKvix ýK? (Who is the maker of bill
of exchange?)
A. aviK (Holder) B. Av※`óv (Drawer)
C. Avw`ó (Drawee) D. cÖvcK (Payee)
71. ※Kvb ai※bi ýPK n¯@vš@※i Aby※gv`※bi cÖ※qvRb ýbB? (Which
cheque doesn't require any endorsement for
negotiation?)
A. evnK ýPK (Bearer cheque)
B. `vM KvUv ýPK (Crossed cheque)
C. ågYKvixi ýPK (Traveler's cheque)
D. ûKzg ýPK (Order cheque)
72. AvaywbK AwMœ-wegvi RbK ýK? (Who is the father of
modern fire insurance?)
A. wb※Kvjvm evieb (Nicholas Barbon)
B. BDwRb dvgv (Eugene Fama)
C. DBwjqvg K¨vwi (William Carry)
D. wdmvi eШvK (Fischer Black)
Answer : 61.D 62.C 63. D 64.D 65. D 66.C 67. A
68.B 69.A 70.B 71.A 72.A
WRITING ABILITY TEST
Duration: 40 Minutes Total Marks: 45
The test contains 6 questions. Question 1-5 carry 5
marks for each and question 6 carries 20 marks.
Write answers only in the given space; no additional
paper will be supplied.
1. Translate the following sentences into English: 5
A. ým Avgvi ýP※q kw³gvb| - Answer: He / She is stronger than I.
B. we`¨v AgŔj¨ ab| - Answer: Education is an invaluable treasure.
C. ý`※ki Dbœq※bi Rb¨ mw¤§wjZ cÖ※Póv `iKvi|
Answer: A combined effort is needed for the
development of the country.
D. ým A※bK K_v| - Answer: It's a long story.
E. PÆMÖv※g Zvi cvBKvwi e¨emv Av※Q|
- Answer: He has a wholesale business in Chattogram.
2. Translate the following sentences into Bangla: 5
A. It is now three minutes to four.
- Answer: PviUv evR※Z 3 wgwbU evwK|
B. The growth in the export sector this year surpassed all
expectations.
- Answer: G eQ※ii ißvwb Lv※Zi cÖe‾w× me cÖZ¨vkv Qvwo※q※Q|
C. He has run into debts. - Answer: ým FYMÖ¯@ i※q※Q|
D. To err is human, to forgive is divine.
- Answer: gvbyl gv⁆B fzj K※i/ ¶gv ¯^Mx©q / fzj gvbexq|
E. How much do I owe you? - Answer: Avwg ýZvgvi Kv※Q KZ ý`bv?
3. Explain the following concepts in English: 5
A. Cyber Crime -
Answer: Cybercrime, also called computer crime, is the
use of a computer as an instrument to further illegal ends
B. The literary term 'Sonnet'-
Answer: Sonnet is a poem of fourteen lines using any of
a number of formal rhyme schemes.
4
 C. International Mother Language Day-
Answer: International Mother Language Day stands for
the opportunity I have to speak a language which
preserves my tangible and intangible heritage, traditions,
and culture
D. Corporate Social Responsibility--
Answer: Corporate Social Responsibility is a
management concept whereby companies integrate social
and environmental concerns in their business operations
E. Online Shopping -----
Answer: Online Shopping is the action or activity of
buying goods or services over the Internet.
4. Make a précis of the following passage: 5 She is a housewife. She gets up early in the morning
There is an enemy beneath our feet- an enemy more
deadly for her complete impartiality. She recognizes no
national boundaries, no political parties and no population
groups. Everyone in the world is threatened by her. The
enemy is mother earth herself. When an earthquake
strikes, the world around us trembles. The power of a
quake is greater than anything man can produce. An
earthquake strikes without warning. When it does, its
power is immense. If it happens in urban areas, the
damage is huge. Buildings collapse, bridges fall and
gaping cracks appear in busy streets. If the quake strikes
at sea, huge tidal waves sweep inland. Earthquakes
happen when tow large pieces of Earth's crust called
tectonic plates suddenly slip. These plates slowly move
over a long period of time. It is not possible to predict
when an earthquake is due, but scientists today are trying
to find some way of fighting earthquakes. It is possible
that sometime in the near future mankind will discover a
way of protecting itself from earthquakes.
Answer :
Precis : Mother earth is a hiden enemy
Earthquake is mankind‟s deadliest enemy which strikes
without any discrimination and is a threat to everyone. Its
power supersedes anything mankind can produce. It
strikes without any prior warning. It can wipe out an
entire city, cause huge tidal waves. Scientists are trying to
find out ways to protect the world from earthquakes.
5. ms※¶※c Ôevsjv※`※k ch©Ub wk※íi mgm¨v I m¤ÿvebvÕ kxl©K
evsjvq iPbv ýjL| 5 d※j ¯řvqx m¤•※`i ýh gŔj¨ n«vm N※U Zv※K AePq e※j| G AePq
DËi: ch©Ub GKwU wkí| ¯^vaxbZvi ci ý_※K G ý`※ki ch©Ub
wk※í Dbœq※bi eiv⁇ ýZgb ýbB| ýKv※bv wkí※K A_©‿bwZK mg…w×i
evnb wn※m※e wb※Z n※j Zvi we※kl hZœ I cwiPh©vi `iKvi|
eZ©gv※b evsjv※`※ki mgy`ª ‿mKZ KyqvKvUv `yM©g GjvKvq, we※klZ
hvZvqvZ e¨e¯řvi mye※›`ve¯@ bv _vKvq G ‿mKZ GL※bv ch©UK※`i
Kv※Q `yM©g e※j RbwcÖq n※q I※Vwb| K‼evRv※ii mgy`ª ‿mK※Z
wbivc⁃vi AwbŤqZv ýewk e※j A※b※K e※j _v※Kb|
evsjv※`※k ch©U※bi ý¶※⁆ miKvwi D※`¨vMB GKgv⁆ D※`¨vM|
miKvi ev miKvwi D※`¨v※Mi mxgve×Zvi K_v me ý¶※⁆B Avgv※`i
ýkvbv Af¨v※m `vuwo※q※Q| ZvB ch©U※b wKQy ‿ewP⁆ I my※hvM m…wói
Rb¨ ýemiKvwi D※`¨vM※K ¯^vMZ Rvbv※Z nq| G ý¶※⁆ wbf…Z
A⁀※ji ýmŠ›`h©gw⁁Z ¯řvb¸※jv※Z ch©Ub ýK›`« M※o ýZvjvmn
my※hvM-myweav m…wói Rb¨ ýemiKvwi D※`¨vM※K ¯^vMZ Rvbv※Z nq|
G ý¶※⁆ wbf…Z A⁀※ji ýmŠ›`h©gw⁁Z ¯řvb¸※jv※Z ch©Ub ýK›`« M※o
ýZvjvmn my※hvM-myweav m…wó Kivi K_v Avgiv e※jwQ|
※hgb mgy`ª ýewóZ ým›UgvwU©b Øxc, ýmvbviMvu, wm※j※Ui Rvdjs,
gvaeKy⁁, nvgnvg ev ýkicy※ii wSbvBMvwZ, bKjv ev MRbx※K
AvKl©Yxq ch©Ub ýK※›`« iƒcvwqZ Kiv ýh※Z cv※i| ¯řvbxqfv※e
RvqMv¸※jvi e¨vcK RbwcÖqZv i※q※Q| evsjv※`※ki wm※jU, PÆMÖvg,
cÂMo GjvKvi Pv-evMvb, nvIi-wej GjvKv ev AvKl©Yxq ¯řv※b
ch©Ub myweav wbwŤZ K※i GB wk※íi weKvk Kiv ýh※Z cv※i|
cwi※ek my›`i _vK※j, gvbweK cwi※ek my¯ř _vK※j, Z※eB ch©Ub
wk※íi weKvk jvf K›UKgy³ n※e, m※›`n ýbB|
UCC
6. Answer the following short questions: 54=20
A. ÔjvjmvjyÕ-ýK ýKb mvgvwRK Dcb¨vm ejv nq?
DËi: ÒjvjmvjyÓ Dcb¨vmwU gŔjZ mgvR※K wN※i iPbv Kiv
n※qwQj| Dcb¨vmwU※Z mgv※Ri Kzms¯‹vi, Ab¨vq, AZ¨vPv※ii
wbh©vZ※bi K_v dzwU※q ýZvjv n※q※Q hvi mewKQyB mgvR※Kw›`ªK|
ZvB jvjmvjy Dcb¨vmwU※K GKwU mvgvwRK Dcb¨vm ejv nq|
B. Write a few lines about your mother. Mention the
qualities that make her dear to you.
DËi: My mother is the best mom in the world. She is
only 35 years old. She is very hard working women.
and makes breakfast for us. She takes care of my
Papa, Grandfathers, grandmothers, and sister.
Everybody in my family loves and appreciates her.
Really, she deserves it. She is very kind-hearted
women. Nobody is as kind as my mother. If any
family member of our family become ill then she
takes care of him. My mother is truly prosperous.
These qualities make her very dear to me.
C. mgš^q Rv※e`v wjL※bi D※⁇k¨ D※jţL Ki| (State the
purpose of passing adjusting journal entries.)
DËi: mgš^q Rv※e`v wjL※bi D※Ïk¨¸※jv wbæiƒc:
1. ev`cov ýjb※`b wnmvefz³t e¨emvq cÖwZôv※bi A※bK ýjb※`b
wnmvei¶※Ki `‾wó Gwo※q hvq| d※j ýjb※`b¸※jv Rv※e`v Gw›Uª n※Z
ev` c※o hvq| Avw_©K weeiYx cÖ¯Ř※Zi cŔ※e© D³ ev`cov ýjb※`b¸※jv
mgš^q `vwLjvi gva¨※g mgš^q Kiv nq|
2. Ae¨eüZ ev e¨eüZ `ª※e¨i mgš^qt e¨emv※q wewfbœ ai※bi
gwbnvwi `ªe¨ Ges mvcţvBm e¨eüZ nq| G¸※jv hLb µq Kiv nq
ZLb LiP ev m¤•` wnmv※e wjwce× Kiv nq| wKšŘ G¸※jvi m¤•ŔY©
Ask wnmveKv※j e¨eüZ bvI n※Z cv※i| Gi hZUzKz ýfvM ev
e¨eüZ n※q※Q ev hZUzKz Ae¨eüZ Av※Q wnmveKvj ýkl bv nIqv
ch©š@ Gi ýKvb `vwLjv ý`qv nq bv| ZvB eQiv※š@ e¨eüZ Ask※K
LiP wnmv※e Ges Ae¨eüZ Ask※K m¤•` wn※m※e a※i mgš^q
`vwLjv w`※q Avw_©K weeiYx ÙZwi Kiv nq|
3. mgq AveZ©bRwbZ LiP wjwce×KiY: mgq AwZµvš@ nIqvi
wnmveKvj ýkl nIqvi cŔ※e© mvaviYZ wjwce× Kiv nq bv| eQiv※š@
Giƒc LiP mgš^q `vwLjvi gva¨※g mgš^q Kiv nq| GKBfv※e
AwMÖg cÖ`⁃ Li※Pi hZUzKz ýgqv` D⁃xY© n※q※Q Zv※K LiP wnmv※e
ý`Lv※bvi Rb¨ mgš^q `vwLjv w`※Z nq|
4. wbLuyZ Avw_©K djvdj I m¤•※`i Avw_©K g–j¨vqb t e¨emvq
cÖwZôv※bi mwVK Avw_©K djvdj AeMZ nIqv I cÖvwZôv※bi
m¤•`mgŔ※ni h_v_© I b¨vh¨ gŔj¨vq※bi Rb¨ Avq, e¨q, m¤•` I
gvwjKvbv※⁃¡i mgš^q mvab cÖ※qvRb nq|
D. ‿e⁂vwbK e¨e¯řvcbv Kx? (What is scientific management?)
DËi: ‿e⁂vwbK AbymÜvb I cix¶v wbix¶vi gva¨※g cÖYxZ
cwiKíbv Ges cŔe© wba©vwiZ mgq I wb※`©kbv ýgvZv※eK cÖ※Z¨K
kÖwgK-Kg©x Kvh© m¤•v`b Ki※Q wKbv Zvi wbŤqZv weavb I
KviLvbvi hveZxq ¶q-¶wZ I AcPq ýiva Ges me©vwaK
Drcv`b I e¨q n«vmB n※jv Ùe⁂vwbK e¨e¯řvcbv|
E. ýfv³v evRvi wefw³Ki※Yi wfw⁃mgŔn D※jţL Ki| (Mention
the bases for segmenting consumer markets.)
DËi: ※fv³v evRvi wefw³Ki※Yi wfwË※K cÖavbZ 4 fv※M fvM
Kiv nq | h_v-
1. ýfŠ※MvwjK wefw³KiY 2. RbmsL¨vwfwËK wefw³KiY
3. gb¯@vwË¡K wefw³KiY 4. AvPiwYK wefw³KiY
5
  ýfŠ※MvwjK wefw³KiY (Geographic Segmentation)
 G※¶※⁆ GKwU c※Y¨i m¤¢ve¨ evRvi※K ýfŠ※MvwjK Ae¯řvb Abymv※i
wewfbœ Dcwefv※M fvM Kiv nq|
 GLv※b g※b Kiv nq ýh, ýfŠ※MvwjK Kvi※Y wewfbœ GjvKvi ýfv³v※`i
cÖ※qvRb, iŖwP, µq Af¨vm cÖf…wZ wfbœ nq|
 ýfŠ※MvwjK wefw³Ki※Yi gŔj Dcv`vb¸※jv n※jv: wekŢ A⁀j ev ý`k
(World religion or country), ý`kxq A⁀j (Country
region), kni ev bM※ii AvqZb (City or metro size), NbZ¡
(Density), Rjevqy (Climate)|
 RbmsL¨vwfwËK wefw³KiY (Demographic Segmentation)
 RbmsL¨v welqK wewfbœ Ùewk※ó¨i wfw⁃※Z evRvi wefw³KiY Kiv
n※j Zv※K RbmsL¨v welqK wefw³KiY e※j|
 G※¶※⁆ g※b Kiv nq ýh, eqm, cwiev※ii AvqZb, Avq, ýckv BZ¨vw`
Kvi※Y ýfv³v※`i Pvwn`vi g※a¨ cv_©K¨ ý`Lv hvq|
 RbmsL¨v welqKwefw³Ki※Yi gŔj Dcv`vb¸※jv n※jv: eqm (Age),
wj½ (Gender), cwiev※ii AvqZb (Family size), cwiev※ii
RxebPµ (Family life cycle), Avq (Income), ýckv
(Occupation), wk¶v (Education), ag© (Religion), eY©
(Race), cÖRš§ (Generation), RvZxqZv (Nationality)|
 gb¯@vwË¡K wefw³KiY (Psychographic Segmentation)
 gvby※li gb¯@vw⁃¡K welqvewji Kvi※YI Zv※`i Pvwn`vi g※a¨ cv_©K¨
ý`Lv hvq|
 KviY DŗPwe⁃ m¤•bœ e¨w³i Pvwn`v Avi wbæwe⁃ m¤•bœ e¨w³i Pvwn`v
GK bq|
 gb¯@vw⁃¡K wefw³Ki※Yi cÖavb Dcv`vb¸※jv n※jv: mvgvwRK ýkÖwY
(Social class), Rxeb auvP (Life style), e¨w³Ë¡
(Personality).
 AvPiwYK wefw³KiY (Behavioural Segmentation)
 AvPiwYK wefw³KiY n※jv ýfv³vi ⁂vb, g※bvfve, e¨envi, ev c※Y¨i
cÖwZ mvovi wfw⁃※Z GKwU evRvi※K wewfbœ `※j fvM Kiv|
 AvPiwYK wefw³Ki※Yi cÖavb Dcv`vb¸※jv n※jv: Dcj¶
(Occasions), myweav (Benefits), e¨enviKvixi gh©v`v (User
status), e¨env※ii nvi (User rate), cÖ¯@ywZi ¯@i (Readiness
stage), c※Y¨i cÖwZ g※bvfve (Attitude toward products)|
OR
GKwU dv※g©i gybvdv m※e©v”PKiY j※¶¨i ýP※q m¤•`
m※e©v”PKiY j¶¨ ýkÖq ýKb? e¨vL¨v Ki| (Why is the goal
of wealth maximization superior to the goal of
profit maximization of a firm? Explain.)
DËi: gybvdv me©vwaKiY Gi D※⁇※k¨ gybvdvi ýh A¯•óZv i※q※Q
Zv `Ŕi K※i m¤•※`i GKwU ¯•ó aviYv Ges Zv cwigv※ci c×wZ
my¯•ófv※e e¨vL¨v Kiv n※q※Q m¤•` me©vwaKi※Yi ý¶※⁆| G ý¶※⁆
A¯•ó gybvdvi cwie※Z© ¯•ó wbU bM` cÖevn※K cwigvcK wn※m※e
e¨envi Kiv nq|
GwU ýKvb dv※g©i cÖK※íi wbU bM` cÖevn, A※_©i mgqgŔj¨ we※ePbv
K※i hv gybvdv me©vwaKi※Y we※ePbv Kiv nq bv| fwel¨r bM`
cÖev※ni AwbŤqZv Ges mg※qi wfbœZv we※ePbvq ýi※L wbw`©ó evÆvi
nvi w`※q fwel¨r cÖevn※K eZ©gvb gŔ※j¨ iƒcvš@wiZ Kiv nq|
A_©‿bwZK Kj¨vY ZLbB m¤¢e hLb wewb※qvMKvixi wewb※qv※Mi gŔj¨
e‾w× cvq| hv Zvi ýkqvi gŔj¨ Øviv cwigvc※hvM¨| ýkqv※ii gŔj¨
me©vwaKiY n※ŗQ m¤•※`i gŔj¨ me©vwaKiY hv wbU eZ©gvb gŔj¨
me©vwaKi※Yi weKí cÖwZdjK wn※m※e Avw_©K wm×v※š@i gvcKvwV|
AvaywbK e¨emv RM※Z gybvdv me©vwaKiY j※¶¨ ýh me `Ŕe©jZv
i※q※Q m¤•` me©vwaKiY j¶¨ Øviv ým me `Ŕe©jZv※K `Ŕi Kiv m¤¢e
n※q※Q| GRb¨ m¤•` me©vwaKiYB n※ŗQ dv※g©i me©RbM‾nxZ j¶¨|
UCC 6