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NPcUUPUOC-1071 2020-21 ‘Apilo%, 2021
To,
‘All Members in Unified Payment Interface (UPI)
Dear StiMadar,
‘Subject: Change in nomenclature of Retrieval Reference number (RRN) in UPI to avoid
icates.
‘Background: For eactr UP ransacoor, =? og Rete RereTerce NUMBST (RAN. WE —
serves as a unique transaction identfier, is generated by the inating PSPs. The extant RRN
‘constructs defined as below.
{ RRN construct YODDHSSSSSS where: —]
Yevear
DODJulan Date
Hi Hour
‘SSSSSS-STAN Number
Trace no. tnt milion per hour per PSP
Basis the above RAN nomendlalure, there i a limit oft milion Unique RNG whieh Gan be
‘generated wihin an hour by a single Payer /Payee PSP. With the UPI volumes increasing, iti
‘observed thet during peak hous, the number of transactions inated by a PSP exceeds the
hourly maximum cap of 1 milion as per the extant RRN logic. Duplicate RRNS results in
‘vansaction decines and alse reconcilaton related isues at beneficiary banks end.
Revised RRN Nomenclature: In vw of the above, the current RRN nomenclature to be
‘evsed wherein HI to be replacad wth Trace number ‘SS'to sccommodate 100 milion unique
RNS in 24 hours from @ single Payer /Payee PSP. Basis the revised RRN construct,
PayertPayee PSP shall have the capsbilty of generating 78 milion addtional RANE.
‘The revised RRN construct is defined as below
| RRN consiruct: YDDDSSSSSSSS where:
= |
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‘The PSPs / Banks wherein tho hourly transactions are exceeding 1 millon are advised to
Implement tne revised RRN construct to avoid duplicly. Further, PSPS / Barks to remove
checks, any, against HH of the RRN construct. In case, Banks / PSPs have validation on HH
ln RRN, please ensure tha he same is removed before May 31, 2021
‘Membars may bring the content ofthe Circular othe notice of their constituents concerned.
Youre Sincerely,
‘Salrased Nabar
Chief - Online Product Operations & Technology
[Bandi Kuri Complex, Bandra (Ej, Mum €00 051
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