OPENING OF SUKANYA SAMRIDDHI ACCOUNTS IN CBS

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1. Open CIF in the name of girl child. 1 ID is Birth Certificate & 2 ID is Statement of A/c of parent with
account number.

2. Note down CIF of Parent.

3. Then go to Customer Management > Relationship/Ownership > Relationship.

4. In next screen at Required action > select ADD. In ID give CIF of Minor girl > Entity : CUS > Relationship
required : select 9428 and click on Transmit.

5. In next screen, in entity 2, give CIF of Parent, Entity type : CUS and in Relationship code select 9428 and
click on Transmit.

6. Then go to Dep/CC/OD > Create > Give minor’s CIF > Select product 13 > Type 11 > Currency : INR > Interest
Category 1311-1451 > Account Segment Code : 5006 > Nomination required : YES > Select Mobilizer code in
Misc. Tab and Transmit.

7. Credit the account with Rs 1000/- only either by transfer or cash. Subsequent deposits can be made any
number of times subject to multiples of Rs 100/- and max. Rs 1,50,000/- in a year.

OPENING OF PPF ACCOUNT IN CBS

1. CREATE CIF OF THE CUSTOMER

2. DEPOSIT/CC/OD ACCOUNTS & SERVICES
 CREATE
 NEW DEPOSIT A/C ( SCREEN No. 2000)
 Input CIF No
 Product: 13 –PPF
 Type: 11 – General
 Currency- INR
 Interest Category: 1401- PPF-GEN-PUBIND-ALL-INR
 A/c segment Code: 5006 PER (Others)
 HOW TO REGISTER STANDING INSTRUCTIONS IN PPF/SSA ACCOUNTS AT THE BRANCH

1. Go to Dep/OD/CC > Sweeps/Standing Orders > Create Standing Order.

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2. In next screen give account number of Parent, Enter S in box ( 1 line i.e. Debit the account for transfer to
another internal account. In Option : Select All, then TRANSMIT.
3. In next screen enter amount to be transferred . In Frequency Code : select Monthly, Frequency: enter 1. In
start date : enter date from which deduction is to be made. Purpose of SI : Select 200 : Deposits.
4. In TO Account : Enter SSA account of minor Girl child
5. From A/c Comments : Transfer to SSA No_______________________
6. To A/c Comments : Transfer from ___________________(parent’s account)
7. Payment Type : Select Normal P&I payment. Hold Reqd : N
8. Apply fees : NO then TRANSMIT.
 FORM SSA -1
STATE BANK OF INDIA

APPLICATION FOR OPENING AN ACCOUNT UNDER ‘SUKANYA SAMRIDDHI ACCOUNT ’

To,
The Manager,
………………………………………………..
…………………………………………………
Sir,

I ………………………..(name of parent/guardian) hereby apply for opening an account under ‘Sukanya Samriddhi
Account’ scheme ,……… in the name of Kumari…………………………… …………………………………. of whom I am the guardian and
tender herewith Rs……………………../-(Rs…………………………………………………………….) in cash/Cheque/DD. No…………………
date………. as initial subscription.

1. Name of Account holder (girl child) Ku. ……………………………………………………………

2. Daughter of (father /mother’s name) …………………………………………………………
Date of Birth ………………………….

(DD / MM / YYYY)

(In words) ……………………………………………………………

4. Details of Birth Certificate ……………………………………………………….

(copy may please be enclosed)
a) Certificate No. ……………………………………………………………………..
b) Date OF Issue …………………………………………………………………….
c) issuing authority) …………………………………………………………………….

5. Name of Parent / Guardian ……………………………………………………….

(Operating the account on behalf of the minor girl child)

6. ID details of parent/guardian ……………………………………………………….

(copy may please be enclosed)
a) Certificate No. …………………………………………………………………….
b) Date OF Issue …………………………………………………………………….
c) issuing authority …………………………………………………………………….

7. Address (Present) ……………………………………………………….

……………………………………………………….
(Permanent) ……………………………………………………….
……………………………………………………….
8. Details of other KYC documents attached ………………………………………………………
………………………………………………………

I hereby undertake to abide by the provisions / rules of the ‘Sukanya Samriddhi Account’ and amendments issued
thereto from time to time.

I hereby declare that I have not opened OR maintaining any other account under the same scheme in the name of
………………………………. (Name of girl child) in any other Post Office or Bank.

Signature or thumb impression of Parent/guardian Additional

Specimen signatures

For use of Bank

The account has been opened in the name of Ku………………………………… on…………………….. with
Rs………………………………………. Under ‘Sukanya Samriddhi Account’ scheme

Signature and seal of

Competent authority
From

Date: __ __ / __ __ / ____

To
Branch Manager
State Bank of India
_____________Branch

Dear Sir
SUB: REQUEST FOR STANDING INSTRUCTION ON PUBLIC PROVIDENT FUND ACCOUNT / SUKANYA SAMRIDHI ACCOUNT
REF: MY EXISTING SAVINGS BANK ACCOUNT

I request you to please incorporate Standing Instruction on my savings bank account for Public Provident Fund account

I have existing PPF/SSA Account or application form is enclosed

PPF/ SSA Account No. : (if available)

Name of PPF/SSA Account holder:

Relationship with PPF/SSA Holder: Self/ Guardian

My SB Account No. :

Amount per month : ₹ (Rupees )

Period of SI : months
st nd rd th th
SI Date : 1 / 2 / 3 / 4 /5 of Month Yours faithfully

Contact Details
( )
Cell:
Email:
Encl: Landline with STD code:
1. PPF/SSA Application with Pay-in-slip & Nomination (Only in case of new account opening)

Office Use

SI Date: of Month SI Created on / /

Initials
 TRIPLE
INTEREST:
EXEMPTION
9.20% FROM TAX

 Objective: To promote the welfare of Girl Child

 Interest on Deposit: 9.20%

 Tax Rebate: under Triple Exempt category (Principle, Interest & Withdrawal
exempted from tax)

 Who can open the account: Natural/ legal guardian on behalf of a girl child
below 10 years.

 Documents required: Birth Certificate of the Girl child & KYC documents of
the Guardian.

 Max number of accounts: Up to 2 girl children or 3 in case of twin girls.

 Min & Max Amount of Deposit: Min. Rs. 1000/- of initial deposit with multiple of Rs. 100/- thereafter with
annual ceiling of Rs.150000/- in a financial year

 Max period up to which deposits can be made: 14 years from the date of a/c opening.

 Premature Closure: Allowed in the event of death of the depositor or in cases of extreme compassionate
grounds such as medical support in life threatening diseases to be authorized by an order by the Central
Government

 Irregular Payment/ Revival of account: By payment of penalty of Rs.50 per year.

 Mode of Deposit: Cash/Cheque/ Draft/ Transfer/ online transfers. SIP is also accepted.

 Withdrawal: 50% of the balance as at the end of previous financial year for the purpose of higher education or
marriage after attaining the age of 18 years and final at the age of 21 years.

OPEN SUKANYA SAMRIDDHI ACCOUNT WITH STATE BANK OF INDIA

TODAY!!!!
 INTEREST SAVE TAX!!!
8.70%

 Objective: To promote Small savings & avail benefits in Income tax.

 Who can open the account: Resident Indian Individual only or individuals on behalf of minors.

 Tax Rebate: under Triple Exempt category ( Principle, Interest & Withdrawal are exempted from tax)

 Documents required: KYC documents.

 Max No. of accounts: An individual can open only one PPF account. However, he/she can open another account on
behalf of each minor child for whom he/she is the guardian. Both Mother and Father cannot open Public
Provident Fund (PPF) accounts on behalf of the same minor

 Min & Max Amount of Deposit: Rs.500/- per annum in multiples of Rs.5/- Upto Rs. 1,50,000 - per
annum

 Tenure of the Deposit: 15 years from the date of opening of the account. The tenure of PPF Deposit
can be extended for one or more blocks of 5 years each on written request within 1 year from the date of
maturity.

 Premature Closure: Allowed in the event of death of the depositor or in cases of extreme compassionate grounds to be
authorized by an order by the Central Government

 Irregular Payment/ Revival of account: Payment of penalty of Rs.50 per year + min. specified amount per year

 Mode of Deposit: Cash/Cheque/ Demand Draft/ Transfer/ online transfers. SIP also accepted.
th th
 Withdrawal: 50% of the balance in the account as at the end of 4 financial year can be withdrawn in 6 Year.

 Loans: Allowed.

 Nomination Facility: Available for multiple nominees.

OPEN PPF ACCOUNT WITH

STATE BANK OF INDIA TODAY!!!!