Regular Payback Method

-100 30 40 50 100
0 1 2 3 4
=70 =120
so between 2nd and 3rd year I get back 100 Rs.
Payback = time taken to get back 100Rs back

2 + 30/50
after year 2 - 70
30 remaining post that but I get 50 so if 50 was divided equally monthly then
Payback period 2.6 years
monthly then