REFERENCE FORM

The Retail Manager

KCB Bank (U) Ltd
Oasis branch.

I, certify that Iam well acquainted with the Applicant, Mr/ Ms/ Mrs……………………………………..
and have known him/her for the past …….. years and confirm his/her residence as being…………………..
I recommend him/her and further specify that he is a person suitable to maintain a personal loan with KCB Bank.
I shall provide the bank with reasonable assistance in the event that he /she fail to meet their obligations.

Yours faithfully,

Name;………………………………………..

Telephone contact…………………(mob)………………………….. office.

Residential address…………………………………………

Employer:…………………………………………………..

Employer’s physical address:………………………………

Relation with applicant…………………………………….

Signature;…………………………….. Date……………………..

Note; Kindly note that this reference has to be given by a family member and does not serve as a personal
guarantee for the applicant in the event that he/she fails to meet their loan obligation.